Gracie is African American and has applied for a management job at Big Box Store (BBS), a large corporation. BBS has a workforce that is roughly 35% African American, 30% Hispanic, 20% Asian and 15% white. This closely approximates the workforce available to BBS, although African Americans and Hispanics are slightly overrepresented. Gracie is turned down for the job and is told that BBS has too many African Americans so she couldn't be hired. She is a victim of

The firm's cost of external equity raised by issuing new stock is the same as the required rate of return on the firm's outstanding common stock.

This statement is false.

Cost of equity is the rate of return paid  out by company  to equity investors. A firm uses cost of equity to assess the relative attractiveness of investments which  includes  both internal projects as well as  external acquisition opportunities.

Companies mostly use a combination of equity and debt financing, with equity capital being more expensive.

The cost of equity can be calculated by using  either the CAPM  known to as Capital Asset Pricing Model or Dividend Capitalization Model  used for companies that pay out dividends.

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Rules of the road, rules of the killer dynamics, rules of human; rules to be remembered under the SIPDE system, to be able to make estimates our predictions are rules of roads, dynamics, humans.

More about SIPDE :

The procedure is a simple method for addressing the driving challenge. It is an acronym for a 5 step process for defensive driving.

Search the road and any off-road areas 20 to 30 seconds in advance is what "S" stands for. "Identify" anything in the next 12 to 15 seconds that might get in the way of your intended course of travel. P is stated as predict what actions or alterations in the environment on or near the roadway might make the situation more dangerous D stands for "Decide," therefore decide what steps you should take to assist reduce hazards. "E" stand for "Execute" the decision you have made.

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$400,000 equity will be the coverage provided for the account.

A joint account is just another saving account, but the difference is that it is shared between two people, i.e, two people are the owner of that account this is generally shared between two partners or a spouse.  

The maximum bandwidth for a joint account is $500,000; but, a margin account only covers the equity, thus the debit balance is deducted from the market value. from deducting the market value of $1 million from the debit balance of $600,00  to leave $400,000 equity.

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The welfare programs seem to provide benefits to individuals who have not earned them, whereas others who are working struggle financially and do not receive benefits.

Social welfare programs inside the u.s. are packages designed to make certain that the simple wishes of the yank population are met. Federal and nation social applications encompass cash help, health insurance, food help, housing subsidies, strength and utility subsidies, and schooling and childcare assistance.

There are seven foremost welfare programs in US, they consist of Medicaid, Supplemental Security earnings (SSI), Supplemental vitamins help software (SNAP), toddler's health insurance program (CHIP), transient help to Needy households (TANF), housing assistance, and the Earned Income Tax credit (EITC).

Some of the major federal, country, and nearby social welfare applications are: Supplemental protection profits (SSI) Supplemental nutrients help application (SNAP) unique Supplemental nutrition program for women, infants, and kids (WIC).

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The clearing account used to close the temporary accounts and which will also be closed before the finish of the accounting cycle is d. income summary.

The clearing account definition is that it's a brief account containing prices or amounts to be transferred to another account. Clearing debts are regularly known as a wash account or cash clearing account. finances take a seat in a clearing account for a brief length until they may be moved wherein they belong.

Closing entries are used to switch the contents of the temporary accounts into the permanent account, Retained profits, which resets the brief balances to zero, permitting tracking of revenues, costs, and dividends in the next period.

Temporary accounts consist of revenue, expenses, and dividends, and these accounts ought to be closed at the stop of the accounting year.

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In most of the 1970 period, the fed appear to be most anti-inflation. The United States has been experiencing a pattern of rising prices since the late 1960s.

Inflation refers to an overall rise in the cost of goods and services throughout a nation. Inflation in United States started gradually increasing from yearly rates that had previously been less than 2 percent for several years.

The Federal Reserve tightened policy in 1973 in response to rising inflation rates. However, the Fed loosened its stance before adequately controlling inflation in response to increased unemployment. In December 1976, the annual inflation rate reached a low of 5% before rising once more.

According to the personal consumption expenditure index, prices had increased 7.7% from the previous year by January 1979, raising concerns that inflation would continue to climb. Concern was also raised regarding the US currency, which had declined 13% in value versus.

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The money multiplier concept uses  three key actions that is done by the Fed so as they can widen the economy and these includes the use of a decreased discount rate, the buying government securities, and also by lowering reserve ratio.

A monetary policy that is known to be that which helps to lowers interest rates and influence borrowing is called an expansionary monetary policy or one can say a loose monetary policy.

Also, a monetary policy that tends to bring up interest rates and lowers borrowing in any economy is known to be a contractionary monetary policy and also called tight monetary policy.

Note that Expansionary monetary policy aims to increases the money supply while  Contractionary monetary policy aims lower the money supply.

Therefore, the use of lower rates of economic growth is one that tens to give more likelihood or chance for the shift to renewable energy. It also leads to more saving, and investing.

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a. a constant standard of living.

The phrase "standard of living" refers to the amount of money, basic needs, luxuries, and other goods and services that are often easily accessible to a certain community. In essence, it is a statistic that assesses the volume of tangible commodities produced and sold within a given geographic region, such as a city, province, state, or nation.

Although closely tied to the idea of the standard of living, it is thought to be separate from a measurement of the local quality of life. Numerous elements that are thought to be relevant to both measurements are regularly used to compare the standard of living and quality of life.

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Along the AD curve, real GDP increases as the price level decreases. Changes in the expense level will cause a movement along the AD curve.

When the output is smaller than the aggregate order, it means consuming families are saving less. This will result in an unplanned decrease in inventories of unsold stock. Firms will expand production by employing more workers until AS and AD once again becomes equal, i.e., until the balance is restored (AD = AS). Negative shocks reduce output and increase unemployment. Positive shocks improve production and reduce unemployment.

An increase in AD will raise the price level. On the other hand, an expansion in AS will decrease the price level. If the AD increases more than the AS, then, the price level will rise. Contrariwise, if the AS change is more than the AD change, the price level will decline.

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-957.48 is the investment's payback period.

Part 1:

Select Numerator: / Select Denominator: = Payback Period

Initial Investment / Annual Cash Flow = Payback Period

29500 /14400 = 2.05

Part 2

Present Value Coefficient 3.31231

Internal Rate of Return 8% /

530 = 6500 = 3.31231

Part 3:

Cash Flow Selection Chart Amount x PV Coefficient = Present Value

1 Annual Cash Flow Premium Value of Annuity 16800 2.48685 = 41,779.11 44 ​​Residual values ​​of 1 44 Value 01 1020 0.751313 = 7.643.4 444) Value of 1 10200 0.7513131 = 7.663. Cash Inflow 49,442.52

Immediate Cash Outflow -50400

Net Present Value -957.48

The payback period is defined as the number of years required to recover the original cash investment. In other words, the period during which a machine, plant, or other investment has generated sufficient net income to cover its investment costs.

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Static Budget Variance of operating income is  the difference between the actual results and the static budget

These variances are used to assess whether the differences were favorable or unfavorable. If an organization’s actual costs were below the static budget and revenue  are exceeded than expectations, the resulting lift in profit would be a favorable result.

Conversely, if revenue didn't at least meet the targets set in the static budget, or if actual costs exceeded the pre-established limits, the results will always  lead to lower profits.

A static budget is a type of budget that incorporates different anticipated values about inputs and outputs that are conceived before the period in which question begins.

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The Let It Be film was originally a back-to-the-roots project but instead showed hard feelings at perhaps the lowest point in their career.

When you're done, remove the substrate bag from the box, flip the bag over to the unused side, and cut an X just like the first cut on the other side of the bag. Scrape off the white mycelium as in the first harvest and soak the bag in the water again overnight.

If you can find quality kits, yes - absolutely. There are many different back-to-the-roots brands of Mushroom Kits with different types of mushrooms you can grow. As such, it's worth doing a little research before diving in.

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The students in counseling master’s degree programs were dismissed from their training programs because they failed to learn how to counsel LGBT Clients effectively.

This refers to clients on matters of lesb-ian, ga-y, bisex-ual, and transgender.

Because of the controversial nature of the matters, the students in counseling master’s degree programs were dismissed from their training programs because they failed to learn how to counsel LGBT Clients effectively.

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According to the 50-30-20 Rule, you should plan on spending 30 percent of your income option A. wants

The 50/30/20 rule of thumb is a tenet for allocating your finances as a consequence: 50% to “needs,” 30% to “wishes,” and 20% to your economic dreams. the rule became popularized in an ebook by way of Elizabeth Warren and her daughter, Amelia Warren Tyagi. Your chances can also want to be adjusted primarily based on your private situations.

For individuals who don't know, the 50-30-20 budget plan is an American concept that seeks to shop cash and finance your cash neatly. After taxes, your income has to be divided into: 50% on crucial desires; 30% on needs; and 20% on paying off your debt or putting aside price range in case of an emergency.

The 50/30/20 rule is a clean budgeting approach that can help you to manipulate your money correctly, virtually, and sustainably. The simple rule of thumb is to divide your month-to-month after-tax profits into three spending categories: 50% for desires, 30% for desires, and 20% for financial savings or paying off debt.

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Answer: 20% of your income will be spent on GOALS

Explanation: i took the test.

The critical ways that firms can obtain a sustainable competitive advantage are/is called the barriers to entry for that industry.

Competitive advantages refers to those economic variables, which place a company above its competitors whereas it is produces similar goods at a cheaper rate, compared to its rival.

It is the ability of a company to produce goods more efficiently than its competitors, which leads to greater profit margins.

Examples of competitive advantage are:

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The discount rate is the interest rate that c. the fed charges banks for loans.

The term “discount rate” is used when looking at an amount of money to be acquired within the future and calculating its present cost. The word “bargain” way “to deduct an amount.” a discount rate is deducted from a future price of cash to provide its present price.

In corporate finance, a discount rate is a fee going back used to bargain destiny coins flow back to their gift value. This rate is often a company's Weighted common price of Capital (WACC), required rate of return, or the hurdle fee that investors anticipate to earn relative to the hazard of the funding.

An investor expects a $1,000 investment to provide a ten% go back in 12 months. in that case, the cut price for valuing this funding or comparing it to others is 10%. The discount rate allows buyers and others to recall hazards in funding and set a benchmark for future investments.

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The discount rate is the interest rate that the fed charges banks for loans. Therefore, option 'C' is the answer.

The interest rate the Federal Reserve (Fed) charges banks to borrow money from a Federal Reserve bank is known as the federal discount rate.

The Fed's board of governors determines the discount rate, which can be changed as a tool for monetary policy by going up or down.

One of the Fed's main tools for implementing monetary policy is lending at the discount rate, which is a part of its role as a lender of last resort.

As a last resort, borrowing from the central bank is used as an alternative to borrowing from other commercial banks.

The Fed funds rate, or interbank rate, is typically lower than the discount rate.

Hence, OPTION 'C' is the correct answer.

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Layoffs are the global business practice that has the greatest potential for creating economic challenges.

A layoff is when an employer permanently or temporarily terminates an employee's employment for factors unrelated to that employee's performance.

Layoffs are a common cost-cutting measure used by businesses, frequently in response to a fall in demand for their goods and services during a recession.

A layoff originally meant a temporary loss of a job in seasonal industries, but over time, the word has changed to include a permanent break from a previous employment for financial reasons.

A layoff could occur if a company closes or moves. Or it might be brought on by a downturn in the employer's business during a recession.

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The principle to follow for forming a marketable resume stands D. all of the above.

A resume exists as a formal document that a job application forms to itemize their capabilities for a position. A resume is usually accompanied by a customized cover letter in which the applicant represents an interest in a characteristic job or company and draws attention to the most relevant specifics on the resume.

A resume exists as a CV (Curriculum Vitae) or a document produced and operated by an individual seeking employment or an appointment to present their:

To play a successful resume, one should:

The principle to follow for forming a marketable resume stands D. all of the above.

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Ther amout at which the home sell for in order to meet his objective is  abter loan balance is $274,541.67

After the seller receives paid and makes all their bills, the quantity left is referred to as the internet to supplier. Calculating the internet to seller is quite simple, all that you want to do is to subtract the seller's charges and money owed from the sales price.

calculation:-

The selling price which the seller wants = $275,000

Loan balance = $ 78,500

Closing cost = $6,500

Broker commision = 6%

    amount ($275000*6)/100 = $458.33

Hence, Ther amout at which the home sell for in order to meet his objective is = $275,000 - 458.33

     + $274,541.67

Divide the fee by means of the variety of days inside the value period to find the fee consistent with day.be counted the variety of days that the price applies to every birthday party.Multiply the quantity of days that every birthday party is responsible for by means of the value in keeping with day to calculate the loan balance interest proration.

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When a red blood cell is recycled, its iron can be reused by the body but its bilirubin is processed in the liver as a waste product.

The red-orange chemical bilirubin (BR), sometimes known as "red bile," is produced by the usual catabolic process used by vertebrates to break down heme. The body needs to go through this catabolism in order to get rid of waste products that result from the oxidation of old or dysfunctional red blood cells.

The heme molecule is separated from the hemoglobin molecule in the initial phase of the bilirubin production process. The steps of porphyrin catabolism that heme goes through next vary depending on the part of the body where the breakdown takes place.

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Some employees are singled out as "stars", some employees are expected to generate huge financial returns, also the company grooms specific employees to fill valuable positions.

Recruiting, hiring, deploying, and managing personnel are all parts of human resource management (HRM), a practise. Human resources is a common abbreviation for HRM (HR). The HR department of a business or organization is often in charge of formulating, implementing, and monitoring the organization's policies pertaining to employees and the interaction between the business and its workforce.

When referring to all of the employees of a company, the word "human resources" was originally used in the early 1900s. It then gained wider popularity in the 1960s.

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A leader creates structure, she has explicitly identified goals for the team true.

Clever dreams are precise, measurable, viable, sensible, and well timed. This type of goal setting is specifically useful while running with Gen Y employees who've grown up surrounded by using this technique in colleges and universities. team desires are the targets or milestones that a team commits to operating closer together. team dreams often degree factors in a system or increase talents throughout a business enterprise. crew dreams can also assist personnel feels more invested in the business enterprise's goals considering they make a contribution to developing them.

Someone or factor that leads; a guiding or directing head. a person who guidelines, guides, or conjures up others. One whom others comply with. permit's dived a little deeper into the means of that closing phrase, chief. The word “leader” is often pressured with other words, like supervisor or boss, or elected professional.

One definition of leadership is to “inspire, affect and guide others to participate in a common effort.” top leaders don't just bark orders or hand out directives with no clarification. as an alternative, they use powerful communication and motivation techniques to facilitate movement by way of their teams.

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When economists say that money serves as a medium of exchange, they mean that it is a monetary unit for measuring and comparing the relative values of goods.

A medium of exchange is a that intermediary instrument or system which is  used to facilitate the sale or  purchase, or even trade of goods between parties.

For a system to act as a medium of exchange between two parties, it must represent a fixed standard of value. But for this all parties must accept that standard. In modern economies, the medium of exchange is currency or money.

Money enables everyone who possesses it to participate as an equal market player. When consumers use money to purchase an item or service, they make a bid effectively in response to an asking price.

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A currency used as an intermediary to convert funds between two other currencies in the foreign exchange market is called a vehicle currency.

A currency is the standardization of cash in any form, in use or flow as a medium of exchange, for example, banknotes and coins. An extra preferred definition is that forex is a device of cash in commonplace use inside a specific environment over time, especially for humans in a country kingdom.

Currency conversion prices fluctuate among agencies as every enterprise manipulates the interbank price to make an income. that is typically completed on extent; the higher the volume, the nearer you get to the interbank price. We come across lots of competition that publish interbank quotes online as bait to hook new clients, however, once clients are onboard, they change the rate extensively, no longer normally inside the customers' favor.

Any shape of cash this is authorized by means of the government and utilized by the public for buying and selling is called currency. it could be smooth cash in the form of rupees or tough cash in the shape of cash. each united states of America have its own currency. For instance, the foreign money of India is Rupees.

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When drafting an expense budget, such as estimating overhead expenses, it is recommended that you use a liberal estimate, because you do not want to underestimate expenses.

The expense budget shows the revenue and capital payments of various  departments or ministries and presents the estimates in respect of each under plan and non-plan. In this budget, expenses mostly include operating expenses, like utilities, rent, payroll, and advertising.

One should not underestimate expenses, so in that case it is recommended that to use a liberal estimate, when drafting an expense budget and when estimating an overhead expenses.

Hence, the answer is given and explained above.

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After the closing entries have been posted, the new balance in the retained earnings account will equal the retained earnings reported in the balance sheet: (A) TRUE

Therefore, the statement "after the closing entries have been posted, the new balance in the retained earnings account will equal the retained earnings reported in the balance sheet" is (A) TRUE.

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Every resident agent must have and maintain at their place of business the usual and customary records pertaining to transactions under their license for at least 5 years.

This is further explained below.

Generally,  The following is a direct quote from the Indian Easements Act of 1882: "License, defined. — Where one person gives to another, or to a fixed number... while, under the Indian Easement Act, Section 52 provides the definition of a license. In accordance with the aforementioned provision, in the event that a document alone. India's highest court, the Supreme Court.

In conclusion, Every resident agent is required to have the usual and customary records related to transactions conducted under their license, and these documents must be kept at the resident agent's place of business for at least five years.

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Although several conditions are important, the SBA's decision to grant or deny the loan will largely depend upon: the soundness of her business plan, and her integrity.

Microloan  can be defined as the loan given to small business or small scale business owners

For small business administration to give out a loan to small scale business owner they must tend to check the business plan that was tender to them so as to know the soundness of business plan and to as well find out whether the person is trustworthy and has integrity before giving the loan to the person.

Hence,  the SBA's decision to grant or deny the loan will largely depend upon: the soundness of her business plan, and her integrity.

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Answer:

high school counselor.

Answer:

High school counselor

More than 31 days but less than 180 days. The employee must apply for reinstatement within 14 days after completion of military service.

An employee can carry over a maximum of 15 days into the next fiscal year.

5 U.S.C. 6323 (b) provides 22 workdays per calendar year for emergency duty as ordered by the President, the Secretary of Defense, or a State Governor.

A special leave accrual allows Soldiers who have served between March 11 and Sept. 30 of 2020 to carryover up to 120 leave days of leave into fiscal year 2021, doubling the normal carryover limit of 60 days.