What are the broad categories of commercial banks in the united states? group of answer choices

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Answer 1

There are two broad categories of commercial banks in the United States which are- state and national.

A commercial bank refers to a financial institution which performs the functions of accepting deposits from the general public, giving loans for with the purpose of earning profit on it, and it provides various other benefits to its customers.

In the United States, there are two broad categories of commercial banks which comes under state and national banks. Thus, these banks are whether belonging to public sector banks, private sector banks or foreign banks.

Hence, the answer is given and explained above.

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Related Questions

A foreign country's production of private-label goods to which a domestic company then attaches its brand name or trade mark is called?

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A foreign country's production of private-label goods to which a domestic company then attaches its brand name or trade mark is called contract manufacturing.

A foreign company produces private label goods to which domestic company attach its own name and trademark just to deal with broad category of production .

The trade and co-operation agreement takes place between the companies  to provide trade in goods and services like digital trade, intellectual property and public procurement. Providing the opportunity to attach with oping countries with assistance of private practitioners to use every foreign owned trademarks used on the goods produced.

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When firms successfully achieve ____________ for their brand or brands, they have successfully achieved ___________.

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When firms successfully achieve Differentiation for their brand or brands, they have successfully achieved Positioning.

What Is Brand Loyalty?

Unlike customer loyalty, which is money-based (prices and discounts), brand loyalty is perception-based (image and experience). Brand-loyal customers believe that a certain brand represents both higher quality and better service than any competitor—and the price does not matter.

Brand-loyal customers might make fewer total purchases, but the profit margins on their purchases are larger. Once established, brand loyalty is fairly easy to retain—assuming, of course, that product quality and service level remain high.

Brand loyalty is also less expensive to retain than customer loyalty, which requires constantly offering low prices and regular discounts to maintain best-deal-on-the-market status.

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_____ deals with reporting to outsiders. _____ accounting deals with the internal operations of the firm. Group of answer choices Bookkeeping; Financial accounting External accounting; Internal accounting Financial accounting; Managerial accounting Financial accounting; Auditing Auditing; Managerial accounting

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Financial accounting deals with reporting to outsiders. Managerial accounting deals with the internal operations of the firm.

Internal operations are internal within the feel that they're initiated now not through external requests from customers, but as an alternative internally by way of plug-ins. Use internal operation calls when your plug-in needs a listing Server to perform an operation for which no purchaser request exists.

An internal operations supervisor oversees strategies and develops techniques to optimize each day's operations. part of their activity is to carry out assessments and opinions, set hints and goals, manipulate and supervise a team of workers, take care of budgets, and delegate obligations among teams.

They analyze, control, screen, and plan every task from start to finish. every component of a task is controlled and controlled through your inner operations personnel- from preconstruction thru assignment crowning glory. No construction venture should ever take form without a hit inner operations team of workers.

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According to the dividend discount model, the value of a stock does not depend on? growth rate cost of equity future dividends current dividend

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According to the dividend discount model, the value of a stock does not depend on current dividend.

The dividend discount model (DDM) is a quantitative method which is  used for predicting the price of a company's stock based on the theory that  present-day price of company's stock is worth the sum of all of its future dividend payments when they are discounted back to their present value.

Dividend discount model attempts to calculate the fair value of a stock irrespective of the prevailing market conditions and takes into consideration the dividend payout factors and the market expected returns.

If the value  which is obtained from the DDM is higher than the current trading price of shares, then the stock is undervalued and  is qualifiable for a purchase and vice versa.

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Help how do you do this

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Based on the Real GDP growth rate and the annual rate of population growth, the rate of growth per capita real GDP is 4%

What is the growth rate for Real GDP per capita?

This can be solved for by the formula:

= Growth rate of real GDP - Population growth rate

Solving gives:

= 7% - 3%

= 4%

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What is a group of institutions that organize around a common set of concerns within a given industry?

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A group of institutions that organize around a common set of concerns within a given industry is called an association.

An association is a group of people organized for the pursuit of a specific purpose. For instance, family is an association organized for the preparation of children, while marriage is its main institution.

Association is important as it provides opportunities to meet and engage with peers and colleagues. Associations are made up of people who share similar challenges and opportunities.

Hence, a group of institutions that organize around a common set of concerns within a given industry is called an association.

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What factors are used in the rule-of-thumb methods to determine the communication budget?.

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Prior sales and communication activities

To determine the current communication budget, rule-of-thumb methods use prior sales and communication activities. These methods are simple to implement, but they do have some limitations.

What is rule-of-thumb?


A rule-of-thumb is a heuristic guideline that gives simplified counsel or a fundamental rule-set for a certain subject or course of action. It is a broad principle that provides specific directions for completing or performing a task. Generally, rules of thumb emerge from practice and experience rather than scientific study or a theoretical underpinning.

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General and divisional managers, plant managers, and deans and department heads at colleges are classified as __________ management.

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General and divisional managers, plant managers, and deans and department heads at colleges are classified as middle  management.

What is referred to as middle management?

This is the term that is used to refer to the team of management that is existent in an organization or in any given business that are subordinate to the executive directors and other members of board.

These are the people that are known to perform the roles that have to do with giving instructions to those that are at the lower levels of hierarchy in the work environment.

Hence we can say that General and divisional managers, plant managers, and deans and department heads at colleges are classified as middle  management.

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Luis is able to organize coins in a row from the largest in size to the smallest. his newfound ability is called:_______

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Luis is able to organize coins in a row from the largest in size to the smallest. His newfound ability is called seriation.

A coin is mostly a piece of tough cloth, normally metal, typically within the shape of a disc, and most usually issued via a government, for use as a form of money in transactions. On the side of banknotes, cash makes up the cash types of all cutting-edge money structures.

A coin is a small, flat, (typically, depending on us or cost) spherical piece of steel or plastic used mainly as a medium of exchange or felony soft. they may be standardized in weight, and produced in massive portions at a mint in an effort to facilitate exchange. They may be most often issued via a central authority.

Coins had been brought as a way of price across the 6th or 5th century BCE. the invention of cash continues to be shrouded in mystery: according to Herodotus (I, 94), coins have been first minted by using the Lydians, whilst Aristotle claims that the first cash had been minted by means of Demodike of Kyrme, the spouse of King Midas of Phrygia.

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Following an active duty period of 45 days, when must an employee return to work or apply for reemployment?.

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After accepting an application for reemployment, the organization ought to restore a returning worker no afterward than 45 calendar days after the reemployment request.

What is reemployment?

Reemployment serves as an act of utilizing or being utilized, this may be after one has applied.

However, a representative must apply for this reemployment within 90 calendar days, at that point after this he will get incite reclamation to the position of record and the organization ought to reestablish a returning worker no afterward than 30 calendar days after the reemployment request.

In order to safeguard the employment rights of military personnel and veterans, the United States passed the Uniformed Services Employment and Reemployment Rights Act, which obliges companies to give them their jobs back once they have completed their service.

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Which of the following statements about eyewitness testimony is false?
O The testimony is not based on specialized knowledge.
The testimony can't serve as evidence to prove facts.
O Testimony is given by someone at the crime scene.
O The testimony han come from a lay witness.

Answers

The given statement "The testimony can't serve as evidence to prove facts" cannot be marked as true. Thus, the given option is B). The testimony can't serve as evidence to prove facts.

What is eyewitness testimony?

Eyewitness testimony basically refers to the legal term, which meant an observer describing what that person observed that occurred during the specific incident under investigation.

It is what happens when a person witnesses a crime or accident, or other legally important event and later gets up on the stand and recalls for the court all the details of the witnessed event.

It is basically refers to an account given by people of an event they have witnessed in their presence, exactly what happened and involves a more complicated process. Thus, the statement "The testimony can't serve as evidence to prove facts" is false.

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What is the effect on the accounting equation if a company does not write off specific, non-paying customers' accounts receivable?

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There is no effect on the accounting equation if a company does not write off specific, non-paying customers' accounts receivable.

Accounts Receivable (AR): What Is It?

The amount of money owed to a business for delivered or used but unpaid goods or services is known as accounts receivable (AR). The balance sheet classifies accounts receivable as a current asset. Any money owing by clients for purchases is done using credit known as AR.

What Distinguishes Receivables From Accounts Payable?

Receivables are assets that the company records as money owed to it for services delivered. On the other hand, accounts payable indicate money that the company owes to other parties. For instance, payments owed to creditors or suppliers. Liabilities are recorded for payables.

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When the terms of a contract are well understood by each party, yet no words are spoken, such a contract is said to be a(n)_________.

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Implied contracts are created by the words and the actions of the parties but is not written or spoken.

What are the rules of implied contract?

It is essential to demonstrate an unambiguous offer, an unambiguous acceptance, a shared desire to be bound, and consideration in order to prove the existence of an implied contract in fact. However, rather than through explicit written or oral agreements, these characteristics may be established by the behavior of the parties.

Why are implied contracts important?

Legal responsibility for an unjustly benefited party to provide restitution to the other party is known as an implied-in-law contract. It is utilized not only in the absence of a contract but also in the event of a complete breach of that contract.

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What measure of central tendency most accurately captures the average wealth of most americans, and why?

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Median American wealth, because the median is less sensitive to outliers

What is Median American wealth?

The average net worth of an American is $121,760.

According to the Federal Reserve, the median net worth of Americans in 2019 was $121,760. This represents a $30,000 increase over 2010, however it remains lower than the median wealth recorded in 2007, 2004, and 2001, all prior to the 2008 recession.

In 2022, the average net worth of a 60-year-old in America will be around $200,000 per person. The typical net worth of an above-average 60-year-old who is particularly focused on his or her finances is closer to $2,000,000.

The average net worth of people aged 65 to 74 is $1,217,700 (with a median net worth of $266,400). Many people have retired at this stage, or have recently retired if they are at the beginning of the age bracket.

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What do economists use to describe the amount of good x that will be purchased at different prices of good x, at different prices of related goods, and at alternative income levels?

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Demand Function : The demand function for good X describes how much X will be purchased at alternative prices of X and related goods, alternative levels of income, and alternative values of other variables that affect demand.

What is Demand Function?

Demand function represents the relationship between the quantity demanded for a commodity (dependent variable) and the price of the commodity (independent variable).

Demand Function Formula

Mathematically, a function is a symbolic representation of the relationship between dependent and independent variables.

Let us assume that the quantity demanded of a commodity X is Dx, which depends only on its price Px, while other factors are constant. It can be mathematically represented as:

Dx = f (Px)

However, the quantitative relationship between Dx and Px is expressed as:

Dx = a – b(Px)

Where a (intercept) and b (relationship between Dx and Px) are constants.

Types of Demand Function

There are Two types of demand function are:

Linear demand functionNon linear demand function

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There is blank______ correlation between the unsystematic risk of two companies from different industries. multiple choice question. significant positive no significant negative

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There is no correlation between the unsystematic risk of two companies from different industries.

Stock correlation describes the relationship that exists between two stocks and their respective price movements. It can also refer to the relationship between stocks and other asset classes such as bonds and real estate.

To find the correlation between two stocks, start by finding the average price of each. Select a time period, sum the daily prices of each stock for that period, and divide by the number of days in that period. That's the average price. Next, calculate the daily variance of each stock.

This can be thought of as a simple question. What does Y tend to do as X increases? In general, there is a positive relationship if Y tends to increase with X. If Y decreases while X increases, it is a negative relationship. Correlation is defined numerically by the correlation coefficient.

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Competition in long-term care comes from other ltc organizations and from other types of organizations.

a. true
b. false

Answers

Competition in long-term care comes from other LTC organizations and from other types of organizations.

The statement is true.

Competition in long-time period care comes each from different LTC organizations and from different forms of groups. The distinction between cooperation and integration is basically a remembering of diploma and shape. Horizontal integration entails an alliance of or more groups imparting comparable offerings.

Lengthy-time period care includes a diffusion of services designed to meet a person's health or private care needs at some point of a brief or long period of time.

Those offerings help human beings stay as independently and accurately as viable while they are able to no longer perform regular activities on their very own.

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More volatility in returns produces ______ difference between the arithmetic and geometric averages.

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More volatility in returns produces a large difference between the arithmetic averages and geometric averages.

When to use Arithmetic averages?

When working with independent data, such as the performance of many stocks or investments over a specific time period (otherwise geometric average may be better).when the data set's components are all equally significant (otherwise use weighted average).when you want simple, rapid, and approximate information regarding the general level. The simplest average to compute is the arithmetic averages.while a computer is not nearby. In comparison to geometric, harmonic, or weighted average, arithmetic averages is more simpler to compute mentally or on paper.

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A research approach that focuses on the actual content of texts and seeks to describe their meaning objectively and systematically, within the context of communication is called?

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Quantitative content analysis is a research approach that focuses on the actual content of texts and seeks to describe their meaning objectively and systematically, within the context of communication.

What is quantitative content analysis?Quantitative content analysis is a research method that focuses on the actual content of texts and aims to objectively and systematically characterize their meaning within the context of communication.Quantitative content analysis is a research method that categorizes and records aspects of textual, visual, or aural information so that they can be studied. It is widely used in the field of communication, but it is also useful in a variety of other fields. Their main purpose was to quantify the text's words or phrases in order to provide an objective and systematic description of the content.

Therefore, quantitative content analysis is a research approach that focuses on the actual content of texts and seeks to describe their meaning objectively and systematically, within the context of communication.

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When it comes to getting involved in international business what are the three strategies that require the least amount of commitment and effort?

Answers

When it comes to getting involved in international business the three strategies that require the least amount of commitment and effort :

1)Licensing,

2)Exporting,

3)Franchising

An international business that produces components or products from foreign places but sells them regionally can be considered an international commercial enterprise, as can an organization that outsources services, together with customer support, to places wherein hard work costs are less expensive.

Yes, due to the fact it's far more specific and attractive to employers. With this principle, you may paint well in an international financial system. International agencies frequently do enterprises with overseas companions and international businesses.

An international business primary application demands situations students to evolve commercial enterprise concepts to different nations' monetary, sociopolitical, felony, and monetary structures. With a wide selection of coursework, international enterprise majors can be capable of picking a specialty.

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How are power and the various globalisms linked? Can you provide an example from your own life?

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Globalism is a means through which new manifestations of power are exercised. The power to affect which direction the world will take in the 21st century lies with a new generation of leaders and strategic thinkers who are, themselves, a product of this evolving global era.

Globalism illustrates important trends in international security that states ignore at their peril whereas the core concept of power remains the most important independent variable shaping international outcomes.

Globalism is best understood as a technologically facilitated proliferation of the means through which power within the international system is channeled and pursued.

The past decade has witnessed increasing scholarly attention to the role played by power in shaping global governance. For example, in 2014 political scientist Jeremy Shiffman called attention to the “critical need to investigate how epistemic and normative power get exercised in the global health field,” prompting an outpouring of reactions from other scholars.

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What happens to inflation and unemployment in the long-run phillips curve if the fed increases the growth rate of the money supply?

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Inflation increases and unemployment decreases in the long-run Phillips curve if the fed increases the growth rate of the money supply.

The economic relationship between the rate of unemployment (or the rate of change in unemployment) and the rate of change in money earnings is depicted graphically by the Phillips curve. It reflects the belief of economist A. William Phillips that wages tend to increase more quickly when unemployment is low.

One important consideration in the Federal Reserve's determination of interest rates is the Phillips Curve. The Fed's mandate is to strive for maximum sustainable employment, or roughly the NAIRU level of employment, and stable prices, which it defines as inflation of no more than 2 percent. Historically, there has been an inverse correlation between inflation and unemployment. This implies that unemployment decreases as inflation increases. Conversely, higher unemployment results in reduced inflation. When more individuals are employed, they have more disposable income, which raises demand.

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An investment adviser representative of a federal covered adviser only has insurance companies as clients. where must the adviser representative register?

Answers

An investment adviser representative of a federal covered adviser only has insurance companies as clients. where must the adviser representative register

The adviser representative register at there own states which give advise only to the insurance Companies, Because Investment advisory representatives are licensed and authorized personnel who work for investment advisory companies and are permitted to work with clients.

Adviser is normally a person with more and deeper knowledge in a specific area and usually also includes persons with cross-functional and multidisciplinary expertise.

Insurance is the amount for which something is insured.

Licensed is a formal permission from a governmental or other constituted authority to do something, as to carry on some business or profession.

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You are involved in a car accident and a stranger contacts you offering a quick cash settlement and doesn’t want to deal with the insurance companies. you should:______.

Answers

Answer:

The answer depends on 2 vital elements

1. whether there are injured/dead people - you cannot accept the money. you must inform BOTH the Insurance company and the Police. otherwise it is a hit and run, which is a criminal offence and you will be penalized.

2.or there are no injured/dead people - then take the money and settle the dispute

Explanation:

Dealing with insurance companies is not a legal requirement and depends on your choice.

BUT,

if a person is injured or dead because of the accident, then not only should you inform the insurance company, but also you should inform the legal authorities (Police).

so, as I mentioned about, if it is just your car a and stranger's car that is damaged, then you can settle it without involving the insurance companies.

if a person or another party is involved, then you cannot!

hope this helps!

Help us create a frozen seafood brand collaboration that will excite younger consumers ?

Answers

Any individual who purchases products or services for his private use and not for manufacturing or resale exists named a consumer.

What is the meaning of consumers?

Any individual who purchases products or services for his private use and not for manufacturing or resale exists named a consumer. A consumer stands as the decision-maker whether or not to buy an object at the store or someone who is affected by advertisement and marketing.  A consumer exists someone who buys items for a non-commercial meaning, either for themselves or for others. Companies utilize consumer marketing movements to sell to consumers. Campaign messaging concentrates on both acquiring potential customers and retaining recent customers.

At Gorton’s Seafood, we have been delighting consumers with our delicious frozen seafood products for years. However, frozen prepared seafood includes the opportunity to achieve better with Millennial & Gen Z consumers. To obtain consumers into the frozen seafood aisle at the grocery store, we stand seeking concepts for frozen seafood “mash-ups” where Gorton’s can partner with another brand, influencer, or celebrity to make an offering that would be more enticing, compelling, and tasty to younger consumers.

The brand partnership should be front and center in these product concepts. An example could be a Gorton’s & Sam Adams beer-battered cod fillet that utilizes Sam Adams beer in the batter, a Heinz ketchup-infused layer that adds a sweet bite, or a Lady Gaga-inspired salmon. The possibilities exist endless and we stand excited to see what original and innovative ideas you come up with!

MindSumo hosts challenges for Frozen Seafood Manufacturers and over 250 other companies to assist develop unique ideas and insights from a community of over 700k millennial.

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______________ is often defined as the process of planning, organizing, directing, and controlling.

Answers

Answer:

management

Explanation:

management is often defined as the process of planning, organizing, directing, and controlling

If a good is normal, then a decrease in price will cause a substitution effect that is?

Answers

Explanation:

If a good is normal, then a decrease in price will cause a substitution effect that is The correct answer was: a. positive and an income effect that is positive.

5. Use excel?s irr function for this problem. Rancho cucamonga has a 6% cost of capital. The firm has an investment opportunity that costs $2,000. Riverside expects the investment to generate annual cash inflows $600 for each of the next four years. The internal rate of return and rancho?s decision are a. 1. 7% and invest in the project. B. 1. 7% and don?t invest in the project. C. 7. 7% and invest in the project. D. 7. 7% and don?t invest in the project.

Answers

IRR function for this problem exists 7. 7% and invest in the project.

What is the IRR function?

Microsoft Excel exists a spreadsheet designed by Microsoft for Windows, macOS, Android, and iOS. It features calculation or computation capabilities, graphing instruments, pivot tables, and a macro programming language named Visual Basic for Applications.

The Excel IRR function returns the internal rate of return (IRR) for a sequence of cash flows that emerge at regular intervals. Specify the internal rate of return. Return was computed as a percentage. =IRR (values, [guess]).

IRR stands for the interest rate at which the sum of all cash flows equals zero, thus it exists useful for comparing one investment to another. In the initial example, if we substitute 8% with 13.92%, the NPV evolves to 0, and your IRR becomes zero. As an outcome, IRR is described as the discount rate at which a project's NPV becomes zero.

IRR function for this problem exists 7. 7% and invest in the project.

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In what ways might monetary policy be superior to fiscal policy?

Answers

Monetary policy does not require congressional approval, it is more flexible than fiscal policy. Conversely, monetary policy has a propensity to increase inflation more than fiscal policy.

A country's central bank uses a set of instruments called monetary policy to regulate the total amount of money in circulation, foster economic expansion, and implement measures like adjusting interest rates and altering bank reserve requirements.

The Federal Reserve Bank of the United States carries out a monetary policy under a twin mandate to maximise employment while containing inflation.

A nation's overall money supply is managed by monetary policy, which also aims to promote economic growth.

Interest rate changes and adjustments to bank reserve requirements are examples of monetary policy strategies.

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In an economy with no taxes and no imports, disposable income increases from $1,000 to $2,000. if consumption increases from $800 to $_____, the marginal propensity to save is 0.3

Answers

In an economy with no taxes and no imports, disposable income increases from $1,000 to $2,000. If consumption increases from $800 to $1500, the marginal propensity to save is 0.3

Explanation : MPS + MPC = 1

MPC = 1- 0.3 = 0.7

MPC = x - 800/2000 - 1000 = x - 800/1000

x = 1500

An economy encompasses all interests related to the production, intake, alternate, and distribution of available items and services. The control of these belongings is used to meet the needs of humans, businesses, agencies, and governments in a particular region.

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