The amount of each annuity payment is $7,546.70
Buying an annuity may want to mean laying greater to cover the top rate. If buying an annuity could drain your liquid savings and positioned you prone to having to borrow to pay for surprising fees, it is able to now not be well worth it. An annuity is a contract between you and an insurance organization in that you make a lump-sum charge or series of bills and, in go back, get hold of regular disbursements, starting both at once or at some point within the future.
Formula for annuity due is given below:
Present value = (1+rate) * annuity payment * [tex]\frac{1 - \frac{1}{(1+ rate)^n} }{rate}[/tex]
Let annuity payment be X.
Rate = 6%/2 = 3%
N = 25*2 = 50
200,000 = (1+0.03) * X * [tex]\frac{1 - \frac{1}{(1+ 0.03)^n} }{0.03}[/tex]
Solving, we get X = annuity payment = 7,546.70
Hence, Annuity payment is $7,546.70
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Of the three core processes of business identified by bossidy and charan, which do they believe is the most important?
Of the three core processes of business identified by Bossidy and charan people are the most important.
No profitable method may be deliberate without contemplating the company's capability to execute it. The heart of execution lies in 3 core tactics: the human technique, the method system, and the operations process. Each enterprise and corporation uses these methods in a single form or different.
There are 3 specific forms of enterprise operations- service, merchandising, and manufacturing. For a commercial enterprise to feature properly and productively, entrepreneurs have to recognize which business operation aligns with their corporation and the duties it involves.
Core methods are the ones involved in the improvement and advent of the products or services, the advertising, and marketing, and transfer to the service beneficiary or customer, in addition to patron feedback or after-sale aid of the services or products.
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A disadvantage of using the payback period to compare investment alternatives is that:_________
it ignores cash flows beyond the payback period it ignores cash flows beyond the payback period.
The most serious disadvantage of the payback method is that it does no longer recollect the time price of money. cash flows received at some point in the early years of a project get a better weight than cash flows acquired in later years.
Payback vs NPV ignores any benefits that arise after the payback length. It additionally does no longer measure total earnings. An implicit assumption inside the use of payback duration is that returns to the funding retain after payback duration.
The number one drawback to the use of the discounted payback method is that it ignores all cash flows that occur after the cutoff date, hence biasing this criterion closer to short-time period initiatives.
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In the open-economy macroeconomic model, the source of the supply of loanable funds is:_______
In the open-economy macroeconomic model, the source of the supply of loanable funds is national savings.
The demand for loanable funds comes from domestic investment (I) and net capital outflows (NCO). The delivery and demand for a loanable budget depend on the actual interest price. A higher real interest rate encourages people to store, i.e. growth the supply of loanable funds.
The delivery of loanable funds comes from people and groups, together with government and businesses, that have determined not to spend some of their cash, however as a substitute, store it for funding functions. One way to make an investment is to lend money to debtors at a rate of interest.
The deliver of loanable price range represents the behavior of all the savers in an economy. The better interest price that a saver can earn, the much more likely they're to store cash. As such, the supply of loanable finances suggests that the quantity of savings to be had will increase as the interest charge will increase.
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George wants to be a registered nurse, so the best course of training is:
OA. a four-year college degree.
OB. on the job training.
OC. a trade school certificate.
OD. a graduate school after college.
If George wants to be a registered nurse, the best course of training is: A. a four-year college degree.
Who is a registered nurse?A registered nurse can be defined as someone who is qualified to practice nursing and have been giving the license to practice nurse.
Hence, Option A is correct because to be a registered nurse the person must meet the necessary requirements and one of the requirement that must be meet is to have a bachelor's degree in nursing or a four-year college degree in nursing from an accredited university or college.
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Answer:
A
Explanation:
i just got it's right
Jason is a very efficient and driven manager who makes all the decisions himself. He comes across as a very assertive person who often directs his employees on what needs to be done. To motivate his employees, he mostly uses monetary bonuses as rewards. In this scenario, Jason can be regarded as a(n) ________ leader.
Jason is a very efficient and driven manager who makes all the decisions himself. He comes across as a very assertive person who often directs his employees on what needs to be done. To motivate his employees, he mainly uses monetary bonuses as rewards. In this scenario, Jason can be regarded as an autocratic leader.
Leaders who use the autocratic style generally make all selections with little to no entry from others. it is critical to differentiate dictators from those leaders. All dictators are autocratic leaders, but not all autocratic leaders are always dictators.
An authoritarian management style is exemplified whilst a pacesetter dictates guidelines and tactics, decides what desires are to be achieved, and directs and controls all activities without any meaningful participation from the subordinates. One chief has complete control of the team, leaving low autonomy within the organization.
Leaders of Silicon Valley consisting including bill Gates, Steve Jobs, and Elon Musk are examples of autocratic leadership. yet, those are names human beings are looking to emulate. although they're examples of autocratic leadership in enterprise, they have got additionally transformed society.
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What do we observe in the market for donuts if a new technique is introduced that enables every worker to make twice as many donuts?
The equilibrium price falls and the equilibrium quantity increases, supply increases.
What is a price that is in equilibrium?When supply and demand are balanced, the price is at equilibrium. It can be claimed that the forces of supply and demand are comparatively equal and the market is in equilibrium when a major index goes through a period of consolidation or sideways momentum.
Researchers have discovered that prices typically oscillate near equilibrium levels. Market forces will encourage sellers to enter the market and produce more if the price increases too much. More purchasers will place higher bids if the price is too low. Over time, these actions maintain the equilibrium level's relative equilibrium.
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The high-income economies of the world contain approximately __________ of the world’s population and produce and consume ___________ of the world’s gdp.
The high-income economies of the world include approximately 12% of the world’s population and produce and consume 60% of the world’s GDP.
What is GDP?The gross domestic product stands as a monetary measurement of the market value of all the final goods and services produced in a distinctive period by countries. Due to its complex and subjective nature, this measure exists often revised before being deemed a reliable indicator.
Gross domestic product (GDP) stands for the total monetary or market value of all the finished goods and services constructed within a country's borders in a typical period. GDP measures the worth of the final goods and services produced in the United States (without double counting the middle goods and services used up to produce them).
The high-income economies of the world include approximately 12% of the world’s population and produce and consume 60% of the world’s GDP.
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The high-income economies of the world contain approximately 12% of the world’s population and create and consume 60% of the world’s GDP.
What is Gross domestic product?
Gross domestic product is a financial measure of the market value of all the final goods and benefits produced in a specific time period by countries. Due to its complex and subjective nature this step is often revised before being considered a reliable indicator.
GDP is more reasonable comparing national economies on the international market. Total GDP can also be damaged down into the contribution of each industry or sector of the economyGDP definitions are supported by a number of national and international financial organizations.To learn more about Gross domestic product, refer
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A ___________ beneficiary is a third party that benefits from a contract in which the promisor agrees to pay the promisee's debt.
A creditor beneficiary is a third party that benefits from a contract in which the promisor agrees to pay the promisee's debt
A creditor beneficiary may be defined as the beneficiary who is being owed or being believed to be owed with a legal obligation by a promisee which is provided upon a promisor's execution of his or her portion of a contract or agreement.
"Creditor beneficiary" is a term which refers to a legal entity that will benefit intentionally from an agreement which has been put in place to satisfy or reduce a debt.
A creditor beneficiary is a special type of third-party beneficiary. Creditor beneficiaries are not active parties in the execution of the agreement which they are to benefit from.
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If your sevis record is terminated for unauthorized withdrawal or failure to enroll. How long can you remain in the u. S. ?.
Students terminated for Authorized early withdrawal have 15 days to depart.
What is Students terminated?A record that has been canceled in the Student and Exchange Visitor Information System (SEVIS) may indicate that the nonimmigrant no longer has F or M status. F-1/M-1 students and/or F-2/M-2 dependents who do not maintain their status are typically terminated by designated school officials (DSOs).
With an expired I-20, you will be unable to reenter the United States. All working privileges have been revoked. Any type of employment after the specified termination date is prohibited. Employers who hire an illegal worker may face serious sanctions.
If the DSO does not enroll the student within 90 days of the Next session start date, the system automatically terminates the record. When a student fails to reenroll after the enrollment deadline for the term has passed.
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Sam’s experience is that hard work today leads to a bigger paycheck. Reinforcement theory suggests he feels encouraged to?
is this the answer given to this problem Keep an even pace at work.
Not work as hard.
Work harder.
Sam’s experience is that hard work today leads to a bigger paycheck. The reinforcement theory suggests he feels encouraged to Keep an even pace at work, not work as hard, and Work harder.
What is Reinforcement Theory?
A psychological theory called reinforcement theory contends that actions have consequences and that reinforcement, punishment, and extinction are all effective ways to alter behavior.
Modern concepts concerning reinforcement theory were greatly influenced by behavioral psychologist B.F. Skinner.
By rewarding a behavior, positive reinforcement aims to make that behavior more frequent. For instance, if a worker spots a lucrative new market opportunity, her employer can reward her with a bonus. The desired behavior will be positively reinforced by this.
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What strategy did hunter-gatherer communities (bands) develop to enhance cooperation, generosity and the sharing of resources?
The egalitarianism strategy, hunter-gatherer communities (bands) develop to enhance cooperation, generosity, and the sharing of resources.
What is the egalitarianism strategy?Egalitarianism is a philosophical viewpoint that promotes equality and fairness regardless of gender, religion, economic status, or political opinions. Egalitarianism may be concerned with income inequality and distribution, which are notions that have affected the evolution of numerous economic and political systems.According to legal egalitarianism, everyone must follow the same laws, with no particular legal safeguards for one group over another.Many countries around the world have elements of egalitarianism embedded into their social fabric.Hunter-gatherer groups (bands) form as part of the egalitarianism method to improve cooperation, generosity, and resource sharing.Therefore, the egalitarianism strategy, hunter-gatherer communities (bands) develop to enhance cooperation, generosity, and the sharing of resources.
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A norm that some people accept, like going out for a beer after work, but that is not important to organizational success is called:________.
A norm that some people accept, like going out for a beer after work, but that is not important to organizational success is called: peripheral.
the question is incomplete .please read below to find the missing content
An organization or organization (in Commonwealth English; see spelling differences) is an entity such as a legal entity, institution, or association made up of one or more persons with a specific purpose.
The organizational structure used in most companies today is represented by three organizational forms: functional, departmental, and matrix. Each of these forms has advantages and disadvantages that owners should consider before deciding which one to implement in their business.
The definition of an organization refers to the act of putting things in a logical order, an efficient and methodical approach to a task, or a formally assembled group of people. Clearing out your desk and putting all your papers in a logical place is an example of organization.
A norm that some people accept, like going out for a beer after work, but that is not important to organizational success is called
a. social.
b. pivotal.
c. relevant.
d. peripheral.
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Which description best fits what is meant when someone talks about their credit card apr?
Credit card APR is the price you pay for borrowing money. The cost of borrowing money each year, including fees, is stated as an APR. The APR is a more comprehensive indicator of the cost to you of borrowing money because it includes both interest rates and application costs.
The interest rates on credit card are often given as an annual percentage. If payment of balance in full each month by the due date, you can avoid paying interest on purchases on majority of credit cards. if you're getting decent deal on a credit card by looking at the APR.
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In ricks ppi he notes the description location cost and time of purchase what is he missing? previous value,current value or future value.
He is missing future value.
What is future value?The worth of an asset at a future date is referred to as its future value. It is the present value multiplied by the accumulation function; it is the nominal future sum of money that a particular sum of money is "worth" at a specific time in the future assuming a certain interest rate or, more broadly, rate of return.
Future value is the value that will exist in the future. So, at 10%, Rs 110 is the future worth of Rs 100. The present value is useful in making investment decisions that are based on the current value.
The worth of a current asset at a future date based on an estimated rate of growth is known as future value (FV).
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Many companies use ________ to customize koozies for customers to use as inexpensive promotions.
Many companies use 3D printing to customize koozies for customers to use as inexpensive promotions.
Items such as koozies all come as the same for all customers, but if there needs to be special writing or inscription on any of them,. this is known as customization and can be easily be done with 3D printing.
What is Customization?
This refers to the individual request to make something different for them to make it unique and easily recognizable.
Hence, we can see that Items such as koozies all come as the same for all customers, but if there needs to be special writing or inscription on any of them,. this is known as customization and can be easily be done with 3D printing.
This helps a user to easily identify his item and this is also a form of personalization and is used as an inexpensive promotion.
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The office of management and budget is an important instrument of presidential control because it reviews:____.
The office of management and budget is an important instrument of presidential control because it reviews most rules promulgated by federal agencies and helps the president to put together the federal budget submitted annually to congress.
The Office of Management and Budget oversees the performance of federal agencies and controls the federal budget.
The Office of Management and Budget oversees the implementation of the President's vision throughout the executive branch.
Office management helps maintain close relationships between different departments and people. It regularly delivers commands, orders, and instructions to various people. It performs various functions such as planning, organizing, managing, staffing, monitoring, motivating and effective leadership.
OMB's primary function is to assist the President in overseeing the preparation of the federal budget and overseeing its administration in the executive branches.
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________ models assist top-level managers in long-range planning, such as stating company objectives or planning plant locations. group of answer choices strategic corporate tactical operational
Strategic models assist top-level managers in long-range planning, such as stating company objectives or planning plant locations. Option A.
This is further explained below.
What is a Strategic model?Generally, The process by which an organization takes its strategy and prepares a plan to apply it in order to enhance operations and more effectively fulfill its objectives is known as a strategic planning model.
In conclusion, The most senior executives in a firm may benefit from using strategic models for long-term planning activities, such as articulating the company's goals or determining the placement of its facilities. Alternative 1.
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Media critics have argued that media monopolies and conglomerates contribute to which problem?
Answer is less diversity of media voices.
Major multinational firms own media stations and channels in various regions. Many media institutions rely on advertising payments to function, which can lead to the media outlet being swayed by diverse corporate interests. At times, ownership interests may have an impact on what is and is not covered.
Stories may become slanted or excluded in order not to anger sponsors or owners. Citizens' ability to make informed judgments is critical for a free and functioning democracy, but it is presently challenged by such concentration of ownership.
Therefore, greater concentration of ownership leads to fewer diversity of media viewpoints, which means that the public is underserved.
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A weak company culture A. celebrates change and consensual decision-making. B. produces champions of innovation and creativity. C. creates harmonious subcultures along its value chain. D. promotes greed-driven and unethical behaviors. E. rewards consensus thinking.
One thing that a weak company culture does is that it D. promotes greed-driven and unethical behaviors.
What is the effect of a weak company culture?A weak company culture is one that allows for unethical behavior to be perpetrated with impunity.
Such a culture would give rise to greed as people try to outpace each other through unethical actions.
This means that there would be little teamwork and instead a toxic environment would be the order of the day. Such a company cannot hope to survive for too long before it crumbles.
In conclusion, option D is correct.
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In direct relation to landrum's employer strategies for filling a job vacancy, being an intern, volunteer, and/or accepting a lower-level position can be a good idea because?
In direct relation to Landrum's employer strategies for filling a job vacancy, being an intern, volunteer, and/or accepting a lower-level position can be a good idea because employers hire or promote from within.
A direct relation shows the direct relationship between two quantities. A direct relationship means that both variables increase together or both decrease together. In a direct relationship, A only increases when B increases. direct relation is an association between two variables such that they rise and fall in value together.
A relationship is said to have direct relation only and only when one variable changes and the second variable changes proportionally.
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How important to a company’s investors and shareholders is the personal behavior of the ceo? do people have to like him/her for the company to be successful?
The shareholders and investors of the company place a high value on the CEO's personal conduct. This is mostly due to the fact that shareholders and investors are contributing or investing their hard-earned money into the business with high return expectations.
The most influential and powerful title in business, it is also the most thrilling, gratifying, and exciting. A company CEO has a number of stakeholders, each of whom has different objectives and, consequently, views. The end result of these efforts is a model for CEO excellence that suggests attitudes and behaviors that are particularly likely to assist CEOs in succeeding at their specific responsibilities.
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What information do i need and how can i obtain this information are questions you should ask?
What information do I need and how can I obtain this information are questions you should ask yourself while conducting a research.
Before embarking on a research project, there are a few questions you need to ask yourself which holds importance as it will guide you to carry on the research in a systematic manner. First of all you have to decide on how to collect information for your research.
A good research question is essential to guide your research paper, project or thesis. It pinpoints exactly what you want to find out and gives your work a clear focus and purpose. All research questions should be focused on a single problem or issue.
Hence, the answer is given and explained above.
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The ________ is the optimum budget to managers that plan revenues and expenses at different sales volumes.
A flexible budget is an optimum budget for managers that plan revenues and expenses at different sales volumes.
What is flexible budget?A flexible budget is one that varies in response to changes in actual revenue or other activities. As a result, the budget is reasonably close to the actual results. This technique differs from the more conventional static budget, which comprises only fixed spending numbers that do not change in response to real revenue levels.
A flexible budget will include budget lines for various amounts. For example, if your monthly widget production is 100, your variable admin costs could be $200. However, if you produce 200 widgets every month, your variable admin costs will rise to $400.
Entrepreneurs can adapt with change thanks to flexible, rolling budgets. This nimble planning process lets you adjust spending throughout the year
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The type of distribution system in which intermediaries are independent but agree to cooperate are participating in a(n):______.
Answer:
Contractual distribution system.
Explanation:
A distribution system consists of all the facilities and equipment connecting a transmission system to the customer's equipment. A typical distribution system can consist of: Substations. Distribution Feeder Circuits. Switches.
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The type of distribution system in which intermediaries are independent but agree to cooperate are participating in a contractual distribution system. (b) is correct option.
We impose entry requirements on people and companies to guarantee that the securities and futures market in Hong Kong operates in accordance with high standards. We also demand adherence to secondary regulatory standards for intermediaries as well as the Securities and Futures Ordinance. Therefore, through our licensing and intermediates supervisory activities, our Intermediaries Division contributes significantly to the SFC's aim of promoting the integrity and soundness of the Hong Kong stocks and futures markets.
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If a project cost is only $100 up front and its annual benefits are $20/year, what is its payback period in years?
The correct answer of the question is 5 years.
If a project cost is only $100 up front and its annual benefits are $20/year then the payback period in years is 5 years.
What is project cost?Every project that an organization decides to work on generates some expenses. These expenses are of two types. Direct costs: it includes fixed labor, materials etc.Indirect costs: includes utility etc...The cost of the project is estimated by the project manager. What is payback period? It refers to the time that a person/ company would take to return the money of investment. Payback period= cost of investment/ average annual cash flowIt helps us in understanding how much time it would take to recover the initial costs.To learn more about investment visit: https://brainly.com/question/27847789
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If monopolistic competitors must expect a process of entry and exit like perfectly competitive firms,.
If monopolistic competitors must expect a process of entry and exit like perfectly competitive firms, they will be unable to earn higher-than-normal profits in the long run.
What is a monopolistic competition?A monopolistic competition is an industry that is a market where there ae many competing supplier of differentiated goods. Goods sold in a monopolistic competition are substitutes for one another. The barriers of entry into the industry is low. An example of monopolistic competition are restaurants.
A perfect competition is an industry where there are numerous buyers and sellers of identical goods and services. The market share of sellers is so low that the sellers are not able to influence the price at which the goods are sold in the market. Firms that operate in a perfectly completive industry earn zero economic profit due to no barriers to the entry and exit of firms into the industry.
Here are the options:
A. they will be unable to earn higher-than-normal profits in the short run. O B. they will wish to cooperate to make decisions about what price to charge.
OC. they will wish to cooperate to make decisions about what quantity to produce.
O D. they will be unable to earn higher-than-normal profits in the long run.
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The ________ shows the graphical relationship between income and consumer spending.
The consumption function shows the graphical relationship between income and consumer spending.
Consumption function is the relationship between income and consumer spending and the various factors determining it. At the household level, these factors may include wealth, income, expectations about the level and riskiness of future income or wealth and various other factors.
The most important determinant of consumer spending is disposable income. If people do not have enough money they cannot spend it. Low-income consumers spend a greater portion of their disposable income.
Hence, businesses use consumer spending data in their supply and demand economic calculations.
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Under a perpetual inventory system, the amount of each type of merchandise on hand is available in the a.customer's ledger b.purchase ledger c.inventory ledger d.creditor's ledger
Option D. Under a perpetual inventory system, the amount of each type of merchandise on hand is available in the inventory ledger.
What is the inventory ledger?This is the ledger or the stock of inventory that is able to track all of the transactions that are done in the inventory of the business firm. The inventory is one that tells one of the stock of goods in the firm and this has to match up with what is available in the general ledger of the firm.
The inventory ledger is used by putting the date that the purchases where made in the columns that they should be found. also the description of the ledger has to be entered in the part that says description.
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What should a firm do in order to be organized to capture value? (check all that apply.)
What a firm should do in order to be organized to capture value are have a good organizational structure and have good coordinating systems. A firm (company, establishment) is a body or an organization that employs productive resources to obtain products and/or services which are offered in the market with the aim of making a profit.
What is a firm value?Enterprise value (EV), total enterprise value (TEV), or firm value (FV) is an economic measure reflecting the market value of a business (that is, as distinct from market price). It is a sum of claims by all claimants: creditors (secured and unsecured) and shareholders (preferred and common).
Therefore, the correct answer is as given above
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The complete question goes thus:
What should a firm do in order to be organized to capture value? (Check all that apply.)
-have a good organizational structure
-have a rare and valuable resource
-have good coordinating systems
-have CEOs with forward-thinking vision
A depreciable asset costs $50,000 and has salvage value of $7,500 after 6 years. what is the ddb depreciation in the second year?
The double decline balance depreciation in the second year will be $ 11,111.
Depreciation is allocated which will price a fair percentage of the depreciable quantity in every accounting duration throughout the expected useful life of the asset. Depreciation consists of the amortization of property whose useful existence is predetermined.
An example of Depreciation If a transport truck is purchased with the aid of a business enterprise with a price of Rs. 100,000 and the predicted utilization of the truck is five years, the business would possibly depreciate the asset underneath depreciation cost as Rs. 20,000 every 12 months for a length of 5 years.
Depreciation is used on an earnings announcement for nearly every business. its miles are listed as an expense, and so have to be used each time an object is calculated for year-stop tax functions or to decide the validity of the object for liquidation functions.
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