When a business fails or does not make a profit, the owners have the most to lose because anyone who guarantees a debt becomes personally responsible for it.
What happens to a business owner if the business fails?
Any individual who backs a loan with a guarantee is personally liable for it if a firm fails. This implies that even if your company is established and the debts are owed by the corporation, you will still be liable if you guaranteed the obligation.
What is the reason most business fail?
Small business failure is most frequently caused by a lack of money or finance, the retention of a subpar management team, a flawed infrastructure or business strategy, and ineffective marketing campaigns.
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What domestic institution is usually responsible for determining interest rates in developed countries?
The domestic institution is usually responsible for determining interest rates in developed countries that are Central banks.
A Central bank institution is a financial institution given privileged management over the production and distribution of money and credit for a nation or a group of countries. In present-day economies, the principal bank is commonly liable for the method of economic coverage and the law of member banks.
The U.S. Federal Reserve is one of the most powerful significant banks in the international. the European Central banks overseas the regulations of the eurozone. Other incredible vital banks encompass the bank of England, the bank of Japan, the Swiss countrywide financial institution, the bank of Canada, and the Reserve Bank of Australia and New Zealand.
List of relevant Banks And Their nations. let's examine the primary banks and their international locations. The desk beneath enlists seventy-six important critical banks of different countries. candidates can download the entire list of 200+ valuable banks and their countries PDF, given at the bottom of the object.
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_______ are small groups of consumers who interact directly and informally with product designers without a moderator present.
Immersion groups are small groups of consumers who interact directly and informally with product designers without a moderator present.
The term immersion marketing or immersive marketing includes traditional advertising, public relations, word-of-mouth advertising, digital marketing, samples, coupons, retail partnerships, and other ways of surrounding the consumer with a consistent message about a brand.
In essence, immersion marketing envelopes a brand or product, or company issue so that the marketing, advertising, and public relations departments or representatives work holistically towards delivering the same brand message across multiple distribution channels. Unlike "Shotgun marketing"(communicating the message to anyone who listens), immersive marketing is cheaper and more effective, focusing directly on the customer's needs.
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Assuming ramen noodles are an inferior good, a decrease in income will shift the:____.
Assuming ramen noodles are an inferior good, a decrease in income will shift the demand curve to the left.
Inferior goods are goods for which demand decreases as consumer income increases, in contrast to the opposite observed for normal goods. Common goods are goods for which demand increases as consumer income increases.
An inferior good is a type of good whose demand decreases as income increases. In other words, the demand for inferior goods is inversely proportional to consumer income.
Typical examples of substandard goods include "private label" groceries, instant noodles, and certain canned or frozen foods. Some people have a particular fondness for these items, but most buyers prefer to purchase more expensive alternatives if they have the income.
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You short-sell 300 shares of rock creek fly fishing company, now selling for $20 per share. if you want to limit your loss to $1,350, you should place a stop-buy order at ____.
You short-sell 300 shares of rock creek fly fishing company, now selling for $20 per share. if you want to limit your loss to $1,350, you should place a stop-buy order at $24.5.
Given,
300 shares of rock creek fly fishing company are short sold.
now selling for $20 per share.
I want to limit your loss to $1,350.
When an investor borrows security, he or she sells it on the open market with the intention of later purchasing it at a lower price.
Short-sellers wager on and profit from a decline in the price of securities. Contrast this with long-term investors who want the price to increase.
Amount received from short sale = 300 × $20 = $6,000
Let the stop-buy order be at price 'P'.
Loss = $1,350 = 300P − $6,000
$7,350 = 300P,
so P = $24.5
Hence, stop-buy order should be placed at $24.5.
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What are the two stages of accounting for a purchase discount using the gross method? (check all that apply.)
The two stages of accounting for a purchase discount using the gross method are:
2) the purchase is first recorded at full cost4) the inventory account is later reduced if payment is made within the discount periodWhat is a purchase discount?This refers to the cash discount which is a reduction in the price of a good if the buyer pays for it within the allowable period.
It also means an incentive that the seller gives to the buyer in hopes that the buyer will pay for the purchase in full before the actual due date.
Hence, the two stages of accounting for a purchase discount using the gross method are the purchase is first recorded at full cost and inventory account is later reduced if payment is made within the discount period.
Therefore, Option 2 & 4 is correct.
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The weighted average cost of capital (WACC) formula, for a firm with no debt or preferred stock, will have a WACC of
Answer:1+ cost of eqity
Explanation:
A special order should be accepted if incremental costs are ______ incremental revenue
Special orders should be accepted if incremental costs are Less than the incremental revenue.
Incremental sales are the profit that a company derives from increased sales. Can be used to determine the additional revenue generated by direct sales from a particular product, investment, or marketing campaign if sales volume increases. Incremental revenue is often compared to the cost of the product.
Incremental Sales is the profit a company makes from a constant increase in sales. The calculation is very easy. Multiply the number of units sold by the price of one unit. Incremental revenue refers to additional revenue earned by selling additional units, and incremental cost is the additional cost incurred by producing additional units of a product.
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When products are differentiated through marketing, via advertisements, promotions, and other marketing activities, it is known as __________.
When products are differentiated through marketing, via advertisements, promotions, and other marketing activities, it is known as brand image.
What is brand image?The customer's view of your brand based on their interactions is referred to as brand image. It can evolve over time and does not always include a customer purchasing or using your goods or service.
Coca-Cola is a brand noted for producing a product that is best consumed during times of happiness, joy, and positive experience. It is the "original cola" with a "unique flavour."
A consumer's assessment of your organization and its products and services is referred to as brand image. It develops in the consumer's mind as a result of their interactions and experiences, as well as their view of your company's mission and values.
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Which characteristic of an effective accounting information system refers to providing information to improve decision making and reduces uncertainty?
Relevance characteristic of an effective accounting information system refers to providing information to improve decision making and reduces uncertainty.
The relevance of accounting depends on what the accountant use it for. Cost projections for opening a new store are relevant if business is growing and expanding.
If sales have been sluggish and the best we can do is sit tight without expansion, the projections are no longer relevant. If you decide you need to run more leaner, although, information about the cost of goods sold might be relevant.
The relevance of accounting is not just about what you need to know. It is also applied to other stakeholders.
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The other individuals present in the particular situation are referred to as the?
The other individuals present in the particular situation are referred to as the social surroundings.
Family structure is an example of a social environment. The social environment consists of the customs and traditions of the society in which the company exists. It includes the living standards, tastes, preferences, and educational levels of people living in the business community.
The social environment consists of perceptions of neighborhood, security, crime, traffic, social cohesion, social norms, car use, and so on. Neighborhood perceptions can affect both children and parents.
A well-designed social environment fosters positive peer relationships, creates positive interactions between adults and children, and provides opportunities for adults to help children achieve social goals. increase.
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The resistance from the product leaders is an example of resistance due to select one: a. not-invented-here syndrome. b. fear of the unknown
The resistance from the product leaders is an example of resistance due to not-invented-here syndrome
What is syndrome?For example, Irritable Bowel Syndrome, Chronic Fatigue Syndrome, and Polycystic Ovary Syndrome are all more common in women, while the latter only occurs in women. A syndrome is defined by a collection of signs or symptoms.
A syndrome is a collection of medical indications and symptoms that are related to one another and are frequently associated with a specific disease or disorder. The word stems from the Greek v, which means "concurrence." When a syndrome is associated with a specific cause, it is referred to as a disease.
There is no cure for Down syndrome. Early intervention programs can aid in skill development. Speech, physical, occupational, and/or educational therapy may be included. Many people with Down syndrome live happy, productive lives with the right support and treatment.
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When a manager enters the workplace periodically to monitor workers, the manager is conducting a _______.
When a manager enters the workplace periodically to monitor workers, the manager is conducting a spot check.
Why are spot checks performed?The performance of your staff might be enhanced using spot check evaluations. Utilizing Spot Check Evaluations, eases the stress of annual performance reviews.
PromotionsCompensation and BonusesCreating jobsMore effective communicationCareer SecurityOne item — the annual performance review — determines all of these significant choices in the career of a waiter or waitress. It makes sense that receiving notification of an evaluation would fill one with dread.
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If investors expect the average realized return from 2014 to 2018 on ccc’s stock to continue into the future, its coefficient of variation (cv) will be?
If investors expect the average realized return from 2014 to 2018 on ccc’s stock to continue into the future, its coefficient of variation (cv) will be 0.45 (0.0799 / 0.1778).
The coefficient of version (CV) is a statistical measure of the relative dispersion of facts factors in a statistics collection across the imply. In finance, the coefficient of version permits investors to determine how lots volatility, or hazard, is believed in contrast to the quantity of return expected from investments.
For the pizza shipping instance, the coefficient of variation is 0.25. This cost tells you the relative size of the same old deviation as compared to the mean. Analysts frequently record the coefficient of variant as a percent. In this case, the usual deviation is 25% the dimensions of the suggest.
In opportunity concept and records, the coefficient of variation, also referred to as relative standard deviation, is a standardized measure of dispersion of a possibility distribution or frequency distribution.
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Western company determines the cost of its inventory is $410,000 and net realizable value is $400,000. western company should:____.
Western company should record inventory at net realizable value that is $400,000. The lower of cost and net realizable value approach may be used for individual inventory items, categories of inventory, or the total inventory for financial reporting purposes.
GAAP permits the application of LCNRV to specific items, groups of items, or the entire inventory. When determining an asset's value for the inventory accounting, the net realizable value method is frequently utilized. Accounts receivable and inventory are two of the biggest assets that a firm may disclose on a balance sheet. Both of these asset classes are valued using the NRV method.
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When reference is made to the _________________________ , it means the specific amount of income needed for a basic standard of living. poverty trap income line income gap poverty line
When reference is made to the poverty line, it means the specific amount of income needed for a basic standard of living.
The poverty line is the extent of profits to satisfy the minimal dwelling situations. The poverty line is the quantity of cash wanted for a person to meet his simple needs. it is defined as the monetary value of the products and services needed to provide basic welfare to a person.
Comparisons of high and low earnings raise two special problems: economic inequality and poverty. Poverty is measured through the number of people who fall underneath a certain stage of earnings—referred to as the poverty line—that defines the earnings wished for a basic standard of living.
A poverty trap refers to a monetary system wherein it is difficult to escape poverty. A poverty trap isn't simply the absence of economic manner. it is created due to a mix of things, which include access to schooling and healthcare, working together to keep an individual or own family in poverty.
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What+is+the+price+of+a+coupon+bond+that+has+annual+coupon+payments+of+$75,+a+par+value+of+$1000,+a+yield+to+maturity+of+5%,+and+a+maturity+of+two+years?
The coupon rate is $75 / $1,000 = 7.50%.
The current yield is $75 / $1,100 = 6.82%.
How do you calculate a coupon bond?
By adding up all of a bond's annual coupon payments and subtracting them from the bond's par value, the coupon rate can be computed. The coupon rate, for instance, is 5% on a bond with a $1,000 face value that pays a $25 coupon twice a year.
What does coupon rate mean?
The annual income an investor might anticipate while owning a specific bond is known as the coupon rate. The calculation is done by dividing the total of the annual coupon payments by the par value, and it is established at the time the bond is issued.
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The ______ occurs in first-come-first-served scheduling when a process with a long cpu burst occupies the cpu.
a) dispatch latency
b) waiting time
c) convoy effect
d) system-contention scope
The correct option is an option (c), i.e., convoy effect
What is meant by Convoy Effect?
The Convoy Effect is a phenomenon when a few slower system operations cause the entire Operating System to sluggish down. The FCFS method ensures that other processes only receive CPU time when the current one is done when CPU time is allocated to a process.
What is the reason of Convoy Effect in FCFS algorithm?
Being non-preemptive by nature, the FCFS algorithm only allows for the allocation of CPU time to subsequent processes once the current process has been completed. Convoy Effect occurs as a result of this FCFS scheduling characteristic.
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Sports marketing career opportunities can be divided into which two general categories?
Sports marketing career opportunities can be divided into two general categories which are the marketing of sport and marketing with sports.
Over the past few decades, the concept of sports marketing has emerged as a distinct area of marketing, although there is no agreed definition of it. Sports marketing is described as "using sports to advertise products" by academics Kaser and Oelkers.
Sports marketing is a component of sports promotion that spans a number of different sports-related industries, including broadcasting, advertising, social media, digital platforms, ticket sales, and community relations.
Four sports marketing sectors are distinguished by classifying products and services as either sports items or nonsports products and by distinguishing between conventional methods and sponsorship-based strategies. They are the strategic domains centered on themes, products, alignments, and sports.
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which of these options for saving money offers the lost liquidity?
The option of saving money that offers the most liquidity is a piggy bank. (option C)
What is liquidity?
Liquidity can be described as the ease with which an asset can easily be converted to cash. Paper currency and coins is the most liquid assets. Real estate is illiquid because it takes a long time for a real estate asset (e.g a house) to be sold and proceeds converted to cash.
Liquid assets earn less returns when compared with assets that are less liquid. This is because illiquid assets earn an illiquidity premium. An illiquidity premium compensates holders for holding an illiquid asset.
Money in a piggy bank is already in cash or coins and there is no need to convert it to cash again. Also, money in a piggybank is more accessible than the other options.
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Answer: Savings bonds
Explanation:
What is the biggest problem associated with using the product life cycle concept as a tool to guide marketing mix decision-making?
Successfully determining which stage of a product is in the life cycle is the biggest problem associated with using the product life cycle concept as a tool to guide marketing mix decision-making.
What is product life cycle concept?
The life cycle of a product is the time span between when it is first made accessible to consumers and when it is discontinued. The four phases of a product's life cycle are introduction, growth, maturation, and decline.
What are the marketing mix decisions?
Product, pricing, place, and promotion make up the marketing mix. The marketing mix is the collection of tactical marketing instruments that may be controlled and used by a business to elicit a specific response from its target market. It entails every action a business can take to affect consumer demand for its goods.
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The weak form of the emh states that ________ must be reflected in the current stock price.
The weak form of the EMH states that (A) all past information, including security price and volume data must be reflected in the current stock price.
What is EMH?The efficient market hypothesis (EMH), often known as the efficient market theory, asserts that share prices represent all information and therefore persistent alpha production is impossible.Equities, according to the EMH, always trade at their fair value on exchanges, making it impossible for investors to buy cheap stocks or sell for overpriced prices. According to the weak form of the EMH, all previous information, including security price and volume data, must be represented in the current stock price.As a result, outperforming the entire market through skilled stock selection or market timing should be impossible, and the only way an investor can earn larger returns is by selecting riskier stocks.Therefore, the weak form of the EMH states that (A) all past information, including security price and volume data must be reflected in the current stock price.
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The complete question is given below:
The weak form of the EMH states that ________ must be reflected in the current stock price.
A. all past information, including security price and volume data
B. all publicly available information
C. all information, including inside information
D. all costless information
What is the optimal quantity of pizza slices for john to buy? Explain.
6 pizza slices. John will buy that amount of pizza for which his total utility is maximized. Whole utility is the total amount of pleasure or fulfilment a consumer experiences as a result of using a particular good or service. Marginal utility, or the pleasure a consumer has from consuming one more unit of an item or service, is sometimes contrasted with total utility.
Total utility is the total additional or marginal utility that results from each additional unit of consumer. So, in order to determine the overall utility derived from a given commodity, a customer must add up all marginal utilities up to the last unit of consumption.
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Which person would NOT be included in the civilian labor force?
Select one:
A government employee who works in Indiana.
An army general who works in Washington, D.C.
An accountant who works on contract.
A sixteen-year-old customer service representative.
The correct answer is OPTION B, An army general who works in Washington, D.C is not included in civilian labor force.
The civilian population of the United States that is either employed or unemployed is referred to as the "civilian labor force" by the Bureau of Labor Statistics. This phrase is used to define the civilian population of the United States. In the context of "civilian labor force," the terms "military personnel," "federal government employees," "retirees," "disabled or discouraged workers," and "farm labourers" are not considered to be part of the "civilian labor force." Options A, C, and D are considered to be part of the civilian labor force in this scenario, however Option B is not included.
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When units produced are less than units sold, net income computed under variable costing will be:______.
When units produced are less than units sold, net income computed under variable costing will be: Greater than net income computed under absorption
What is Variable Costing?Variable costing is a cost accounting method for calculating production expenses where only variable costs are included in the product cost. The formula of variable costing only considers the direct cost and other variable manufacturing expenses incurred on each product unit.
Variable Costing Formula-
Variable costing is calculated as the sum of direct labor cost, direct raw material cost, and variable manufacturing overhead divided by the total number of units produced.
Variable costing formula = (Direct Labor Cost + Direct Raw Material Cost + Variable Manufacturing Overhead)/Number of Units Produced.
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If the sales volumes in the east and west regions had been reversed, what would be the company’s overall break-even point in unit sales?
The break-even point is the level of sales at which profits are equal. The company sold 38,000 units in the eastern region and 13,000 units in the western region
Equal gross revenue means no loss or profit for small businesses. This means that we have reached a stage of production where the cost of production equals the revenue of the product.
To calculate the breakeven point in units, use the following formula: Points (Sales) = Fixed Costs ÷ Contribution Margin
The break-even point (BEP) helps the business owner/CFO to realistically check how long it will take to see a return on an investment. For example, calculate or model the minimum turnover required to cover the cost of entering a new location or new market.
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Which kind of monetary policy would you expect in response to recession: expansionary or contractionary? Why?
The kind of monetary policy I would you expect in response to recession would be expansionary policy.
During the recession, monetary policy attempts to increase aggregate demand by increasing the growth of the money supply in the economy. As, after increasing the money supply, the interest rates will fall. Thus, lower interest rates increases aggregate demand, as it causes higher investment spending.
In response to recession, the kind of monetary policy that I would you expect would be expansionary policy because this policy can help the economy return to potential GDP. This policy seeks to restore an economy by boosting demand through monetary and fiscal stimulus.
Hence, expansionary policy is intended to prevent or moderate recessions in the economy.
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What are some covenant types that can prevent the transfer of corporate assets to shareholders?
Restrictions on the sale of assets and Dividend Restrictions are some covenant types that can prevent the transfer of corporate assets to shareholders.
What is a covenant?
A promise is a promise, and an accounting covenant is no different. Covenants in accounting relate to monetary promises. As part of a contract with a lender or investor, a corporation enters into a covenant. It consents to maintain its financial ratios at predetermined levels.
How long does a covenant last?
It is claimed that a covenant "runs with the land" if it is affixed to the land. It, therefore, remains applicable to the land regardless of whether the burdened or adjacent lands have been sold. Therefore, even though a restricted covenant's original intent looks outmoded today, it can nonetheless be in effect forever.
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Jane is covered by a $90,000 group-term life insurance policy, her daughter is the sole beneficiary. Jane's employer pays the entire premium for the policy; the uniform annual premium is $0.60 per $1,000 per month of coverage. How much, if any, is W-2 taxable income to Jane resulting from the insurance
Jane's organization pays the complete top class for the policy; the uniform annual top class is $zero.60 according to $1,000 in line with the month of coverage.
Existence insurance is an agreement between you and an insurance employer. essentially, in change for your premium payments, the coverage organization can pay a lump sum known as a dying advantage in your beneficiaries after your death. Your beneficiaries can use the cash for whatever reason they pick.
A lifestyle insurance policy is a settlement between an insurance business enterprise and someone (or criminal entity) known as the policyholder. The phrases within the settlement depend – particularly whilst beneficiaries need to make a claim.
The average price of existing insurance is $26 a month. this is primarily based on statistics supplied by Quotacy for a 40-12 months-antique buying a 20-12 months, $500,000 term existence coverage, that is the maximum not unusual term duration and amount sold.
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Costs incurred by a nonconforming product detected before it is shipped to customers are:_________
The cost is known as the external failure cost.
External failure costs are those incurred as a result of product problems after the product has been sold to customers. These expenses include legal fees for customer lawsuits, lost future sales from unsatisfied consumers, product recalls, product return charges, and warranty costs. These costs can be significant if the outcome is a loss of consumers, especially if such customers prefer to buy a company's products frequently.
External failure costs occur when a flaw is detected after the product has been delivered to the consumer. This is the most costly quality cost category. Product returns, repairs, warranty claims, damaged reputation, and lost business are all examples.
Therefore, the answer is external failure cost.
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The epa has recently set a strict policy of monitoring the total maximum daily load (tmdl) of nutrients in order to reverse eutrophication in?
The EPA has recently set a strict policy of monitoring the total maximum daily load (tmdl) of nutrients in order to reverse eutrophication in Chesapeake Bay.
What is EPA?The acronym EPA stands for Environmental Protection Agency. It is saddled with the role of keeping the environment safe and also protect the people living there.
The Environmental Protection Agency is task with the responsibility of maintaining safety of the environment and its inhabitant.
The functions of Environmental Protection Agency are:
Protection of people and the environment from significant health risks.The agency gives sponsorship and also conducts research.Regulations of the environment forms part of the functions of ECALearn more about EPA here: https://brainly.com/question/14956213
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