Using stored liquidity to offset a deposit drain will reduce the size of the bank but using purchased liquidity to offset the drain will not. The given statement is true.
Stored liquidity meets all funding requirements through carefully designed deposit structures and on-balance sheet liquid assets. Purchased liquidity employs borrowings and non-core liabilities to cover financial requirements.
Liquidity management was bought. Liquidity can be obtained on the financial markets, such as by borrowing money from rival banks and other institutional investors. • A liability-side adjustment to the balance sheet to cover a deposit drain.
By the effect it has on the price of acquired funds. Because all shareholders share in the value loss on a pro rata basis, mutual funds have lower liquidity risk than banks when comparing the two.
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An employee who is responsible for planning, directing, and monitoring the work of other employees is a ________.
Answer:
Manager
Explanation:
an employee who is responsible for planning, directing, and monitoring the work of other employees is a manager
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Calculate the velocity of money if real gdp is 3,000 units, the average price level is $4 per unit, and the quantity of money in the economy is $1,500?
The velocity of money is 8.
Given,
Real GDP - 3,000 units
Velocity of money - ?
Average price level - $4 per unit
Quantity of money - $1,500
Thus,
V = P * Y / M
Where P is the price level, Y is the real GDP, and M is the quantity of money in the economy.
V = 4 * 3000 / 1500
V = 8
Hence, the velocity of money V = 8 which means that money changed hand 8 times on average.
In economy, velocity of money is a measurement of the rate at which money is exchanged in an economy. In other words, it means the number of times one dollar is spent to buy goods and services per unit of time.
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A(n)____is a contractual agreement whereby someone with a good idea for a business sells others the rights to use a business name and sell a product or service in a given territory in a specified manner.
A Licensing is a contractual agreement whereby someone with a good idea for a business sells others the right to use a business name and sell a product or service in a given territory in a specified manner.
A license is formal permission or authorization to do, use, or possess something. Licenses are granted by one party to another party as part of the agreement between the parties. In the case of a government-issued license, the license is obtained upon application.
A business agreement in which a company authorizes another company to manufacture its products in return for a specified payment. There are few faster and more profitable ways to grow your business than licensing patents, trademarks, copyrights, designs and other intellectual property to others.
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Swiffer dusters can now be bought with the scent of febreze. This is an example of what strategy?
This is the example of co-brand strategy. The Co-branding is a marketing approach in which numerous brand names are used on the same product or service as part of a strategic collaboration. Co-branding (or "cobranding") refers to various different sorts of branding collaborations that often involve the brands of at least two companies.
With the use of unique logos, brand identifiers, and color schemes, each brand in such a strategic partnership contributes its own identity to build a merged collaborations brand. The Citi Advantage cards, for example, which reward you with American Airlines points when you spend money, benefit both firms.
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Under regulation t, an extension request that is granted by finra typically gives a customer how many additional business days to pay for a securities purchacse?
Specifically, Regulation T gives an investor a maximum of four business days to pay for securities purchased in a cash or margin account.
A "margin account" is a specific kind of brokerage account where your broker-dealer lends you money to buy securities (sometimes referred to as "margin securities") while using the account as security. You might be able to hold a cash account and a margin account simultaneously with some brokerage firms.
A "margin account" is a specific kind of brokerage account where the broker-dealer lends the investor money to buy securities while using the account as collateral. While margin gives investors more purchasing power, it also exposes them to the possibility of bigger losses.
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A company’s ______ is responsible for communicating ethical standards to all employees and designing systems to monitor employees' conformity to those standards.
A company’s ethics ombudsperson is responsible for communicating ethical standards to all employees and designing systems to monitor employees' conformity to those standards.
Questions and claims of potential breaches in institutional ethics and integrity are received by the Ethics Ombudsperson, who then investigates them and provides a resolution. When views are based on unreliable or erroneous data, integrity is usually questioned. Whether real or not, a perceived ethical breach can seriously harm a person's or an organization's reputation.
The Ethics Ombudsperson is not a substitute for the current routes of dispute resolution, communication, or employee dissatisfaction. In light of this, ethical failure cases that may be resolved through established channels or procedures should do so. In certain situations, the Ethics Ombudsperson will send the complainant to the General Counsel's office for private guidance on how to resolve the issue internally.
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If maria's long-term career goal is to be promoted into a manager role, what short term goal is least relevant for her?
The short-term objective that is least important for Maria is to constantly seek the attention of the other managers if her long-term career aim is to be promoted into a manager post.
Who are the managers?It should be highlighted that a manager is merely someone who is in charge of a company's operations. The four main jobs of a manager are leading, organizing, controlling, and planning.
Managers strive to improve the efficacy and efficiency of their staff members, procedures, projects, and organizations as a whole by utilizing the four functions.
The short-term objective that is least important for Maria if her long-term professional aim is to advance into a manager job is that she should constantly seek the attention of others
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The legal document that describes the rights and obligations of both the bondholders and the issuer is called the bond.
The legal document that describes the rights and obligations of both the bondholders and the issuer is called the indenture bond.
What is meant by indenture?A legal and binding agreement known as an indenture is frequently related to bond deals, real estate, or bankruptcy. A thorough description of the terms, conditions, and covenants can be found in an indenture.
Who is bondholder?A bondholder is a buyer or the owner of debt instruments, which are frequently issued by governments and enterprises. In essence, bond issuers are borrowing money from bondholders. When bonds mature, bondholders are reimbursed for their initial investment, or principle.
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Ura is known to have a high degree of creative self-efficacy, so it would be a good idea for her manager to assign laura to a task requiring ________.
Ura is known to have a high degree of creative self-efficacy, so it would be a good idea for her manager to assign laura to a task requiring a creative solution.
Creativity is the phenomenon of creating something new and valuable. The items created are intangible or physical objects. Scientific interest in creativity can be found in many fields, but particularly in psychology, business management, and cognitive science.
Creativity is defined as the tendency to generate or perceive ideas, alternatives, or possibilities that may help solve problems, communicate with others, and entertain oneself and others .
Creativity is an art. Not just painters, musicians and writers. She is someone who sees the world a little differently than most people. She is a creative individual.
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The equilibrium between possible threats and prospective compensation is known as ________.
A natural monopoly, such as a local telephone company, is characterized by?
A natural monopoly, such as a local telephone company, is characterized by economies of scale.
Economies of scale refers to the cost advantages which are experienced by companies as they grow and become more efficient.
An economy of scale is realized when any company increases in size and is able to spread out the cost of production over a larger number of units of a good.
Companies use economies of scale to maximize the efficiency of their production and the profits are maximized.
As the company produces more units of a good, the cost per unit goes down because operating and overhead costs get spread out over more units of the products which leads to the increased margins.
This is one reasons why a smaller company will charge more for a product than a larger company making the same product.
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Dave finney leases a vehicle for $245. 50 for 36 months. The deposit is $575. 00, and the title and license fees total $105. 0. What is the total lease cost?
The total lease cost is $680.
What is a lease?A lease is a contractual agreement that requires the user to pay the owner for the use of an item. Property, buildings, and cars are examples of leased assets. Leasing is also used for industrial or commercial equipment. A lease agreement, in general, is a contract between two parties: the lessor and the lessee. The lessee acquires the right to use the asset in exchange for regular rental payments from the lessor, who is the legal owner of the asset. The lessee also undertakes to follow certain conditions when using the property or equipment. A person leasing a car, for example, may agree to the restriction that the car will only be used for personal purposes.To find the total lease cost:
The total deposit is $575.License fees of $105.So, total lease cost = 575 + 105 = $680.Therefore, the total lease cost is $680.
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What is the primary difference when calculating the cost per unit between the variable costing and absorption costing?
The primary difference is that the absorption cost method includes fixed overhead as part of the cost of goods sold, while the variable cost method includes it as an administrative cost.
Difference between the absorption cost method and the variable cost method:Absorption costing, often known as "full costing," is a managerial accounting method for collecting all costs related to the production of a specific product. This strategy accounts for direct and indirect expenditures such as direct materials, direct labor, rent, and insurance.Variable costing is a concept used in managerial and cost accounting that excludes fixed manufacturing overhead from the product cost of production. In contrast, absorption costing allocates the fixed manufacturing overhead to the items produced.The major distinction is that the absorption cost technique includes fixed overhead as part of the cost of products sold, whereas the variable cost method includes it as an administrative cost.Therefore, the primary difference is that the absorption cost method includes fixed overhead as part of the cost of goods sold, while the variable cost method includes it as an administrative cost.
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The revocation or suspension of a principal broker’s license will cause all licenses associated with the principal broker to become?
All the other licenses associated with the principal broker will become inactive.
A revocation is the termination or annulment of a declaration or agreement. Revocation in the context of contracts may refer to the offeror cancelling an offer.
The revocation or suspension of a principal broker's license instantly renders inactive any license provided to any individual by virtue of affiliation with the revoked or suspended principle broker's license, pending a change of principal broker and the granting of a new license. If awarded during the same year as the original license, the replacement license will be provided free of charge.
Therefore, the it will make other license inactive.
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Pizza is a normal good. if students' incomes at your college increase, the effect on pizza will be:________
Normal goods have a positive relationship with income & purchasing power parity (PPP) with an increase in income ( I ) consumption of normal goods also increased respectively.
So, with the increase in students' income consumption of Pizza will be increased
As normal goods have a positive income elasticity of demand coefficient but it will be less than one.
Let’s discuss the normal goods, as a decrease in the price of normal goods its consumption will boost or increase. As when normal goods become cheaper, they will be consumed much as we know that people will consume them because of the logical reasoning of cheaper than its substitutes. Likewise, with an increase in income, its consumption will also increase but at a stage where it will become inelastic or constant.
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Who will be responsible for creating the disaster recovery plan and will likely be responsible for testing it and keeping up with its ongoing maintenance?
The disaster recovery planning team will be responsible for creating the disaster recovery plan and will likely be responsible for testing it and keeping up with its ongoing maintenance.
The disaster recovery team is responsible for creating the organization's disaster recovery plan, developing the planning processes and procedures, and implementing the plan to ensure data recovery in the event of a disaster.
Security administrator. network administrator. Executive Response: An organization's executives are ultimately responsible for corporate governance, including deciding whether to implement BCP/DRP controls.
The role of the Local Disaster Recovery Manager is to organize, coordinate and facilitate recovery at the local level. The experience and skills of these individuals should include a strong foundation for community development and a good knowledge of community demographics.
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Jenson rents equipment by signing a contract to pay $1,000 per month at the beginning of each month. The first payment is due upon signing the contract. the lease is a(n)?
Jenson rents equipment by signing a contract to pay $1,000 per month at the beginning of each month. The first payment is due upon signing the contract. The lease is a(n) annuity due.
Annuity due is an annuity whose charge is due right away at the start of every duration. Annuity due may be contrasted with a normal annuity in which payments are made on top of each period. A commonplace instance of an annuity due charge is rent paid at the start of each month.
Solving for the range of periods may be carried out via dividing FV/P, the destiny fee divided by using the charge. This end result may be located inside the "center segment" of the desk matched with the charge to find the wide variety of periods, n.
Examples of annuity due payments encompass leases, leases, and insurance payments, which are made to cowl offerings supplied in the period following the charge. the first payment is obtained at the start of the first period, and thereafter, at the start of every subsequent duration.
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Examining internal or external records or documents that are in paper form, electronic form or other media is known as?
5-7 The types of procedures and their definitions are as follows. (1) Inspection of records or documents consists of inspection of internal and external records or documents on paper, electronic or other media.
External evidence is considered more reliable than internal evidence because it is in the hands of both the client and another party. This means acceptance of the information and conditions contained in the document.
Internal documents are records created and kept within a company. Documents are used to support organizational processes. Examples of internal documents include employee time cards and timesheets, production schedules, purchase requisitions, receipt reports, sales orders, and disposal approvals.
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An increase in the purchases of foreign assets by a nation's firms would decrease the nation's capital deficit.
a) true
b) false
true An increase in the purchases of foreign assets by a nation's firms would decrease the nation's capital deficit
What is capital deficit?A capital account deficit occurs when a company's equity becomes negative. This indicates that the total value of liabilities exceeds the total value of assets.
A capital account deficit in your business means that more money is flowing out of the account than is being added to it. For example, if you added $10,000 to your capital account during the fiscal quarter but spent $12,000 from it, you would have a $2000 capital account deficit.
A capital account is a general ledger account used in accounting to record the owners' contributed capital and retained earnings—the total amount of a company's earnings since its formation, less the total dividends paid to shareholders.
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In the united states, employee salaries are increasingly based on ______________ rather than internal job evaluation.
In the united states, employee salaries are increasingly based on market pricing rather than internal job evaluation.
Job evaluation is the process of determining how much remuneration to assign to a job is called a job evaluation. In order to assess the compensation range, the pay scale for relevant positions, and the benefits that are suitable for a particular employment, internal and external data must be used.
A job evaluation assesses the position without taking the person in that position into account, whereas a performance appraisal evaluates the individual. Examples of typical job evaluations include single-position evaluations for newly formed positions, job reevaluations to increase salaries' competitiveness or equity, and company-wide job evaluations to redesign the entire compensation scheme.
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ABC Electronics introduced the first large flat screen TV. Shoppers were amazed by the sharp, colorful images, and consumers flocked to the stores to purchase one. ABC priced the product high while there were few competitors in order to recover research and development costs and maximize profits. This strategy is called
The strategy in which there is high price charged and there are a very few competitors available this suggests that there is a monopolistic competition. The strategy is premium strategy.
What is Monopoly?Monopoly is the seller in a market where there is no competition, the sole seller of the products or services is the organization and thus this way the organization can charge the amount it wants.
In a monopolistic competition there are a few competitors available in the market and therefore they can charge high prices, as in the scenario ABC electronics have incurred a high amount of research and development cost and so that is why they are charging a high price.
The high price will be paid by the consumers because it is a cutting edge technology and thus ABC will generate greater profits.
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What do we observe in the market for automobiles if the price of steel increases?
If the price of steel increases, the supply curve for automobiles would shift to the left.
In the economy, when the price of steel increases, the supply curve for automobiles such as car would shift to the left because the suppliers can't afford high priced steel to make cars. Thus, this forces the suppliers to produce less.
Steel is an input for the production of cars, so a fall in the price of steel causes the supply curve for cars to shift right. As the demand curve remains the same, equilibrium price decreases and equilibrium quantity increases.
Hence, if the price of steel increases, the supply curve for automobiles would shift to the left.
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Has the ceo carried out his or her responsibility for educating the board? Why or why not?
The CEO has not carried out his or her responsibility for educating the board as evident by the lack of information held by the board members during the discussion and their need and search for more information with respect to the quality performance measures of the Regional Medical Centre and their inquiry for the cost-benefit analysis.
The board members during the meeting are unaware of most of the indicators of the quality performance measures and the patient satisfaction measures and seem to be inquiring from each other about the values. They are also not aware of the trend or changes in these values in Q2 as compared to Q1.
The CEO has the responsibility of overall seeing the functioning of the healthcare organization and reporting, making key administrative decisions, leading organizational changes, and educating the board of directors about the parameters and reports with regard to the functioning of the healthcare organization.
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Implementing the new or changed process is the second activity in business process management.
a) true
b) false
This is false that Implementing the new or changed process is the second activity in business process management.
The discipline of business process management (BPM) employs a number of techniques to identify, model, analyze, measure, improve, and optimize business processes. In order to achieve business outcomes in support of a business strategy, a business process coordinates the behavior of people, systems, information, and things.
An organized strategy for comprehending, enhancing, and controlling a company is called business process management. The four phases of the process are commonly recognized to be documented, assess, improve, and manage. Implementing the new or changed process is the third activity in business process management.
Business process management Systems Are Important as It makes it possible for all facets of business operations to perform smoothly in addition to facilitating seamless processes. By carefully implementing business processes, you can cut down on time wasted on repetitive operations and decrease mistakes brought on by human inefficiencies.
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Lower-level managers are empowered to make decisions in a ______ organization, which can ________ motivation and job satisfaction.
Lower-level managers are empowered to make decisions in a decentralized organization, which can increase motivation and job satisfaction.
What is motivation ?Motivation is the reason why humans and other animals begin, continue, or discontinue an activity at any particular time. Motivational states are typically viewed as internal forces that induce a desire to engage in goal-directed conduct.
The Three Kinds of Motivation
Extrinsic. Performing an action in order to achieve or prevent a specific result. Many of the things you perform every day are probably extrinsically driven. ...
Intrinsic. Internal motivation for success or a sense of purpose... Family. Motivated by a desire to provide for your family.
Motivation will assist him in achieving his personal objectives. Individuals who are motivated will be satisfied with their jobs. Individual self-development will benefit from motivation. Working with a dynamic would always benefit an individual.
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Phil owns 150 acres in fee simple absolute. tThese 150 acres are known as his?
Phil owns 150 acres in fee simple absolute. These 150 acres are known as his ownership
What is ownership?Ownership is the legal possession and control of property, which can be any tangible or intangible asset. Ownership can involve multiple rights, referred to collectively as title, that can be separated and held by different parties.
The legal right of an individual, group, corporation, or government to possess a thing is referred to as ownership. Material and immaterial things are the two types of subjects of ownership. Material ownership refers to tangible items such as property, land, a car, a book, and so on.
The legal right to use, possess, and give away something is defined as ownership. Ownership can be of tangible things like personal property and land, or of intangible things like intellectual property rights.
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If bryan wanted to convert his insurance policy on jennifer's life to cash surrender value later, which type of policy did he need to purchase?
Insurance policy Bryan needs to purchase.
In insurance, the insurance policy is a contract (generally a trendy form of agreement) between the insurer and the policyholder, which determines the claims that the insurer is legally required to pay.
In trade for an initial price, called the top class, the insurer guarantees to pay for loss as a result of perils protected below the coverage language.
Insurance contracts are designed to fulfill specific desires and as a consequence have many features now not determined in many different kinds of contracts. For the reason that insurance policies are popular paperwork, they characteristic boilerplate language which is similar throughout a wide variety of various types of insurance policies.\
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Suppose banks decide to hold more excess reserves relative to deposits. Other things the same, this action will cause the money supply to?
Suppose banks decide to hold more excess reserves relative to deposits. Other things the same, this action will cause the: b. money supply to fall. To reduce the impact of this the Fed could buy Treasury bonds.
What is excess reserve?Excess reserve can be defined as the excess money set aside by banks or financial institutions and most of this banks tend to receives interest on the excess reserve they set aside.
Holding excess reserve relative to deposit can tend to cause money supply which is the amount of money in circulation to fall and to decrease the impact of it the Fed could buy Treasury bonds.
Therefore the correct option is B.
The missing options are:
a. money supply to fall. To reduce the impact of this the Fed could sell Treasury bonds.
b. money supply to fall. To reduce the impact of this the Fed could buy Treasury bonds.
c. money supply to rise. To reduce the impact of this the Fed could sell Treasury bonds.
d. money supply to rise. To reduce the impact of this the Fed could buy Treasury bonds.
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Country x allows market forces to guide its economy. however, it does regulate some transactions and has set a minimum wage for workers. what kind of economy does this country have?
The centralized kind of economy this country has.
A market economy is an economic system in which economic decisions and pricing of goods and services are guided by the interaction of individual citizens and firms in the country. There may be government intervention or central planning, but usually, the term generally refers to a market-oriented economy.
However, economists have identified six main functions of government in a market economy. The government provides the legal and social framework, sustains competition, provides public goods and services, redistributes income, modifies externalities, and stabilizes the economy.
No matter what the future holds, a business degree can help people succeed. Understanding how decisions are made, how markets work, how rules affect outcomes, and how the economy forces drive social systems can help people You will be able to make better decisions and solve more problems. It leads to success in business and life.
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Cassidy is planning to obtain a loan from her bank for $210,000 for a new home. the bank has approved cassidy’s loan at a fixed annual interest rate of 2.7% compounded monthly for 15 years. use the formula to determine cassidy's approximate monthly payment.
Cassidy's approximate monthly payment stands at $1420. if Cassidy lives planning to obtain a loan from her bank for $210,000 for a new home.
What is the payment monthly?The monthly payment is the quantity paid per month to pay off the loan in the time period of the loan. When a loan is taken out it isn't only the top amount, or the original payment loaned out, that needs to be repaid, but also the good that accumulates.
What is a loan amortization schedule?
It is described as the systematic method of representing loan payments according to the time in which the principal amount and interest exist mentioned in a list manner
It is given that:
Cassidy lives planning to obtain a loan from her bank for $210,000 for a new home.A fixed annual interest rate of 2.7% compounded monthly for 15 years.The formula is:
[tex]P=F_{P} (i)/1-(1+i)^{-1}[/tex]
Plug all the values in the above formula:
[tex]P=210000(2.7/12)/1-(1+(2.7/12)^{-15*12}[/tex]
$1420.
Hence,
Cassidy's approximate monthly payment stands at $1420.
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