The Gramm-Leach-Bliley Act is also known as the Financial Services Modernization Act.
The Gramm-Leach-Bliley Act is also known as the Financial Services Modernization Act of 1999. This is a federal law enacted in the United States in order to control the ways financial institutions deal with the private information of individuals.
The Gramm-Leach-Bliley Act's purpose was to remove legal barriers preventing financial institutions from providing insurance, banking, investment and insurance services together. Thus, the Gramm-Leach-Bliley Act's ensured that financial institutions, including mortgage brokers and lenders, protect non-public personal information of consumers.
Hence, the answer is given and explained above.
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What are some ways to address unemployment in a market economy? select three answers.
Policies to reduce supply-side unemployment
Education and training.Reduce the power of trades unions.Employment subsidies. Improve labor market flexibility.The very first answer for the unemployment is to manipulate the rising populace of our Country government needs to motivate humans to have small families. The Country's government has begun initiatives to control the populace but nevertheless, the population is growing.
Education, profession guidance, and ability-based schooling can together remedy the unemployment disaster in India. If you or everybody you realize is willing to get hired with a very good revenue then expect us.
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If ryan copies an article from a computer science journal that sells subscriptions and then distributes the copies to 25 employees at his company, his action?
Ryan would be liable for copyright infringement.
What is copyright infringement?Infringement of copyright is the use of works protected by copyright without permission for a usage where such permission is required, hence infringing some exclusive rights provided to the copyright.
Infringement notices are used to formally warn an infringer that their content must be removed. When you discover infringement, mailing a cease and desist letter is usually the best course of action.
A Copyright Infringement Notice should specify which copyrighted work or works have been infringed by another party. At the very least, the letter should specify the work that is infringing on your copyright, as well as any pertinent data.
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Ask your teacher, "What are two behaviors or traits that have helped you find success in your job and in life?"
Ask your friend or classmate the same question.
Are there any similarities between their answers? What are the differences? Did age, gender, or other demographics factor into their answers?
Identify two behaviors or traits that stand out to you from the last 5 lessons. How would you like to focus on these areas? What impact can you see them making on your life?
For a teacher, the two behaviors or traits that may have helped him succeed in his work and in life were empathy and dedication.
For a classmate, behaviors or traits can be related to sociability and responsibility.
There are similarities in the answers of both, as their answers are based on the moral values that are associated with development and success.
What are moral values?They are a set of principles that regulate social behavior, such as beliefs, values and social norms, being directly influenced by the individual's culture and by the primary and secondary socialization process to which he is submitted.
Therefore, the behaviors and traits that lead an individual to succeed according to their opinion are usually based on their set of moral values learned in society.
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What is a time-phased stock-replenishment plan for all levels of the supply chain?
a. mrp
b. bom
c. drp
d. mrp
DRP is a time-phased stock-replenishment plan for all levels of the supply chain.
What is Disaster Recovery Plans?
Disaster Recovery Plans (DRP) are a thorough list of steps to be followed before, during, and after a disruptive event results in the loss of availability of Information Systems.They are a bridge between DRP and BCP. When an information system disaster happens, the main goal is to quickly create an alternative processing site and return to the original site.As opposed to the Business Continuity Plans (BCP), which propose a more thorough strategy for dealing with the restoration of computer systems, along with all accompanying software and connections, to full functionality under a variety of harmful or disruptive external conditions that businesses occasionally encounter.To know more about Disaster Recovery Plans with the given link
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What is the effect of a government budget deficit on the real interest rate and investment? a government budget deficit _______ the real interest rate and _______ investment
The government budget deficit does not influence the real interest rate. The real interest rate is 9 percent a year.
What do mean by government budget?A government budget is a document created by the government and/or another political institution that details proposed spending and tax revenue estimates for the upcoming fiscal year. The budget is typically presented to the legislature in parliamentary systems, and it frequently needs their approval.
A government budget is a document that details the anticipated income and expenditures for a given fiscal year for a given governing body. Government spending plans frequently need legislative approval and are vulnerable to political pressure from interest groups vying for funding.
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A company had interest expense of $5,700, income before interest expense and income taxes of $17,800, and net income of $8,200. the company's times interest earned ratio equals:______.
A company had an interest expense of $5,700, income before interest expense and income taxes of $17,800, and net income of $8,200. the company's times interest earned ratio equals 3.12 times.
The values given in the question are as follows:
Fixed Interest Expense = $5700
Income before Interest Expenses and Income taxes = $1780
The calculations for computing Times Interest Earned Ratio are as follows:
Times Interest Earned Ratio = Income before Interest Expense and Income taxes / Interest Expense
= 17800 / 5700
= 3.12 times
Hence, the answer is "3.12".
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What is the main reason for employing contractionary fiscal policy in a time of strong economic growth?
The main reason for employing contractionary fiscal policy in a time of strong economic growth is to keep prices from rising too much or too rapidly
Fiscal policy is the use of public expenditure and taxation to affect the economy, particularly macroeconomic conditions. These include employment, inflation, economic expansion, and the total demand for goods and services.
The government may reduce tax rates or boost spending during a recession to boost demand and the economy. On the other hand, it can increase rates or reduce spending to slow down the economy in order to battle inflation. Monetary policy, which is implemented by central bankers rather than elected government officials, is sometimes contrasted with fiscal policy.
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On November 1, Carter Company signed a 120-day, 10% note payable, with a face value of $9,000. What is the adjusting entry for the accrued interest at December 31 on
The following adjusting entries are required on 31 December:
Dr. Interest expense $150
Cr. Interest payable $150
What is accrued interest?
Accrued interest is the fraction of the total interest of 120-day interest that has become due on December 31, which the Carter Company is owing but would not make payment until the maturity of the note payable.
The accrued interest can be computed as the face value multiplied by the interest rate multiplied by 60 days divided by 360 days.
The interest of 10% is annual interest which makes 360 days, since the interest due is just for 60 days, 2 months, the interest needs to be time apportioned
Accrued interest=$9000*10%*60/360
Accrued interest=$150
What entries are required on 31 December?
We need to debit interest expense as an increase in expense is a debit entry and credit interest payable which is an increase in liability.
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Cost-push inflation can contribute to a recession by increasing prices, which?
Cost-push inflation can contribute to recession by: increasing prices which reduces output and leads to lower employment and lower real incomes. Price increases, sometimes known as inflation, are essentially the progressive decline in purchasing power. The average price increase of selection of products and services over time can serve as a proxy for the rate at which buying power declines.
The rate at which the cost of goods and services increases is known as inflation. Those who own tangible assets, such as real estate or stored commodities, may benefit from inflation since it will increase the value of their holdings.
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Generally the contract owner may change the annuitant at any time provided the new annuitant was _______ at the time the contract was originally written.
Generally, the contract owner may change the annuitant at any time provided the new annuitant was alive at the time the contract was originally written.
An annuitant is a character who's entitled to accumulate the regular payments of a pension or an annuity investment. The annuitant can be the agreement holder or some other person, inclusive of a surviving partner.
Beneficiaries make up the 1/3 designation of an annuity contract. whereas the annuity proprietor and the annuitant can be equal men or women, a beneficiary is a separate character or entity.
An annuitant is someone who's entitled to get hold of blessings from an annuity. The payout blessings for an annuitant are based totally on the man or woman's existence expectancy.
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The stocks of well-known, high quality firms, such as coca-cola, ge and procter & gamble are called ______ stocks.
The answer is blue chip stocks.
Blue chip stocks are the shares of highly large and well-known corporations having a lengthy track record of profitable financial performance. These stocks are noted for their ability to withstand difficult market situations while providing strong returns in favorable market conditions.
In 1923, Dow Jones employee Oliver Gingold invented the nickname "Blue Chip." This word became popular after Gingold witnessed many stocks trading at $200 or more per share while standing near the stock ticker at a brokerage business. He referred to them as "Blue Chip Stocks" and published an essay on them.
Therefore, they are called blue chip stocks.
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How to find the monthly growth rate of sales that can be sustained without access to external capital?
Growth rate of sales= present-past\past.
Growth rate:
A growth rate is determined differently for each business, but it essentially serves as a gauge for how quickly a firm is expanding, contracting, or meeting its objectives. It is the best gauge of how well a company (or nonprofit, or mission) is doing.Sustainable Growth Rate (SGR) = Retention Rate× Return on EquityA crucial statistic for determining how well your organization is doing is growth month over month. Subtract the first month from the second month, then divide the result by the amount for the previous month to determine the month-over-month growth. The result is multiplied by 100 to yield a percentage.The maximum sales growth that a company can experience without needing more debt or equity financing is known as the sustainable growth rate.Learn more about growth rate here brainly.com/question/25849702
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How does the amount of energy per second pollux is giving off compare with that of the other four stars you’ve observed? (hip 87937, hip 108870, tau cet, and regulus. )
Luminosity of a Pollux Star the amount of energy per second pollux is giving off compare with that of the other four stars observed. (hip 87937, hip 108870, tau cet, and regulus. )
The brightest star in the Gemini constellation is Pollux. It is known by the Bayer designation Beta Geminorum, which can also be shortened to Beta Gem or Gem.
The closest massive star to the Sun is this orange-hued, evolved giant star, which is 34 light-years away. This star's spectrum has been one of the reliable reference points for other stars' classification since 1943.
Its orbiting by an extrasolar planet, dubbed Pollux b or Geminorum b, which was eventually given the name Thestias, was established in 2006.
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When approved for a loan, an individual essentially applied for aid in the area of:_________
When approved for a loan, an individual essentially applied for aid in the area of (A) increasing (and financing) an immediate increase in cash flow.
What is a loan?A loan is a type of debt that an individual or other entity incurs. The lender, who is typically a corporation, financial institution, or government, lends money to the borrower. In exchange, the borrower agrees to a set of terms, which may include finance charges, interest, a payback date, and other conditions.When approved for a loan, an individual essentially applied for aid in the area of:
Every loan involves the distribution of money by a bank or a financial institution to a person or corporation in exchange for the latter returning said amount, plus an additional amount for interest, within a certain period and paying in full or through an installment plan. However, the immediate outcome of such a loan is an increase in the cash flow of the person who obtains said loan, which can be utilized to purchase products or services or to cover other eventual expenses.Therefore, when approved for a loan, an individual essentially applied for aid in the area of (A) increasing (and financing) an immediate increase in cash flow.
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The complete question is given below:
When approved for a loan, an individual essentially applied for aid in the area of...
A. Increasing (and financing) immediate increase in cash flow.
B. limited liability
C. future educational services
D. protections and insurance
To initiate a strategic move that allows a firm to open up new and uncontested market space through value innovation, managers must address four key questions when formulating a blue ocean business strategy. These questions focus on Multiple Choice lowering cost and maintaining perceived customer benefits. lowering cost and increasing perceived customer benefits. increasing cost and increasing perceived customer benefits. increasing cost and maintaining perceived customer benefits.
The correct option is: lowering cost and increasing perceived customer benefits. To initiate a strategic move that allows a company to open up new and uncontested market space through value innovation.
What is a value innovation strategy?It corresponds to a strategic planning that institutes organizational actions to achieve market goals, from positively changing consumer perception, creating essential benefits, such as quality, design and lower price than competitors.
Therefore, value innovation is a favorable strategy for organizations to develop innovative marketing aligned with the desires and needs of potential consumers, generating positioning and competitive advantage for the company.
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A market situation in which there are many buyers and sellers of a product and no single buyer or seller can control the price is?
A bond has a par value of $1,000, a market price of $300, and a 9% coupon rate. It will mature in 5 years. What is the current yield of the bond?.
The current yield of the bond is 30%.
What is a bond?A bond is a sort of financial security in which the issuer owes the bearer a debt and is obligated to repay the principle of the bond as well as interest over a specified period of time, depending on the terms. Interest is normally paid at regular intervals.To calculate the current yield of the bond:
Current yield = Annual coupon payment / Bond market priceSo, 90/300 × 100 = 30%.Therefore, the current yield of the bond is 30%.
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When consumers do not want to purchase good or services at the time producers want to produce them, this is called:______.
When consumers do not want to purchase goods or services at the time producers want to produce them, this is called: Separation in time
the question is incomplete .please read below to find the missing content
A consumer is defined as an individual or business that consumes or uses goods or services. A customer is a buyer in the economy who buys goods and services and can exist as a consumer or as a sole customer.
The definition of a consumer is someone who buys goods or services. An example consumer is someone who buys a new TV. A heterotrophic organism that feeds on other organisms in the food chain.
When consumers do not want to purchase goods or services at the time producers want to produce them, this is called _______ in time.
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Which has the more pessimistic view of the problems facing the u.s. economy: structural stagnation theory or conventional business cycle theory?
Structural Stagnation Theory has the more pessimistic view of the problems facing the u.s. economy: structural stagnation theory or conventional business cycle theory.
The structural stagnation theory or hypothesis typically contends that the economy must undergo structural changes before it resumes its long-term growth tendency. For instance, with structural stagnation, workers must put up with low wages until the economy recovers.
Stagnation in the Structure Slower population growth, solid economic institutions, and lower growth rates are characteristics of mature economies. This kind of stagnation is known as a stationary condition in classical economics, and the secular stagnation of an advanced economy in Keynesian economics.
A structural stagnation is a period of extended slow growth and high unemployment, as opposed to a recession, which is a brief period of decreased output.
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Which type of insurance provides reimbursement for costs associated with custodial care in a nursing facility or at home?
long-term care insurance
long-term care insurance Provides reimbursement for costs associated with intermediate-term and custodial care in a nursing facility or at home. managed care plans Plans that seek to control the conditions under which health care can be obtained.
Insurance companies use your hobbies, health, and family history to determine your classification. The classifications are Preferred Plus, Preferred, Standard Plus, Standard, and Substandard. A minimum rate applies to persons in the Preferred Plus category.
Life insurance is a contract between a policyholder and an insurance company in which the insurer promises to pay a certain amount in premiums upon the insured's death or after a specified period of time. can be defined as
(Insurance: General) The class of insurance is the type of coverage, such as liability, health, legal costs, or construction risk. Health insurance premiums account for only a small percentage of total accidents and health insurance premiums
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In the united states, approximately __________ of all women are working at least part time in the paid labor force.
In the United States, approximately 54.4 percent of all women are working at least part time in the paid labor force.
In the United States, out of the 120 million women 59% are either working or looking for work. Women between the ages 35 to 44 are more likely to be working. This may be partly due to the fact that mothers are more likely to participate in the paid labor workforce as their children get older.
Women's labor force participation in the United States, which was at a rate of 33.9% in 1950, increased significantly during the 1970s and 80s, and during 1999, the women's participation rate reached a peak of 60 percent.
Hence, this way the participation of women in the labor force has been increasing in coming years.
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In recent years, businesses in general have experienced a lasting impact due to the emergence of?
In recent years, businesses, in general, have experienced a lasting impact due to the emergence of information technologies.
Information technology (IT,) is the use of computers, storage, networks and other physical devices, infrastructure and processes to create, process, store, protect and exchange electronic data in all forms.
In different ways and to varying degrees, these values are threatened by advances in four different categories of information technology: collection, storage, transmission and processing. Sensing is the transformation of real-world information into digital data
Information technology builds communications networks for businesses, protects data and information, creates and maintains databases, enables employees to use computers, and Helps troubleshoot mobile device issues and perform a variety of tasks Other tasks to ensure the efficiency and security of business information
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If aggregate expenditure (ae) is 600 when income is 610, what is the marginal propensity to consume?
The Marginal propensity to consume is 0.5
Consumption function: C = a + MPC * Yd
Where 'a' is the autonomous consumption (i.e., consumption at zero level of income)
MPC is the marginal propensity to consume.
Yd is the disposable income.
=> Yd = Y - T
So, C = 200 + MPC*Yd
=> C = 200 + MPC *(Y - T)
------------------------------------
AE = C + I + G + NX
=> AE = 200 + MPC *(Y - T) + 20 + 100 + 0
=> AE = 320 + MPC* (Y-50)
At Y = 610, AE is 600
=> 600 = 320 + MPC *(610 - 50)
=> 600 -320 = MPC * (560)
=> 280 = MPC * (560)
=> MPC = (280 / 560)
=> MPC = 0.5
Marginal propensity to consume measures how much consumers will spend or save against an overall increase in wages. In other words, if a person received an increase in income, what percentage of that new income would he spend.
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When the salesperson asks permission to respond later, they are using the __________ method.
When the salesperson asks permission to respond later, they are using the Objection response method.
In a formal protest made during a trial, testimony, or another proceeding, the opposing party's attorney presents to the judge either the testimony of a particular witness or other evidence that violates the rules of evidence or other procedural law.
Indicates that you want to dismiss. During a trial, these are usually raised after the opposing party has asked questions of the witnesses, before the witnesses have answered them, or when the opposing party is about to present evidence. is determined. If the judge upholds the objection, it means that the judge agrees with the objection and dismisses the question, testimony or evidence.
If the judge dismisses the objection, it means that the judge disagrees with the objection and allows the question, testimony, or evidence. The judge may also allow the attorney to restate the question to correct the issue.
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In firms with multiple sbus, the first step in strategic planning is for top management to?
In firms with multiple sbus, the first step in strategic planning is for top management to establish a mission for the entire corporation.
Strategic planning is that process in which an organization's leaders first of all define their vision for the future and after defining the future vision they identify their organization's goals and objectives.
The process of strategic planning includes establishing the sequence in which the goals defined by the organization should be realized so that the organization can reach its stated vision in future.
Strategic planning generally represents mid to long-term goals with a life span or time period of two to five years, however it can go longer too.
This is different than business planning. Business planning typically focuses on short-term and tactical goals only. The time covered by a business plan can be from several months to several years.
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Who is responsible for paying the underwriting fee in a financed real estate transaction?
The borrower is responsible for paying the underwriting fee in a financed real estate transaction.
What is the underwriting fee?An underwriting fee is a payment made to a company in exchange for taking on a risk. A business earns a fee for underwriting a public offering or placing an issue on the market through securities underwriting.Underwriting fees may be charged by lenders to cover the costs of originating, processing, underwriting (of course), and completing your mortgage. In short, the underwriting fee is a closing expense paid directly to the lender by the borrower to cover their overhead and administrative costs and to profit from your mortgage.It is calculated as a reduction from the new issue price.Therefore, the borrower is responsible for paying the underwriting fee in a financed real estate transaction.
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Companies like my gym, which seek to do business in new markets for manufacturing and/or marketing purposes, have many potential ________ at their disposal.
Companies like my gym, which seek to do company in new markets for manufacturing and/or transaction purposes, have many potential Entry Modes at their disposal.
The local business environment and a company's core competencies are only two of the multiple considerations when deciding how to enter a new market abroad. The institutional setup via which a business presents its goods, technology, workforce, or other help into a market is known as an entry method.
What does mode entry mean?Modes of entry into an international market are the channels which your community uses to gain entry to a new international market. This lesson considers a number of key alternatives, but recognizes that options are many and diverse
Complete question is,
Companies like My Gym, which seek to do business in new markets for manufacturing and/or marketing purposes, have many potential ________ at their disposal.
A. buybacks
B. bills of exchange
C. offsets
D. entry modes
E. management contracts
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The mrp=mrc rule tells us that in pure competition a firm will hire workers ______.
The mrp=mrc rule tells us that in pure competition a firm will hire workers up to the point where the marginal revenue product is equal to the wages of workers.
What is a pure competition?A pure competition is an industry that is characterized by many buyers and sellers of homogenous goods and services. Market prices are set by the forces of demand and supply. There are no barriers to entry or exit of firms into a pure competitive industry.
In the long run, firms in a pure competition earn zero economic profit. If in the short run firms are earning economic profit, in the long run firms would enter into the industry. This would drive economic profit to zero.
In a pure competition, profit is maximised where marginal revenue product equal to the wages of labor. Thus, a rational producer will produce up to the point where mrp = mrc
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5. Today’s workplaces are often diverse and require cooperative teamwork to be successful. Identify a specific situation/scenario that would require someone to cooperate to accomplish team goals with a diverse population and the physically challenged in a business setting.
A successful team performs as a single organism. Members not only collaborate to achieve a common objective, but they also strengthen and support one another, making their job appear natural.
When the Brazilian national team was at its peak, contrast that soccer team of 6-year-olds and their individual goals. All of his comrades' actions and future plans appeared to be known to everyone.
The team's kicks seemed to be guided by some enigmatic power because passes were always successful when they were attempted. Their "magic" was undoubtedly the result of countless hours of practice, but it was also the product of a common drive for success and a shared vision of just that fluid, automatic play that made all other teams look clunky.
Consequently, teamwork differs from a shared goal in that it has a shared vision as well as a shared stake in success. A motivating factor is a desire for achievement.
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________ is a process of bundling together smaller loans (like mortgages) into standard debt securities.
Securitization is a process of bundling together smaller loans (like mortgages) into standard debt securities.
The process of securitization involves pooling specific asset classes so they can be repackaged into interest-bearing securities. The purchasers of the securities receive interest and principal payments from the assets.
The process of turning non-tradable assets into tradable securities is known as securitization. It is a kind of structured finance that divides risk by pooling debt instruments and issuing new securities that are backed by the pool.
The credit risk of certain borrowers can be reduced by the level of detail in pools of securitized assets. Securitized debt's credit quality is non-stationary, in contrast to regular corporate debt, because of volatility variations that rely on time and structure.
The credit risk of all tranches of structured debt is reduced if the deal is properly designed and the pool performs as anticipated; nevertheless, if badly structured, the impacted tranches may suffer significant credit losses and degradation.
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