Credit card APR is the price you pay for borrowing money. The cost of borrowing money each year, including fees, is stated as an APR. The APR is a more comprehensive indicator of the cost to you of borrowing money because it includes both interest rates and application costs.
The interest rates on credit card are often given as an annual percentage. If payment of balance in full each month by the due date, you can avoid paying interest on purchases on majority of credit cards. if you're getting decent deal on a credit card by looking at the APR.
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Ta’shonda has aggressive tendencies and gets in fights often in high school. She decides to join the military. Which defense mechanism does this exemplify?
Sublimation is the defensive mechanism that is shown here by Tashinda given her aggressive tendencies and gets in fights often in high school
What is a defensive mechanism?This is the term that is used to refer to the ways that certain people are able to cope. It is the way that people are able to create the way that they can go through some of the issues that they face.
Some people may become very aggressive as a means of coping in the place they find themselves hence we can say that Sublimation is the defensive mechanism that is shown here by Tashinda given her aggressive tendencies and gets in fights often in high school. It becomes a good defensive mechanism since fighting will be a welcomed in the military. there she will be trained to be a better fighter and giving instructions on when to engage in a fight or when not to. This will help her cope in aggressiveness and likelihood of fighting.
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Selling shares of stock to anyone allows a _________ to raise more money to grow.
Selling shares of stock to anyone allows companies to raise more money to grow. Investors that trade funds for these units to reflect equity ownership in companies or financial asset are owners of shares. Owners of corporation have option of issuing preferred shares or common stock to investors.
In exchange for funds required to expand and run business, companies issue equity shares to investors. From LLCs to large international companies, almost all the businesses issue shares of some type. A company's shares are referred to as being publicly traded once they are listed on a stock exchange following an IPO.
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ASAP I WILL GIVE BRAINLEST AND ILL PAY YOU
In 2016, Maria travels to Italy and exchanges $1000 for 800 euros, the next year she returns and exchanges $1000 for 750 euros. She concludes that...
the euro has depreciated relative to the dollar.
the dollar had depreciated relative to the euro.
the dollar has appreciated relative to the euro.
Answer:
The dollar has depreciated relative to the euro
Explanation:
If I exchange you a lesser amount of money in U.S. currency for a bigger amount in Euros when trading money, that means the value of my money is more. So if I were to exchange $1000 for 750 euros instead of 800 euros, the value of a euro eithed went up or the value of a U.S. dollar went down
Assume that the government places a $4 tax on each slice of cheesecake and that the new equilibrium price is $9. how much tax revenue will be generated from sales to regina and ren?
$8 tax revenue will be generated from sales to regina and ren
What is tax?A tax is a mandatory financial charge or other sort of levy imposed on a taxpayer by a governmental organization to fund government spending and related public expenses, and taxation is a type of levy.
A tax deduction is a provision that lowers the amount of taxable income. A standard deduction is a single, fixed-amount deduction. Itemized deductions are popular with higher-income taxpayers because they frequently have considerable deductible expenses such as state/local taxes paid, mortgage interest, and charitable contributions. The effective tax rate is the percentage of an individual's or corporation's income that is paid in taxes. Individuals' effective tax rate is the average rate at which their earned and unearned income, such as stock dividends, are taxed.
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Assume that spaghetti is an inferior good for most people. as peoples' incomes increase, all other things held constant, the demand for spaghetti will?
Assume that spaghetti is an inferior good for most people. as peoples' incomes increase, all other things held constant, the demand for spaghetti will decrease.
In general economics, an inferior good is a good whose demand decreases when the income of consumer rises.
Demand for inferior goods increases when consumer income decreases, Unlike normal goods, the opposite is observed. Normal goods are those goods for which the demand rises with the increase in consumer income.
An inferior good is an economic word which describes the goods which fall out of favor as incomes and the economy improve as consumers begin buying more costly substitutes instead.
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For corporate leaders, their firm’s ability to ________ must be of paramount importance.
For corporate leaders, their firm’s ability to balance shareholder interests with the needs of society must be of paramount importance. Shareholder equity is the phrase used to describe a company's net worth, or the entire amount of money that would be given back to its shareholders in the event that the firm was liquidated after all obligations were settled.
SE is therefore the owners' remaining claim to the assets upon the payment of all debts. A company's entire assets minus its total liabilities equals shareholder equity. Shareholder equity includes retained earnings as well as any money invested in the corporate.
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How to create a spreadsheet to help make a buy-versus-lease decision about the servers for your organization?
The main advantage of leasing a business facility is that you frequently have to make a smaller initial financial commitment than you would if you were to purchase the asset.
The largest advantage of buying, though, might be that you spend less money overall than you would have if you had leased the property. Furthermore, if you purchase, you will benefit from any rises in the asset's value.
long-term consequences of the decision. If you are a new business owner choosing between buying or leasing a facility, you could have a tendency to concentrate on the near future, such as the first year cash flow forecasts that would arise from either of these options.
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melanie is currently enrolled in an hmo mapd, and she is talking to sales agent brenda about enrolling in a medicare supplement insurance plan. what should brenda tell melanie
Brenda should tell Melanie that "Enrolling in a Medicare Supplement Insurance Plan does not automatically disenroll you from your HMO MAPD (Medicare Advantage Prescription Drug) plan.
It's crucial to remember that you cannot have a Medicare Advantage plan and a Medicare Supplement Insurance Plan at the same time. Your current HMO MAPD plan would need to be canceled if you choose to sign up for a Medicare Supplement plan.
Prior to making any decisions regarding altering your Medicare coverage, it is advised to carefully compare the coverage, advantages, and costs of both options.
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An individual working part-time has an annual income of $25,000. If this individual has an ira, what is the maximum deductible ira contribution allowable?
The maximum deductible ira contribution allowable is $25,000.
An IRA is what?
An individual retirement account (IRA) is a savings account with tax benefits that people can open to save money and make long-term investments. An IRA is made to encourage people to save for retirement, similar to a 401(k) account that an employee receives as a perk from their company.
Anyone with a source of income can open an IRA and take advantage of the tax advantages that these accounts provide. Individual retirement accounts (IRAs) are termed as such because they can be opened by individuals without involving their employer, unlike 401(k)s. Banks, financial firms, internet brokerages, personal brokers, and banks are all options for opening an IRA.
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Tea and cofee are substitutes. if the tea harvest is exceptionally good in a particular year, the supply of tea will be:____.
The supply of the tea will increase
According to the information:When the production is higher in tea the quantity supplied at a given price will decrease.When the prize of tea will decrees in comparison to the coffee the demand of the tea will increases. What id demand and supply graph?A supply and demand curve is a graph that shows the relationship between the amount of a product that is offered to a market and the level of demand for the product there. The graph's two lines show how the two factors' prices and demands are related to one another.
Why is supply and demand important?Because they jointly determine the prices and availability of the majority of goods and services in a particular market, supply and demand have a significant relationship. A market economy operates under the tenet that supply and demand eventually reach a point of equilibrium.
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If the fed ultimately wants to lower interest rates in the economy, then it should?
If the fed ultimately wants to lower interest rates in the economy, then it should be lower the discount rate.
The discount rate is also known as the bank rate. It is the rate of interest at which central bank Charges on its loan and advance to the commercial bank . If fed wants to decrease the interest rate , then it should lower the discount rate. If the discount rate decrease then the commercial bank can also lend at lower interest rate in economy .
In business finance, discount rate is the rate of return used to discount future cash flows to their present value. This rate is often the weighted average cost of capital (WACC), the required rate of return, or the minimum rate of return an investor expects for the risk of an investment.
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When certain assumptions are used to create a model of reality, its value can be tested and determined by:____.
When certain assumptions are used to create a model of reality, its value can be tested and determined by predicting outcomes.
When making economic decisions, economists make assumptions in order to better understand how consumers' and businesses' behavior. To assist explain how an economy works and how to maximize growth, income, and employment, there are numerous economic theories.
However, preferences—that is, what companies and customers like to have or prefer to avoid—are central to many ideas. Additionally, the assumptions frequently concern the resources that are or are not readily available to meet the demands and preferences.
The decisions that individuals involved in an economy make are significantly influenced by the availability or scarcity of resources.
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Zhang company reported cost of goods sold of $837,000, beginning inventory of $37,600 and ending inventory of $46,500. the average inventory amount is:
The average inventory amount is: $51,050
What is average inventory amount ?The average inventory value or quantity across two or more accounting periods is the inventory you have on hand. The inventory's average worth over a specific period of time is what it represents. It's possible that value and the median figure calculated from the same data are not equal.
According to the given information:Cost of goods sold = $837,000
Beginning inventor = $37,600
Ending inventory = $46,500
By definition,
Average inventory = (1/2)*(Beginning inventory + Ending inventory)
= (1/2)*(37600 + 64500)
= 1,02,100/2
= 51,050
the average inventory amount is: $51,050
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An agreement between the president and a leader of a foreign country that does not have to be ratified by the senate is known as a(n)?
The required answer is Executive agreements.
Executive agreements:
An executive agreement is a contract that the President enters into on behalf of the United States without the Senate's input or approval and in accordance with his or her constitutional or statutory authority.You need good balance to move around the room or down the block. As well as carrying things, getting up from a chair, walking up and down stairs, and even turning to look behind you. And good balance helps avoid falls that could be incapacitating.Executive agreements are what these are called. Executive agreements are still legally enforceable even when they are not submitted to the Senate for approval.An agreement formed by the executive branch, either alone or with Congressional approval, between the United States and a foreign government, typically addressing routine issues.Learn more about executive agreement here brainly.com/question/13918251
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What factors are used in the rule-of-thumb methods to determine the communication budget?.
Rule of thumb methods use two factors to determine the communication budget. These factors are prior sales and communication activities. These methods have several limitations but they are also easy to implement.
What are prior-sales activities?These activities are also called the pre-sales activities and they are the ones which are performed before any product is sold to the customer.These activities include product research, market research, analysis of data and customer proposals etc…communication activities mainly include training the salesperson in a way that he can easily persuade the customer and explain the product content nicely.These activities can be of verbal and non-verbal kind. Example: sales pitch, e-mails, calls etc.To learn more about Rule-of-thumb visit: brainly.com/question/607952?
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_______ is all the organizations and activities involved in the upstream and downstream flow of providing products to customers.
The supply chain is all the organizations and activities involved in the upstream and downstream flow of providing products to customers.
Various stages within a supply chain are often referred to as upstream or downstream. Upstream is where the material flows into the tissue. Downstream operations are those in which materials (mainly in the form of finished products) flow from an organization to a customer.
Upstream oil and gas exploration is done by companies that identify, extract or produce commodities. Downstream oil and gas production deals with everything related to post-production activities of crude oil and natural gas.
The upstream and downstream supply chain includes all activities related to an organization's suppliers (those who source raw materials to be sent to manufacturers).
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Bonds sold outside the borrower's country and denominated in the currency of the country in which they are sold are called?
Bonds sold outside the borrower's country and denominated in the currency of the country in which they are sold are called foreign bonds.
Foreign bonds are the bonds which are issued by a foreign issuers in a foreign national market. These bonds are denominated in the currency of that market. For instance, foreign bonds are issued by foreign issuers in a foreign national market which are denominated in the currency of that market.
The Foreign bonds market is quickly expanding as companies continue to look for the cheapest way to borrow money. Thus, these bonds are getting issued in a domestic country by a foreign company, while using the regulations and currency of the domestic country.
Hence, the answer is given and explained above.
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A school wants 2 chaperones for every 25 students on a field trip. There are 100 students going on the field trip. How many chaperones does the school need?
Answer:
8
Explanation:
100/25=4
4x2=8
When the ownership percentage of stock exceeds 20 percent but is less than 50 percent, gaap presumes that the investor:_______.
When the ownership percentage of stock exceeds 20 percent but is less than 50 percent, Gaap presumes that the investor: is able to exert influence over the investee company.
What is Consolidation Rules Under GAAP?The general rule requires consolidation of financial statements when one company's ownership interest in a business provides it with a majority of the voting power -- meaning it controls more than 50 percent of the voting shares. But even if your company's equity or voting interest is 50 percent or less, consolidation may still be required. In the absence of owning a majority of the equity, extensive contractual agreements or other business arrangements between two enterprises may be sufficient to establish the requisite control that warrants consolidating financial statements.
The Principles of GAAP-
The four basic constraints associated with GAAP include
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The aggregate demand curve ________ displays a relatively aggressive monetary policy, while the curve ________ displays a monetary policy completely unresponsive to changes in inflation.
The aggregate demand curve AD2 displays a relatively aggressive monetary policy, while the curve AD3 displays a monetary policy completely unresponsive to changes in inflation.
Because an aggregate demand curve shows the total spending on domestic goods and services at each price level. The total demand for final goods and services in an economy at a given time. An increase in the money supply will ultimately lead to the aggregate-demand curve shifting to the right.
Aggregate are the inert materials that are mixed in fixed proportions with a Binding Material to produce concrete.
Domestic states that something related to the home or family, something occurring within a country.
Economy is an area of the production, distribution and trade, as well as consumption of goods and services.
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If more workers join the labor force of a country the unemployment rate tends to?
If more workers join the labor force of a country the unemployment rate tends to decrease.
A declining unemployment rate doesn't always indicate that the economy is doing well. Even when the underlying employment situation hasn't improved, the unemployment rate will decrease when people give up looking for work and leave the labor force out of discouragement.
For this reason, it's crucial to include changes in both the unemployment rate and the labor force participation rate. You can acquire a more thorough understanding of changes in the work situation by taking into account both developments.
The rate of unemployment exists when an economy is operating at full capacity; during a recession, the present rate of unemployment is higher than the natural rate. The present unemployment rate is lower than the natural rate during expansions.
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How does a maryland broker’s license renewal differ from a salesperson’s license renewal?
Maryland broker’s license renewal differs from a salesperson’s license renewal because Instead of having 4.5 hours of electives, brokers must take three hours of broker supervision coursework and only 1.5 hours of electives
A salesperson is a person whose activity is to promote services or products. another term for a shop clerk is income rep (or income representative). a person whose process is to sell a product or service in a given territory, in a shop, or by means of a smartphone.
All salespeople can be grouped into one of three categories:
The Commodity Salesperson.The Price Salesperson.The Solution Value Salesperson.The definition of a salesperson is someone who sells goods or services. An instance of a salesperson is a person who sells vehicles. a salesperson or saleswoman. a person who's hired to promote products or services.
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Contracts that are prepared by one party and submitted to the other party on a take it or leave it basis are classified as________.
Contracts that are prepared by one party and submitted to the other party on a take it or leave it basis are classified as contract of adhesion.
What do you mean by contract of adhesion?
A contract between two parties in which one party (the one with greater bargaining power) specifies all or the majority of the terms is known as an adhesion contract, sometimes known as a "boilerplate" contract or a "standard form" contract.
A standard form contract is an agreement between two parties in which one of the parties sets the terms and conditions and the other party has little to no negotiating power and is thus forced to accept the terms as they are.
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What are the disadvantages of defined benefit pension plans for employees? (check all that apply.)
The disadvantages of defined benefit pension plans for employees are Benefits are not paid normal retirement, no investment control
What are the pros and cons of defined benefit pension plans?Pros:
The Pension Benefit Guaranty Company, if the plan is insured, ensures the majority, if not all, of the earned benefit in the event that the employer is unable to pay.Offers potential cost-of-living increasesDeferred tax assetsProfessional money managers oversee the management of assets.Absence of employee contributions negates employee investment risk.The amount of a retirement benefit is known in advance.There are possibilities for survivors.Cons:
Certain plans don't permit lump-sum payments.Benefits are typically not paid until the age of normal retirement.Usually won't benefit a worker who quits their job before retirementEmployee has no investment controlGrowth may be less than that of a defined contribution plan if there are no employee contributions.more expensive for the employer to administerTo learn more about defined benefit pension plans with the given link https://brainly.com/question/24015600
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Select the correct answer. who makes decisions regarding changes in the discount rate? a. the president b. the board of governors c. treasury officials d. the reserve banks
The correct answer is option B.
The board of governors make decisions regarding changes in the discount rate.
What is board of governors?The Federal Reserve System is governed by the Board of Governors, which is based in Washington, D.C. It is governed by seven individuals, known as "governors," who are appointed by the American president and approved in their roles by the American senate. In order to advance the objectives and carry out the duties assigned to the Federal Reserve by the Federal Reserve Act, the Board of Governors directs how the Federal Reserve System is run. The FOMC, the section of the Federal Reserve that determines monetary policy, includes all of the Board members. The periods of each member of the Board of Governors are staggered so that one term ends on January 31 of every even-numbered year. Each member is appointed to the position for a 14-year period.When the Reserve Banks lend to depository institutions and others, as well as when they offer financial services to depository institutions and the federal government, the Board also offers general oversight, direction, and counseling.
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If the price elasticity of demand for food is 0.5, then a 5 percent decrease in the price of food will lead to a ______ increase in quantity demanded.
If the price elasticity of demand for food is 0.5, then a 5 percent decrease in the price of food will lead to a 2.5 percent increase in quantity demanded.
The responsiveness of a price to a change in the quantity desired is known as price elasticity of demand. quantity demanded in response to a price change. cost to an alteration in revenue. Demand proportional to a change in income.
The change in demand for commodity X as a result of a change in the price of commodity Y is known as the cross elasticity of demand for commodities X and Y. Whereas, symbolically, is the cross-elasticity, is the initial demand of commodity X, is the initial demand change for commodity X, is the initial price of commodity Y, and is the initial price change for commodity Y.
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The power of the media to decide how the american people interpret political events and results is called_______.
Granval thinks a partnership will reduce his personal financial responsibility. this is true only if?
Granval thinks a partnership will reduce his personal financial responsibility. this is true only if Granval is not a general partner.
General partnership is a type of business agreement which is made between two or more individuals who agree to share all the assets, profits as well as liabilities of the business.
Because of the simplicity and tax benefits in the general partnership, a general partnership is one of the most common legal business entities.
However, it's very important to consider that each partner is personally responsible for the business, including debts and lawsuits, and is held liable for the actions of their partners.
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To maximize total revenue, a firm should ________ its prices it faces elastic demand, and it should ________ its prices if it faces inelastic demand
To maximize total revenue, a firm should Decrease its prices if it faces elastic demand, and it should increase its prices if it faces inelastic demand
What is elastic demand?The price elasticity of demand for a good is a measurement of how sensitive the amount sought is to its price. When the price of a good rises, the amount demanded reduces for almost all of them, but it falls more for some than others.
Price inelasticity is extremely advantageous to organizations and is critical in understanding how to design their pricing strategy. Price inelasticity provides enterprises with greater price freedom because the change in demand is virtually the same whether prices grow or decrease.
Demand elasticity is a measure of how demand responds to price changes. It's normalized, which means that the specific prices and amounts are irrelevant, and everything is regarded as a percentage change. A derivative is used in the formula for demand elasticity.
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A skill you will use in your writing, way of thinking, evaluating conversations, and in daily encounters with others is?
A skill you will use in your writing, way of thinking, evaluating conversations, and in daily encounters with others is communication skill.
Communication is the act of transferring information from one place to another. It can be done vocally i.e by using voice, written by using printed or digital media such as books, magazines, websites and emails, visually by using logos, maps, charts or graphs or can be non-verbally by using body language, gestures and the tone and pitch of voice.
Communication skills may take a lifetime to master in it. There are many things that you can do easily to improve your communication skills and ensure that you are able to transmit and receive information effectively.
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