ZERO amount would the insurance company pay for vandalism that does $425 of damage to a home if the insured homeowner has a $500 deductible.
( Because the deductible exceeds the loss or the damage. The loss is $425 and the deductible is $ 500, so here the deductible exceeds the loss hence the insurance company will not pay anything).
People like you pay premiums to insurance companies to cover potential losses related to their property. Insurance companies receive these premiums and aggregate them into money pools. These funds are available to cover losses incurred by pool members.
When you report a car accident to the insurance company, the insurance company will send an adjuster to assess the damage. The expert's first task is to decide whether to classify the vehicle as a total loss. Assuming the vehicle is a total loss, the expert performs a valuation and assigns a value to the vehicle.
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Suppose the town enacts new antitrust laws that prohibit Rochelle and Alec from operating as a monopoly. How many gallons of water will be produced and sold once Rochelle and Alec reach a Nash equilibrium
New antitrust regulations are passed by the town that forbids Rochelle and Alec from holding a monopoly. Upon reaching a Nash equilibrium, which is 800, Rochelle and Alec will produce and sell gallons of water.
A market arrangement in which there is just one seller and only one type of goods available. As the only vendor of the goods with no viable alternatives, the seller in a monopoly market has no rivals.
A monopoly in economics is a single vendor. In terms of the law, a monopoly is a company that has a considerable amount of market power, or the ability to set excessively high prices, which is linked to a decline in societal surplus.
When one firm and its product control an entire sector of the economy, there is little to no competition, and customers are forced to buy particular products or services from one company.
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Milton friedman argued that consumers are more likely to alter their behavior based on.
The Right Response is Option C which is Long Term Changes in the Economy.
Why Did Friedman Argued So?The concept of monetarism, which refers to the management of money in the economy, was developed by Milton Friedman. According to Friedman, changes in the money supply can have both long- and short-term consequences.Friedman suggested that long-term changes in the economy had an impact on consumer behavior. Long-term economic developments have an impact on how consumers behave while making purchases. For instance, if long-term economic trends are favorable, consumer spending will rise; otherwise, it would fall.
Therefore, "long-term changes in the economy" is the right response.
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Correct Question - Milton Friedman argued that consumers are more likely to alter their behavior based on
a) changes in the unemployment rate.
b) short-term changes in the economy.
c) long-term changes in the economy.
d) changes in the inflation rate.
Answer:
Option C
Explanation: :o
A(n) ____ can be used to demonstrate why a competitive oligopoly tends to result in a low-price strategy that does not maximize mutual profits.
A Payoff matrix may be used to illustrate why a aggressive oligopoly has a tendency to result in a low-fee method that doesn't maximize mutual income.
A payoff matrix is a manner to specific the result of gamers' choices in a recreation. A payoff matrix does no longer express the shape of a sport, such as though players take turns taking moves or a player has to make a preference without understanding what desire the alternative will make.
Recreation idea offers with any scenario is which the praise to any one participant – the payoff – depends no longer handiest on her own moves however additionally on the ones of different players in the game. in the case of oligopolistic firms, the payoff is absolutely the firm's income.
A payoff matrix is a device this is used to simplify all of the possible consequences of a strategic choice. it is a visible representation of all the viable techniques and all the viable consequences.
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A repeated pattern of spikes or drops in demand associated with certain times of the year in a time series is.
A repeated pattern of spikes or drops in demand associated with certain times of the year in a time series is called "Seasonality"
What is Seasonality?Seasonality is a property of a time - series data that occurs when the data goes through predictable and recurring changes on a yearly basis. Seasonal refers to any predictable variation or pattern that repeats or repeats over the course of a year.
Some characteristics of seasonality are-
Seasonality is the term used to describe predictable changes that take place over the course of a year in an economy or business based on the seasons, such as the calendar and commercial seasons.Stocks & economic trends can be analyzed using seasonality.Businesses can use seasonally to inform choices about inventory levels and employee scheduling, for example.Retail sales, which normally see increased spending during the 4th quarter of calendar year, are one instance of a seasonal measure.To know more about seasonal index, here
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When units produced are less than units sold, net income computed under variable costing will be:______.
When units produced are less than units sold, net income computed under variable costing will be: Greater than net income computed under absorption
What is Variable Costing?Variable costing is a cost accounting method for calculating production expenses where only variable costs are included in the product cost. The formula of variable costing only considers the direct cost and other variable manufacturing expenses incurred on each product unit.
Variable Costing Formula-
Variable costing is calculated as the sum of direct labor cost, direct raw material cost, and variable manufacturing overhead divided by the total number of units produced.
Variable costing formula = (Direct Labor Cost + Direct Raw Material Cost + Variable Manufacturing Overhead)/Number of Units Produced.
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When reference is made to the _________________________ , it means the specific amount of income needed for a basic standard of living. poverty trap income line income gap poverty line
When reference is made to the poverty line, it means the specific amount of income needed for a basic standard of living.
The poverty line is the extent of profits to satisfy the minimal dwelling situations. The poverty line is the quantity of cash wanted for a person to meet his simple needs. it is defined as the monetary value of the products and services needed to provide basic welfare to a person.
Comparisons of high and low earnings raise two special problems: economic inequality and poverty. Poverty is measured through the number of people who fall underneath a certain stage of earnings—referred to as the poverty line—that defines the earnings wished for a basic standard of living.
A poverty trap refers to a monetary system wherein it is difficult to escape poverty. A poverty trap isn't simply the absence of economic manner. it is created due to a mix of things, which include access to schooling and healthcare, working together to keep an individual or own family in poverty.
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Sports marketing career opportunities can be divided into which two general categories?
Sports marketing career opportunities can be divided into two general categories which are the marketing of sport and marketing with sports.
Over the past few decades, the concept of sports marketing has emerged as a distinct area of marketing, although there is no agreed definition of it. Sports marketing is described as "using sports to advertise products" by academics Kaser and Oelkers.
Sports marketing is a component of sports promotion that spans a number of different sports-related industries, including broadcasting, advertising, social media, digital platforms, ticket sales, and community relations.
Four sports marketing sectors are distinguished by classifying products and services as either sports items or nonsports products and by distinguishing between conventional methods and sponsorship-based strategies. They are the strategic domains centered on themes, products, alignments, and sports.
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What is the term given to the amount of their own money owners have invested in the firm?
The amount of money that would be left in the hands of a company's shareholders if all of its assets were sold and all of its liabilities were paid in full is known as equity, sometimes known as shareholders' equity or owners' equity for privately held enterprises.
It is the value of a firm's revenues minus any liabilities that, in the case of an acquisition, were not transferred together with the sale of the company. Equity is the amount that would remain in the hands of a company's shareholders after all of its assets have been sold and all of its debts have been paid.
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The ______ occurs in first-come-first-served scheduling when a process with a long cpu burst occupies the cpu.
a) dispatch latency
b) waiting time
c) convoy effect
d) system-contention scope
The correct option is an option (c), i.e., convoy effect
What is meant by Convoy Effect?
The Convoy Effect is a phenomenon when a few slower system operations cause the entire Operating System to sluggish down. The FCFS method ensures that other processes only receive CPU time when the current one is done when CPU time is allocated to a process.
What is the reason of Convoy Effect in FCFS algorithm?
Being non-preemptive by nature, the FCFS algorithm only allows for the allocation of CPU time to subsequent processes once the current process has been completed. Convoy Effect occurs as a result of this FCFS scheduling characteristic.
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The resistance from the product leaders is an example of resistance due to select one: a. not-invented-here syndrome. b. fear of the unknown
The resistance from the product leaders is an example of resistance due to not-invented-here syndrome
What is syndrome?For example, Irritable Bowel Syndrome, Chronic Fatigue Syndrome, and Polycystic Ovary Syndrome are all more common in women, while the latter only occurs in women. A syndrome is defined by a collection of signs or symptoms.
A syndrome is a collection of medical indications and symptoms that are related to one another and are frequently associated with a specific disease or disorder. The word stems from the Greek v, which means "concurrence." When a syndrome is associated with a specific cause, it is referred to as a disease.
There is no cure for Down syndrome. Early intervention programs can aid in skill development. Speech, physical, occupational, and/or educational therapy may be included. Many people with Down syndrome live happy, productive lives with the right support and treatment.
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Weighted shortest job first gives preference to jobs with which two characteristics? (choose two. )
Weighted Shortest Job First gives preference to jobs with characteristics such as, first, the size of the project (smaller is better) Second, the value of the project (higher is better).
In order to determine a relative ranking, Weighted Shortest Job First (WSJF) uses a technique for assigning a weight, or value, to each job, and then by dividing that by the length of the job. It also gives preference to jobs with characteristics such as the size and value for a project.
Weighted Shortest Job First is a prioritization model used to sequence jobs eg., capabilities, features, and epics in order to produce maximum economic benefit.
Hence, WSJF prefers such characteristics.
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Of the capital budgeting techniques discussed, which works equally well with normal and non-normal cash flows and with independent and mutually exclusive projects?.
Of the capital budgeting techniques, net present value works equally well with normal and non-normal cash flows and with independent and mutually exclusive projects.
What is net present value?The difference between the current value of cash inflows and withdrawals over a period of time is known as net present value (NPV). To evaluate the profitability of a proposed investment or project, NPV is used in capital budgeting and investment planning. The outcome of computations to determine the current value of a stream of payments in the future is NPV.The current value of a future stream of payments from a business, project, or investment is determined using net present value, or NPV. You must predict the timing and size of future cash flows in order to determine NPV, and you must choose a discount rate that is equal to the least allowable rate of return.
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Why would a contract for deed (installment sale contract) be attractive to certain buyers?
A contract for deed (installment sale contract) is attractive to certain buyers because buyers can only make a small down payment with monthly installments. The Contract for Deed does not require conveyance (transfer) during the same year, but it often must meet certain requirements.
Installment Sales Contract refers to the associated fixed-rate retail installment sale contract for the purchase of machinery or equipment with relation to any relevant Receivable. Any contract or agreement, including a contract for deed, bond for deed, or any other sale or legal device whereby a seller agrees to sell and the buyer agrees to buy residential real estate,
in which the consideration for the sale is payable in installments for a period of at least one year after the date of sale, and the seller retains an interest or security for the purchase price or otherwise in the property, is referred to as an "installment sales contract" or simply as "contract."
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What is the optimal quantity of pizza slices for john to buy? Explain.
6 pizza slices. John will buy that amount of pizza for which his total utility is maximized. Whole utility is the total amount of pleasure or fulfilment a consumer experiences as a result of using a particular good or service. Marginal utility, or the pleasure a consumer has from consuming one more unit of an item or service, is sometimes contrasted with total utility.
Total utility is the total additional or marginal utility that results from each additional unit of consumer. So, in order to determine the overall utility derived from a given commodity, a customer must add up all marginal utilities up to the last unit of consumption.
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The weighted average cost of capital (WACC) formula, for a firm with no debt or preferred stock, will have a WACC of
Answer:1+ cost of eqity
Explanation:
The united states and kenya are exploring the possibility of a trade deal. ________ refers to a situation in which a government does not attempt to restrict what its citizens can buy from or sell to another country.
Free trade refers to a condition in which a country does not attempt to limit what its citizens can buy from or sell to another country.
Free tradeThey can extend new markets, increase gross domestic product, and invite new acquisitions.Countries must negate the domestic advantages of free trade agreements with their results.
Under a free trade policy, goods and services can be purchased and sold across international borders with little or no government tariffs, quotas, grants, or prohibitions to inhibit their exchange. The idea of free trade is the opposite of economic isolationism.
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_______ are small groups of consumers who interact directly and informally with product designers without a moderator present.
Immersion groups are small groups of consumers who interact directly and informally with product designers without a moderator present.
The term immersion marketing or immersive marketing includes traditional advertising, public relations, word-of-mouth advertising, digital marketing, samples, coupons, retail partnerships, and other ways of surrounding the consumer with a consistent message about a brand.
In essence, immersion marketing envelopes a brand or product, or company issue so that the marketing, advertising, and public relations departments or representatives work holistically towards delivering the same brand message across multiple distribution channels. Unlike "Shotgun marketing"(communicating the message to anyone who listens), immersive marketing is cheaper and more effective, focusing directly on the customer's needs.
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A company can increase its growth rate by taking goods or services developed at home and selling them internationally. the returns from such a strategy are likely to be greater if?
A company can increase its growth rate by taking goods or services developed at home and selling them internationally. the returns from such a strategy are likely to be greater if competitors in the nations where a company enters lack comparable products.
What is Growth rate?Growth rates are the percentage changes in a given variable over a certain period of time. Growth rates are often calculated as the compounded yearly rate of growth of a company's revenues, earnings, dividends, or even macro terms like gross domestic product (GDP) and retail sales for investors.What kind of growth rate is that?A growth rate that is negative indicates a decline in value. For instance, there were 11.9 million fewer manufacturing employment in the US in 2012 than there were in 2002, a -22.2 percent growth rate. A quantity's growth rate over a single year is called an annual growth rate.Learn more about growth rate here:
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Which of the ten principles of economics do governments run into when they redistribute?
When the government do redistribution they use Prof. Mankiw's 10 Principles of economy, which explained how an economy work in a manner that help to optimize goals with the help of 10 Principles of economy.
The following are the 10 Principles of economy that government uses while redistribution:
1. People face trade-offs
2. The cost of something is what you give up to get it
3. Rational people think at the margin
4. People respond to incentives
5. Trade can make everyone better off
6. Markets are usually a good way to organize economic activity
7. Governments can sometimes improve market outcomes
8. A country's standard of living depends on its ability to produce goods and services
9. Prices rise when the government prints too much money
10. Society faces a short-run tradeoff between Inflation and unemployment.
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YouKnow Inc. is a corporation that creates educational resources. It grants Middlewest Public School the right to use its online encyclopedias for three years in return for a fee. In this arrangement, YouKnow Inc. is the ________.
YouKnow Inc. is a corporation that creates educational resources. It grants Middlewest Public School the right to use its online encyclopedias for three years in return for a fee. In this arrangement, YouKnow Inc. is the licensor.
A person or business that grants sell, or otherwise transfers to another a restricted right to use something that they have exclusive legal rights over. The legal name for the authority so granted is a license, and the individual who benefits from the grant is known as a licensee.
License agreements come in a variety of forms. The International Manufacturing License Agreement and the International Trademark License Agreement are the two that are most frequently used in international trade.
A licensing agreement is a document that outlines the terms and conditions under which you are permitted to utilize the property of another party. The licensor, who grants permission, and the licensee, who receives permission, are the two parties to this agreement.
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When starting a business, more women choose ________ industries that tend to have lower average sales levels.
When starting a business, more women choose service industries that tend to have lower average sales levels. Those industries that do not directly produce tangible things are known as service industries (such as agriculture and manufacturing). The supply chain is the process through which items generated in the agricultural and manufacturing sectors are delivered to final customers.
Some service industries involved in this process include transportation, wholesale trade, and retail trade. Others are offered straight to customers. These include public administration, health care, education, information services, legal services, and financial services. Everything else falls under the category of service industries, which also includes banking, communications.
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When a manager enters the workplace periodically to monitor workers, the manager is conducting a _______.
When a manager enters the workplace periodically to monitor workers, the manager is conducting a spot check.
Why are spot checks performed?The performance of your staff might be enhanced using spot check evaluations. Utilizing Spot Check Evaluations, eases the stress of annual performance reviews.
PromotionsCompensation and BonusesCreating jobsMore effective communicationCareer SecurityOne item — the annual performance review — determines all of these significant choices in the career of a waiter or waitress. It makes sense that receiving notification of an evaluation would fill one with dread.
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If a beneficiary is enrolled in a ma-only hmo and they also sign up for a pdp plan, they will be automatically dropped from their ma plan. True or false?.
If a beneficiary is enrolled in a MA-only HMO and they also sign up for a PDP plan, they will be automatically dropped from their MA plan. The statement is True.
Who is a Beneficiary?A beneficiary in the broadest sense is a natural person or other legal entity who receives money or other benefits from a benefactor.For example, the beneficiary of a life insurance policy is the person who receives the payment of the amount of insurance after the death of the insured.The majority of beneficiaries may be set up to specify who gets the assets once the owner(s) pass away.The assets will likely go to the contingent beneficiaries, nevertheless, if the principal beneficiary or beneficiaries pass away or fail to meet the requirements.A benefactor may employ further limitations, such as the need that the recipients be married, or more inventive ones, in an effort to regulate their behavior. Trusts permit any limits that are not against the law or serve an unlawful goal, unlike some situations, such as retirement funds, which do not permit any restrictions once the primary beneficiaries pass away.To know more beneficiary about with the given link
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As account team managers in their firms, salespeople have to _____. Multiple choice question. work with other company employees to ensure that deliveries are made on time make sure sellers get the benefits they expect from a selling product coordinate the activities in their firms to resolve customer problems realize that a salesperson's job ends when a customer places an order
As account team managers in their firms, salespeople have to coordinate the activities in their firms to resolve customer problems.
Sales reps don't just speak for their companies; they also speak for their clients. A salesperson is addressing the requirements of the customer whenever she returns to her employer with a customer's request, whether it be for a quicker delivery, a modification to a product feature, or discounted pricing.
Her objective is to assist the customer in making the greatest purchase for their needs. Similar to Ted Schulte, the salesperson is the expert; however, in this instance, the expert is one who speaks for the customer's requirements to the business.
Selling is great from the standpoint of society when qualified salespeople represent both customers and sellers.
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When products are differentiated through marketing, via advertisements, promotions, and other marketing activities, it is known as __________.
When products are differentiated through marketing, via advertisements, promotions, and other marketing activities, it is known as brand image.
What is brand image?The customer's view of your brand based on their interactions is referred to as brand image. It can evolve over time and does not always include a customer purchasing or using your goods or service.
Coca-Cola is a brand noted for producing a product that is best consumed during times of happiness, joy, and positive experience. It is the "original cola" with a "unique flavour."
A consumer's assessment of your organization and its products and services is referred to as brand image. It develops in the consumer's mind as a result of their interactions and experiences, as well as their view of your company's mission and values.
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What role did ritual (i. e. , prayer, sacrifice, public celebrations, or morality) play in developing the markers of civilization such as the economy or the government?
Religious (i.e., prayer, sacrifice, public celebrations, or morality) beliefs have constantly and would continue to affect societies, which in turn influences governance, all across the world all through history.
Role of rituals in developing the economy of government:Religious practices and values have historically provided justifications for many conflicts and are present in political platforms, commercial strategies, and constitutional legislation. Some people strictly follow the teachings of a religious text, while others only adhere to the parts of a faith that best suit their own requirements.
Some historical cases of influence of religion on government are-
The earliest insights that have come to be identified with the analytical, functionalist, and interpretive viewpoints on religion in society are provided by sociological and anthropological thinkers Karl Marx, Émile Durkheim, & Max Weber. It's interesting to note that each of them anticipated that modern secularization would eventually diminish the role of religion in society. Theorists from more recent generations such Peter Berger, Rodney Stark (a feminist), and John Caputo consider modern religious experiences, including what might be a moment of religious revivalism. These theories all offer incredibly valuable viewpoints that highlight the various roles and purposes that religion has played in society throughout history.To know more about Ritual, here
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In which region do all product categories fall beneath the overall average profit?
we can easily see with a reference line that all product sub-categories in the South region are below this number.
What is South region?The South is a geographical and cultural region of the United States of America. It is located between the Atlantic Ocean and the Western United States, with the Midwestern and Northeastern United States to the north and the Gulf of Mexico and Mexico to the south.
If you were from the South, you might have said Jefferson Davis. On November 6, 1861, Jefferson Davis was elected president of the Confederate States of America, not the United States of America.
The military occupation of the South, which began in 1861, had far-reaching implications, some of which were short-lived while others were long-lasting. The agony and destruction were immense, but the suffering subsided with the end of the war, and the destruction was quickly rebuilt.
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5. Management is considering the purchase of a new machine for a cost of $65,000. It is estimated that the machine will generate positive net cash flows of $12,000 per year for eight years and will be sold for salvage at the end of that time for $2,500. Assuming a return of 9% compounded annually, determine if management should purchase this machine by finding the present value of the future cash flows (round to the nearest whole dollar; circle the answer that is closest to your calculation of present value of future cash flow). a. $68,918 b. $67,673 c. $66,418 d. $6,022 e. $1,255
The present value of the future cash flow is $67,673 (option B).
What is the present value?The present value of future cash flows can be determined by adding the discounted cash flows together. The cash flows in this question are the positive net cash flows the machine would generate and the salvage value of the machine at the end of eight years.
The formula that can be used to determining the present value of a cash flow is:
Present value = [tex]\frac{FV}{(1 + r)^{n} }[/tex]
Where:
FV -= cash flow in a year r = rate of return n = yearPresent value of the cash flows = [tex]\frac{12000}{1.09}[/tex] + [tex]\frac{12000}{1.09^{2} }[/tex] + [tex]\frac{12000}{1.09^{3} }[/tex] + [tex]\frac{12000}{1.09^{4} }[/tex] + [tex]\frac{12000}{1.09^{5} }[/tex] + [tex]\frac{12000}{1.09^{6} }[/tex] + [tex]\frac{12000}{1.09^{7} }[/tex] + [tex]\frac{12000}{1.09^{9} }[/tex] + [tex]\frac{2,500}{1.09^{8} }[/tex] = $67,673
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If you invested $100 and made a total dollar return of $10 over the course of the year, your year-end total cash would be?
If you invested $100 and made a total dollar return of $10 over the course of the year, your year-end total cash would be $110.
Investments are defined as assets bought or invested in with the goal of increasing wealth and setting aside funds from salary or capital gains. The main goal of an investment is to generate additional revenue or to make money on the investment over a certain amount of time.
the most typical sorts of investments. The term "investment" often refers to the purchase of anything for future use with the intention of generating a consistent cash flow or raising the value of something over time so that it can be sold for a higher price than it was initially purchased for, i.e. capital gains.
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A person who eats a granola bar form a vending machine is most likely making a food choice base on?
A person who eats a granola bar form a vending machine is most likely making a food choice base on the availability of the food in the vending machine.
The person might have developed some food preference or other alternatives sidelined. The food choice made reflect the food beliefs, political beliefs and environmental concerns.
Effect of the food choices made and the food nutrients and value may also determine most likely to draw what vending machine offers. It also explores ones expenditures and income availability with a sense of use and maintain a budget which help fix one's choice alternatively.
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