When a company borrows money by issuing a discount note, the company will receive an amount of cash that is less than the face value of the note.
The borrower (issuer) agrees to repay the face value of a discount note at the maturity date. The borrower agrees to accept an amount of cash that is less than the face value of the note on the day of issue. The difference between the face value and the amount of cash the borrower receives is interest. For example, assume a company receives $900 cash when it issues a $1,000 discount. In other words, the company receives $900 on the day of issue and it has to repay $1,000 on the maturity date. The $100 difference ($1,000 - $900) is the amount of interest expense incurred by the borrower.
In arithmetic, face value is the real fee of the digit in various. for example, if 567 is a number, then the face value of 6 is 6 most effective, while its area cost is tens (i.e. 60). for this reason, for any wide variety, having a two-digit, 3-digit, or 'n' range of digits, every digit will have a place value and a face price.
Face value is identical to the fairness percentage capital divided by way of the number of awesome shares. 4. marketplace price is calculated by multiplying the modern-day inventory fee with the number of super stocks.
The face price may be any fee like INR 2, INR 10, or INR one thousand. the difficulty rate, also known as the rate band, is the stock's face value plus the top rate that an agency demands to rate from its buyers. In simpler phrases, the issue fee of the share = Face price of the proportion + premium requested with the aid of the employer on the share.
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A recent trend in corporate settings is to provide each employee with a disaster recovery identification card.
a. true
b. false
A recent trend incorporate settings is to provide each employ with a disaster recovery identification card.
b.false
The first important step in a disaster recovery plan is to ensure that everybody is secure.The second step is responding to the catastrophe earlier than pursuing recuperation, and the final step is following the DRP, which incorporates communicating with all affected events.
Effective disaster recovery (DR) planning have to cope with 5 key considerations –
downtime, records integrity, price, simplicity and protection.
10 things need to consist in disaster restoration Plan checklist
1. recovery Time goal (RTO) and healing point objective (RPO) are:
2. hardware and software stock
3. perceive personnel Roles
4. listing of disaster healing web sites
5. far off storage of bodily files and storage Media
6. disaster reaction strategies
7. perceive touchy statistics
8. define a verbal exchange Plan for catastrophe activities
9. physical Facility wishes
10. Run disaster recuperation Drills.
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A market situation in which there are many buyers and sellers of a product and no single buyer or seller can control the price is?
A bond has a par value of $1,000, a market price of $300, and a 9% coupon rate. It will mature in 5 years. What is the current yield of the bond?.
The current yield of the bond is 30%.
What is a bond?A bond is a sort of financial security in which the issuer owes the bearer a debt and is obligated to repay the principle of the bond as well as interest over a specified period of time, depending on the terms. Interest is normally paid at regular intervals.To calculate the current yield of the bond:
Current yield = Annual coupon payment / Bond market priceSo, 90/300 × 100 = 30%.Therefore, the current yield of the bond is 30%.
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A swap that involves the exchange of one set of interest payments for another set of interest payments is called a(n)?
A swap that involves the exchange of one set of interest payments for another set of interest payments is called a(n) interest rate swap.
An interest rate swap is a futures contract that exchanges a future interest payment stream for another payment stream based on a specified principal amount. Interest rate swaps typically exchange fixed interest rates for floating interest rates or vice versa to reduce or increase exposure to interest rate fluctuations or to obtain slightly lower interest rates than would have been possible without the swap. accompanied.
Swaps also involve exchanging one type of floating rate for another, known as a basis swap. An interest rate swap is a futures contract that exchanges a future interest payment stream for another payment stream based on a specified principal amount.
Interest rate swaps may exchange fixed or floating interest rates to reduce or increase exposure to interest rate fluctuations. Interest rate swaps are sometimes called plain vanilla swaps because they are the original swap product and often the simplest swap product.
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What’s the fewest number of participants or any one type (any single profile or persona) you should include in a user-based test?
For really low-overhead projects, the fewest number of participants are 2 users per study and for some other projects, 8 users or sometimes even more might be better.
What is user-based test?User-based testing refers to the testing method that is generally used in the design process to assess or estimate a product or particular UX feature with real users.
User-based testing involves noticing those users who are working or using with your product so that better improvements or innovations can be made in the product based on how they perform.
For example, a refrigerator or electric brand wanted to test the usability of its product, then it would have to test it on a potential customer. In order to understand whether a product is usable or not, the company should pick a potential customer and give her a precise task, that is known as user- based test.
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Which has the more pessimistic view of the problems facing the u.s. economy: structural stagnation theory or conventional business cycle theory?
Structural Stagnation Theory has the more pessimistic view of the problems facing the u.s. economy: structural stagnation theory or conventional business cycle theory.
The structural stagnation theory or hypothesis typically contends that the economy must undergo structural changes before it resumes its long-term growth tendency. For instance, with structural stagnation, workers must put up with low wages until the economy recovers.
Stagnation in the Structure Slower population growth, solid economic institutions, and lower growth rates are characteristics of mature economies. This kind of stagnation is known as a stationary condition in classical economics, and the secular stagnation of an advanced economy in Keynesian economics.
A structural stagnation is a period of extended slow growth and high unemployment, as opposed to a recession, which is a brief period of decreased output.
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When consumers do not want to purchase good or services at the time producers want to produce them, this is called:______.
When consumers do not want to purchase goods or services at the time producers want to produce them, this is called: Separation in time
the question is incomplete .please read below to find the missing content
A consumer is defined as an individual or business that consumes or uses goods or services. A customer is a buyer in the economy who buys goods and services and can exist as a consumer or as a sole customer.
The definition of a consumer is someone who buys goods or services. An example consumer is someone who buys a new TV. A heterotrophic organism that feeds on other organisms in the food chain.
When consumers do not want to purchase goods or services at the time producers want to produce them, this is called _______ in time.
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At what level in the organization should the strategic management perspective be emphasized?
Throughout the Organization should the strategic management perspective be emphasized.
What is Strategic Management?Strategic management is the process of setting goals, procedures, and objectives in order to make a company or organization more competitive. Typically, strategic management looks at effectively deploying staff and resources to achieve these goals.
Example of strategic management:
Consider a large company that wants to achieve more ambitious online sales rates. To meet these goals, the company will develop a strategy, communicate this strategy, apply it across various units and departments in the organization, integrate this with employee goals, and execute accordingly. If an effective strategy is applied, ideally, it will help the company achieve its targets through a single, coordinated process.
Therefore, we can conclude that the correct option is A.
Your question is incomplete, but most probably your full question was:
At what level in the organization should the strategic management perspective be emphasized?
A. throughout the organization
B. from the bottom up in an organization
C, at the top of the organization
D, at the middle of the organization
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Generally the contract owner may change the annuitant at any time provided the new annuitant was _______ at the time the contract was originally written.
Generally, the contract owner may change the annuitant at any time provided the new annuitant was alive at the time the contract was originally written.
An annuitant is a character who's entitled to accumulate the regular payments of a pension or an annuity investment. The annuitant can be the agreement holder or some other person, inclusive of a surviving partner.
Beneficiaries make up the 1/3 designation of an annuity contract. whereas the annuity proprietor and the annuitant can be equal men or women, a beneficiary is a separate character or entity.
An annuitant is someone who's entitled to get hold of blessings from an annuity. The payout blessings for an annuitant are based totally on the man or woman's existence expectancy.
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In recent years, businesses in general have experienced a lasting impact due to the emergence of?
In recent years, businesses, in general, have experienced a lasting impact due to the emergence of information technologies.
Information technology (IT,) is the use of computers, storage, networks and other physical devices, infrastructure and processes to create, process, store, protect and exchange electronic data in all forms.
In different ways and to varying degrees, these values are threatened by advances in four different categories of information technology: collection, storage, transmission and processing. Sensing is the transformation of real-world information into digital data
Information technology builds communications networks for businesses, protects data and information, creates and maintains databases, enables employees to use computers, and Helps troubleshoot mobile device issues and perform a variety of tasks Other tasks to ensure the efficiency and security of business information
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If aggregate expenditure (ae) is 600 when income is 610, what is the marginal propensity to consume?
The Marginal propensity to consume is 0.5
Consumption function: C = a + MPC * Yd
Where 'a' is the autonomous consumption (i.e., consumption at zero level of income)
MPC is the marginal propensity to consume.
Yd is the disposable income.
=> Yd = Y - T
So, C = 200 + MPC*Yd
=> C = 200 + MPC *(Y - T)
------------------------------------
AE = C + I + G + NX
=> AE = 200 + MPC *(Y - T) + 20 + 100 + 0
=> AE = 320 + MPC* (Y-50)
At Y = 610, AE is 600
=> 600 = 320 + MPC *(610 - 50)
=> 600 -320 = MPC * (560)
=> 280 = MPC * (560)
=> MPC = (280 / 560)
=> MPC = 0.5
Marginal propensity to consume measures how much consumers will spend or save against an overall increase in wages. In other words, if a person received an increase in income, what percentage of that new income would he spend.
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______ customers include dealers, who buy products to sell to others, and ultimate customers (or end users), who buy products for their own personal use.
internal customers include dealers, who buy products to sell to others, and ultimate customers (or end users), who buy products for their own personal use.
A customer is a person or business that purchases goods or services from another business. Customers are important because they drive sales. Without them, companies cannot continue to exist.
Use the term customer with an apostrophe before the 's' to indicate the possessive of a single customer. To indicate the possessive plural of the customer, use the term customer with an apostrophe after the 's'. If you don't want the possessive, don't use the apostrophe.
Customers are the most important part of any business, regardless of the industry or the type of products or services you sell. Without customers, there are no sales. Therefore, these are important factors in formulating the marketing message and strategy.
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Who is responsible for paying the underwriting fee in a financed real estate transaction?
The borrower is responsible for paying the underwriting fee in a financed real estate transaction.
What is the underwriting fee?An underwriting fee is a payment made to a company in exchange for taking on a risk. A business earns a fee for underwriting a public offering or placing an issue on the market through securities underwriting.Underwriting fees may be charged by lenders to cover the costs of originating, processing, underwriting (of course), and completing your mortgage. In short, the underwriting fee is a closing expense paid directly to the lender by the borrower to cover their overhead and administrative costs and to profit from your mortgage.It is calculated as a reduction from the new issue price.Therefore, the borrower is responsible for paying the underwriting fee in a financed real estate transaction.
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What are some ways to address unemployment in a market economy? select three answers.
Policies to reduce supply-side unemployment
Education and training.Reduce the power of trades unions.Employment subsidies. Improve labor market flexibility.The very first answer for the unemployment is to manipulate the rising populace of our Country government needs to motivate humans to have small families. The Country's government has begun initiatives to control the populace but nevertheless, the population is growing.
Education, profession guidance, and ability-based schooling can together remedy the unemployment disaster in India. If you or everybody you realize is willing to get hired with a very good revenue then expect us.
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5. Today’s workplaces are often diverse and require cooperative teamwork to be successful. Identify a specific situation/scenario that would require someone to cooperate to accomplish team goals with a diverse population and the physically challenged in a business setting.
A successful team performs as a single organism. Members not only collaborate to achieve a common objective, but they also strengthen and support one another, making their job appear natural.
When the Brazilian national team was at its peak, contrast that soccer team of 6-year-olds and their individual goals. All of his comrades' actions and future plans appeared to be known to everyone.
The team's kicks seemed to be guided by some enigmatic power because passes were always successful when they were attempted. Their "magic" was undoubtedly the result of countless hours of practice, but it was also the product of a common drive for success and a shared vision of just that fluid, automatic play that made all other teams look clunky.
Consequently, teamwork differs from a shared goal in that it has a shared vision as well as a shared stake in success. A motivating factor is a desire for achievement.
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When the salesperson asks permission to respond later, they are using the __________ method.
When the salesperson asks permission to respond later, they are using the Objection response method.
In a formal protest made during a trial, testimony, or another proceeding, the opposing party's attorney presents to the judge either the testimony of a particular witness or other evidence that violates the rules of evidence or other procedural law.
Indicates that you want to dismiss. During a trial, these are usually raised after the opposing party has asked questions of the witnesses, before the witnesses have answered them, or when the opposing party is about to present evidence. is determined. If the judge upholds the objection, it means that the judge agrees with the objection and dismisses the question, testimony or evidence.
If the judge dismisses the objection, it means that the judge disagrees with the objection and allows the question, testimony, or evidence. The judge may also allow the attorney to restate the question to correct the issue.
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Cost-push inflation can contribute to a recession by increasing prices, which?
Cost-push inflation can contribute to recession by: increasing prices which reduces output and leads to lower employment and lower real incomes. Price increases, sometimes known as inflation, are essentially the progressive decline in purchasing power. The average price increase of selection of products and services over time can serve as a proxy for the rate at which buying power declines.
The rate at which the cost of goods and services increases is known as inflation. Those who own tangible assets, such as real estate or stored commodities, may benefit from inflation since it will increase the value of their holdings.
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The mrp=mrc rule tells us that in pure competition a firm will hire workers ______.
The mrp=mrc rule tells us that in pure competition a firm will hire workers up to the point where the marginal revenue product is equal to the wages of workers.
What is a pure competition?A pure competition is an industry that is characterized by many buyers and sellers of homogenous goods and services. Market prices are set by the forces of demand and supply. There are no barriers to entry or exit of firms into a pure competitive industry.
In the long run, firms in a pure competition earn zero economic profit. If in the short run firms are earning economic profit, in the long run firms would enter into the industry. This would drive economic profit to zero.
In a pure competition, profit is maximised where marginal revenue product equal to the wages of labor. Thus, a rational producer will produce up to the point where mrp = mrc
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Using complex lot-sizing techniques, larger lot sizes can cause an increase in __________, complicating plant logistics. multiple choice question. supplier costs demand setup costs inventory
Using lot-sizing techniques, larger lot sizes can cause an increase in inventory, complicating plant logistics.
Lot sizing techniquesLot sizing is to collect the calculated net conditions by a certain unit regarding cost reduction and job efficiency. There are two primary types of lot sizing:
-method to unify in terms of the course
-method to unify in terms of the amount.
Determining satisfactory lot sizes is required to maintain acceptable inventory and assistance levels. Minimum order quantities ordered by suppliers often blow up inventory levels, especially for items with long stock turn cycles. To determine the lot size that will minimize the costs, industrial corporations utilize Materials Requirements Planning (MRP).
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Discuss why a firm in perfect competition may choose to be open on mondays, typically the slowest day of the week, when their revenues do not seem to be sufficient to warrant doing so?
A firm in perfect competition may choose to be open on mondays, typically the slowest day of the week, when their revenues do not seem to be sufficient to warrant doing so because they only have to recover variable costs and to attract price taker.
Many firms don't make money during certain times of the day or week. When you include fixed costs such as the lease for your businesses. What the revenue often does, covers your variable costs. For example, a restaurant may not be making enough to cover its rent but it is making enough to pay for ingredients and labor.
It’s usually because there’s a lot of new information being released that’s pushing the prices up. If you’re not prepared for the new information, you might not be able to sell your product or service in the perfect competition market.
In perfect competition, A firm wants to attract a price taker. Individuals or firms who must take the market price as given are called price takers. A consumer or firm that takes the market price as given has no ability to influence that price. The price is determined by demand and supply in the market—not by individual buyers or sellers. In a perfectly competitive market, each firm and each consumer is a price taker.
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Smartkids, a textbook publisher, is considering investing in a software company that collects and stores data. What beta should smartkids use to assess the risk of the project?
The fact that Smartkids is considering an investment in a software company means that the beta that Smartkids should use to assess the risk of the project is D) The beta for software companies that collect and store data.
What beta would be best for Smartkids?When choosing a project beta, a company should take into account the betas of companies in the industry because these companies will be facing the same challenges that the project would face.
Smartkids should therefore take the beta of software companies that collect and store data just like the software company that they hope to acquire.
Options for this question are:
the beta for the textbook industry as a whole the beta for Smartkids the beta for software companies as a whole the beta for software companies that collect and store dataFind out more on project beta at https://brainly.com/question/17151024
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A ________ is a way of conducting business in global markets that promises a bank will pay some specified amount at a particular time, with no specific conditions imposed
A banker's acceptance is a way of conducting business in global markets that promises a bank will pay some specified amount at a particular time, with no specific conditions imposed.
A banker's acceptance requires the financial institution to pay the holder a set amount of cash on a set date. BAs are maximum generally issued ninety days before the date of adulthood but can mature at any later date from one to one hundred eighty days. They may be usually issued in multiples of $100,000.
A banker's acceptance is a device representing a promised destiny fee by means of a financial institution. The price is customary and guaranteed with the aid of the bank as a time draft to be drawn on a deposit. The draft specifies the amount of budget, the date of the fee, and the entity to which the payment is owed.
Once the exporter ships the mobiles, it presents the proof (i.e., documents) to our bank and receives the banker's recognition. The German firm can hold the bill till adulthood or cut the price today thru the German financial institution.
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A banker's acceptance is a way of conducting business in global markets that promises a bank will pay some specified amount at a particular time, with no specific conditions imposed.
A banker's acceptance requires the financial institution to pay the holder a set amount of cash on a set date. BAs are maximum generally issued ninety days before the date of adulthood but can mature at any later date from one to one hundred eighty days. They may be usually issued in multiples of $100,000.
A banker's acceptance is a device representing a promised destiny fee by means of a financial institution. The price is customary and guaranteed with the aid of the bank as a time draft to be drawn on a deposit. The draft specifies the amount of budget, the date of the fee, and the entity to which the payment is owed.
Once the exporter ships the mobiles, it presents the proof (i.e., documents) to our bank and receives the banker's recognition. The German firm can hold the bill till adulthood or cut the price today thru the German financial institution.
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For a firm, marginal revenue minus marginal cost is equal to a. change in profit. b. change in average revenue. c. profit. d. average total cost.
For a firm, marginal revenue minus marginal cost is equal to a Change in profit.
Option A. Change in profit:
A firm maximizes its profit when the marginal revenue is equal to the marginal cost. The difference between marginal revenue and marginal cost (Marginal revenue - marginal cost) is equal to a change in the profit. Thus, option 'c' is correct.
Marginal revenue is the profit a firm makes when it sells one more unit of its output. It is calculated as marginal revenue (i.e., the amount of revenue a firm earns from selling one additional unit of production) minus marginal cost (i.e., the cost of producing one additional unit of production).
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If the fed undertakes expansionary monetary policy, it can return the economy to its original unemployment rate but the inflation rate will be higher.
a. True
b. False
TRUE, If the fed undertakes expansionary monetary policy, it can return the economy to its original unemployment rate but the inflation rate will be higher.
Monetary policy is the macroeconomic policy set by the central bank. It involves the management of the money supply and interest rates, and is the demand-side economic policy adopted by national governments to achieve macroeconomic goals such as inflation, consumption, growth and liquidity.
Monetary policy refers to the measures taken by a country's central bank to control the money supply in order to stabilize the economy. For example, policymakers manipulate the money supply to increase employment, GDP, and price stability using instruments such as interest rates, reserves, and bonds.
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Suppose the government introduces a new incentive for individuals to save money for retirement. How would this affect the market for loanable funds and the interest rate?.
The supply of loanable funds would increase and interest rates would fall.
For instance, they may lower or do away with taxes on savings interest. More people would be motivated to cut back on their present levels of consumption and increase their savings as a result of the enhanced tax benefits associated with saving.
This will result in a rise in the amount of loanable money available (shift to the right.) The interest rate at equilibrium will decrease. People and businesses will have more motivation to borrow as the interest rate declines, pushing up the demand curve and increasing the equilibrium amount of borrowing and lending in the market.
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Two-thirds of a number is two more than one-half of another number. The sum of the number is 129. Find the numbers.
Answer: 57 ; 72
Explanation:
Given information
2/3 of a number is 2 more than (1/2) of another number
Sum = 129
Set variables
Let x be the first number
Let y be the other number
Set system of equations
[tex]1)~\dfrac{2}{3} x=\dfrac{1}{2} y+2[/tex]
[tex]2)~x + y=129[/tex]
Eliminate fractions in the 1) equation
[tex]\dfrac{2}{3} x\times6=\dfrac{1}{2} y\times6+2\times6[/tex]
[tex]4x=3y+12[/tex]
Move x and y onto the same side
[tex]4x-3y=12[/tex]
Current System
[tex]1)~4x-3y=12[/tex]
[tex]2)~x + y=129[/tex]
Multiply 3 on both sides in 2) equation
[tex]x\times3 + y\times3=129\times3[/tex]
[tex]3x+3y=387[/tex]
Current System
[tex]1)~4x-3y=12[/tex]
[tex]2)~3x+3y=387[/tex]
Add 1) equation and 2) equation together
[tex](4x - 3y)+(3x+3y)=(12)+(387)[/tex]
Expand parenthesis and combine like terms
[tex]4x - 3y + 3x + 3y = 12 + 387[/tex]
[tex]4x + 3x - 3y + 3y=399[/tex]
[tex]7x=399[/tex]
Divide 7 on both sides
[tex]7x\div7=399\div7[/tex]
[tex]\Large\boxed{x=57}[/tex]
Substitute the x value into one of the equations to find the y value
x + y = 129
(57) + y = 129
y = 129 - 57
[tex]\Large\boxed{y=72}[/tex]
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When a corporation issues stock to the general public for the first time, it is known as a(n):__.
When a corporation issues stock to the general public for the first time, it is known as a(n) initial public offering.
What is the purpose of an initial public offering (IPO)?
When shares of a private company are initially made available to the public as part of new stock issuance, it's known as an initial public offering (IPO). Through an IPO, a business can raise equity funding from the general public.
What is a disadvantage of an IPO?
An IPO has many drawbacks, one of which is that founders may lose ownership of their business. While there are ways to guarantee founders retain the lion's share of the firm's decision-making authority, once a company goes public, the leadership must satisfy the general public even though other shareholders do not have voting rights.
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What is a time-phased stock-replenishment plan for all levels of the supply chain?
a. mrp
b. bom
c. drp
d. mrp
DRP is a time-phased stock-replenishment plan for all levels of the supply chain.
What is Disaster Recovery Plans?
Disaster Recovery Plans (DRP) are a thorough list of steps to be followed before, during, and after a disruptive event results in the loss of availability of Information Systems.They are a bridge between DRP and BCP. When an information system disaster happens, the main goal is to quickly create an alternative processing site and return to the original site.As opposed to the Business Continuity Plans (BCP), which propose a more thorough strategy for dealing with the restoration of computer systems, along with all accompanying software and connections, to full functionality under a variety of harmful or disruptive external conditions that businesses occasionally encounter.To know more about Disaster Recovery Plans with the given link
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Goals for a successful Six Sigma Project include all of the following EXCEPT: Select one: a. A strong project statement b. Keeping within scope. c. A high level of scope creep d. An attainable end-goa
Goals for a successful Six Sigma Project include all of the following EXCEPT a high level of scope creep. Option 'C' is the correct answer.
The Six Sigma approach places a strong emphasis on improving customer requirements knowledge and removing waste and faults.
These goals are accomplished by having a thorough understanding of engineering, project management, statistics, and the underlying systems and processes.
Regarding objectives, Six Sigma aims to:
The six sigma methodology's core focus is quality, which includes initiatives aimed at removing flaws and cutting down on waste that happens during the production of goods or services.Productivity is the tiny incremental improvements in the manufacturing process that most firms and organizations want to achieve. Six sigma productivity seeks to reduce cycle time to maximize efficiency. The whole amount of time spent on one processing operation is known as a cycle time.Variability is the difference between a service or product's actual output and the standard that was intended. By lowering the uncertainty that could result from random or non-random variation, six sigma variability is managed.Hence, Option 'C' is the correct answer.
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What are the broad categories of commercial banks in the united states? group of answer choices
There are two broad categories of commercial banks in the United States which are- state and national.
A commercial bank refers to a financial institution which performs the functions of accepting deposits from the general public, giving loans for with the purpose of earning profit on it, and it provides various other benefits to its customers.
In the United States, there are two broad categories of commercial banks which comes under state and national banks. Thus, these banks are whether belonging to public sector banks, private sector banks or foreign banks.
Hence, the answer is given and explained above.
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