What type of mortgage would a builder offer to a buyer as an incentive to buy one of his houses?
a. open-end mortgage.
b. construction loan.
c. wraparound mortgage.
d. buy-down mortgage.

To establish an effective customer service program customer service quotient should be completed first.

A customer service program formalizes the level of customer service which you aim to provide the customers. In creating and evaluating your customer service program, avoid too much internal analysis. Instead, ask  customers their perceptions of responsiveness, efficiency, and courtesy.

In order to establish an effective customer service program customer service quotient is important. Customer service quotient is the capacity of a company or a brand to build strong relationships with its customers. Thus, this required research and strong commitment to work

Hence, the answer is given and explained above.

To learn more about customer service quotient here:

https://brainly.com/question/24249716

#SPJ4

In a cost-benefit analysis, hardware maintenance and repairs are generally considered operating costs.

Operating costs, often known as operating costs, are the costs associated with running a company, or with running a machine, part, piece of equipment, or facility. They represent the cost of the resources an organization uses just to stay in business.

Companies must keep track of both running expenditures and expenses related to non-operating activities, such as interest payments on loans. Because the two costs are recorded differently in a company's books, analysts can assess how the costs are related to its revenue-generating operations and whether they can be handled more effectively.

When operating costs are cut too deeply, a company's productivity suffers, which also affects its profitability.

To learn more about Operating costs refer to:

https://brainly.com/question/15699967

#SPJ1

The SAFE hotline is the 3rd party confidential hotline that the Board has established for employees to use to report conflicts of interest or other ethical concerns for bend ISD.

Employees and other interested parties can report possible fraud, ethics violations, and other problems to SAFE Hotline, an independent third-party Ethics Hotline provider, in a private, confidential manner.

SAFE Hotline serves nonprofit organizations as well as for-profit companies. The service is a practical technique to help uncover occurrences before they cost the company money, assets are stolen, there are legal repercussions, or its reputation is tarnished.

With the help of a case management application, your business may monitor, examine, and add case notes and documents to submitted reports. Additionally, the case management system enables you to provide users access to only the cases they are currently looking into.

To learn more about Hotline refer to:

https://brainly.com/question/18473106

#SPJ1

If a competitive market has three firms with marginal costs of mc1 = q1, mc2 = 0. 50q2, and mc3 = 2q3 and faces a market price of $10,  The total quantity supplied by all three firms is =10+20+5=25

in a competitive market p= mc.

Here p is given as $10

Thus MC = 10

first firm-

MC1 =Q1

ie, 10=10

=10 quantity supplied

Firm 2

MC2 =.50Q2

10=0.50(Q2)

Q2=10/0.50=

= 20 quantity supplied

Firm 3

MC3 =2Q3

10=2(Q3)

Q3 =10/2=5

= 5 quantity supplied.

In economics, marginal cost is the change in total cost that occurs when output increases, the cost of producing additional quantity.

Learn more about marginal costs here: https://brainly.com/question/12231343

#SPJ4

If a government wants to obtain the maximum tax revenue it should not assess the highest possible tax rate

The majority of the government's revenue comes from taxes. Taxes, which are imposed on people and businesses without their consent to fund governmental operations, are the government's main source of income. There are two different sorts of revenue receipts: tax revenue and non-tax revenue. Tax revenue is the money the government receives by collecting taxes.

The Receipt Budget, which is a component of the Union Budget's Annual Financial Statement, includes tax income. The outcome of applying a tax rate to a tax base is tax revenue. The proportion of GDP attributable to total tax revenue shows how much of the nation's output is taken in via taxes. One indicator of how much the government has resource control over the economy is tax revenue.

Learn more about tax revenue here:

https://brainly.com/question/18521463

#SPJ1

The ego component of personality developed through contact with the external world that enables us to deal with life's practical demands. Freud proposed that the mind is divided into three parts: the id, the ego, and the superego, and that the interactions and conflicts between the parts create personality.

The id, according to Freud theory, is the component of personality that underpins our most primitive impulses. The Five Factor Model divides personality into five parts: agreeability, conscientiousness, extraversion, openness, and stress tolerance. Personality tests based on this model assess an individual's position on  spectrum of each of the five traits.

To learn more about personality, click here.

https://brainly.com/question/2249291

#SPJ4

The laissez faire style of leadership can be said to be the style that Samantha is using given that she  has decided to allow her team members to work under their own direction without interference.

This is the term that is used in an organization to talk about the way that the people in the top positions are able to manage the teams of people that they have working in the organization.

The laissez faire is one of the types of leadership. This particular style of leadership has to do with the fact that the leader would try not to interrupt the team. They would leave them to work on their own with reduced guidance.

Read more on Laissez faire here: https://brainly.com/question/571192

#SPJ1

If you hold mutual fund shares in your Roth individual retirement account, the taxes on reinvested income will be evaluated.

A Roth IRA offers a variety of investments, including actively managed mutual funds and index funds. Index funds track a particular index and tend to be cheaper than actively managed mutual funds. Even seemingly small differences in fees can have a big impact on your retirement savings over time.

Mutual funds typically distribute these net capital gains to investors on an annual basis. Capital gains are taxable income even if they are reinvested. In January, you received your IRS Form 1099-DIV showing your share of the Fund's capital gains for the previous year.

Learn more about Mutual funds at

https://brainly.com/question/4521829

#SPJ1

Productivity is the value of what is produced per worker, or per hour worked. Business risk is the potential for a firm or organization to have lower earnings or failure. A business risk is anything that the jeopardizes a company's ability to meet its financial goals.

Numerous variables may combine to the produced business risk. The damage from fire, flood, or other natural disasters are a few examples of hazards with uncertainty as their basis. sudden financial loss brought on by a recession or the failure of another business that owes you money. loss of the significant customers or suppliers.

Therefore, the correct answer will be option (d)

To learn more about business, click here.

https://brainly.com/question/15826679

#SPJ4

Value refers to the benefits a customer receives from purchasing a good or service.

A customer is a recipient of goods, services, products, or ideas obtained from a seller, vendor, or supplier through financial transactions or in exchange for money or other valuable consideration.

The definition of a customer is a person who purchases products or services at a store, restaurant, or another retail establishment. An example of a customer is someone who goes to an electronics store and buys a television. (informal) A person, especially a person, who interacts with others in some way.

A person who purchases goods or services from others. Buyer; Patron. informal. Deal with: Demanding customers. cool customer.

Learn more about customer here:https://brainly.com/question/26313265

#SPJ4

Although the customer is unquestionably the cornerstone to a successful organization, client centricity has several drawbacks, ranging from financial to innovation-related areas.

The drawabacks can be listed as:

Businesses create customer-focused policies in an effort to impress and keep consumers, but doing so can be expensive and may not be financially prudent.

Although the customer is always right, not all customers are suitable for your company. So, building just a customer based approach can harm your business.

Many marketers feel that if a company is consumer-focused, it will learn what the clientele truly desires and prosper.

While it's crucial for businesses to pay attention to their customers, they also need to know when to shift their attention away from them.

According to conventional knowledge, clients are more loyal to companies that go above and beyond their expectations; nonetheless, your customers may betray you in order to get the cheap, satisfying solutions they actually desire.

To know more about the topic, refer to:

https://brainly.com/question/20935329

#SPJ4

When applying the rules of the equity method, the equity investments account is credited for the receipt of a cash dividend because the dividend decreases the Investor’s Investment Conclusion.

A business uses the equity method as an accounting approach to record the earnings made by its investment in another business. The investor firm declares the revenue generated by the other company on its income statement using the equity method of accounting, in a proportional amount to the equity stake it has in the other company.

The equity technique recognizes the significant economic connection between the two businesses. On the income statement, the investor denotes their portion of the investee's profits as revenue from investments.

Using the equity method, a company that owns 25% of a company with a $1 million net income would report profits from its $250,000 investment.

To learn more about Equity Method here

https://brainly.com/question/24321852

#SPJ4

Disposing of or recycling old products is the final stage (or level) inside supply chains that manage the production, marketing and delivery of tangible products.

To know more about Supply Chain Management with the given link https://brainly.com/question/18850093

#SPJ4

Key monitoring and investigating tools of process control include:

Process control is employed in "batch processing" as well as continuous production, which includes manufacturing and other sectors and businesses where a certain type of material is produced without interruption. It's utilised to autonomously regulate the manufacturing environment, assuring higher quality and productivity.

Process control is utilised in the field of wastewater management, for instance, which entails the uninterrupted and continual treatment of sewage and greywater.

To know more about process control refer here:

brainly.com/question/17246270

#SPJ4

B2B (Business to Business) type of commerce makes up the highest percentage of electronic transactions.

E Option is correct

Business-to-business, or B2B, is a method of doing commerce in which corporations transact with other businesses. It alludes to the trading of goods or services between businesses. This phrase can be used to refer to both offline and internet trade. But e-commerce is where we utilize it the most frequently.

When a business concentrates on a B2B model, it markets to other businesses. As a result, the sales process could be lengthier and more complicated than under a business-to-consumer (B2C) model. (B2B) refers to a deal or business done between two companies, like a wholesaler and a retailer.

To know more about B2B

brainly.com/question/15506646

#SPJ4

Failure of leaders to recognize, attend to, and honor diversity can hinder innovation because Employees are less likely to openly share ideas.

We found that the vast majority of businesses fall short of realizing their full potential for innovation after surveying 1,800 men and women in white-collar jobs at companies with 50 or more people and speaking with dozens of Fortune 500 executives, team leaders, and employees.

Either CEOs lack the ability to recognize the value in ideas from people who think differently than they do, or they fail to foster the kind of culture that would allow for the development of concepts capable of capturing the markets with the greatest growth rates.

To learn more about Failure of leaders here

https://brainly.com/question/21291162

#SPJ4

When both parties to a contract have erroneous assumptions about the same fact, it is known as a mutual mistake.

The assumption pf risk is questioned when a significant error is made on a significant aspect of the contract or the contract's primary goal. Contractual provisions or prevailing tradition may be used to determine this risk.

Know more about mutual mistake with the help of the given link:

https://brainly.com/question/14865220

#SPJ4

Most taxpayers can deduct up to $300 in charitable contributions without enumerating deductions.

The charitable contributions deduction reduces taxable income by permitting individual taxpayers and businesses to subtract contributions of cash and property to qualified charitable organizations. Taxpayers stand for individuals who pay a percentage of their income to the government as tax. This is not bearing to cost the taxpayer anything. Tax-payers exist  individuals who pay a percentage of their income to the government as tax.

A taxpayer exists as a person or organization subject to pay a tax. Modern taxpayers may include an identification number, a reference number allocated by a government to citizens or firms. The term "taxpayer" generally represents one who pays taxes. Most taxpayers can deduct up to $300 in charitable contributions without enumerating deductions.

To learn more about maximum charitable deduction refer to:

https://brainly.com/question/15394859

#SPJ4

The given statement is True.

Conversion costs are usually incurred evenly throughout a process. Both job order and process cost accounting use equivalent units of production to determine costs

In both costing methods, direct materials and conversion costs:

Direct materials might well be added in equal amounts at the start of the production process or used up gradually over time. Whereas, conversion costs will be spread out equally during the course of manufacturing.

To read more about direct materials and conversion costs, refer to:

https://brainly.com/question/15227690

#SPJ4

This tax produces $18 for the government.

Taxes are necessary contributions levied by a government entity, whether local, regional, or national, on individuals or corporations. Taxation funds government activities such as public works and services such as roads and schools, as well as programs such as Social Security and Medicare.

A tax is a mandatory financial charge or other sort of levy imposed by a governmental entity on a taxpayer in order to fund government spending and related public expenses. as well as tax

Divide the cost of your goods or service by the tax rate. Divide the tax rate as a percentage by 100 to get the tax rate as a decimal. Then, in the multiplication procedure, use this number.

To learn more about  tax from given link:

https://brainly.com/question/25783927

#SPJ4

The cost of fairness may be decided by the usage of the dividend growth model and the growth rate approach.

The dividend growth version is a valuation version, that calculates the fair value of inventory, assuming that the dividends grow both at a solid price in perpetuity or at a special rate during the length handy. The Gordon growth model values an enterprise's stock using an assumption of regular increase in payments an enterprise makes to its commonplace fairness shareholders. The 3 key inputs inside the version are dividends in step with share (DPS), the boom charge in dividends per proportion, and the required fee of going back (RoR).

The growth rate of a cost (GDP, turnover, wages, etc.) measures its exchange from one duration to another (month, quarter, 12 months). it's miles very typically expressed as a percent.

One advantage of the dividend increase version is that it offers an easy manner to degree the fundamental price of an inventory. It permits buyers to compare the values of inventory issued via organizations in exceptional industries.

learn more about the growth rate here: https://brainly.com/question/25630111

#SPJ4

The credit union is a non-profit institution that requires that a person must meet certain guidelines to become a member before they can take advantage of the institution's services

This is further explained below.

Generally, Before a person may take benefit from the services provided by a credit union, which is a non-profit organization, that person must first become a member of the credit union and satisfy specific membership requirements.

In conclusion, Credit unions are cooperative financial organizations that are owned and operated by the members who make use of the cooperative's various financial services. Members of a credit union have access to the same sorts of financial goods and services as are made available to customers of conventional banks, including credit cards, checking and savings accounts, and loans.

Read more about the Credit union

https://brainly.com/question/13557890

#SPJ1

The steps that occur in the early stages of employment, such as the job application steps and preparing for a job interview, can be arranged in the following order:

Nowadays, where there is a great increase in competitiveness, organizations are able to stand out through innovative ideas coming from their team, which generate market positioning, reliability and the creation of an organizational culture focused on development, cooperation and creativity.

Therefore, in the recruitment and selection process, the HR department must prepare a strategic hiring plan to reach professionals aligned with organizational needs and values, while the professional must prepare for the interview process by knowing about the company and the characteristics of the job.

Find out more about recruitment process here:

https://brainly.com/question/898302

#SPJ1

Small business administration (SBA )is a U.S. government agency that advises and assists small businesses by providing management training, financial advice, and loans.

An organization of the federal government called the Small Business Administration (SBA) exists to assist, service, and safeguard the interests of small companies. To assist entrepreneurs in managing the complexities of expanding a firm, the SBA provides instructional materials.

The SBA now offers managerial help, financial and federal contract procurement aid, and particular outreach to women, minorities, and veterans of the armed services. Additionally, SBA offers loans to those who have been affected by natural catastrophes and specialist counsel and support in foreign trade.

The SBA has a historical record of promoting and strengthening access to financing, government contracting opportunities, entrepreneurship development, and catastrophe aid for the USA's small businesses.

To know more about Small business administration refer to: https://brainly.com/question/14891513

#SPJ4

If marginal cost is less than average cost, average cost will decrease and therefore be less than $6.50. In this case, average cost of producing 10 sweaters is ($6.50 x 9 + $6.25)/10 = $6.48. Average cost comprises fixed costs, such as production costs that are constant regardless of output.

The equipment and building space required to assemble a product are two examples of fixed costs. The average cost includes variable costs. All costs that change with that amount of production are included in the marginal cost of production. For instance, if a business needs to construct a brand-new facility.

To learn more about average cost, click here.

https://brainly.com/question/15570401

#SPJ4

The type of money the economy used, wherein certificates were used instead of silver would be called representative money.

Representative money is any medium of exchange. It was often printed on paper, normally called paper money. This could be exchanged for the commodity behind it. For instance, after the war, the population continued exchanging certificates instead of converting them to silver.

As the representative money is tied to a physical object, it is quite less prone to depreciation by inflation. This money is backed up by one or the other different things of value.

Hence, the type of money wherein certificates were used instead of silver is called representative money.

To learn more about representative money here:

https://brainly.com/question/11352215

#SPJ4

Answer:

of labor

Explanation:

situations where people are coerced to work for little or no remuneration, often under threat of punishment

The correct answer is Administrative decision making model.

The Administrative decision making model assumes incomplete information and bounded rationality.

To learn more about Administrative decision making model visit: https://brainly.com/question/26866373?

#SPJ4

A perfectly competitive market is a market structure characterized.

Market structure refers to how different industries are categorized and differentiated based on the degree and type of competition for services and goods. four general types of market structure include perfect competition, oligopoly market, monopoly market, and monopolistic competition.

Economic market structures can be divided into four categories: perfect competition, monopolistic competition, oligopoly, and monopoly. The categories are distinguished by the following characteristics: the number of producers is large in monopolistic competition, few in oligopoly, and one in monopoly.

“Market structure” refers to the various market characteristics that determine the relationships between sellers, sellers, buyers, etc.

Learn more about Market structure here https://brainly.com/question/1192016

#SPJ4

The conflict between owners employees suppliers and customers of a company is known as conflict of interests.

Every organization should strive to create an ethical and trusting culture by setting the right tone at the top. The tone at the top should include clear messaging on how to manage a conflict of interest, making everyone in your organization aware of this type of corruption.

To learn more about conflict of interest from the given link

https://brainly.com/question/21648646

#SPJ4