Stockholders' declarations on the resources of the corporation can be expressed as assets and liabilities.
Assets and liabilitiesIn its easiest form, your balance sheet can be divided into two form-assets and liabilities. Assets are the things your company owns that can deliver future economic benefits. Liabilities are what you owe other groups. In brief, assets put money in your pocket, and liabilities carry money out.
In further words, assets are objects that benefit a company economically, such as inventory, buildings, and cash. They aid a business manufacture goods and providing services, now and in the future. Liabilities are a company's responsibilities—either money owed or services not yet performed.
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The consumer price index tries to gauge how much incomes must rise to maintain a. a constant standard of living. b. an increasing standard of living. c. a decreasing standard of living. d. the highest standard of living possible.
a. a constant standard of living.
The phrase "standard of living" refers to the amount of money, basic needs, luxuries, and other goods and services that are often easily accessible to a certain community. In essence, it is a statistic that assesses the volume of tangible commodities produced and sold within a given geographic region, such as a city, province, state, or nation.
Although closely tied to the idea of the standard of living, it is thought to be separate from a measurement of the local quality of life. Numerous elements that are thought to be relevant to both measurements are regularly used to compare the standard of living and quality of life.
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The discount rate is the interest rate that a. banks charge one another for loans. b. banks charge the fed for loans. c. the fed charges banks for loans. d. the fed charges congress for loans.
The discount rate is the interest rate that c. the fed charges banks for loans.
The term “discount rate” is used when looking at an amount of money to be acquired within the future and calculating its present cost. The word “bargain” way “to deduct an amount.” a discount rate is deducted from a future price of cash to provide its present price.
In corporate finance, a discount rate is a fee going back used to bargain destiny coins flow back to their gift value. This rate is often a company's Weighted common price of Capital (WACC), required rate of return, or the hurdle fee that investors anticipate to earn relative to the hazard of the funding.
An investor expects a $1,000 investment to provide a ten% go back in 12 months. in that case, the cut price for valuing this funding or comparing it to others is 10%. The discount rate allows buyers and others to recall hazards in funding and set a benchmark for future investments.
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The discount rate is the interest rate that the fed charges banks for loans. Therefore, option 'C' is the answer.
The interest rate the Federal Reserve (Fed) charges banks to borrow money from a Federal Reserve bank is known as the federal discount rate.
The Fed's board of governors determines the discount rate, which can be changed as a tool for monetary policy by going up or down.
One of the Fed's main tools for implementing monetary policy is lending at the discount rate, which is a part of its role as a lender of last resort.
As a last resort, borrowing from the central bank is used as an alternative to borrowing from other commercial banks.
The Fed funds rate, or interbank rate, is typically lower than the discount rate.
Hence, OPTION 'C' is the correct answer.
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One of the most popular short-term investments for the largest business organizations is?
One of the most popular short-term investments for the largest business organizations is commercial paper.
What do you mean by commercial paper?
Commercial Paper (CP) is a type of promissory note that is an unsecured money market instrument. In order to give highly rated corporate borrowers more options for short-term borrowing and to give investors another tool, CP was created in India in 1990.
A popular form of unsecured, short-term debt issued by firms, commercial paper is generally used to finance payroll, accounts payable, inventories, as well as to satisfy other short-term obligations.
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According to the 50-30-20 Rule, you should plan on spending 30 percent of
your income on.
O A. wants
O B. goals
O
OD. entertainment
C. needs
According to the 50-30-20 Rule, you should plan on spending 30 percent of your income option A. wants
The 50/30/20 rule of thumb is a tenet for allocating your finances as a consequence: 50% to “needs,” 30% to “wishes,” and 20% to your economic dreams. the rule became popularized in an ebook by way of Elizabeth Warren and her daughter, Amelia Warren Tyagi. Your chances can also want to be adjusted primarily based on your private situations.
For individuals who don't know, the 50-30-20 budget plan is an American concept that seeks to shop cash and finance your cash neatly. After taxes, your income has to be divided into: 50% on crucial desires; 30% on needs; and 20% on paying off your debt or putting aside price range in case of an emergency.
The 50/30/20 rule is a clean budgeting approach that can help you to manipulate your money correctly, virtually, and sustainably. The simple rule of thumb is to divide your month-to-month after-tax profits into three spending categories: 50% for desires, 30% for desires, and 20% for financial savings or paying off debt.
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Answer: 20% of your income will be spent on GOALS
Explanation: i took the test.
Who is most likely to have general information about financial aid at many different institutes of higher education?
Answer:
high school counselor.
Answer:
High school counselor
When a leader creates structure, she has explicitly identified goals for the team.
a. true
b. false
A leader creates structure, she has explicitly identified goals for the team true.
Clever dreams are precise, measurable, viable, sensible, and well timed. This type of goal setting is specifically useful while running with Gen Y employees who've grown up surrounded by using this technique in colleges and universities. team desires are the targets or milestones that a team commits to operating closer together. team dreams often degree factors in a system or increase talents throughout a business enterprise. crew dreams can also assist personnel feels more invested in the business enterprise's goals considering they make a contribution to developing them.
Someone or factor that leads; a guiding or directing head. a person who guidelines, guides, or conjures up others. One whom others comply with. permit's dived a little deeper into the means of that closing phrase, chief. The word “leader” is often pressured with other words, like supervisor or boss, or elected professional.
One definition of leadership is to “inspire, affect and guide others to participate in a common effort.” top leaders don't just bark orders or hand out directives with no clarification. as an alternative, they use powerful communication and motivation techniques to facilitate movement by way of their teams.
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1. Please reflect on how the money multiplier concept can be an important tool of both expansionary as well as contractionary monetary policy for any central bank such as the U.S. Federal Reserve Bank?
2. The Federal Reserve Bank lowered the required reserve ratio to 0% across the board in 2020. Explain the potential reasoning behind this lowering to 0% and its intended effect on the economy.
The money multiplier concept uses three key actions that is done by the Fed so as they can widen the economy and these includes the use of a decreased discount rate, the buying government securities, and also by lowering reserve ratio.
What is expansionary and contractionary monetary policy?A monetary policy that is known to be that which helps to lowers interest rates and influence borrowing is called an expansionary monetary policy or one can say a loose monetary policy.
Also, a monetary policy that tends to bring up interest rates and lowers borrowing in any economy is known to be a contractionary monetary policy and also called tight monetary policy.
Thee potential reasoning behind this lowering to 0% and its intended effect on the economy?Note that Expansionary monetary policy aims to increases the money supply while Contractionary monetary policy aims lower the money supply.
Therefore, the use of lower rates of economic growth is one that tens to give more likelihood or chance for the shift to renewable energy. It also leads to more saving, and investing.
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Every resident agent must have and maintain at their place of business the usual and customary records pertaining to transactions under their license for at least how long?
Every resident agent must have and maintain at their place of business the usual and customary records pertaining to transactions under their license for at least 5 years.
This is further explained below.
What is a license?Generally, The following is a direct quote from the Indian Easements Act of 1882: "License, defined. — Where one person gives to another, or to a fixed number... while, under the Indian Easement Act, Section 52 provides the definition of a license. In accordance with the aforementioned provision, in the event that a document alone. India's highest court, the Supreme Court.
In conclusion, Every resident agent is required to have the usual and customary records related to transactions conducted under their license, and these documents must be kept at the resident agent's place of business for at least five years.
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What global business practice has the greatest potential for creating economic challenges?
Layoffs are the global business practice that has the greatest potential for creating economic challenges.
A layoff is when an employer permanently or temporarily terminates an employee's employment for factors unrelated to that employee's performance.
Layoffs are a common cost-cutting measure used by businesses, frequently in response to a fall in demand for their goods and services during a recession.
A layoff originally meant a temporary loss of a job in seasonal industries, but over time, the word has changed to include a permanent break from a previous employment for financial reasons.
A layoff could occur if a company closes or moves. Or it might be brought on by a downturn in the employer's business during a recession.
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Following an active duty period of 45 days, when must an employee return to work or apply for reemployment?.
More than 31 days but less than 180 days. The employee must apply for reinstatement within 14 days after completion of military service.
How many days a year is active duty work?Types of Military LeaveAn employee can carry over a maximum of 15 days into the next fiscal year.
5 U.S.C. 6323 (b) provides 22 workdays per calendar year for emergency duty as ordered by the President, the Secretary of Defense, or a State Governor.
How many leave days can you carry over in the Army?A special leave accrual allows Soldiers who have served between March 11 and Sept. 30 of 2020 to carryover up to 120 leave days of leave into fiscal year 2021, doubling the normal carryover limit of 60 days.
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In most of the 1970 period, the fed appear to be most anti-inflation. The United States has been experiencing a pattern of rising prices since the late 1960s.
Inflation refers to an overall rise in the cost of goods and services throughout a nation. Inflation in United States started gradually increasing from yearly rates that had previously been less than 2 percent for several years.
The Federal Reserve tightened policy in 1973 in response to rising inflation rates. However, the Fed loosened its stance before adequately controlling inflation in response to increased unemployment. In December 1976, the annual inflation rate reached a low of 5% before rising once more.
According to the personal consumption expenditure index, prices had increased 7.7% from the previous year by January 1979, raising concerns that inflation would continue to climb. Concern was also raised regarding the US currency, which had declined 13% in value versus.
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Under the sipde system, to be able to make estimates and predictions, what are the three rules you must remember?
Rules of the road, rules of the killer dynamics, rules of human; rules to be remembered under the SIPDE system, to be able to make estimates our predictions are rules of roads, dynamics, humans.
More about SIPDE :
The procedure is a simple method for addressing the driving challenge. It is an acronym for a 5 step process for defensive driving.
Search the road and any off-road areas 20 to 30 seconds in advance is what "S" stands for. "Identify" anything in the next 12 to 15 seconds that might get in the way of your intended course of travel. P is stated as predict what actions or alterations in the environment on or near the roadway might make the situation more dangerous D stands for "Decide," therefore decide what steps you should take to assist reduce hazards. "E" stand for "Execute" the decision you have made.
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How does market competition ensure that consumers will be offered a selection of low-priced foods?
Market competition leads to productive efficiency which ensures that goods are produced at the lowest possible costs.
Market competition leads to productive efficiency which ensures that firms produce at the lowest possible cost per unit. Suppose when a new product comes in the market, it is often expensive. However with the passage of time, many producers develop the skills to produce the same product.
So, with the increase in competition, market achieves production efficiency and price of that product decreases, thereby making it affordable for many people to purchase.
Hence, in market competition prices reflect consumers preferences and firms are motivated by profit.
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State what is meant by the term sales turnover
Answer:
Sales turnover is the company's total amount of products or services sold over a given period of time.
When drafting an expense budget, such as estimating overhead expenses, it is recommended that you use a ______________ estimate, because you do not want to underestimate expenses.
When drafting an expense budget, such as estimating overhead expenses, it is recommended that you use a liberal estimate, because you do not want to underestimate expenses.
The expense budget shows the revenue and capital payments of various departments or ministries and presents the estimates in respect of each under plan and non-plan. In this budget, expenses mostly include operating expenses, like utilities, rent, payroll, and advertising.
One should not underestimate expenses, so in that case it is recommended that to use a liberal estimate, when drafting an expense budget and when estimating an overhead expenses.
Hence, the answer is given and explained above.
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Ted's pancake kitchen suffers a short-run loss. when should ted decide to shut down rather than continue to produce?
Ted should decide to shut down the produce rather than to continue to produce when the price that is incurred to produce is more in comparison to the price at which the product is sold.
If ted continue to produce more and more units he will incur additional average and variable costs and would not be able to generate enough of revenue to cover the production costs.
The firm will still incur other costs such as fixed costs even if needs to shut down or have loss in produce. It is just no benefit of continuing the things the person was doing to run the process and shut it down temporarily for recovery of its variable costs.
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What is the likely reason for the persistence of so many myths about the use of public welfare programs like tanf and snap?
The welfare programs seem to provide benefits to individuals who have not earned them, whereas others who are working struggle financially and do not receive benefits.
Social welfare programs inside the u.s. are packages designed to make certain that the simple wishes of the yank population are met. Federal and nation social applications encompass cash help, health insurance, food help, housing subsidies, strength and utility subsidies, and schooling and childcare assistance.
There are seven foremost welfare programs in US, they consist of Medicaid, Supplemental Security earnings (SSI), Supplemental vitamins help software (SNAP), toddler's health insurance program (CHIP), transient help to Needy households (TANF), housing assistance, and the Earned Income Tax credit (EITC).
Some of the major federal, country, and nearby social welfare applications are: Supplemental protection profits (SSI) Supplemental nutrients help application (SNAP) unique Supplemental nutrition program for women, infants, and kids (WIC).
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The _____ of a bond fluctuates continuously during its life.
a. market value
b. face value
c. maturity value
d. principal value
The market value of a bond fluctuates continuously during its life.
The market value of a bond has two parts:
The value of the amount of the bond itself or its face value, and the value of the interest the investor would receive if investor held on to the bond until it matures. The total of these two amounts is a bond’s market value.
It means that bond's value is obtained by adding the interest to be received by the investor and the face value of the bond.
To determine a bond’s market value, investor will need its face value, the number of interest payments due to him before its maturity date and the percentage of interest it pays throughout the time period.
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Responses such as winning, displaying anger, and retaliating are considered _____ responses to conflict.
Responses such as winning, displaying anger, and retaliating are considered destructive and active responses to conflict.
What is conflict?Conflict can be regarded as the disagreement between two or more parties, which can lead to serious issues such as abuse as well violence.
It should be noted that Responses such as winning, displaying anger, and retaliating are considered destructive and active responses to conflict.
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Valentina recently applied for a microloan from the Small Business Administration. Although several conditions are important, the SBA's decision to grant or deny the loan will largely depend upon
Although several conditions are important, the SBA's decision to grant or deny the loan will largely depend upon: the soundness of her business plan, and her integrity.
What is microloan?
Microloan can be defined as the loan given to small business or small scale business owners
For small business administration to give out a loan to small scale business owner they must tend to check the business plan that was tender to them so as to know the soundness of business plan and to as well find out whether the person is trustworthy and has integrity before giving the loan to the person.
Hence, the SBA's decision to grant or deny the loan will largely depend upon: the soundness of her business plan, and her integrity.
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Why would a profit-maximizing firm pay its workers more than what workers are paid at other firms in the same market?
A profit-maximizing firm pays its workers more than what workers are paid at other firms in the same market, this efficient wage decrease shirking, increase retention, higher quality recruits, and healthier employees
"Profit-maximizing firms pay their workers more than what workers are paid at other firms in the same market" What was the purpose behind this?
This efficiency wage is designed to reduce employee turnover, boost productivity and morale among employees, and enhance the pool of qualified job applicants. These goals may be attained by paying a salary rate above the going rate because doing so raises the opportunity cost of leaving or being dismissed. Paying an efficiency wage may actually result in lower labor expenditures for the company because acquiring and terminating staff can be expensive.
What does the efficiency wage theory suggest?
The efficiency wage hypothesis, often known as the notion of efficiency wages, contends that salary and worker productivity are positively correlated. In other words, a worker who is paid more will put in more effort and generate more output than one who is paid the wage determined by supply and demand.
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Variable costs fixed costs what is the staticbudget variance of operating income?
Static Budget Variance of operating income is the difference between the actual results and the static budget
These variances are used to assess whether the differences were favorable or unfavorable. If an organization’s actual costs were below the static budget and revenue are exceeded than expectations, the resulting lift in profit would be a favorable result.
Conversely, if revenue didn't at least meet the targets set in the static budget, or if actual costs exceeded the pre-established limits, the results will always lead to lower profits.
A static budget is a type of budget that incorporates different anticipated values about inputs and outputs that are conceived before the period in which question begins.
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What are the characteristics of the talent management approach to strategic hrm?
Some employees are singled out as "stars", some employees are expected to generate huge financial returns, also the company grooms specific employees to fill valuable positions.
HRM: What is it?Recruiting, hiring, deploying, and managing personnel are all parts of human resource management (HRM), a practise. Human resources is a common abbreviation for HRM (HR). The HR department of a business or organization is often in charge of formulating, implementing, and monitoring the organization's policies pertaining to employees and the interaction between the business and its workforce.
When referring to all of the employees of a company, the word "human resources" was originally used in the early 1900s. It then gained wider popularity in the 1960s.
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Accounts that keep a balance of each individual customer or supplier are called?
Accounts that keep a balance of each individual customer or supplier are called subsidiary accounts.
An accounts receivable subsidiary ledger is an accounting ledger that suggests the transaction and price history of every customer to whom the commercial enterprise extends credit score. The stability in every client account is periodically reconciled with the bills receivable balance inside the well-known ledger to make certain accuracy.
An income journal is a subsidiary ledger used to save distinct income transactions. Its most important reason is to put off a source of high-extent transactions from the general ledger, thereby streamlining the general ledger.
The income journal (also referred to as income book and sales day e book) is a special journal that is used to record all credit score income.
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A seller wants to net $275,000 from the sale of his home. He has an existing mortgage with a loan balance of $78,500 and the closing costs are expected to be $6,500. If the listing broker is receiving a 6% commission, how much must the home sell for in order to meet his objective
Ther amout at which the home sell for in order to meet his objective is abter loan balance is $274,541.67
After the seller receives paid and makes all their bills, the quantity left is referred to as the internet to supplier. Calculating the internet to seller is quite simple, all that you want to do is to subtract the seller's charges and money owed from the sales price.
calculation:-
The selling price which the seller wants = $275,000
Loan balance = $ 78,500
Closing cost = $6,500
Broker commision = 6%
amount ($275000*6)/100 = $458.33
Hence, Ther amout at which the home sell for in order to meet his objective is = $275,000 - 458.33
+ $274,541.67
Divide the fee by means of the variety of days inside the value period to find the fee consistent with day.be counted the variety of days that the price applies to every birthday party.Multiply the quantity of days that every birthday party is responsible for by means of the value in keeping with day to calculate the loan balance interest proration.
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A currency used as an intermediary to convert funds between two other currencies in the foreign exchange market is called a ________
A currency used as an intermediary to convert funds between two other currencies in the foreign exchange market is called a vehicle currency.
A currency is the standardization of cash in any form, in use or flow as a medium of exchange, for example, banknotes and coins. An extra preferred definition is that forex is a device of cash in commonplace use inside a specific environment over time, especially for humans in a country kingdom.
Currency conversion prices fluctuate among agencies as every enterprise manipulates the interbank price to make an income. that is typically completed on extent; the higher the volume, the nearer you get to the interbank price. We come across lots of competition that publish interbank quotes online as bait to hook new clients, however, once clients are onboard, they change the rate extensively, no longer normally inside the customers' favor.
Any shape of cash this is authorized by means of the government and utilized by the public for buying and selling is called currency. it could be smooth cash in the form of rupees or tough cash in the shape of cash. each united states of America have its own currency. For instance, the foreign money of India is Rupees.
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A market structure in which there is one large firm that has a major share of the market and many smaller firms supplying the remainder of the market is called:_________
A market structure in which there is one large firm that has a major share of the market and many smaller firms supplying the remainder of the market is called Dominant firm model.
In the dominant company model, there is one large company operating in the market along with many smaller companies. Big companies have all the power in the market. She determines prices and quantities in line with the goal of maximizing profit. Therefore, the price is set in the market and the rest of the quantity is supplied by other companies.
a) Stackelberg Model - The Stackelberg model is commonly used for the duopoly. I made it clear here that there are many small companies.
b) Twisted Demand Curve Model – This model is found in oligopolistic regions where firms do not seek price competition as it will eventually eat into the profits of the industry as a whole.
d) Cournot Model - In this model, companies select quantities at the same time.
e) Bertrand model - when competition is based on pricing rather than quantity supplied.
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QS 24-1 Payback period LO P1 Park Co. is considering an investment that requires immediate payment of $29,500 and provides expected cash inflows of $12,000 annually for four years. What is the investment's payback period?
-957.48 is the investment's payback period.
Part 1:
Select Numerator: / Select Denominator: = Payback Period
Initial Investment / Annual Cash Flow = Payback Period
29500 /14400 = 2.05
Part 2
Present Value Coefficient 3.31231
Internal Rate of Return 8% /
530 = 6500 = 3.31231
Part 3:
Cash Flow Selection Chart Amount x PV Coefficient = Present Value
1 Annual Cash Flow Premium Value of Annuity 16800 2.48685 = 41,779.11 44 Residual values of 1 44 Value 01 1020 0.751313 = 7.643.4 444) Value of 1 10200 0.7513131 = 7.663. Cash Inflow 49,442.52
Immediate Cash Outflow -50400
Net Present Value -957.48
The payback period is defined as the number of years required to recover the original cash investment. In other words, the period during which a machine, plant, or other investment has generated sufficient net income to cover its investment costs.
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Using the classical perspective and the ad/as model, what will happen to the aggregate price level, real gdp, and unemployment rate in the long run?
Along the AD curve, real GDP increases as the price level decreases. Changes in the expense level will cause a movement along the AD curve.
Ad/As modelWhen the output is smaller than the aggregate order, it means consuming families are saving less. This will result in an unplanned decrease in inventories of unsold stock. Firms will expand production by employing more workers until AS and AD once again becomes equal, i.e., until the balance is restored (AD = AS). Negative shocks reduce output and increase unemployment. Positive shocks improve production and reduce unemployment.
An increase in AD will raise the price level. On the other hand, an expansion in AS will decrease the price level. If the AD increases more than the AS, then, the price level will rise. Contrariwise, if the AS change is more than the AD change, the price level will decline.
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When economists say that money serves as a medium of exchange, they mean that it is:________
When economists say that money serves as a medium of exchange, they mean that it is a monetary unit for measuring and comparing the relative values of goods.
A medium of exchange is a that intermediary instrument or system which is used to facilitate the sale or purchase, or even trade of goods between parties.
For a system to act as a medium of exchange between two parties, it must represent a fixed standard of value. But for this all parties must accept that standard. In modern economies, the medium of exchange is currency or money.
Money enables everyone who possesses it to participate as an equal market player. When consumers use money to purchase an item or service, they make a bid effectively in response to an asking price.
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