If the severity of risk is low and the frequency of the risk event occurring is high thanwe should Avoid the risk.
High Frequency/ High Severity- Risks are almost certain to occur and when they occur impact will be very high. In such a case it is best to use Avoidance as a risk management technique. If avoidance is not possible then prevention and insurance techniques can be considered. High frequency/ Low severity- This more serious risk and occurrence is high but the impact is low. Examples of such risks include workers’ injuries and shoplifting. A common way to manage this type of risk is through Prevention.
Low frequency/ High severity- The impact of these kinds of risks is very high and can bankrupt a business. Insurance is the best technique to manage these risks that have low loss frequency and high loss severity. Low frequency/ Low severity- Retaining and self-insuring the risk. Risk occurrence is low and impact is also very low. In most cases, the costs of managing them outweigh the cost of retaining them.
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Which advertising agenc specialist is responsile for acting as the voice of the consumer in creating effective advertising?
The account planner advertising agency specialist is responsible for acting as the voice of the consumer in creating effective advertising.
Each campaign's strategic direction is driven by the account planner, who also makes sure that the creative work not only suits the brand but is also strategically targeted. Although the Account Planner plays a crucial function, many agencies assign account planning duties to the Account Manager or Director.
Their main duty is to manage each client account specifically. They are not directly involved in the creation of the advertising, although working closely with the creative team throughout this process. Additionally, they create and deliver reports to the advertising team about the campaign's expenditures.
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Jane’s offer of $310,000 was accepted, but the appraisal just came in at $300,000. jane plans to finance $250,000. What's the loan-to-value ratio?
The loan-to-value ratio will be 83.33%, if she plans to get a loan of $250,000 and her appraised property value is $300,000.
Before granting a mortgage, banking institutions and other lenders will evaluate the risk involved by calculating the loan-to-value ratio (LTV). This ratio is helpful in determining the level of risk associated with lending.
In order to determine a property's loan-to-value ratio, just divide the total amount of the loan by the most recent appraised value of the property.
LTV ratio = MA/APV
where:
MA stands for "Mortgage Amount."APV is an abbreviation for appraised property value.In the mentioned scenario: the appraised value of the property is $300,000, but the loan amount is just $250,000. If this is the case, the loan-to-value ratio will equal 83.33% ($250,000 divided by $300,000).
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The nation of cropitia has a comparative advantage over bonovia in producing ham if?
The nation of Croatia has a comparative advantage over Bono via in producing ham if Croatia's opportunity cost of producing a pound of ham is less than 0.8 pounds of cheese.
In a country, where the opportunity cost of producing a particular product is lower than that country has a comparative advantage in the production of a good.
For instance, if a country is skilled at making both cheese and ham, they determine how much labor goes into producing each good. If it takes one hour of labor to produce 10 units of ham and one of labor to produce 20 units of cheese, then this country has a comparative advantage in making cheese.
Hence, the answer is given and explained above.
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Sheridan company has beginning and ending raw materials inventories of $84000 and $100000, respectively. if direct materials used were $110000, what was the cost of raw materials purchased?
The cost of raw materials purchased would be of $126,000.
The cost of raw materials purchased is computed below:
Ending raw materials $100,000
Less: Beginning raw materials $84,000
Increase in raw materials $16,000
Direct materials used $110,000
Raw materials purchased $126,000
Increase in raw materials is found by minus from ending raw materials and less beginning raw materials-
$100,000 - $84,000 = $16,000
Thus, in order to find the cost of raw materials purchased, add Increase in raw materials to direct materials used, that is,
$16,000 + $110,000 = $126,000.
Raw Materials Inventory is one of the types of inventory that can be found on the financial statements of manufacturing companies. Thus, Direct materials are materials which are specifically traceable to the inventories available for sale.
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A bond is the issuer's written promise to pay the _____________ of the bond with interest.multiple choicemarket valuepar valueinterest value
A bond is the issuer's written promise to pay the par of the bond with interest. multiple choice market value par value interest value.
A bond is the issuer's written promise to pay the par value of the bond plus interest. The face value of a bond, also known as face value or face value, is paid on a specific future date known as the bond's maturity date. For most bonds, the issuer is required to pay interest semi-annually.
In the contract between the borrower (company) and the lender (investor), the borrower pays the specified amount of interest for each period and promises to repay the principal on time.
A bond agreement is a legal document that sets out the rights and obligations of both parties. Issuing company and creditor. It is intended to address all issues related to bond issuance, including: As collateral and call charges.
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What are the two major forms of debt financing ? describe and differntiate between the two types
The two major forms of debt financing
Debt financing comes from two sources: selling bonds and borrowing from individuals, banks, and other financial institutions.
What is Debt Financing?Debt financing is the process through which a business sells debt instruments to retail and/or institutional investors in order to raise funds for working capital or capital expenditures.The people or organizations receiving the funds become creditors and are given the assurance that the principal and interest on the loan will be paid back.The other method of raising money in the debt markets is by issuing stock in a public offering; this process is known as equity financing.To know more about with equity financing the given link
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Mr. troy samson wants to buy stocks of a local retail company. he needs some help with market research and financial planning for the venture. mr. samson should contact a(n)?
According to the research, the correct option is securities brokers. Mr. Samson should contact a securities broker that will help with market research and financial planning for the venture.
What are securities brokers?They are the securities intermediaries that act as members of a stock exchange and can intermediate shares and any other type of securities between the broker and the investor who is interested in buying or selling.
He stands out for having extensive knowledge in finance and playing an active and important role in the stock market where he guides and advises his clients on finances so that they can obtain the best possible returns.
Therefore, we can conclude that according to the research, Mr. Samson should contact a securities broker that will help with market research and financial planning for the venture.
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What is next year's expected cash flow if there is a 50/50 probability that it will be either $250 million or $750 million?
Expected cash flow = 0.5 × $250 million + 0.5 × $750 million
= $500 million
What is the expected future cash flow?
The cash flow that a corporation or investor anticipates before a project even starts. It is possible for the actual cash flows received to exceed or fall short of the anticipated future cash flows. They are frequently assessed using their present value.
What is the most useful information in predicting future cash flow?
The strongest predictor of the capacity to produce favorable cash flows is typically thought to be informed about the financial effects of cash receipts and cash payments.
How do you explain cash flow analysis?
A company's working capital, or the sum of money available to carry out transactions and manage corporate activities, is determined by a cash flow analysis. That is determined by subtracting current obligations from current assets (cash or near-cash assets, such as notes receivable) (liabilities due during the upcoming accounting period).
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Discuss which financial management practices are least effective in creating and monitoring an operating budget?
The financial management practices which are least effective in creating and monitoring an operating budget include top down/bottom up budgets, poor inventorying, lack of control, over control, and lack of staff investment.
In business, financial management includes the practice of making a business plan and then ensuring that all departments which falls under it stay on track and work properly.
Creating and monitoring an operating budget for the national government involves four distinct processes which are, budget preparation, budget authorization, budget execution and accountability.
Hence, the operating budget helps in keeping track of the income and expenses in an organization.
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A _______________ gives customers the belief that manufacturers will stand behind their product.
A value proposition gives customers the belief that manufacturers will stand behind their product. A product's value proposition should succinctly describe how it meets a need, outline how it adds value, and explain why it is superior than competing offerings.
The optimal value proposition is direct and appeals to main factors that influence customers decision. Companies utilize this claim to target clients who will gain the most from utilizing their product, which contributes to preservation of their economic moat. An edge over competitors is an economic moat. A company's size and ability to withstand competition increase with moat's width.
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The organization-wide view of the entire database that lists all data elements and the relationships between them is called?
The organization-wide view of the entire database that lists all data elements and the relationships between them is called Conceptual-level schema.
A conceptual schema is a high-level description of the information needs on which the database design is based. It usually contains only the main concepts and the main relationships between them. Typically, this is a first-cut model with insufficient detail to create a real database.
A conceptual schema or high-level data model or conceptual data model is a map of concepts and their relationships. For example, a karate studio's conceptual schema includes abstractions such as students, obis, grades, and tournaments.
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If the U.S. government's budget deficits are increasing aggregate demand, and the economy is producing at a level that is substantially less than potential GDP, then:
If the U.S. government's budget deficits are increasing aggregate demand, and the economy is producing at a level that is substantially less than potential GDP, then the central bank might react with an expansionary monetary policy.
An economy is the area of production, distribution, trade and consumption of goods and services. Generally, it is defined as a social domain emphasizing practices, discourses, and material expressions related to the production, use, and management of scarce resources.
Economics is defined as the management of community, business, or family financial matters. An example in economics is the US stock market system. There are three main types of economies: free market, command economy, and mixed economy.
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. in the long run, profits will equal zero in a competitive market because of a) constant returns to scale. b) identical products being produced by all firms. c) the availability of info
In the long run, profits will equal zero in a competitive market because of identical products being produced by all firms.
In a perfectly competitive market, firms can only experience profits or losses in the short run. In the long run, profits and losses are eliminated because an infinite number of firms are producing infinitely divisible, and identical products.
Firms in a perfectly competitive world earn zero profit in the long-run. While firms can earn accounting profits in the long-run, they cannot earn economic profits. Thus, only excess profits are wiped out by competition.
Hence, the answer was given and explained above.
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Individuals without health insurance have to pay more for comparable services because they do not have the advantage of sharing costs as part of a pool of consumers
a. True
b. False
When output is zero, fixed cost is ________ and variable cost is ________. multiple choice more than zero, more than zero zero, zero zero, more than zero more than zero, zero
When output is zero, fixed cost is more than zero and variable cost is zero.
An output device is a computer hardware device that converts information into a human-perceivable form or, historically, into a physical, machine-readable form for use by other non-computerized devices. It can be text, graphics, haptics, audio, or video.
Information processed and transmitted by a computer or other electronic device is considered output. An example output is what you see on your computer screen. B. A word you type on your keyboard.
1 : Something was generated:
a: Steel production by mineral, agricultural, or industrial production.
b: Intellectual or artistic production Literary production.
c: Quantity produced by a person within a certain period of time.
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Profits the company keeps and reinvests in the firm are called ______.
a. retained earnings
b. net profits
c. advanced capital
d. gross profits
Profits the company keeps and reinvests in the firm are called a. retained earnings.
Retained earnings is the amount of profit left by a company after paying all direct costs, indirect costs, income taxes, and dividends to shareholders. This represents a portion of the company's equity that can be used to invest in new equipment, research and development, and marketing, for example.
Retained Earnings is a term used to describe a company's past profits that have not been paid out as dividends. Appears in the equity section of the balance sheet. This is a measure of all profits the company has made since its inception.
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An inspection plan that judges products as acceptable or unacceptable, good or bad, is known as?
The goods are inspected for their quality and it is also known as Quality control, product quality inspection.
What is Inventory?Inventory is the product that the company manufactures and sells for which it receives revenue and generates profits. The inventory is manufactured by manufacturing companies and then sold in the meanwhile there is a long list of procedures that are performed to ensure the quality goods.
The goods are manufactured with all the safety protocols with a good quality raw material and when the product is ready then the quality check is done on the inventory and according to the quality these goods or inventory or products are marked and if they are under the quality guidelines then the products are rejected.
Quality control is a major and important task in a manufacturing company because the quality of the goods depend on the customer reviews and most importantly future sales.
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A __________________ often results in an outflow of financial capital leaving the domestic economy and being invested in the global economy?.
A trade deficit often results in an outflow of financial capital leaving the domestic economy and being invested in the global economy
What is trade deficit?A country has a trade surplus or positive trade balance if it exports more than it imports; on the other hand, a country has a trade deficit or negative trade balance if it imports more than it exports. About 60 of the 200 countries as of 2016 had a trade surplus.
The majority of trade specialists and economists dispute the idea that bilateral trade imbalances are undesirable in and of themselves.
The difference between the monetary value of a country's exports and imports over a specific time period is known as the balance of trade, commercial balance, or net exports (often denoted as NX).
A distinction between a trade balance for products and one for services is occasionally drawn. A flow of exports and imports over a specific time period is measured by the balance of trade. The term "balance of commerce" does not necessarily imply that exports and imports are "equally balanced."
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Denials can occur as a result of errors that occur at various points in the revenue cycle. Identify at least one error that can occur at the beginning, middle and end of the revenue cycle. Each error must be different and related to each phase of the revenue cycle. Recommend steps that can be implemented to rectify each error identified and include in your recommendation how data analytics can be utilized to help with the solution. Remember to support your initial response with at least one additional outside sources (other than your textbook and the videos). At least one of your response posts should contain at least one additional outside resource. See Syllabus Part 2 for details related to length of posts and acceptable outside resources.
subject: HCMG 750
Answer:
Hi bro
Explanation:
December 28 sold the 4 million shares of treasury stock at $36 per share what amount should llama report as additional paid-in capital in its december 31, 2021, balance sheet?
The amount should llama reported as additional paid-in capital on its December 31, 2021, balance sheet is $ 104 million.
Llamas are smart and easy to train. Llamas have been used in North America since the 1980s as guard dogs for livestock such as sheep and alpacas. Little training is required to become an effective Guardian.
Tibetan monks are 'llamas' and Andean animals are 'llamas'. Both are pronounced the same in English, but Castilian Spanish speakers pronounce the animal's name "YAH-much."
Sexually intact male llamas and alpacas are called stallions (Spanish for macho) and neutered males are called geldings. Women are called Hembra in Spanish. Newborns and boys up to 6 months old and boys are called this in the local Quechua language.
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A researcher has recorded that, in the classroom, girls are more likely than boys to ask questions during a lesson. this researcher most likely employed a(n) __________ research method.
A researcher has recorded that, in the classroom, girls are more likely than boys to ask questions during a lesson. this researcher most likely employed an observational research method.
A researcher is a person who conducts research. H. Organized and systematic study of the problem. Scientists are often called researchers.
Researchers typically work for academic institutions or companies. Researchers collect data, analyze data, and publish results throughout the project lifecycle to support new research, enrich the scientific literature, and improve the decision-making process.
Good researchers are curious, talented, knowledgeable, determined, and know how to conduct and complete research projects. Research quality is assessed by experts through publication in quality journals, citations, TRIs, and h-indexes. Be open to criticism of your work. It's about your work, not you.
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One of the elements of ergonomics is: the establishment of time standards. designing tools and machines that facilitate human work. assembly line balancing. allocating work time based on economic studies. the cost justification of technology.
One element that is found in ergonomics is designing tools and machines that facilitate human work.
What is ergonomics?Ergonomics refers to research and studies that look at people when they are working in order to find out better ways of increasing production.
One way that is popular in this regard is introducing machines and tools that would be a good fit for workers to be able to facilitate their work and improve production levels.
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Cheaters in cartels make ________ profit when the other cartel members ________ their promise
Cheaters in cartels make more profit when the other cartel members keep their promises. Thus, option D is correct.
What are Cartels?A cartel is a group of separate companies or social groups that combine to fix prices on goods or services. Within the same sector, cartels compete and work to lessen that rivalry by setting prices in accordance with themselves.
A cartel is an entity with no ethics, which means it often includes cheaters who tend to earn more money than the ones who keep promises. Therefore, option A is the correct option.
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The question is incomplete, the options are:
A)more; break
B)less; keep
C)zero; break
D)more; keep
As the price of a product increases, people purchase __________. This is because they are able to find __________ for the product in question. These changes create movement along the demand curve.
As the cost of an item increments, individuals buy less. This is on the grounds that they can track down a high cost for the item being referred to. These progressions provoke development along the demand curve.
The law of interest predicts that when costs rise, clients become less inclined to purchase that thing, demand declines, and the demand curve asides.
It indicates that as costs fall, demand rises for that thing, and the exciting twist swings aside. The interesting twist, which frames the improvement of a thing or organization's sum required and its expense, is a visual depiction of the interest plan.
The maxim "sum mentioned" is used in monetary issues to suggest the general measure of a thing or organization that clients demand throughout a specific time span. Not permanently set up by the cost of a thing or organization watching out.
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Mark and martha have normal weights for their age and height. if martha is like most women, her basal metabolic rate is: identical to mark's. higher than mark's. lower than mark's.
Mark and Martha have normal weights for their age and height. if Martha is like most women, her basal metabolic rate is: identical to mark's. higher than mark's option(c) i.e, lower than mark's.
The rate at which endothermic creatures burn energy per unit of time while at rest is known as the basal metabolic rate. It is expressed in watts, milliliters of oxygen per minute, or joules per hour per kilogram of body mass, or J/. A stringent set of requirements must be met for proper measurement.
A typical man's BMR is about 7,100 kJ per day, whereas a typical woman's BMR is about 5,900 kJ per day. Although energy use is constant, the rate changes during the day. Early in the morning is often when energy use is lowest.
The percentage of muscle mass, fat mass, and activity level that is expended each day account for about 90% of it. Although women's metabolisms do tend to be slower than men's, this tendency is mostly due to differences in body size and muscle mass, not gender. Someone who has more muscle and less fat is likely to have a healthier metabolism.
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Due to the ________, a firm strives to maximize its profits and will therefore never pay more for a worker than the value of his/her marginal productivity to the firm
Due to the first rule of labor markets, a firm strives to maximize its profits and will therefore never pay more for a worker than the value of his/her marginal productivity to the firm. Therefore, the option A holds true.
What is the significance of profit maximization?A process of following and adapting such methods that derive maximum revenue to the firm is known as profit maximization. It should be the primary goal of any firm in the market.
The first rule of labor markets says that when a firm strives for profit maximization, it does not pay the worker or the labor, more than the marginal productivity that the worker bring to the firm.
Therefore, the option A holds true regarding profit maximization.
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The question seems to be missing. The complete question has been added for better reference.
Due to the ________ a firm strives to maximize its profits and will therefore never pay more for a worker than the value of his/her marginal productivity to the firm.
a. first rule of labor markets
b. demand product value
c. third rule of labor markets
A key idea in process costing that refers to the number of units that could have been started and completed given the costs incurred during the period is known as?
The number of units that could have been started and completed given the costs incurred during the period is known as Equivalent units of production.
Equivalent units are calculated on the basis of percentage cost incurred on completing the products. A Debit to Raw Materials Inventory technique costing is a way of costing used specially in production wherein devices are constantly through one or extra techniques. Examples of this include the manufacture of erasers, chemicals or processed food.
The three categories of expenses incurred in producing an item are direct fabric, direct exertions, and manufacturing overhead. manner costing is the device of collecting expenses within every branch for large-volume,units.
Procedure costing is a costing method or an operational form of costing in which a producer tracks the fee of manufacturing of a sequence of non-stop or repetitive tactics required to provide a product.
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The major use of the matrix as a tool in international location strategy is to?
The major use of the matrix as a tool in international location strategy is to indicate the relative placement of countries in terms of attributes.
A crucial component of a company's success is being in the ideal location. Location frequently affects a company's bottom line and overall profitability. A location strategy is a plan for finding the best site for a business by determining the needs and goals of the organisation and looking for locations with amenities that meet these needs and goals. This typically means that the company will work to maximise opportunities while lowering costs and risks.
A matrix structure combines two or more distinct organisational structure types. It is a way to build up the company's structure so that reporting linkages are established as a grid or matrix rather than in the conventional hierarchy.
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Which type of jobs provides reference points to judge against other jobs within a company?
Benchmark jobs type of jobs provides reference points to judge against other jobs within a company.
A benchmark job has a set of responsibilities that are uniform across organizations and for which data from reliable and credible salary surveys is available.
To choose a benchmark job, data acquired from pertinent wage surveys are used to establish the median compensation rate for the position. The position is "slotted" into the compensation grade using the grade midpoint that is the closest to the median income reported in the surveys.
A job that is common in many different industries is referred to be a salary benchmark job. Accountant, for instance, is a benchmark position. The job title may be Bookkeeper or Financial Planner depending on the company.
However, if these positions have identical job descriptions, they would all fall under the benchmark job of Accountant.
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Your textbook notes a new form of policy experiment that would provide everyone with a guaranteed income called.
Your textbook notes a new form of policy experiment that would provide everyone with a guaranteed income called Universal Basic Income
What Is Universal Basic Income (UBI)?
Universal basic income (UBI) is a government program in which every adult citizen receives a set amount of money regularly. The goals of a basic income system are to alleviate poverty and replace other need-based social programs that potentially require greater bureaucratic involvement. The idea of universal basic income has gained momentum in the U.S. as automation increasingly replaces workers in manufacturing and other sectors of the economy .
Momentum for UBI
Universal basic income received considerable attention during the first stage of the 2020 presidential campaign after entrepreneur and former Democratic candidate Andrew Yang made the idea a cornerstone of his campaign. Yang’s “Freedom Dividend,” as he called it, would give every American over the age of 18 a $1,000 check every month. Those enrolled in federal assistance programs could continue to receive those payments or opt for the Freedom Dividend instead.
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