78,272.3 is the future value of $4,900 deposited each year for 14 years in an account earning 2% per year.
Future value = fv = pmt x ((1+r)^n-1))/r
= $78,272.30
4900*(((1.02^14)-1)/0.02)
Future value = present value x (1+ interest rate)n Condensed into math lingo, the formula looks like this:
FV=PV(1+i)n In this formula, the superscript n refers to the number of interest-compounding periods that will occur during the time period you're calculating for.
FV = $1,000 x (1 + 0.1)5.
Future value is a financial concept that assigns value to assets based on estimated variables such as future interest rates and cash flows. It is useful for investors to know what their investment will look like in five years and what the expected return will be. This concept of taking today's investment value, applying the expected growth, and calculating what the investment will be in the future is the future value.
A future value calculation determines how much a single deposit, investment, or balance will grow.
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The percentage of workers who left an organization and were replaced during a time period is called employee ________
The percentage of workers who left an organization and were replaced during a time period is called employee turnover.
Over a certain time period when the total number of workers who leave a company refers to employee turnover. Thus, it includes those employees who exit voluntarily as well as employees who are fired or laid off that is, involuntary turnover.
Especially the voluntary turnover impacts a company’s ability to achieve business objectives and is a key concern for the executives. The reasons employee leave may vary.
Hence, turnover can be from several different actions such as resignation, discharge, abandonment, or termination.
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A clause in a debt contract requiring that the borrower purchase insurance against loss of the asset financed with the loan is called a.
The right response is Option C which is Restrictive covenant.
Restrictive covenant.
Restrictive covenants are clauses that prevent, prohibit, restrict, or limit the actions of a person or entity named in a contract. Restrictive covenants are common in real estate transactions and apply to everything from the colors you can paint your house to how many tenants can live in a building.What is an example of a restrictive covenant?A restrictive covenant may include things that you can't do with your property, like raise livestock. A restrictive covenant will also include things that you must do, like mow your lawn regularly. The specific restrictive covenants you need to follow will vary depending on where you liveTo learn more about Restrictive covenant. click the links.
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Correct Question - A clause in a debt contract requiring that the borrower purchase insurance against loss of the asset financed with the loan is called a
A) collateral-insurance clause.
B) prescription covenant.
C) restrictive covenant.
D) proscription covenant.
When a company chooses to harvest a particular strategic business unit, it ________.
When a company chooses to harvest a particular strategic business unit, it tries to maximize its short-term cash flow regardless of long-term concerns.
Strategic Business Unit: What is it?A profit center that prioritizes product offerings and market segments is known as a strategic business unit (SBU) in business strategic management. Despite being a component of a bigger company organization, SBUs often have a standalone marketing strategy, competitor analysis, and marketing campaign.
An SBU could be a division or branch of a bigger company, a business unto itself, or another type of business. Multiple SBUs that are each accountable for their own profitability can make up corporations. A company with this kind of organizational structure is General Electric (GE).
SBUs have control over the majority of the variables that determine their performance. They are accountable to a parent firm and run as distinct enterprises. GE operates 49 SBUs.
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The ____________________ on which firms are able to establish a competitive advantage are virtually endless.
a. competitive dimensions
b. economics
c. strategy
d. dynamics
The strategy on which firms are able to establish a competitive advantage are virtually endless.
The term "competitive advantage" refers to a company's ability to manufacture goods or provide services more effectively than its rivals. It enables a business to produce value for the business and its shareholders while achieving greater margins.
A competitive advantage is something unique to a firm or industry that cannot be easily imitated. Internally generated value is what differentiates the company from its rivals.
A corporation and its stockholders may gain more from competitive advantages due to specific advantages or situations. It is more difficult for competitors to overcome a competitive advantage the more robust it is.
Hence, option C is correct.
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Help ASAP please
The Federal Reserve Bank lowered the required reserve ratio to 0% across the board in 2020. Explain the potential reasoning behind this lowering to 0% and its intended effect on the economy.
The reasoning behind lowering the required reserve ratio to 0% is to increase the money supply. The intended effect is to boost production activities.
What is an expansionary monetary policy?
Expansionary monetary policy are polices taken to increase money supply. When money supply increases, aggregate demand increases and this boosts production.
Reducing the required reserve ratio and open market purchase are ways of carrying out expansionary monetary policy
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Which best describes the foundational assumptions of taylorism, also known as scientific management?
The foundational assumptions of Taylorism as a scientific management is best described as management of workers effectively and need to pay attention to psychological and social conditions, not just technical conditions.
What is taylorism in scientific management?The principle of Taylorism was developed by Frederick Taylor who desired to obtain the most efficient practices in the workforce as a mechanic manager.
The idea of Taylorism is scientific management process that involves dividing the specific tasks in a firm to allow employees to complete assignments as efficiently as possible.
Hence, the foundational assumptions of Taylorism as a scientific management is best described as management of workers effectively and need to pay attention to psychological and social conditions, not just technical conditions.
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What would the location of the 11th percentile be for a data set with 50 observations?
5.61
(11% of 50 is 5.5 so go a little bit over)
what is a data set in business?A dataset is the combined output of one data gathering operation, such as the 2010 Census, in its entirety or in significant portions (2010 Census Summary File 1). The datasets listed below may contain statistics, graphs, maps, microdata, printed reports, and other types of findings in addition to outcomes in print.
what is percentage in statistics?When presenting data, percentages are one of the most popular formats. Percent is a mathematical expression that simply means "per hundred," and it is used to represent percentages. One percent (or 1%) is equal to one hundredth of a total or whole number; hence, it is computed by multiplying the total or entire number by 100.
the location of the 11th percentile be for a data set with 50 observations
Formula for Percentage = (Value/Total value)*100
= (50/100)*11
= .5*11
= 5.5
5.5 the location of the 11th percentile be for a data set with 50 observations.
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One definition of information structures is that they are a way of organizing information. True or false?.
The given statement is false. One definition of information structures is that they are a way of organizing information.
Information is stimuli that have meaning in a few contexts for its receiver. when information is entered date and up-to-date in a pc, it's miles normally updated facts. After processing -- which includes formatting and printing -- output facts can again be perceived as data.
On this web page you could discover 44 synonyms, anup to denim, idiomatic expressions, and related words for records, like the message, information, understanding, expertise, received information, lore, record, word, information, guidance, and notice.
The information allows for warding off the duplication of studies. statistics stimulate the notion technique of the cusupupdated, mainly the scholars. facts help the scientists, engineers, students, etc. updated get well informed with the modern-day advancements of their up-to-date, and up to date hold them.
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Suppose that tom bought a bike from helen for $195. if helen’s reservation price was $185, and tom's reservation price was $215, the seller’s surplus from this transaction was:_______.
The seller surplus was $10 from this transaction. The discrepancy between the price paid and a good's marginal value is known as the seller surplus.
Seller surplus plus consumer surplus represents the sum of the economic benefits to each market participant from participating in the production and trade of the good at a price. The producer surplus is equal to the entire revenue from sales of a producer's goods minus the marginal cost of production.
Market price that is higher than the lowest price that producers would normally be willing to pay for their goods results in a seller surplus. Only variable (marginal) costs are deducted from seller surplus.
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The admin at universal containers is creating a new opportunity record type. which three options must be populated by the admin?
The three options that must be populated by the admin are:
1) sales process,
2) profile assignment,
3) page layout assignment
A sales procedure is hard and fast of repeatable steps that a shop clerk takes to take a prospective buyer from the early level of recognition to a closed sale. generally, an income manner consists of 5-7 steps: Prospecting, coaching, method, Presentation, dealing with objections, last, and compliance with-up.
The sales funnel, or purchasing funnel, is a consumer-focused advertising model that illustrates the theoretical patron adventure in the direction of the acquisition of a good or carrier.
A very good income procedure is never set in stone! It needs to be revised and adapted frequently, ensuring it reflects the present-day state of the market, your customers' changing needs, your team competencies, and your business specifics. It needs usually remains a work in progress.
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The body of the electric drill is cracked. Some of the wires are exposed but none of them appear to be damaged. Describe the hazard, describe the potential harm and level of risk and describe the actions required to manage this?
Damaged wires and cables can generate electric shocks and fires. If too many appliances are plugged into a circuit, the current will heat the wires to a extremely high temperature, which may cause a fire. If the wire insulation melts, arcing may occur and cause a blaze in the area where the overload lives or even inside a wall.
What will happen when you touch uncovered electrical wire or a piece of electrical equipment?Coming in touch with an electrical voltage can cause current to flow through the body, resulting in electrical shock and burns. Severe injury or even death may occur.
What uncovered electrical parts?Exposed electrical parts may contain open power distribution units, momentary lightning or detached insulation parts. These parts can cause shocks and burns. Connect the electrical parts with proper protective mechanism and repair expose parts instantly.
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What resource is looked to be most helpful for finding information about the target market for the new chocolate bliss product?
Pricing is considered as one of the most important criteria for online shoppers while making their inal purchase decision
What is Pricing?Pricing is the process by which a company determines the price at which it will offer its products and services, and it may be part of the company's marketing strategy.
Pricing criteria indicate client or deal characteristics. Price administrators define the pricing criteria that will be used to determine their company's pricing strategy. When you define the pricing segments and pricing strategies, you utilize the values for the pricing criterion.
It is possible to barter. Buyers must decide whether the utility received from the transaction is worth the loss of purchasing power. In an open market economy, price symbolizes the worth of a good/service among potential purchasers and ensures competition among sellers.
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The landlord records the security deposit she collects from the tenant as a(n)?
The landlord records the security deposit she collects from the tenant as a Liability.
Because When a company collects a security deposit from a customer, the amount appears on its balance sheet as a liability. It might be listed as Security Deposits Refundable or something similar Security Deposit means the deposit to be held by the owner as security for the due performance of the contractual.
Deposits are cash deposits with the commercial banks by the people.
Refundable payment will be paid back to you in certain circumstances.
Contractual is an agreement, either written or spoken, between two or more parties that creates a legal obligation.
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Social factors exert the broadest and deepest influence over a person’s consumer behavior. True or false?.
False
An individual's decision-making process is unaffected by social, personal, or psychological variables.
What is decision-making process?Determining a decision, acquiring data, and weighing potential solutions are all steps in the decision-making process. You can make more careful, intelligent decisions by organizing pertinent information and outlining alternatives by following a step-by-step decision-making process.
People are influenced by others in their "in-group" who are typically persons who share their age, sex, ethnicity, or religion, as well as friends, family members, coworkers, and classmates, while making decisions.
What are the 6 factors of the decision-making process? Individual elements organizational aspects,Social aspects Environmental considerations Social and behavioral aspects. Elements that affect one's ability to make decisions.To know more about decision-making visit:
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In general, in a period of falling prices, lifo produces higher gross profits than fifo.
a. true
b. false
In general, in a period of falling prices, LIFO produces higher gross profits than FIFO is a true statement.
Gross profit provides insight into how efficient an organization/company is at managing its production prices, such as labor and supplies, to provide income from the sale of its goods and services. The gross profit for an organization/company is calculated by subtracting the price of products sold for the accounting duration from its total sales.
You can find the gross profit by subtracting the cost of goods sold (COGS) from the revenue. for instance, if an organization/company had $10,000 in revenue and $4,000 in COGS, the gross income would be $6,000. This parent is on your earnings statement.
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Consumer products are classified based on the ________blank, the frequency of purchase, and the attributes used in making the purchase decision.
Consumer products are classified based on the attributes which they used in making the purchase.
Consumer products, often known as final goods, are items purchased for personal use by people or families. In other words, consumer products are things purchased by the ordinary consumer for consumption.
There are four major categories of consumer products: convenience goods, shopping goods, specialist goods, and unsought goods.
Consumer products include clothing, food, and jewelry. Since the basic or raw minerals, such as the copper, must be processed into the useable items, they are not considered as the consumer goods.
Therefore, Consumer products are classified based on the attributes used in making the purchase.
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The failure to record which transaction has no effect on the quality of inventory?
Do not record transactions that do not affect inventory quality. A recorded inventory transaction has actually taken place.
Records of inventory purchases made during the accounting period. The purchase account is increased by direct debit. The manufacturing costs of the goods sold are overestimated by the same amount. An overstatement of cost of goods sold will result in an understatement of net income and retained earnings by the original margin of error.
If the auditor is dissatisfied with the accuracy of the closing balance sheet and may be materially increase.
Inventory write-downs affect both the income statement and the balance sheet. Write-offs are treated as expenses. This means your net income and tax liability will be reduced. Therefore, a decrease in net income will reduce a company's retained earnings and reduce shareholders' equity on the balance sheet.
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In 2000, many economists believed that the most serious macroeconomic problem confronting the u. s. economy was an inflationary gap. Which policies would be effective in dealing with this problem?
Increase in personal income taxes, reductions in government spending
Some other policies that can reduce an inflationary gap include tax increases, bond and securities issues, interest rate increases and transfer payment reductions.
The inflation rate in U.S. in 2000 was 3.36%. The 2000 inflation rate is higher compared to the average inflation rate of 2.50% per year between 2000 and 2022.
An Inflationary gap is that concept of macroeconomics that measures the difference between the current level of real gross domestic product i.e. real GDP and the gross domestic product (GDP) that would exist if an economy was operating at it's full employment.
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Which of the processes can initiate the collapse of an interstellar cloud and trigger the formation of stars?
The collision of the interstellar cloud with another cloud is the natural processes that can initiate the collapse of an interstellar cloud and trigger the formation of stars.
What is an interstellar cloud collapse?In nature, when the interstellar cloud collapses into many fragments, it is necessary to consider the processes inside one of the individual cloud fragments as it continues to develop into a star.
Majority of those fragments are about two solar masses but can be about 100 times the size of the Earth's present solar system.
Hence, the collision of the interstellar cloud with another cloud is the natural processes that can initiate the collapse of an interstellar cloud and trigger the formation of stars.
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Individuals who organize to influence the government’s programs and policies are called?
Answer: Interest groups
Explanation:
Question 7(Multiple Choice Worth 4 points)
(01.08 LC)
Which of the following describes borrowing money to pay for expensive items with the intent to pay it back in fixed
monthly payments?
O Installment credit
O An unsecured loan
OA secured credit card
O Compounding interest
Answer:
A. Installment credit.
Explanation:
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A colorado real estate broker who does not maintain escrow accounts, but places funds of others solely with title insurance companies: is violating the license law. has direct control over access to the funds. is relieved of responsibility for the money. must have closing instructions signed by the buyer and seller and title company before turning over the earnest money.
A colorado real estate broker is violating the license law.
What is broker ?A broker is an independent entity whose services are often used in certain businesses. A broker's primary role is to connect sellers and buyers, and so a broker serves as a third-party intermediary between a buyer and a seller. A real estate or stock broker who assists the selling of a property is an example.
Brokers can provide market research and statistics. Brokers can represent either the buyer or the seller, but not both at the same time. Brokers are expected to have the tools and resources necessary to reach the greatest number of buyers and sellers. They then screen these prospective buyers or sellers to find the best fit.
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Uber’s expansion on the innovation front requires strategic planning by senior management. Once this planning has been completed, middle management would be responsible for implementing these plans through.
Once this planning has been completed, middle management would be responsible for implementing these plans through (B) tactical planning.
What is tactical planning?Tactical planning is a method that aids in the creation of short-term and distinct plans that aid in the fulfillment of a business's, organization's, or individual's long-term plans. Strategic planning assists businesses in determining and laying out a long-term plan based on corporate objectives.There are several components to tactical planning. For example, breaking down organizational goals that are longer than two or three years, and establishing a goal-oriented calendar with short-term targets, such as a target for the next three months or six months.Therefore, once this planning has been completed, middle management would be responsible for implementing these plans through (B) tactical planning.
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The complete question is given below:
Uber’s expansion on the innovation front requires strategic planning by senior management. Once this planning has been completed, middle management would be responsible for implementing these plans through
Multiple Choice:
(A) operational planning.
(B) tactical planning.
(C) operating.
(D) strategic control.
(E) action plans.
What factors are used in the rule-of-thumb methods to determine the communication budget?.
The factors that are used in the rule-of-thumb methods to determine the communication budget is "Prior sales and communication activities".
What is rule-of-thumb method?The rule of thumb would be a cognitive guideline that offers basic guidelines or guidance that is distilled for a certain topic or course of action.
Some characteristics of rule-of-thumb are-
A general rule of thumb an unofficial practical guidance that offers streamlined rules that generally apply.Numerous financial rules of thumb provide advice on how much should be saved, how much should be paid for a home, where and how to invest, and other topics.Rules of thumb may not apply to your specific scenario because they not scientific and don't take into consideration the unique circumstances and demands of each individual.It is a fundamental principle that provides step-by-step guidelines for carrying out or handling a specific task.In contrast to scientific study or a theoretical underpinning, rules of thumb typically emerge through experience and practice.To know more about rule-of-thumb method, here
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The concept of degree rationing explains the shortage of qualified workers in which occupation?
A market condition existing at any price where the quantity supplied is less than the quantity demanded.
As an example, call for for a new automobile that a manufacturer can not satisfy. - decrease in deliver — takes place delivery delvery good dropsod drops. for instance, an epidemic among pigs means lots of them should be euthanized, creating a shortage of pork products.
A shortage is a situation in which the amount demanded is extra than the amount supplied at the market rate. There are three primary reasons for shortage—the increase in demand, lower in supply, and government intervention. Shortage , as it's miles used in economics, needs to not be confused with "scarcity."
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When marketing organizations’ resources (the 3ts) are scarce a(n) ""_______ targeting"" approach usually represent the best option.
When marketing organizations’ resources (the 3ts) are scarce a "" Undifferentiated targeting "" approach usually represent the best option.
What is Undifferentiated marketing?Undifferentiated marketing, also called mass marketing, is a strategy that entails creating one message for an entire audience. It helps businesses reach more people at a lower cost and improves brand recognition.
Pros of undifferentiated marketing :
cost-effective in the long run.no need for constant changes to content.greater reach.no in-depth market research necessary.improved brand recognition.Cons of undifferentiated marketing :
changes in your business environment can be triggered by changes in price, consumer preference, or inflation.it doesn’t bring many loyal customers.it is challenged by competitors focused on satisfying the needs of a smaller segment of your audience.Examples of Undifferentiated marketing:
Colgate.Coca-Cola.General Motors.Persil.M&M's.To sum it up, undifferentiated marketing is a strategy that fits companies that don’t segment their audience and address the entire target market by conveying one message to all people.
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What are the three types of expenses that a lessee experiences with a finance leas?
The three types of expenses
Depreciation expense Interest expense Executory costsHow the Expenses that lessee experiences with a finance leas.
When a lessee engages into a finance leasing agreement, the lease liability and the right-to-use asset must be recognized on the lease's start date. The future lease payments' present value is used to calculate the lease liabilities and freed asset.
Note:
that the new standard on leases refers to a capital lease as a finance lease. But both layouts share the same fundamental elements.The leased asset and lease liabilities are recorded on the lessee's balance sheet when a finance lease is being accounted for.Based on the leased asset's initial value and its useful life for the lessee, the depreciation/amortization expense is calculated.The annual interest levied on the lease liability creates an additional interest expenditure for the lessee.To know more about Expenses visit:
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An example of a type of company with high fixed costs is a(n):_________
a. fast-food restaurant.
b. retail shop.
c. public accounting firm.
d. airline manufacturer.
Company with high fixed costs is a(n):is called public accounting firm.
Groups are normally into personal and public. personal companies or personal constrained businesses are the ones.
Corporations which are carefully-held and have much less than 2 hundred shareholders. Public groups are restrained corporations which have more than 200 shareholders and are indexed on a stock change.
Fast-food restaurant few employee are there, retail shop few very few employee and limited consumers, airline manufacturer few private of public employee.
There are 4 essential forms of commercial enterprise organization: sole proprietorship, partnership, agency, and restrained legal responsibility agency, or LLC.
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Primary data can be collected in several ways. installing cameras in a retail store to unobtrusively record shopping behavior is an example of?
Primary data can be collected in several ways. installing cameras in a retail store to unobtrusively record shopping behavior is an example of observational research.
A camera is an optical device that captures visual images. Basically, a camera is a sealed box with tiny holes that let light pass through and capture an image on a photosensitive surface. Cameras have various mechanisms that control how light hits the photosensitive surface.
camera, in photography, a device that records an image of an object on a light-sensitive surface. It is essentially a blackout box with an opening to let in focused light onto an intensified film or plate. 35mm single-lens reflex (SLR) camera.
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Costs, also called differential costs, are the additional costs incurred if a company pursues a certain course of action.
Costs, also called differential costs, are the additional costs incurred if a company pursues a certain course of action is the extra or incremental income obtained from choosing one course of action over another. sums that the business would avoid if it got rid of the section.
How Does Differential Cost Work?The cost difference between two potential decisions or a change in production level is known as a differential cost.The idea is applied when there are several viable options to consider and it is necessary to choose one and reject the others.The idea might be especially helpful in step costing scenarios when creating an extra unit of output might incur a sizable additional cost.What is the additional cost?A cost that is mentioned in a spell's rules text or added to a spell or ability from another effect and that its controller must pay in addition to the mana cost or activation cost of the spell or ability they are controlling is known as an additional cost.Only when a cost is expressed using the word "additional," is it considered an additional expense.Optional or required charges may apply.Learn more about differential costs and additional costs here:
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The term "costs" refers to the additional expenses that a company incurs when it chooses to pursue a specific course of action. These costs are also known as differential costs.
To understand this concept better, let's consider an example. Imagine a company is deciding whether to introduce a new product line. If they choose to pursue this course of action, there will be additional costs associated with manufacturing, marketing, and distribution of the new products. These costs include expenses such as raw materials, labor, advertising, packaging, and transportation.
On the other hand, if the company decides not to introduce the new product line, these costs would not be incurred. The difference between the costs of pursuing the new product line and not pursuing it is what we refer to as differential costs or costs.
It's important to note that differential costs are not the same as total costs. Total costs include both the fixed costs that remain constant regardless of the course of action and the variable costs that change based on the level of production or activity.
To calculate the differential costs, you need to compare the costs of one course of action to another. Subtracting the costs associated with not pursuing the action from the costs associated with pursuing it will give you the differential costs.
In summary, costs or differential costs are the additional expenses incurred when a company chooses to pursue a specific course of action. These costs are calculated by comparing the costs of pursuing the action to the costs of not pursuing it.