Documentation of life insurance payout additional information would the housing counselor need to prepare a household budget. A household budget is a plan for manage the resources and expenses of a home that consists of one or more people living in the same residence. You may build a plan for saving money by creating a budget, which also helps you understand where your money goes each month.
You can simply manage your spending, save money, and more easily keep track of and accomplish your financial objectives if you have a household budget in place. Example of household budget are food, auto etc.
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Talkative, social employee who makes sure that all feel welcome and part of the team while at work. she most likely has a high level of ________ when she takes a personality tes
Talkative, social employee who makes sure that all feel welcome and part of the team while at work. she most likely has a high level of extroversion when she takes a personality test.
Some theories of human personality place a strong emphasis on the qualities of extraversion and introversion. Carl Jung popularized the concepts of introversion and extraversion, however their modern psychiatric applications and popular interpretations differ.
Extroversion is the trait of being extroverted and focusing on other people or things rather than oneself. Extroversion is demonstrated when a person enjoys being the center of attention and going out frequently.
The inclination to concentrate on satisfaction from sources other than oneself is referred to as extraversion. Warmth, optimism, gregariousness, and a need for excitement define extroverts.
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What is amazon's wacc? note: amazon does not have r preferred stock. apply the capm to estimate the cost of equity using the expected market return and risk-free rate from the walmart wacc estimate
The amazon WACC is 11.62
CAPM method,
ke = Rf +\beta (Rm-Rf)
Where,
Ke = Cost of Equity
Rf = Risk-free rate is the risk-free rate used has been the short-term 3-month rate (13-week) Treasury bill rate.
Beta = calculated as the slope of the regression line (given)
Rm = expected market return that is historically used since 1926.
Ke= 0.11+1.1634(10-0.11)
Ke= 11.62
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A product-process matrix can be used to address the fact that customers often participate in service processes.
a. True
b. False
A product-process matrix can be used to address the fact that customers often participate in service processes.
This is FALSE.
A customer is a recipient of goods, services, products, or ideas obtained from a seller, vendor, or supplier through financial transactions or in exchange for money or other valuable consideration.
A customer is an individual or business that purchases goods or services from another business. Customers are important because they drive sales. Without them, companies cannot continue to exist.
The definition of customer is a person who purchases products or services at a store, restaurant, or another retail establishment. An example of a customer is someone who goes to an electronics store and buys a television. (informal) A person, especially a person, who interacts with others in some way.
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________ appeals help consumers make purchase decisions by offering factual information that encourages consumers to evaluate the brand favorably on the basis of the key benefits it provides.
Informational Appeals help consumers make purchase decisions by offering factual information that encourages consumers to evaluate the brand favorably on the basis of the key benefits it provides.
What is Informational Appeals ?It allows you to showcase the product's qualities and the benefits that a buyer will gain when using the goods. It is an effective method of persuading them that your product is something they truly require and can use. Con: Informative advertisements can be boring.
Aristotle proposed three types of argumentation arguments: logical, ethical, and emotional appeals.
Ebooks, "How-to" videos, blogs, and brochures are all examples of informational marketing because they provide a detailed description of a service or product and what makes it unique in the business.
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Items of personal property used in connection with the real estate, such as appliances or furniture, are called__________.
Items of personal property used in connection with the real estate, such as appliances or furniture, are called Fixture.
An object that was once personal property, but which has now been firmly attached to the land in such a way that it becomes part of the real estate.
The primary criterion for determining whether or not something is a fixture has to do with how it is attached. An item is regarded as a fixture if it is physically and firmly connected to the property.
This comprises objects that have been fastened to walls, floors, ceilings, or other parts of the house using bolts, screws, nails, glue, or cement.
The traditional illustration of this is a window treatment. Typically, because they are physically attached to the window frame, items like blinds and shades are regarded as fixtures that must remain with the home.
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The process through which a product or service takes root initially in simple applications at the bottom of a market and then moves up, eventually displacing established companies, is referred to as:_______
The process through which a product or service takes root initially in simple applications at the bottom of a market and then moves up, eventually displacing established companies, is referred to as Disruptive Innovation.
In a business idea, disruptive innovation is an innovation that creates a brand new market and price network or enters at the lowest of an existing market and in the end displaces established marketplace-leading companies, products, and alliances.
Disruptive innovation refers to using a generation that upsets a structure, instead of "disruptive technology", which refers back to the era itself. Amazon, launched as an online bookstall in the mid-Nineties, is an example of disruptive innovation.
Disruptive innovation is the manner by using which a smaller enterprise—normally with fewer sources—moves upmarket and demanding situations larger, hooked-up corporations.
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A project manager has two engineers assigned to the project and does not have access to more even if the result means extending the completion date on the project. The project manager is managing a(n) ________.
The project manager is managing a Resource-constrained project.
Resource-constrained project is one where the availability of assets is restricted. If the resources are not able to complete on time, the project gets delayed and there is no opportunity to get additional resources. The resource can be machine, device, human, etc. In this situation, as the handiest engineers are available, it is a resource-constrained project.
Humans, substances, and devices are all considered resource constraints. If any of these are restricted in that there aren't sufficient to finish the activities they're scheduled for in the amount of time given, the timing and collection of sports inside the assignment network can be impacted.
The shortage of resources finally ends up determining how you pass about your work, which generally leads to resource overloading. essentially, this means you spend an excessive amount of time working on these projects and stretch out your workdays to compensate for the resource constraints.
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Compared to other industrialized nations, the united states has one of the ________ rates of childhood poverty.
Compared to other industrialized nations, the united states has one of the highest rates of childhood poverty.
Compared to other age groups, the poverty rate for people aged 65 and over is the highest. Older women are more likely to live in poverty than older men.
Positive effect on learning for children from 2 years old. The same positive effects as entertainment television for children over 4 years old.
The official poverty line income threshold is set by multiplying the 1963 inflation-adjusted minimum food cost by a factor of 3 and adjusting for family size, composition, and age of the head of household.
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By paying efficiency wages, firms contribute to higher unemployment because they:___.
By paying efficiency wages, firms contribute to higher unemployment because they unemployment insurance.
What is unemployment insurance?A joint federal-state program called unemployment insurance pays cash benefits to qualified workers. Although each state runs its own UI program, they all adhere to the same rules set down by federal law.The purpose of unemployment insurance payments (benefits) is to offer temporary financial support to unemployed workers who are out of work due to no fault of their own. Each state has its own unique conditions for beneficiaries' eligibility, benefit levels, and payment terms.Benefits are typically calculated as a percentage of your previous 52-week wages, with a maximum amount determined by each state. Benefits must be recorded on your income tax return since they are taxed at the federal and most state levels. You have the option of having the tax deducted from your payment.To learn more about unemployment insurance with the given link
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The three-step analysis to determine cash provided or used by investing activities includes?
The three-step analysis to determine cash provided or used by investing activities includes: identifying changes in investing-related accounts, reporting the cash flow effects and explaining the changes using T-accounts and reconstructed entries.
What do you mean by Cash Flow statement?A cash flow statement is a financial statement that exhibits how modifications in the accounts of the balance sheet and income impact cash and cash equivalents, and breaks the analysis down to operating, investing and financing activities.
In analysing cash flows in a business there are three types of cash flow: from operating activities, from investing activities, and from financing activities.
Cash flow from investing activities involves cash used for various investments over a particular period. This can include purchase of property, equipment, acquisition of other businesses, and investment in marketable securities.
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To stop an element from flowing into the space on the side of a floated element, you can code the ____________________ property
To stop an element from flowing into the space on the side of a floated element, you can code the clear property or float property.
The side of floating components that cannot float is specified using the clear property. The element's location with reference to floating objects is set or returned. The element will do so if it can fit horizontally in the area next to a floating element.
The clear CSS attribute determines whether a floating element must be positioned beneath another floating element. Equally applicable to floating and non-floating items is the clear characteristic.
The phrase "clear" signifies that no element may float on both sides. It is used when the following elements should only be displayed below and there is no need for any elements to float on the left or right side in relation to the specified element.
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The framers of the constitution wanted ________ to choose the president and vice president.
Answer:
Electoral College
Explanation:
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What is often used when you need to provide access from an application running on an ec2 instance to other resources within aws?
AWS Security Token Service (AWS STS) is often used when you need to provide access from an application running on an EC2 instance to other resources within AWS.
The AWS Security Token Service (AWS STS) is an Amazon Web Services (AWS) software tool that enables an IT administrator to grant trusted users temporary and limited access credentials to public cloud resources.
To allow an application running on an Amazon EC2 instance to run commands in another account, you must allow the EC2 instance role in the first account to switch to a role in the second account.
Hence, the answer is given and explained above.
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Green energy solutions has adopted an ethnocentric staffing policy. based on this, where are most of the decisions made for the home and host country facilities?
Green energy solutions has adopted an ethnocentric staffing policy. based on this, Ferguson Furniture group has adopted an ethnocentric staffing policy where most of the decisions made the home and host country facilities.
Because, Ethnocentric staffing means to hire management that is of same nationality of parent company. The general rationale behind the ethnocentric approach is that the staff from the parent country would represent the interests of the headquarters effectively and link well with the parent country.
Management is a distinct process consisting of planning, organising, actuating and controlling; utilising in each both science and art, and followed in order.
Rationale referred as the reasoning behind a decision or something.
Headquarter refers to the main office or centre of control of a company or organization.
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In the first step of SAFe's Continuous Delivery Pipeline, Product Owners and Product Managers do what activity?
In the first step of SAFe's Continuous, managers would Hypothesize on what would create value to their Customers.
What is SAFE continuous delivery?This is the term that is used to describe the process that has to do with the features that are existent in a staging environment. These are the features that are usually deployed into the environment from where they are to be readied for their release.
Hence we can conclude that the in first step of SAFe's Continuous Delivery Pipeline, Product Owners and Product Managers Hypothesize on what would create value to their Customers.
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Assume that there are no fixed costs and ac = mc = $200. at the profit-maximizing output and price for a monopolist, producer surplus is:
Assume that there are no fixed costs and ac = mc = $200. at the profit-maximizing output and price for a monopolist, the producer surplus is $3200.
The government provides public services such as railroads. They are therefore the monopoly as no new partners or private companies are allowed to operate the railways. A monopoly is an individual, group, or company that controls a market for goods or services.
A monopolist is a person, group, or company that controls and controls the market for a particular good or service. This lack of competition and lack of alternative goods or services means that monopolists have enough power to charge high prices in the market.
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When consumer prices are increasing at a steady but reasonable rate this is considered a healthy level of?
When consumer prices are increasing at a steady but reasonable rate this is considered a healthy level of D) inflation.
Inflation is the rate of increase in prices over a period of time. Inflation is usually a broad measure, such as a general rise in prices or an increase in the cost of living in a country.
Although high inflation is generally viewed as detrimental, some economists believe low inflation could boost economic growth. The opposite of inflation is deflation, where prices tend to fall. The Federal Reserve is targeting 2% inflation based on the Consumer Price Index (CPI).
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________ relates to protecting employees from internal and external security risks.
Security is the protection from internal and external security risk to the employees.
Managing security and safety in the workplace entails taking responsibility for human resources. Management is responsible for protecting employees from risky and unanticipated events. Supervisors must guarantee that employees are working in a safe and secure environment so that they may work freely.
External threats are usually malevolent, with the aim of interrupting service, damage, and theft. Employee safety is the provision of a safe working environment for employees via the use of safe equipment and processes in the workplace to ensure worker safety.
Therefore, the answer is security.
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Outline why it is important for a business owner to respond to technological and global issues when establishing a business?
Technology enables an increase in the efficiency of systems, products, and services. It helps track and streamline strategies, hold records go with the flow, and control contacts and employee records.
In reality, this expanded efficiency in operation enables lessened costs as well as allows the commercial enterprise to develop swiftly.
Technology has vital consequences on commercial enterprise operations. Irrespective of the scale of your business enterprise, technology has both tangible and intangible advantages that will help you make money and produce the results your customers demand. Technological infrastructure affects the subculture, performance, and relationships of a business.
The use of technology has made commercial enterprises and clients closer in many areas. E-mail and Social Media are getting used for answering queries related to products and services with clients. Giving customers all feasible methods to contact the agency is simple with the latest technology and packages over the internet.
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________ controls formalize standards, rules, procedures, and control disciplines to ensure that the organization's general and application controls are properly executed and enforced
Administrative controls formalize standards, rules, procedures, and control disciplines to ensure that the organization's general and application controls are properly executed and enforced.
Administrative controls are the controls which are a type of hazard control. They are used in order to improve safety within the workplace by putting policies and rules in place which reduces the occupational risk faced by workers by altering the way in which their work is performed.
Administrative controls include implementation of policies, rules, and schedules which support safety as well as the setting of safe operating procedures and standards.
It includes different training criteria, housekeeping duties, and maintenance practices in order to reduce exposure to different hazardous substances and dangerous tasks.
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_____ is an operational requirement of a global information system (gis) that includes accounting and financial data, manufacturing updates, inventory, and so forth
Consolidated global reporting is an operational requirement of a global information system (gis) that includes accounting and financial data, manufacturing updates, inventory, and so forth.
Reporting is the presentation of news in newspapers, radio and television. ... honest and impartial political reporting. Synonyms: journalism, writing, announcement, news broadcast A financial statement of an economic entity that presents the assets, liabilities, net worth, income, expenses, and cash flows of a controlling company and its controlling company as a single economic entity.
According to International, consolidated financial statements are "group financial statements presenting the assets, liabilities, equity, income, expenses and cash flows of a parent company and its subsidiaries as those of a single economic entity." Accounting Standard No. 27 “Consolidated and Separate Financial Statements” and International Financial Reporting Standard No. 10 “Consolidated Financial Statements”.
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Action research requires employee involvement to ensure a successful resolution and allows employees to __________ on an ongoing basis
Action research requires employee involvement to ensure a successful resolution and allows employees to research on an ongoing basis.
Action research is either studies initiated to remedy an immediate problem or a reflective manner of progressive trouble fixing that integrates studies, action, and analysis. the integration of movement consists of the development and implementation of a plan or strategy to deal with the focus of the research.
The procedure of action research allows in leadership development by developing their facilitation skills, developing team constructing and team control competencies, information the issues of the group participants, and operating collaboratively for figuring out the pre-described goals.
Action research is a procedure for improving instructional exercise. Its methods contain action, evaluation, and reflection. it's far a method to gather proof to implement alternate in practices. action research is participative and collaborative.
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The supply of loanable funds slopes ______ because an increase in the interest rate induces __________.
a. upward; more saving
b. downward; less saving
c. downward; less investment
d. upward; more investment
The supply of loanable funds slopes upward because an increase in the interest rate induces more savings.
The answer is option a. more saving
The supply curve is upward sloping due to the fact because the interest rate will increase, humans will need to shop greater. Individuals deliver loanable finances through savings. When delivery for financial savings increases, the number of loanable budgets increases, and the real interest price decreases.
The supply of loanable funds curve slopes upward. Because the hobby price rises, the go back on saving will increase, and the amount of loanable price range provided increases. as the interest fee falls, saving becomes less attractive and consumption will become extra attractive, so the amount of loanable budget supplied decreases.
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Michael works in the auto manufacturing sector, which has experienced decreased demand. he will:_______
Michael works in the auto manufacturing sector, which has experienced decreased demand. He will see his wages lower.
There will be a reduction in the amount of labor that is demanded, and the demand curve will move upward. Employers are more likely to increase their employee count if wages and salaries are reduced.
Demand for labor will grow, which will cause the demand curve to go downward.
According to the ceteris paribus premise, the labor demand curve depicts the number of workers that companies want to hire at a given pay or compensation level.
The amount of work requested will alter in response to a change in wage or salary. Employers would prefer to recruit fewer workers if the wage rate increased.
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Paul light argues that contracting-out may be more expensive than allocating a task to civil servants because?
Government production might be more efficient than outsourcing when these prices overwhelm savings that might otherwise accrue from acquiring out.
Contracting civil servantsWhile supporting contracting as a viable tool for public sector managers, the public sector often pays insufficient attention to the costs of operating contracting out, and monitoring contractor compliance.
Contracting out is used as a means to provide essential public services and serve public functions in a wide range of country surroundings including delicate states, post-conflict nations, countries hit by natural disasters, stable developing countries, and industrialized countries.
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Last year, ace electronics had cost of goods sold of $2,500,000. the average inventory value last year was $250,000. what was the inventory turnover for ace electronics last year?
The inventory turnover for Ace Electronics last year is A )10
Inventory turnover is an economic ratio showing how normally an employer has sold and changed stock for the duration of a given period. An employer can then divide the times in the duration by using the inventory turnover formula to calculate the days it takes to sell the inventory available.
In accounting, the inventory turnover is a degree of the variety of times stock is sold or used in a time period inclusive of a year. it is calculated to see if a business has an immoderate stock in evaluation to its sales stage.
The better the inventory turnover, the higher, since high inventory turnover generally manner an employer is selling items quickly, and there may be a vast call for their products. Low stock turnover, then again, might in all likelihood imply weaker sales and a declining call for an organization's merchandise.
Disclaimer: The question is incomplete. Please read below to find the missing content.
Question: Last year, Ace Electronics had a Cost of Goods Sold of $2,500,000. The average inventory value last year was $250,000. What was the inventory turnover for Ace Electronics last year?
A )10
B) 8
C) 4
D) 6
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The terms of an invoice are 3/10, n/25. this means that a ________ of the invoice date.
The terms of an invoice are 3/10, n/25 this means that a discount of 3% is allowed if the invoice is paid within 10 days of the invoice date.
3/10, n/25 this means that a 10% cash discount is available if the invoice is paid within 10 days, pay the net price if covered within 25 days of the invoice date. Discounts are reductions of the normal fee of a product or service with the purpose to obtain or growing income.
Trade discount refers to the deduction given by using the supplier to the purchaser within the catalog price of the goods. Cash discount implies the allowance granted to the clients by means of the supplier on the billing fee, for immediate payment.
A cash discount also referred to as a purchase cut price or income discount, is a reduction in the purchase fee of an excellent because of an early cash charge. In different words, the seller of products is inclined to lessen the fee of the goods if the purchaser is inclined to pay for the coolest in advance.
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________________________ are the result of improvements in human capital, physical capital, and technology interacting in a _____________________
Since 1947, the U.S. corporate sector has been able to create nine times more goods and services with only a little increase in labor hours owing to increases in productivity.
Productivity improvements; market-driven economy
What does "market-driven" mean?Apple is a market-leading corporation that foresees trends and takes calculated risks in order to constantly astound and surprise customers with the value it delivers.
Microsoft is a market-driven organization that misses trends and shies away from risk, forcing it to react after significant market shifts have already taken place.
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alternative sources of start-up funding available to young South African entrepreneurs
The sources of capital that are available to the young entrepreneurs in South Africa would be:
grantsIDF CapitalFinance agenciesLulalend Business Funding.What is meant by finance capital?This is the term that is used to refer to the money that a person would need in order to be able to start a business. It is the money that is needed to get things in an operational form.
The lack of capital is one of the issues that face the growth of the entrepreneurial business world in South Africa as a lot of people do not have the money with which to build on.
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A gini coefficient of _____ represents perfect income equality, while a gini coefficient of _____ represents perfect income inequality.
A gini coefficient of 0 represents perfect income equality, while a gini coefficient of 1 represents perfect income inequality.
Gini coefficient, measures profits distribution throughout a populace. developed by the Italian statistician Corrado Gini in 1912, it frequently serves as a gauge of economic inequality, measuring income distribution or, much less normally, wealth distribution among a population.
Gini coefficient, measures profits distribution throughout a populace. developed by the Italian statistician Corrado Gini in 1912, it frequently serves as a gauge of economic inequality, measuring income distribution or, much less normally, wealth distribution among a population.
Gini index less than zero,represents ideal profits equality, zero.relative equality, zero large earnings hole, and above zero.5 represents severe earnings hole. consequently, the caution stage of Gini index is 0. A coefficient of zero suggests a superbly same distribution of earnings or wealth within a populace.
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