Answer:
Office of Laboratory Animal Welfare
A(n) _________ bank is a profit-seeking organization that receives deposits from individuals and corporations in the form of checking and savings accounts and then uses some of these funds to make loans.
A(n) Commercial bank is a profit-seeking organization that receives deposits from individuals and corporations in the form of checking and savings accounts and then uses some of these funds to make loans.
A "commercial bank" is a particular kind of financial institution that accepts deposits, provides checking account services, makes different loans, and gives both individuals and small businesses access to fundamental financial products including certificates of deposit (CDs) and savings accounts.
Most people do their financial transactions through commercial banks. Commercial banks generate revenue through making loans like mortgages, auto loans, business loans, and personal loans and charging interest on those loans. The money needed to finance these loans comes from customer deposits to banks.
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Eliza reported net income of $45,000 for the year 2015. what is the amount of the corrected net income (ignoring income taxes) for 2015?
$45,000 is the amount of the corrected net income (ignoring income taxes) for 2015
What is net income?Net income is defined in business and accounting as an entity's income less cost of goods sold, costs, depreciation and amortization, interest, and taxes for an accounting period.
Net revenue reporting, which subtracts the cost of goods sold from gross revenue, provides a more accurate view of the bottom line.
Profit is just the revenue left over after expenses; it exists on various levels, depending on whatever costs are removed from revenue. Net income, or net profit, is a single statistic that represents a certain form of profit. The well-known bottom line on a financial statement is net income.
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When a licensing requirement is designed merely to raise revenue, a contract made by an unlicensed person is generally enforceable. true false
When a licensing requirement is designed merely to raise revenue, a contract made by an unlicensed person is generally enforceable. this statement is true.
What is licensing requirement?The practice of combining licensing requirement elements, such as public relations, social media, audience analytics, business growth concepts, and advertising, into a brand identity that is constant across various media channels is known as integrated marketing communication (IMC).It enables both public and private organizations and corporations to provide an enjoyable and smooth licensing requirement for a good or service, as well as to enhance an organization's reputation and connections with stakeholders.People with experience in licensing requirement communications may look for work throughout the marketing and communications sectors, in professions including journalism, market research and licensing requirement, public relations, non-profit and government, entertainment, television and radio, and other related businesses.To know more about licensing requirement with the given link https://brainly.com/question/14331071
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If implemented, the southern alliance's proposed "subtreasury system" would have eased the farm debt crisis by?
The sub-treasury plan, the federal government would hold crops in public warehouses and issue loans on their value until they could be profitably sold.
Why did Farmers face an increasing debt load in the late 1800s?
They were caught between increased costs and falling prices.
Why did the Grange movement focus on reducing prices that railroads and grain elevators charged?Farmers relied on railroads and grain elevators but were forced to pay higher than usual rates.
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If a risk-averse small business owner can't reduce the level of risk to where they are comfortable, they can either insure against future losses or ________
If a risk-averse small business owner can't reduce the level of risk to where they are comfortable, they can either insure against future losses or Spread the risk among other.
The correct option is A - Spread the risk among other people or businesses. This also termed as diversification and one of the most important techniques applied for mitigating the risk or reducing the negative effects of risk.
option B is not correct as ignoring regulatory changes will attract legal action and that is not an advisable method to mitigate risks.
Option C is also incorrect as choosing a source for capital investment will attract more risk and tie the funds for a longer duration and
option D is not a technique to avoid risk.
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Evaluation should be planned at the same time as the training program and should be closely tied to the ________ objectives established for the program. business skills transfer behavioral
Evaluation should be planned at the same time as the training program and should be closely tied to the behavioral objectives established for the program.
Evaluation is the methodical appraisal of a subject's validity, worth, and relevance through the use of standards-based criteria. It can help an organization, program, design, project, or any other intervention or initiative evaluate any goal, realizable concept or proposal, or any alternative, to aid in decision-making; or to determine the level of achievement or value in relation to the goal and objectives, as well as the outcomes of any such action that has been taken.
The main goal of assessment is to encourage introspection and support the identification of potential future change, in addition to providing insight into previous or ongoing projects.
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For what type of market structure is the demand curve the same as marginal revenue?
Perfect competition is the type of market structure is the demand curve the same as marginal revenue.
A market structure where all suppliers are equal and overall supply and demand are in equilibrium is referred to as perfect competition in economics. Perfect competition exists, for instance, when multiple companies are producing a commodity and no one company has a competitive edge over the others.
Perfect competition is characterized by three key factors:
(1) the absence of any significant market dominance;
(2) standardization of industry output;
(3) freedom of entry and exit.
The demand curve of a firm that is perfectly competitive is horizontal at the market price. As a result, every unit sold will result in it receiving the same price. The difference in total revenue from selling one is the firm's marginal revenue.
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By when must a broker deposit escrow funds if the sales associate receives them on a tuesday?
correct option is C
When a broker deposit escrow funds if the salesperson receives them on a Tuesday
What is broker deposit?Individual investors favor brokered deposits because they frequently have better interest rates than other types of investments. The brokered deposits are often large-denomination and are frequently sold by a bank to a deposit broker, who subsequently divides the deposit into smaller pieces for sale to their clients.
What is Escrow Accounts?Your lender will set up an escrow account to pay for your taxes and insurance when you buy a home. After closing, your mortgage servicer deducts a portion of your monthly mortgage payment and places it in an escrow account until your tax and insurance obligations are due.
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I understand that question you are looking for is:
By the end of business on what day of the week must the broker deposit the funds into her escrow account?
A. Friday
B. Monday
C. Tuesday
D. Wednesday.
Managers can improve efficiency and effectiveness in a company's value chain by analyzing?
Answer is analyzing the value chain system that includes a company's internal activity sectors, suppliers, and the forward (distribution) channel.
Managers must oversee the organization's internal activities as well as the supplier's portion, as well as the forward channel of value system, to ensure the organization's overall success.
The internal environment is made up of factors that exist within or within the organization, such as physical resources, financial resources, people resources, information resources, technology resources, the firm's goodwill, corporate culture, and so on.
Therefore, the answer is internal activities of the organization.
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Is there a relationship between a financial asset and its interest rate? the interest rate on a financial asset _______
The cost of a financial asset and its interest rate are inversely correlated. An investment's interest rate decreases as its value increases. Similar to this, an asset's price increases when its interest rate decreases.
Thus, there is an inverse relationship between financial assets and their interest rate.
What Is a Financial Asset?A financial asset is a liquid asset with value derived from a legal claim to ownership or a contractual right. Financial assets include, among other things, cash, investments in stocks, bonds, mutual funds, and bank deposits.
Assets that facilitate the movement of money. They move money from those who have extra money to those who have not, whether they are people, businesses, or even the government.
A promise or claim on future money is what financial assets are. A financial asset or liability is first valued at fair market value. The type of financial instrument will determine how the subsequent measurement is done. The amortized cost and fair value are both used to measure various categories.
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The law of diminishing utility states that added satisfaction declines as a consumer acquires additional units of a given product. True or false?.
The law of marginal utility states that added satisfaction declines as a consumer acquires additional units of a given product. The given statement is false.
What is marginal utility?
Marginal utility, in economics, exists as the additional satisfaction or benefit (utility) that a consumer emanates from buying an additional unit of a commodity or service. Utility stands for the satisfaction or benefits emanated by consuming a product. The marginal utility of a good or service represents how much pleasure or satisfaction exists gained or lost by consumers as a consequence of the increase or decrease in consumption by one unit. There are three classifications of marginal utility.
Diminishing marginal utility directs to the phenomenon that each additional unit of gain shows an ever-smaller increase in subjective value. For example, three bites of candy exist better than two bites, but the twentieth bite does not add much to the adventure beyond the nineteenth.
Hence, The given statement is false.
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If the price elasticity of demand for a product is 2. 5, then a price cut from $2. 00 to $1. 60 will:_______
Increase the quantity demanded by about 25 percent.
What is the short definition of price elasticity?Price elasticity in business and economics refers to how much people, consumers, or producers alter their demand or the quantity supplied in reaction to changes in price or income. It is mostly used to evaluate how consumer demand has changed as a result of a price change for a good or service.What are some examples of price elasticity of demand?When a price increase results in a greater percentage reduction in demand, we say a good is price elastic. For instance, if price increases 20% and demand declines 50%, the PED equals -2.5. One illustration is Heinz soup. Heinz soup options are plenty today.learn more about price elasticity of demand here
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A(n) ____ audience is knowledgeable about your topic but views your topic or proposed actions as unfavorable.
An oppositional reading audience is knowledgeable about your topic but views your topic or proposed actions as unfavorable.
Oppositional Reading is the reading procedure when the audience rejects the preferred reading, and creates their own meaning for the text.
Oppositional reading can happen if the media contains any controversial themes which made the audience member disagrees with them. It can also arise when the media has a very complex narrative structure but it is not dealing with themes in modern society.
Oppositional reading can also occur if the audience member has different beliefs about the topic of reading or is of a different age or a different culture.
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Suppose a firm has a target debt-equity ratio of 2.5. What is the firm's target capital structure weight for common stock
The firm's target capital structure weight for common stock is 28.57
Capital structure refers back to the precise mix of debt and fairness used to finance a company's assets and operations. From a company perspective, equity represents a more expensive, everlasting supply of capital with extra financial flexibility.
this combination of debts and equities makes up the budget used for a commercial enterprise's operations and increases. for instance, the capital structure of a company is probably forty% lengthy-term debt (bonds), 10% preferred stock, and 50% common stock. The capital shape of a business firm is basically the right side of its stability sheet.
Capital structure in corporate finance is the mixture of various forms of outside budget, called capital, used to finance a business. It consists of shareholders' equity, debt, and desired stock, and is designated in the enterprise's stability sheet.
S/(S+B)= 1/3.5.
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In terms of cognitive function, creativity is linked to ___________
a. crystallized intelligence
b. fluid intelligence
c. emotional intelligence
d. financial intelligence
In terms of cognitive function, creativity is linked to fluid intelligence.
The ability to think and reason abstractly and solve issues is a component of fluid intelligence. This attitude is seen as unrelated to education, training, or experience. Making up problem-solving solutions and resolving problems are two instances of using fluid intelligence.
Because it "has the 'fluid' quality of being directable to nearly any situation," Cattell referred to the capacity for reason as fluid intelligence in his 1987 book Intelligence: Its Structure, Growth, and Action.
Age-related decreases in fluid intelligence begin in early adulthood. There is a strong correlation between intra-subject losses in fluid intelligence and concurrent declines in autonomy.
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Users of ___________ are able to reduce smoke emission while generating electricity to charge mobile phones and led lights. leed solar panels biolite environmentally friendly home equipment
Users of LEED solar panels are able to reduce smoke emission while generating electricity to charge mobile phones and led lights.
Solar technologies convert the sunlight into electrical energy either through photovoltaic panels or through mirrors that concentrate solar radiation. Thus, this energy can be used to generate electricity or be stored in batteries or thermal storage.
These days most residential LEED solar panels are rated to produce between 250 and 400 watts each per hour. Solar panels also have environmental benefits. Thus, solar panels are best suited for homes that receive ample sun exposure throughout the year.
Hence, option A is correct.
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What term describes all the employees who are responsible for selling products or services?
Sales force describes all the employees who are responsible for selling products or services.
An American provider of cloud-based software, Salesforce, Inc. is situated in San Francisco, California. It offers customer relationship management tools and programs that are geared toward marketing automation, sales, customer support, analytics, and application development.
A startup called Salesforce creates cloud-based software that is intended to help companies locate more prospects, close more deals, and amaze customers with outstanding service.
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Rashad meets with his company’s accountant to discuss the budget of anticipated and actual expenses for each segment of the organization. this involves review of which type of budget?
The expense budget can be said to be the type of budget that Rashad would have to discuss with the company’s accountant
What is the expense budget?This is what is also called the expenditure budget that an organization or a government have, This is the type of budget that shows the revenue and the capital that they have.
It tries to explain in details the various reasons why there may be a difference between the types of expenditure and the variations that may be seen in the estimates of the budget.
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Unearned revenue, an operating liability, arises when a company receives cash before any goods are delivered or services are rendered.
a. true
b. false
Answer is true.
Unearned income is the money received by a person or the business for the service or the product that has yet to be produced or to be delivered. It is a "prepayment" for the products or the services that a person or the corporation is anticipated to provide to the buyer at certain later period. As a result of this prepayment, the seller owes the income collected until the commodity or service is delivered. This liability is classified as current since it is likely to be settled within a year.
Receiving payments early benefits a firm since it boosts cash flow, which can be used for a number of corporate activities.
Therefore, the statement given is true.
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Unfairly stopping unoffending motorists to protect officers from the ""statistical microscope"" individually or collectively is referred to as?
Individually or collectively is referred to as balancing.
Balancing:
Bringing two items into agreement; "the checkbook and bank statement reconciliation" reconciliation. Making anything equal or uniform is known as equalization, equalization, or leveling.stable, be steady. position, level, and poise. He counterbalanced his controversial statements with more conventional ones, using words like balance, cancel, offset, even out, even up, counteract, counterpoise, countervail, equalize, neutralize, negate, compensate for, and make up for.Machines require balance to function properly. Machine balancing aids spinning bodies in preventing vibrations, which can cause failure. Heavy machinery and generators are prone to failure, therefore balancing tasks can assist keep equipment from malfunctioning.Just walking across the room or down the block requires good balance. As well as carrying things, getting up from a chair, walking up and down stairs, and even turning to look behind you. And good balance helps avoid falls that could be incapacitating.Learn more about balancing here brainly.com/question/26227625
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Why is foreign government ownership of u. s. debt not currently a huge concern among many economists?
The amount of debt held by foreigners is substantially less than the money the United States owes itself. helped the U.S. economy by keeping the supply of loanable funds higher than it would be otherwise.
Loanable funds include family financial savings and/or financial institution loans. Because funding in new capital goods is regularly made with a loanable price range, the demand and delivery of capital are regularly mentioned in terms of the call for and supply of loanable funds.
The most common supply of loanable budget is from savings of people or institutions. whilst a person opens up a savings account, he's allowing a bank to use his cash in alternate for a certain interest fee.
4 agencies demand and deliver loanable budgets: clients, the government, foreigners, and corporations. The equal 4 agencies call for and supply loanable price range, so it's miles crucial to recognize the financial behavior depicted by means of the call for and deliver curves for the loanable price range.
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If a brand manager wants to explain the benefits of using a complex product to consumers the best social network to use is?
Assuming a company brand manager wants to explain the benefits or advantage of using a complex product to consumers the best social network to use is: Y.o.u.T.u.b.e.
Who is a brand manager?A Brand manager can be defined as someone whose roles and responsibility is to brand a company product.
Product branding or branding of product play an important role based on the fact it help to create awareness about a product to consumer or target market and it enables consumer to know what the company have to offers based on their product branding.
Therefore, assuming the brand manager wants to explain the benefits or advantage of using a complex product to consumers the best social network to use is Y.o.u.T.u.b.e based on the fact that Y.o.u.T.u.b.e. enables people to create their own content, advertise their product among others.
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Rebecca was hired to determine what types of recreational programs teenagers wanted and would use in the town of methods, u.s.a. rebecca was hired to conduct a?
Needs assessment study is the study that Rebecca was hired to conduct in order to determine what types of recreational programs teenagers wanted and would use in the town of methods.
What is the needs assessment study?This a is the type of research that a person or an organization would have to embark on based on the fact that they are trying to understand and also get the most basic needs of a group of person or of a particular community in order to better the life of the people that live there.
In this type of study, we can see the Rebecca's was hired in order to ensure that she finds out the best recreational facilities that the teenagers of interest would be needing. Hence the type of study is the needs assessment study.
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Finance and accounting function has a great deal of interface with the operations function except
Finance and accounting function has a great deal of interface with the operations function except finance and accounting can estimate standard cost of a proposed new product and services.
How does finance and operations work together?
Information from the finance department is crucial for a company's ongoing operations. On the other side, the operations division is in charge of monitoring how daily duties are carried out. The operations and finance departments may be combined in some organizations.
What is the role of finance in operation management?
In operations management, finance aids in the creation of a budget that enables the company to achieve its production objectives and can assist in the evaluation of alternative investment options to help the company make the best choice.
What is operation function?
Producing goods and providing services is the responsibility of the operation function. However, it requires help and input from other parts of the company. The paper's objective is to assess the key operations management functions based on global standards.
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Following an active duty period of 45 days, when must an employee return to work or apply for reemployment?.
If your service lasts 31 to 180 days, you must return to work within 14 days of returning from completing your service requirements.
For deployments lasting more than 180 days, you must apply for re-employment within 90 days of the end of your service.
What is reemployment in central government?Persons reemployed after resignation removal or dismissal provided they have not received any retirement terminal benefits for the pre-empolyed service .
Persons reemployed in posts the expenditure of which is not debitable to the civil estimates of the Union Government .
What reemployment means?The act or an instance of employing or being employed again.
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https://brainly.com/question/24306785#SPJ4A firm with market power has an individual consumer demand of q = 20 − 4p and costs of c = 4q. what is the optimal price to charge for a block of 4 units?
$4, is the optimal price to charge for a block of 4 units.
Market power is the ability of a firm to influence supply, demand, or both in order to change the price of a product in the marketplace.
A corporation with significant market power has the power to control its profit margin by manipulating the market price. It may also be able to raise barriers for potential new entries into the market.
Because they may set or change the retail price of an item without giving up market share, companies with market power are frequently referred to as "price makers."
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You have hired 10 new temporary workers who will be with the company for 3 months. how can you make sure that these users can only log on during regular business hours?
You can make sure that the users can only log on during regular business hours by configuring account expiration in the user account.
The principle of least privilege (POLP) is an idea in computer security that limits users' access rights to only what is strictly required to do their jobs. Customers are granted permission to examine, write or execute only the documents or resources important to do their jobs.
The principle of least privilege is crucial because POLP protects structures by restricting the potential damage that may be caused by an unauthorized person getting access to a device. Improves consumer productiveness. only giving users required to get entry to finish their important tasks manner higher productiveness and less troubleshooting.
Whether at home or at a business, everybody has valuable equipment and belongings that need to be stored properly. Having access to manipulation in the region can ensure precisely that because it limits who has got admission to those assets, and restricts get entry to sure areas of a commercial enterprise or residence wherein valuables are stored.
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When you are a manager of a facility and are applying for a loan to expand your operations, what five factors will the bank assess in determining what your interest rate will be?
When requesting a company loan, take into account the 5 Cs that lenders look for.
Capacity, Capital, Collateral, Conditions and CharacterCapacity, or your ability to repay the loan, is the most crucial factor.
What is Business loan?A loan that is made expressly with business needs in mind is called a business loan. Like all loans, it results in the development of a debt that must be repaid along with additional interest.
What finance means?The process of raising money or capital for any form of spending is referred to as finance. It involves directing different sources of funding, such as credit, loans, and investment money, to the businesses that can use them most effectively.
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Is the strategic plan impacted by cultural differences and/or typical household composition in india? discuss
Cultural differences and typical household composition could possibly have good impact on the success on Walmart's strategic plan in India's marketplace.
The impact of Cultural differences and typical household composition could possibly be more in India's marketplace. In 2018, in India, Walmart implemented a joint venture strategy by acquiring a majority of share in the country’s dominant online retailer, Flipkart.
In 2020, this partnership expanded. Thus, as a part of its strategic plan, Walmart focuses on entering global markets which represent high-growth opportunities.
Hence, cultural differences and typical household composition could possibly have good impact on the success of a business plan.
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Assume the federal government is reducing taxes to stimulate the economy. If the fed reduces the money supply, the effectiveness of the expansionary fiscal policy will be?
If government reduces money supply, effectiveness of expansionary fiscal policy will be reduced. Recessions are treated by expansionary fiscal policy. Expanding fiscal policy involves either raising taxes or reducing spending by government.
A surplus-producing economy requires contraction. In that circumstance, a contractionary fiscal policy is best option, which would entail either raising taxes or reducing government spending. Since government spending is a part of AD, the reduction in government spending results in a reduction in total. Because lower AD will result in new short-run equilibrium with lower output, higher unemployment rate, and lower price level, it causes fall in output.
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