A debt backed by a pool of assets, such as loans, leases, credit card debt, royalties, or receivables is known as a collateralized debt obligation.
A collateralized debt obligation also known as CDO is an example of an asset-based security (ABS).
It is just like a loan or any bond which one is backed by a portfolio of debt instruments like the bank loans, mortgages, credit card receivables, aircraft leases, smaller bonds, and sometimes even other ABSs or CDOs also.
This portfolio generally acts as the collateral for the interest generated by the CDOs, which is reaped by the institutional investors who are purchasing it.
In general terms of investments, asset backing refers to a security whose value is deriven from a single asset or a pool of assets.
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Those countries which experienced modern economic growth earlier than other countries now have significantly ______.
Those countries which experienced modern economic growth earlier than other countries now have a significantly higher standard of living.
Usual methods for measuring the standard of living include per capita GDP. Developed nations typically have greater living standards. In actuality, the distinctions between more and less developed nations are frequently defined using fundamental indicators of standard of living, such as per capita GDP.
More people live in a certain area, which increases cultural diversity. With greater creative thinking and inventive ideas brought about by cultural diversity, goods and services are improved, raising everyone's standard of living in the process.
Complete Neighborhoods, embracing diversity, and providing a variety of affordable housing will encourage economic activity and, in the end, raise residents' and newcomers' standards of living by encouraging the expansion of a city in a sustainable and appealing way.
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What type of commerce makes up the highest percentage of electronic transactions?
a. b4c
b. b4b
c. c2c
d. b2c
e. b2b
B2B (Business to Business) type of commerce makes up the highest percentage of electronic transactions.
E Option is correct
Business-to-business, or B2B, is a method of doing commerce in which corporations transact with other businesses. It alludes to the trading of goods or services between businesses. This phrase can be used to refer to both offline and internet trade. But e-commerce is where we utilize it the most frequently.
When a business concentrates on a B2B model, it markets to other businesses. As a result, the sales process could be lengthier and more complicated than under a business-to-consumer (B2C) model. (B2B) refers to a deal or business done between two companies, like a wholesaler and a retailer.
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The ability to meet short-term obligations and to efficiently generate revenues is called?
The ability to meet short-term obligations and efficiently generate revenues is called Liquidity and efficiency.
When a financial asset or security may be quickly and easily converted into cash without depreciating in value, this is referred to as having liquidity.
In other words, the degree to which an asset may be swiftly purchased or sold on the market at a price representing its underlying value is referred to as liquidity. Due to its ease and speed of conversion into other assets, cash is regarded as the most liquid asset.
Business efficiency is the amount of output a firm or organization can create given the time, money, and resources available. In other words, a company's efficiency refers to how well it can turn resources like labor, capital, and raw materials into services and goods that generate income.
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An accountant who managed a company's finances stole money from the company to benefit herself. what type of crime is this an example of?
Yes, embezzlement is illegal since it involves a systematic, protracted theft of funds from the employer. It constitutes willful misbehavior.
The act of withholding assets from one or more people to whom the assets were committed in order to convert those funds, either to be held or to be utilized for certain objectives, is known as embezzlement. One sort of financial fraud is embezzlement.
The term "embezzlement" describes the covert removal of monies by a person in charge of managing and using those assets for corporate operations. An embezzler purposely mishandles business finances and assets for personal benefit by abusing the employers' trust.
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Define financial distress and discuss the major reasons united was faced with financial distress/bankruptcy?
When a business or individual is in financial hardship, it means that they are unable to satisfy their financial responsibilities because they are not able to create enough vulnerable revenue or money. This is typically caused by high fixed expenditures, a high percentage of illiquid assets, or revenue sources that are susceptible to economic downturns.
Families are vulnerable to the destructive effects of economic hardship and financial turmoil. Many families lose their houses, automobiles, retirement accounts, valuables, money, health insurance, and other things during hard economic times. Families frequently struggle to satisfy their bare necessities. Financial difficulty occurs when an individual or organization's income or earnings are insufficient to cover its debts.
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When applying the rules of the equity method, the equity investments account is credited for the receipt of a cash dividend because?
When applying the rules of the equity method, the equity investments account is credited for the receipt of a cash dividend because the dividend decreases the Investor’s Investment Conclusion.
A business uses the equity method as an accounting approach to record the earnings made by its investment in another business. The investor firm declares the revenue generated by the other company on its income statement using the equity method of accounting, in a proportional amount to the equity stake it has in the other company.
The equity technique recognizes the significant economic connection between the two businesses. On the income statement, the investor denotes their portion of the investee's profits as revenue from investments.
Using the equity method, a company that owns 25% of a company with a $1 million net income would report profits from its $250,000 investment.
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Alberto determined one of the metrics he would use to gauge the level of exposure his marketing message had with his target market was the number of times the target was exposed to his message throughout the six weeks of the campaign, representing its.
Alberto determined one of the metrics he would use to gauge the level of exposure his marketing message had with his target market was the number of times the target was exposed to his message throughout the six weeks of the campaign, representing its "frequency" is represented by this.
What is the market frequency?The likelihood that a particular consumer will see an advertisement during a marketing campaign is known as frequency. A person is more likely to engage with the advertisement in a meaningful way and to interact with your business on a number of different levels if they are exposed to it more frequently.What is Marketing?Marketing describes the actions a business does to encourage the purchase or sale of a good or service. Advertising, selling, and delivering goods to customers or other firms are all included in marketing. Affiliates perform some marketing on behalf of a business.Learn more about market frequency here:
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Which of the following are depositary financial institutions? (select all that apply)
options:
Loan associations
Credit unions
Commercial bank
Insurance companies.
Brokerage firms
Investment companies
Depositary financial institutions are:
Loan associationsCredit unionsCommercial bankWhat are depositary financial institutions?Depositary financial institutions are financial institutions that gathers or obtains funds majorly by accepting deposits from members of the public. Depositary financial institutions include loan associations, credit unions and commercial bank.
Credit union is a form of financial institution owned by members of the union. The union provides financial services similar to the services provided by commercial banks
A commercial bank is a financial institution that accepts deposits from customers, provide loans to customers and provide financial products t costumers. Only commercial banks. deposit their excess funds with the U.S. Treasury.
A savings and loan associations is a financial institution that specializes in helping customers get residential mortgages.
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Caviler company determines that it cannot collect a total of $500 from a customer. Using the allowance method, the journal entry to write off the amount would be?
The journal entry to write off the amount would be,
Debit: Allowance for Bad Debts $300.
Credit: A/R $300.
Journal access is an act of keeping or making information of any transactions both economic or non-financial. Transactions are indexed in an accounting journal that indicates an organization's debit and credit score balances. The magazine entry can consist of numerous recordings, each of that's both a debit or a credit score.
A journal entry is a record of the commercial enterprise transactions within the accounting books of a commercial enterprise. A well-documented magazine entry consists of the suitable date, amounts to be debited and credited, an outline of the transaction, and a completely unique reference number.
A credit score entry is used to decrease the value of an asset or growth the value of a liability. In other phrases, any advantage-giving component or outgoing issue must be credited in books of money owed. The credits are entered on the proper side of the ledger debts.
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How does locker distinguish technical writing from business writing? Write a couple of sentences or so in your response to this question.
Technical writing typically used in technical and occupational fields like engineering, robotics.
Business writing is typically used in a professional setting like client proposals, reports, memos,
What is business writing used for?Every other type of writing, excluding journalism and creative writing, is done at work, including business writing.
A type of writing utilized in a professional setting is called business writing. It is a well-written work with a defined purpose that effectively, succinctly, and provides pertinent information to the reader.
What is the technical writing ?Technology, engineering, and science are the subjects of technical writing. Typical documents include release notes, specifications, manuals, data sheets, research papers, and field reports.
Any writing intended to explain intricate, specialized, and technical concepts to readers who may or may not be familiar with them is considered technical writing.
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What is the primary product of the golf business according to the customer relations manual?
The PGA Experience- which is why it is at the center of the graphic. it represents the highest level of service in the golf industry due to its inclusiveness, is the primary product of the golf business according to the customer relations manual.
Golf Experiences provides a range of stay and play packages that may be customized to fit your schedule and provide unmatched customer service.
Our mission is to make it straightforward to reserve and reach well-liked golf locations. Over 40 prestigious golf courses and resorts are partners with us. Golf Experiences is the perfect solution if you're planning a family, party, or business holiday.
At the PGA TOUR Golf Academy at World Golf Village, the top instructors, state-of-the-art instructional tools, and championship-caliber courses are all integrated.
Whether you select a golf school, private lesson series, specialty clinic, or new golfer lesson series, your game will certainly improve with the help of our PGA TOUR Golf Academy instruction professionals.
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Abc corp. stock has been holding at $22. 50 for a few months. stockholder nguyen is willing to sell call options at $23. investor dudek buys the call options. who is guaranteed to come out ahead?
Abc corp. stock has been holding at $22. 50 for a few months. stockholder nguyen is willing to sell call options at $23. investor dudek buys the call options. Nguyen will come out ahead, because he will receive a premium for each share for which Dudek places a call option
Call options are the financial contracts which give the option buyer a right but not the obligation to buy a stock or bond or commodity, or other asset or instrument at a specified price within a specific time period.
The stock or bond or commodity is called the underlying asset. A call buyer earns profits when the underlying asset increases in price.
A call option may be contrasted with a put option the option which gives the holder the right to sell the underlying asset at a specified price on or before expiration.
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Why are shareholders more keen on investing in high-risk projects during times of financial distress?
Answer:
Because the shares price of that company will be reduced that gives shareholders to own more thus owning a greater percentage of the company
Explanation:
Let's say Washer Ltd is high-risk and they have taken a stand to reduce their ordinary share price in order to attract investors, from R6,90 to R3, 90 per share
Instead of the shareholder paying the full price for less shares, he can buy more share for half the amount of money
The value of what is produced per worker, or per hour worked, is called ____________.
a) economic growth
b) gdp per capita
c) human capital
d) productivity
Productivity is the value of what is produced per worker, or per hour worked. Business risk is the potential for a firm or organization to have lower earnings or failure. A business risk is anything that the jeopardizes a company's ability to meet its financial goals.
Numerous variables may combine to the produced business risk. The damage from fire, flood, or other natural disasters are a few examples of hazards with uncertainty as their basis. sudden financial loss brought on by a recession or the failure of another business that owes you money. loss of the significant customers or suppliers.
Therefore, the correct answer will be option (d)
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The small business administration (sba) is the u.s. government agency that advises and assists small businesses by?
Small business administration (SBA )is a U.S. government agency that advises and assists small businesses by providing management training, financial advice, and loans.
An organization of the federal government called the Small Business Administration (SBA) exists to assist, service, and safeguard the interests of small companies. To assist entrepreneurs in managing the complexities of expanding a firm, the SBA provides instructional materials.
The SBA now offers managerial help, financial and federal contract procurement aid, and particular outreach to women, minorities, and veterans of the armed services. Additionally, SBA offers loans to those who have been affected by natural catastrophes and specialist counsel and support in foreign trade.
The SBA has a historical record of promoting and strengthening access to financing, government contracting opportunities, entrepreneurship development, and catastrophe aid for the USA's small businesses.
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One of your users comes to you and tells you their company mobile phone was stolen. what is a major concern with the loss of the phone?
One of your users comes to you and tells you their company mobile phone was stolen, major concern with the loss of the phone is the single sign on issues.
Single sign-on is a session and user authentication service which permits a user to use one set of login credentials. For example, a name and password. SSO can be used by the enterprises or smaller organizations as well as individuals to ease the management of various usernames and passwords.
In a basic web SSO service, an agent module on the application server retrieves the specific authentication credentials for an individual user from any dedicated SSO policy server.
The SSO service authenticates the end user for all the applications and the user is being given rights to and eliminates future password prompts for individual applications during the same session.
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Which type of non-profit institution requires that a person must meet certain guidelines to become a member before they can take advantage of the institution's services
The credit union is a non-profit institution that requires that a person must meet certain guidelines to become a member before they can take advantage of the institution's services
This is further explained below.
What is a Credit union?Generally, Before a person may take benefit from the services provided by a credit union, which is a non-profit organization, that person must first become a member of the credit union and satisfy specific membership requirements.
In conclusion, Credit unions are cooperative financial organizations that are owned and operated by the members who make use of the cooperative's various financial services. Members of a credit union have access to the same sorts of financial goods and services as are made available to customers of conventional banks, including credit cards, checking and savings accounts, and loans.
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Using the simplified effective-interest amortization, the credit to cash each interest payment equals?
the credit to cash each interest payment equals net multiplied market interest rate multiplied time
What is interest?In finance and economics, interest is the payment of an amount over repayment of the original sum by a borrower or deposit-taking financial institution to a lender or depositor at a specific rate by a borrower or depositor. It differs from a fee that the borrower may pay to the lender or a third party.
When the effects of compounding over time are considered, an effective annual interest rate is the true return on a savings account or any interest-paying investment. It also indicates the actual percentage rate of interest owed on a loan, credit card, or other debt.
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While the texas governor's term in office used to be 2 years, it was changed to _____ years with a constitutional amendment adopted in _________.
While the Texas governor's term in office used to be 2 years, it was changed to 4 years with a constitutional amendment adopted in 1876.
What is a constitutional amendment?This is the type of changes that are made to the already existing constitution of a country by the law making body of that particular area. The constitutional amendment would have to do with amending the practices that used to be in play in the state at that time.
Before the amendment, the governor had the opportunity of being the number one citizen of the state for a period of two years. But after the amendment, it was changed to be a period of 4 years in the year 1876.
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Explain the purpose of making individuals aware of their underperformance clearly but sensitively.
The purpose of making individuals aware of their underperformance clearly but sensitively is to avoid creating a damage to the person because human are emotional being.
What is underperformance?This occur when an individual is preforming below expected. Usually, there is task to accomplished at a particular time and if its is not done tp time and does not produce expected result then, it is said that the individual under performed.
An employee can underperformed also when the clearly set contract projection plan is low or when an employee do not perform the necessary duties of their role.
When an individual underperformed it can be brought to the notice of the person n a very calmly manner to avoid damage of emotions and self esteem.
Therefore, The purpose of making individuals aware of their underperformance clearly but sensitively is to avoid creating a damage to the person because human are emotional being.
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Is the component of personality developed through contact with the external world that enables us to deal with life's practical demands?
The ego component of personality developed through contact with the external world that enables us to deal with life's practical demands. Freud proposed that the mind is divided into three parts: the id, the ego, and the superego, and that the interactions and conflicts between the parts create personality.
The id, according to Freud theory, is the component of personality that underpins our most primitive impulses. The Five Factor Model divides personality into five parts: agreeability, conscientiousness, extraversion, openness, and stress tolerance. Personality tests based on this model assess an individual's position on spectrum of each of the five traits.
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How is process control generally implemented in manufacturing and in services? describe the similarities and differences
Key monitoring and investigating tools of process control include:
HistogramsCheck SheetsPareto ChartsCause and Effect DiagramsDefect Concentration DiagramsScatter DiagramsControl ChartsProcess control is employed in "batch processing" as well as continuous production, which includes manufacturing and other sectors and businesses where a certain type of material is produced without interruption. It's utilised to autonomously regulate the manufacturing environment, assuring higher quality and productivity.
Process control is utilised in the field of wastewater management, for instance, which entails the uninterrupted and continual treatment of sewage and greywater.
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Central style wants joanna gaines from hgtv to mention their reclaimed wood furniture in her blog. they are willing to pay her top dollar because of her popularity. this is an example of:________.
This is an example of: online advertising
on-line advertising, also known as online marketing, internet advertising and marketing, virtual advertising or web advertising, is a shape of marketing and advertising and marketing which makes use of the internet to sell products and services to audiences and platform users.
Content marketing is one of the first-rate on line advertising techniques because it could guide other marketing and advertising and marketing efforts, like social media, paid seek, and even seo. this is why companies make content material a middle part of their approach.
Advertisements can growth familiarity and accept as true with among a employer and its clients. If a potential customer sees more than one commercials about your product, they may recollect you a relied on logo. you can additionally use advertising to address any concerns, which similarly builds accept as true with between your agency and your customers.
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In the outpsider case, if cade tells the buyer, pat bennett, he has another offer of $550k, what should pat say?
pat should say I take that offer
What is offer?The operation of offer and acceptance is a conventional technique in contract law since they are usually recognized as necessary elements for the establishment of a contract. The offer and acceptance formula, which was created in the nineteenth century, indicates a formation moment when the parties are of one mind.
An offer is made when a person shows his readiness to do or refrain from doing something to another person and obtains their approval to do so. The individual who makes the offer is referred to as the "Offerer" or "Promiser," and the person to whom the offer is made is referred to as the "Offeree" or "Promisee."
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What will happen to the equilibrium price and quantity of beef is more lenient fda inspections increase the number of cattle ranches?
The Achieving equilibrium will result in a rise in price and a decrease in quantity.
There will be less of a supply as a result of more rigorous FDA inspections on cattle ranches. Prices will increase if there is a decrease in supply and a constant demand. For the same quantity at the equilibrium price, consumers will pay more than they did previously, at least initially. In the long run, the increased pricing might encourage the entry of new suppliers. The equilibrium will change once more as a result.
Changes in Equilibrium:
Every market for an item has an equilibrium price at which the quantity provided and sought is equal. The supply or demand curves will vary when other factors change, changing the equilibrium.
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What analytical method does a firm typically employ to assess the target market and its own competencies?
The analytical method does a firm typically employ to assess the target market and its own competencies is called "SWOT analysis".
What is SWOT analysis?The SWOT analysis is one of the tool that could assist you in identifying the current strengths of your business and developing a winning future strategy. SWOT can also reveal business areas that are restricting your growth or that, if left unchecked, your competitors may exploit.
The importance of SWOT analysis are;
SWOT analysis can assist you in exposing unsafe assumptions and performance blindspots inside your firm. It can provide fresh perspectives on where your company is right now and assist you in creating the ideal strategy for any circumstance if you use it thoughtfully and in collaboration.For instance, you might be fully aware of some your individual's progress, but you might not be aware of just how dependable they are until you list them alongside vulnerabilities and threats.Similarly, you probably have valid concerns about several of your company's vulnerabilities, but by conducting a methodical examination, you can uncover a previously unnoticed potential that may more than make up for them.To know more about SWOT analysis, here
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________ refers to the benefits a customer receives from purchasing a good or service.
Value refers to the benefits a customer receives from purchasing a good or service.
A customer is a recipient of goods, services, products, or ideas obtained from a seller, vendor, or supplier through financial transactions or in exchange for money or other valuable consideration.
The definition of a customer is a person who purchases products or services at a store, restaurant, or another retail establishment. An example of a customer is someone who goes to an electronics store and buys a television. (informal) A person, especially a person, who interacts with others in some way.
A person who purchases goods or services from others. Buyer; Patron. informal. Deal with: Demanding customers. cool customer.
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_____ is the process used to get workers and managers to change their behaviors and work practices
Change intervention is the process used to get workers and managers to change their behaviors and work practices.
A change intervention is the process which facilitates the implementation of a change initiative. Thus, it is defined as an organizational development action on the individual, group or overall organizational level.
There is a certain process in order to design a behavior change intervention. This first involves understanding the target behavior and then selecting a broad approach, and then designing the specific behavior change techniques to be used.
Hence, through change intervention workers and managers change their behaviors and work practices.
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The __________ decision making model assumes incomplete information and bounded rationality.
The correct answer is Administrative decision making model.
The Administrative decision making model assumes incomplete information and bounded rationality.
What is Administrative decision making model?The theory of decision making was given by a famous psychologist, economist and sociologist. His name was Herbert Simon.He even received a Nobel Prize in Economics. The Administrative decision making model is a kind of a descriptive model. It gives us an overview of how people and managers actually make decisions in difficult situations. Another kind of model that Simon gave was the Rational decision making model. It is when people use the available facts and information to make their decisions.To learn more about Administrative decision making model visit: https://brainly.com/question/26866373?
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Calculate the balance of allowance for uncollectible accounts at the end of 2022 (before adjustment in 2022).
Balance of allowance for uncollectible accounts at the end of 2022 (before adjustment in 2022) will be Rs 1200
The solution is as follows:
Beginning Balance in 2022: 12000
Less: Write-offs during 2022 (10800)
Ending Balance in 2022: 1200
The Allowance method will not recognize the additional uncollectible amount expense when doing a writer off. It will only do it when the company does the adjusting entry considering their rates and ageing of their accounts
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