Under appraisal independence requirements, a financial institution is permitted to provide a copy of a purchase contract to an appraiser.
What are appraisal independence requirements?
The Appraiser Independence Requirements (AIR) will take the role of the Home Valuation Code of Conduct (HVCC). The main objective was to maintain the original objectives of the HVCC while boosting security for mortgage investors, lenders, real estate brokers, homebuyers, and the housing industry as a whole.
Which action is a violation of the appraisal independence requirements?
A covered individual cannot go against appraisal independence. Directly or indirectly pressuring, extorting, conspiring with, giving instructions to, bribing, or frightening anyone who offers valuations into valuing a property using any criteria other than their judgment constitutes a violation.
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Which leadership theory or perspective adopts the view that leaders are agents of change?
Transformational perspective is the leadership theory or perspective which adopts the view that leaders are agents of change.
Transformational leadership is defined as a leadership approach that causes change in individuals and social systems. In its ideal form, it creates valuable and positive change.
There are four factors to transformational leadership: idealized influence, inspirational motivation, intellectual stimulation, and individual consideration.
Steve Jobs is known for being one of the most iconic transformational leaders in the world. People who worked for Jobs said he was constantly challenging everyone to think beyond what they had accomplished, that he always pushed for and wanted more.
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If a psychologist is interested in understanding how unconscious thought informs perception of parental involvement, she should take the ________ approach to studying personality.
Answer: humanistic approach
Explanation:
In a small open economy, if the government adopts a policy that lowers imports, then that policy?
In a small open economy, if the government adopts a policy that lowers imports, then that policy raises the real exchange rate and does not change net exports.
According to supply and demand economics, prices increase and the value of the currency increases when demand is high. On the other hand, if a nation imports more than it exports, there will be less of a demand for its currency, which will result in lower pricing. Currency experiences depreciation, or value loss.
That is why country adopt policy that lower import so that it will raise the real exchange rate. if country not adopt the policy of lower import In comparison to other currencies, the value of the nation's currency will declines.
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How did Christianity influence the Declaration of Independence?
by promoting the idea of self-evident truth
by promoting the idea that people are equal
by promoting the idea that happiness is worthwhile
by promoting the idea that people should judge their neighbors
Christianity influences the Declaration of Independence by promoting the idea that people are equal.
The Declaration of Independence is a historical document that announced the separation of the 13 British colonies in North America from Great Britain. It was ratified by the Continental Congress on July 4, 1776. It detailed why Congress had decided on July 2 that "these United Colonies are, and of right ought to be Free and Independent States" with the votes of 12 colonies (with New York abstaining).
As a result, although the adoption of the Declaration of Independence took place on July 4, which has always been recognized in the United States as the main national festival known as Independence Day, the final separation was officially voted on on July 2.
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Aaron walks out into the bright sun. as he does, his _____ change size in response to the light.
Aaron walks out into the bright sun. as he does, his pupils change size in response to the light.
The size of your pupils can change how much light enters your eye. Your iris, which is colourful, has small muscles that regulate your pupil's size. Your pupils will shrink in bright light to block out the light. Pupils enlarge to let in more light when it is dark.
Pupil's size is constantly changing throughout the day in response to the ambient brightness. The pupil will constrict in size in a bright environment to let less light into the eye. The pupil enlarges in low light conditions to let in more light.
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The 2018 film Solo: A Star Wars Story was the first box office disappointment for the Star Wars franchise. It lost
the studio over $70 million. What would be the downside of having the government pay the movie studio to cover
the loss? Explain your answer.
The downside of having the government pay the movie studio to cover the loss is this:
It will negatively affect the government's budget and might cause other movie producers to feel entitled to government aid when they have a movie flop.Why should the government not pay the movie studio to cover the loss?The government should not pay the studio to cover the cost because it is not a national project.
The government is designed to manage the public's funds and not the individual investments of people. The producer of the movie is an individual who does his or her normal business.
Just as the government will not be directly involved in the personal losses of any citizen, they are not also required to refund the Star Wars franchise.
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Recent research on predictors of heart disease suggests that people who are ________ are particularly vulnerable to cardiac problems.
People who are angry or depressed are more likely to develop a heart disease, such people are vulnerable to cardiac problems.
What is a Heart Disease?A heart disease is the disease that effects the heart of a human, it is a heart condition when the heart is not completely functional and therefore there is a risk of cardiac arrest also known as the heart attack.
It is recommended to the people to have a better balanced diet, eating habits and exercising as recommended, however the most important thing that is being depressed and anger is often neglected and not paid much importance.
Mental health is also important for the individuals to survive, anger management sessions should be recommended and attended by all the people. If a person have any mental issues a psychologist should be visited.
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Through the use of _______, muzafer sherif made boy camper enemies into friends.
Through the use of superordinate goals, Muzaffar Sherif made boy camper enemies into friends.
Muzafer Sherif argued that intergroup conflict (or intergroup conflict) occurs when two groups compete for limited resources. This theory is supported by evidence from the famous study of mass collisions, The Robbers Cave Experiment (Sherif, 1954, 1958, 1961).
In the Robber's Cave Field Experiment, 22 Caucasian 11-year-old boys were sent to a special summer his camp in a secluded location in Oklahoma at Robber's Cave State Park.
Muzafer Sherif argued that intergroup conflict (or intergroup conflict) occurs when two groups compete for limited resources. This theory is supported by evidence from the famous study of mass collisions, The Robbers Cave Experiment (Sherif, 1954, 1958, 1961).
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An individual’s psychological attachment to one party or another is called a party.
An individual's psychological attachment to one party or another is called a party Identification
Party identification refers to the political party with which an individual identifies. Party identification is affiliation with a political party. Party identification is typically determined by the political party that an individual most commonly supports.
What is the significance of the party identification?It is important to measure party identification in order to determine its strengths and weaknesses. Political scientists have developed many ways to measure party identification in order to examine and evaluate it.Political socialization is cumulative, and is most heavily developed during childhood. sets limits on government action. normally cumulative; political beliefs attained earlier in life tend to be retained to a substantial degree.To learn more about party identification. click the links.
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By the end of the ________, all major body plans and major groups of organisms had evolved.
By the end of the Cambrian period, all major body plans and major groups of organisms had evolved.
What is meant by Cambrian explosion?Between 541 million and around 530 million years ago, at the start of the Cambrian Period, there was an unmatched emergence of species known as the Cambrian explosion. Many of the major phyla (between 20 and 35) that make up contemporary animal life appeared during the event, which was distinctive.
What caused the Cambrian explosion?Life on Earth was halted by oxygen variations.
Given the significance of oxygen for creatures, experts hypothesized that the Cambrian explosion may have been triggered by a sudden rise in the ocean's concentration of the gas to levels close to those of today.
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According to the knapp commission report on police corruption, which form of misconduct is performed by grass eaters?
According to the Knapp commission report on police corruption, the form of misconduct performed by grass eaters was that grass eaters would take free food and bribes if they were offered.
In order to look into the corrupt practises of police officers, detectives, and supervisors employed by the New York Police Department, former New York City Mayor John Lindsay appointed the Knapp Commission, a group of five citizens, in 1972.
Police officers who "aggressively misuse their police authority for personal benefit," are classified as meat-eaters, whereas "grass-eaters simply take the pay-offs that the unusual events of police work throw their way."
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Two other project like CPEC which will help to boost Pakistan economy, national or international.
Two other project like CPEC which will help to boost Pakistan economy are :
1. Sahiwal Coal Power Project, Pakistan
2. The Australia Baluchistan Agri Business program (AusABBA II)
More about the projects:
Sahiwal Coal Power The power plant is being built as one of Pakistan's largest large-scale coal power plants, and it is situated 9.3 miles from Okara and 12 miles from Sahiwal. The power plant's maximum output is 1320 megawatts. The power plant is being built by China's state-owned China Huaneng Group, as it was announced back in April 2015. One of the project similar to this is CPEC.The Australia Baluchistan Agri Business program(AusABBA II) is financed by The Australian Government In order to boost their earnings, food security, and nutritional status, households in South Western Baluchistan involved in agriculture are receiving assistance from AusABBA in adopting profitable, diverse, and sustainable techniques.Know more about CPEC here:
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Why is it important to identify exactly what constitutes an activity for purposes of the passive activity rules?
It is important to identify exactly what constitutes an activity for purposes of the passive activity rules because a taxpayer's participation in which an activity determine separately for each activity is a passive activity and suspended losses are deductible only upon the complete dispositon of the passive activities Here this statement it self define that it is related with passive activity.
The passive activity guidelines are designed to save you passive interest losses from being deducted from a taxpayer's nonpassive income, inclusive of wages (earned income), interest and dividends (portfolio income).
Passive activities include trade or enterprise activities in that you do not materially take part. You materially participate in an activity in case you're worried inside the operation of the activity on a regular, continuous, and substantial basis.
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Baby jonah is hungry. he will alert his mother with a(n):________
a) basic cry.
b) anger cry.
c) pain cry.
d) facial expression
A soccer player sprains his ankle, is unable to walk, and is too dazed to help others move him. Which moving technique should be used to move him from the field
A four-handed carrying assist technique should be used to move the soccer player from the field.
On the rescuer's side of the victim, the hand that is closest to the feet clutches the victim's wrist. The rescuer's other hand is holding onto the shoulder clothes that are closest to them. The rescuers pull and lift the victim's arms, bringing him or her to a sitting position. The victim will then stand with help from the rescuers. this is called as four-handed carrying assist technique.
On either side of the casualty, the bearers bow down and face the same way. Each bearer grabs the wrist of the victim with his outside hand and wraps the victim's nearest arm over his neck. The other arm of each bearer, the one closest to the victim, is wrapped around the victim's waist.
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The right of a grantor to petition the court for return of a property if the grantee violates a condition is the?
The right of a grantor to petition the court for return of a property if the grantee violates a condition is the first right of refusal possibility of revertor under power of termination rule against perpetuities.
The rule against perpetuities is a rule established by the Anglo-American common law that makes it a point that people do not use legal instruments to exercise their control over the ownership of a private property for a time period that has already crossed the lives of those who lived when the deed or the instrument was written.
It also disallows a person from creating any future interests in a property, beyond 21 years of the lifetime of the ones who lives at the time of making the deed.
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By overstating an inventory write-down, profits _____ in future periods as the inventory is sold.
By overstating an inventory write-down, profits are increased in future periods as the inventory is sold.
Inventory refers to all the items, goods, goods, and materials that a business holds for sale in the market to make a profit. Example: If a newsagent uses a vehicle to deliver newspapers to customers, only the newspapers are considered inventory. A car is treated as an asset.
The manufacturer has three types of inventory. There are raw materials (awaiting processing), work in process (processed), and finished goods (preparing for shipment).
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When talking about forward contracts, the date on which the contracted delivery must take place is called the:______
The date that the contracted delivery must occur is referred to as the in discussions of forward contracts as: delivery day
what is forward contract?A forward contract, also referred to as a "forward," is a non-standard agreement between two parties to purchase or sell an asset at a predetermined future date for a price that was determined at the time the contract was signed.
What Is a Delivery Date?The last day by which the underlying material must be delivered in order to meet the conditions of a futures or forward contract is known as the delivery date.
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We measure attitudes along a _______________________ continuum. favorable-unfavorable probable-improbable moral-immoral happy-unhappy
We measure attitudes along a favorable- unfavorable continuum.
An attitudes is a psychological construct. It is a person's predisposition to respond favorably or unfavorably to activities, people, events, and objects. Attitudes are often considered precursors to behavior.
Attitude has three components i.e., Cognitive component is when a human being is the object of an attitude, the cognitive component is frequently a stereotype. Affective component is related to feelings or emotions that something evokes. and Conative or behavior component is tendency or disposition to act in certain ways toward something
Favorable attitude can be defined as a person’s positive assessment of a behavior or related construct. Whereas, unfavorable attitude is defined as a person’s negative assessment of a behavior or related construct.
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Regressive taxation, business subsidies, medicaid and food stamps are all examples of ________ because they shift income from one class of recipients to another
Regressive taxation, business subsidies, Medicaid, and food stamps are all examples of income redistribution policies because they shift income from one class of recipients to another.
A regressive tax is one where the common tax burden decreases with earnings. Low-income taxpayers pay a disproportionate percentage of the tax burden, even as center- and high-income taxpayers shoulder a particularly small tax burden.
Consequently, the chief examples of specific regressive taxes are those on goods whose intake society needs to discourage, inclusive of tobacco, fuel, and alcohol. These are regularly referred to as “sin taxes.” most economists agree that the regressivity or progressivity of any specific tax is of teen monetary importance.
A revolutionary tax is characterized via a more than proportional upward thrust inside the tax legal responsibility relative to the growth in income, and a regressive tax is characterized with the aid of a less than the proportional rise within the relative burden.
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If you were going to assess the performance and opportunity gaps aspects of ibm from a financial and market perspective. which assessment model would you use (lesat 2 or shingo) and why?
To assess the performance and opportunity gaps at IBM, I would use the Lean Enterprise Self-Assessment Tool (LESAT).
The Lean Enterprise Self-Assessment Tool (LESAT) is used in order to specifically prioritize the performance and organization’s gaps between their current state and the state they would like to be in in the future.
As International Business Machines (IBM) was in a state of decline in the nineties, the LESAT would have been a perfect assessment to help them in order prioritize the gap between their current and future operating goals and achieve enterprise transformation.
Hence, this tool is quite helpful for an organization.
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What is the proposition that the link between attitudes and behaviors is stronger when the attitude and the behavior are measured at the same level of detail?
Specificity principle is the proposition that the link between attitudes and behaviors is stronger when the attitude and the behavior are measured at the same level of detail.
What is Specificity principle?The principle of specificity of training states can be regarded as the principle that stress about the way the body responds to physical activity and how it is specific to the activity itself.
For instance, when one jogs , the person can expect that their jogging performance would approve as well as their aerobic conditioning.
Hence, Specificity principle is the proposition that the link between attitudes and behaviors is stronger when the attitude and the behavior are measured at the same level of detail.
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Ederal government consumption expenditures make up about ___ of total government expenditures.
Federal government consumption expenditures make up about 28% of total government expenditures.
Federal, state, and local governments contribute to the nation's economy by providing public services and investing in capital. It also provides households with benefits such as Social Security and Medicare. Government consumption expenditure includes government expenditures on the production and provision of public services such as defense and education.
Gross government investment consists of spending on tangible assets that directly benefit the public, such as building a highway or assisting a government agency in carrying out its mission. Consumer spending and gross investment are measures of government spending included in the calculation of Gross Domestic Product or GDP.
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Governments provide ______ goods because there is a value to society in ensuring that everyone has access to them regardless of ability to pay.
Governments provide social goods because there is a value to society in ensuring that everyone has access to them regardless of ability to pay.
Social goods serve the purpose of benefitting a larger number of people in the maximum possible way. This includes providing for the basic amenities like clean drinking water, health facilities, air, education and the like.
Social good are also known as common goods and they trace their history back to the times of Greek philosophers. They overall render a positive impact on the society and the environment. As a matter of fact, even social media has become a part of promoting this social good aspect, because of its wide reach.
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Billy wants to steal a cookie from the refrigerator when his mother isn't looking, but doesn't do so for fear of being disciplined. which of kohlberg's levels is billy probably in?
Billy is probably in preconventional Kohlberg's levels.
Lawrence Kohlberg's levels of Moral Development is an adaptation of a psychological theory first developed by the Swiss psychologist Jean Piaget. Kohlberg began working on this subject as a psychology graduate student at the University of Chicago in 1958 and continued to expand his theory throughout his life.
Kohlberg's theory of moral development is a theory that focuses on how children develop morals and moral reasoning. Kohlberg's theory suggests that moral development occurs in a series of her six stages. This theory also suggests that moral logic is primarily directed toward the pursuit and upholding of justice.
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Now plot your calculated temperature vs. ice age. how reliable do you consider this paleoclimate record to be?
Answer:?
Explanation:
Participants in a study thought cartoons were funnier when holding a pen between their teeth (mimicking the facial action of a smile) compared to when holding a pen between their lips (similar to a frown). This study was testing the ________.
According to the information in the fragment, it can be inferred that the study was testing the facial feedback hypothesis (option A).
What is the facial fedback hypothesis?The raised facial feedback hypothesis is a proposal by the American psychologist Silvan Tomkins in 1962. In it he argues that the activation of some facial muscles sends sensory information to the brain and an emotional experience is then induced in the subject.
According to the above, the frown and the smile are facial aspects that influence the receiver's perception to establish a conclusion about the cartoons. So the correct answer is option A.
Note: This question is incomplete because the options are missing. Here are the options:
Facial feedback hypothesis
Nonverbal hypothesis
Cognitive-mediational theory
Two-factor theory of emotion
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A third party has no rights to a contract to which he or she is not a party.
a. true
b. false
A third party has no rights to a contract to which he or she is not a party is FALSE
A contract is a verbal or written agreement that enables parties (people or corporations), organizations, and society to work together and jointly pursue their unique goals and objectives. They are formally binding contracts that the law will uphold. A contract, then, creates a binding legal commitment.
A legally binding agreement is referred to as a contract. An agreement is a commitment or a set of pledges that the parties accept as being true and that do not conflict. A contract can only be enforced in court. Social acceptance is a requirement for a contract. It might or might not be legal enforcement.
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What is meant by the prefix ""poly""?
select one:
a. plastic
b. polymer
c. from the tree polytherium found in southeast asia
d. many
e. none of these choices is correct.
The prefix "poly" means d. many.
A prefix is an affix placed before the stem of a word. Adding it to the beginning of a word converts it to another word. For example, adding the prefix un- to the word happy produces the word unhappy.
A prefix is a letter or group of letters, such as "un-" or "multi-", added to the beginning of a word to form another word. For example, the prefix "un-" is added to "happy" to make it "unhappy".
1: Suffix added to the beginning of a word, base, or sentence, used to generate derivations or inflections - Compare Suffixes.
2: Title used before a person's name.
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Suppose there is a cloud containing interstellar dust between a star and us. how will the dust affect the light we see from the star?
Suppose there is a cloud containing interstellar dust between a star and us it makes the star look dimmer and redder in color.
Clouds are masses of water droplets or ice crystals suspended in the atmosphere. Clouds form when water condenses in the sky. Condensation makes water vapor visible. There are many types of clouds.
Clouds are made up of water droplets or ice crystals floating in the sky. There are many types of clouds. Clouds are an important part of the weather on Earth.
Clouds form when invisible water vapor in the air condenses into visible water droplets and ice crystals. For this, the air parcel must be saturated. H. Because it cannot keep all the water it contains in vapor form, it begins to condense into a liquid or solid form.
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