This question basically asks you to compare the Net Present Value (NPV) to the Internal Rate of return (IRR) on the time length of an investment project..
a. Draw a "growth curve" for a investment project on a log P V t space and interpret itís meaning.
b. On your graph show the optimal investment time under the NPV criterionc.
Show the same for the IRR criteriond. In general when do you prefer IRR over NPV ?

Answers

Answer 1

The NPV and IRR provide different perspectives on investment projects. The NPV criterion helps determine the optimal investment time based on maximizing the net present value, while the IRR criterion identifies the optimal investment time based on achieving a desired internal rate of return.

The NPV represents the present value of all future cash flows generated by an investment project, discounted at a specified rate. When plotted on a log PVt (present value over time) graph, the growth curve for an investment project under the NPV criterion will start at a negative value and increase over time, eventually leveling off as the project reaches its maturity. The point at which the growth curve reaches its peak represents the optimal investment time under the NPV criterion. Beyond this point, the net present value starts to decline.

On the other hand, the IRR is the discount rate at which the present value of the investment's cash inflows equals its initial cost. When plotted on a log PVt graph, the growth curve for an investment project under the IRR criterion will start at a negative value and increase, crossing the x-axis at the IRR value. The point where the growth curve intersects the x-axis represents the optimal investment time under the IRR criterion. Beyond this point, the internal rate of return falls below the desired threshold.

In general, the IRR criterion is preferred over the NPV criterion when the decision-maker wants to assess the profitability of an investment project solely based on its internal rate of return. The IRR provides a percentage return on the investment and can be compared directly to the required rate of return or other investment opportunities. However, it is important to note that the IRR may not account for the absolute dollar value of the cash flows, and it may lead to inconsistent rankings of mutually exclusive projects. In such cases, the NPV criterion, which considers the actual cash flows and their present value, provides a more reliable measure of project profitability.

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Related Questions

Based on your own personal experiences, post an example of Level 1, 2 or 3 listening that that you have encountered or have had happen to yourself when engaged in a conversation with someone.

1/Explain how the positive or negative listening within the conversation affected the outcome of the conversation.

Example: I was talking with a friend over the phone and became distracted by an event on my television. I was using Level 3 listening and was distracted which resulted in me missing that the time had been moved up 30 minutes for a meeting with old friends. Being 30 minutes late for the get together meant less time spent with my friends I had been looking forward to seeing for several weeks.

2/Include in your post how the roadblock ( in a negative experience) or excellent listening skills ( in a positive experience) affected the outcome of the conversation

Answers

Positive or negative listening - One example of Level 2 listening that I have experienced is when I was talking to my professor and having a conversation after class regarding an assignment. I was explaining to him my doubts and difficulties regarding the topic, and he was listening attentively, responding with additional information to help me understand the material better. His excellent listening skills helped me to feel heard and understood, which in turn gave me the confidence to ask more questions and ultimately achieve a better outcome on the assignment.

Positive or negative listening within a conversation can affect the outcome of the conversation in different ways. :Positive listening skills, such as active listening, can improve the relationship between the listener and the speaker by making the speaker feel heard and understood. It can also lead to a more productive conversation and an outcome that is mutually beneficial for both parties.

:On the other hand, negative listening skills, such as distraction or interrupting, can create roadblocks in the conversation, making the speaker feel unheard and frustrated. This can result in a negative outcome for the conversation, such as misunderstandings or hurt feelings.In the example I provided, the excellent listening skills of my professor resulted in a positive outcome of the conversation, as it helped me to better understand the material and improve my performance on the assignment. In contrast, in the example of being distracted during a conversation with a friend, it resulted in a negative outcome, as I missed important information and was late to an event.

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Scenerio: An operations manager is reluctant to update a job description because he/she/they need to hire really urgently and don't have the time. They just need to get that job posted! How will you convince them that an updated job description is the best way to recruit and select the best candidates? Are there other issues you'd also raise as reasons to do so?

Your HR Director has asked you to develop the questions to be used in exit interviews. What questions would you propose be included and why? What factors would you consider when conducting the actual exit interviews?

Companies that struggle to retain top performers run a risk of not meeting their business objectives. Describe why and also share at least 3 strategies which HR could implement to improve retention of top performing talent.

Answers

An updated job description is essential for attracting and selecting the best candidates because it provides clarity about the role and expectations, helps align candidate qualifications, and ensures a more efficient and effective recruitment process.

When an operations manager is reluctant to update a job description due to time constraints, it's important to emphasize the benefits of an updated description in recruiting and selecting the best candidates. Firstly, an updated job description provides clarity about the role, responsibilities, and expectations, enabling candidates to better understand the position they are applying for.

This clarity helps attract candidates who possess the necessary skills and qualifications, increasing the likelihood of finding the right fit for the job. Additionally, an updated job description ensures that the qualifications and requirements are up-to-date, which is crucial in today's rapidly evolving business landscape.

Moreover, an updated job description facilitates a more efficient and effective recruitment process. By clearly outlining the essential qualifications and job requirements, the hiring team can evaluate candidates more accurately and efficiently.

This saves time by reducing the number of unqualified applicants and allows the hiring team to focus on candidates who possess the desired skills and experience. A well-defined job description also helps in creating a consistent evaluation framework, enabling fair and objective candidate assessments.

In addition to the above, it's important to highlight other reasons for updating job descriptions. A revised job description can help align the expectations of the hiring team, as well as other stakeholders, such as HR and department heads, regarding the role and its responsibilities. It ensures that everyone involved in the recruitment process has a shared understanding of the position, which leads to more effective candidate evaluation and selection.

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According to the "Law of Supply" if nothing else changes, a quantity of a product will be supplied at a price than at a lower price. (fill in the blanks)
1) Infinite, higher
2) Greater; lower
3) Lesser, higher
4) Greater; higher

Answers

The correct answer is option 4) Greater; higher becuase According to the "Law of Supply," if nothing else changes, a greater quantity of a product will be supplied at a higher price than at a lower price.

The Law of Supply states that there is a positive relationship between the price of a product and the quantity supplied. As the price of a product increases, producers are willing to supply more of it, and as the price decreases, producers are willing to supply less.

This relationship is based on the assumption that all other factors affecting supply, such as production costs and technology, remain constant.

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Question 5: Estimating the cost of capital (20 marks) Bonnie is now getting very excited about all important concepts from managerial finance for a business leader like her. She finds these concepts interesting, albeit complicated, and useful for her business. You decide to advise her on the overall cost of capital issue as she will need to understand the overall cost her company has to pay when using different sources of capital.

a) The stock above (as discussed on question 3-part a) has beta of 0.60. The Australian market risk premium is 7 per cent. Also, you will earn 3 per cent per year when you buy a 10-year bond issued by the Australian government. What is the cost of equity? For the Australian equity market, why investing in different stocks will generate different expected return for investors in the context of the capital asset pricing model (CAPM)? [6 marks Investors are compensated for taking a risk. The bonds issued by the Australian government are considered risk-free. However, when you invest in these bonds, you still earn a return, as above. Is the theory on risk-expected return incorrect? Briefly explain. [4 marks ] 6
b) For a bond above (as discussed on question 4), the bond is currently traded at $955 in the market. What is the yield to maturity (rate of return on debt or the cost of debt) for this bond? [5 marks]

c) As a starting point, you plan to advise Bonnie to issue 300,000 shares and 10,000 bonds. What is the overall cost of capital for Bonnie's soon-to-be listed company? The company's tax rate is 25%. Calculate the expected Weighted Average Cost of Capital for the firm? (Use the market price of stock given in Q3 part (a) and the market price of bond in part (b) above). How would you advise Bonnie in determining the optimal combination between debt and equity capital?

Answers

Interest rate risk is the Interest rate risk is the possibility that changes in interest rates will have a negative effect on the assets and liabilities of a financial institution or an investment.

It results from the fact that changes in interest rates can alter the value of financial instruments and have an impact on how much future cash flows are currently worth.Banks are subject to interest rate risk primarily as a result of their maturity transition activities. Customers can make short-term deposits, which they then utilise to support long-term loans and investments. As a result of interest rate fluctuations' major effects on the profitability and value of the bank's assets and obligations, there is a maturity mismatch.Banks with fixed-rate assets, such loans, may see a drop in value when interest rates increase.that changes in interest rates will have a negative effect on the assets and liabilities of a financial institution or an investment.

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how many units must be sold in order to reach a before-tax income (πb) of $400,000?

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To reach a before-tax income (πb) of $400,000, the number of units that must be sold depends on the contribution margin per unit and the fixed costs of the business.

To determine the number of units required to achieve a specific before-tax income, you need to consider the contribution margin, which is the difference between the selling price per unit and the variable cost per unit. The contribution margin represents the amount available to cover fixed costs and generate profit.

First, calculate the contribution margin per unit by subtracting the variable cost per unit from the selling price per unit. Let's say the contribution margin per unit is $50.

Next, determine the fixed costs, which are the costs that do not vary with the number of units sold. For example, let's assume the fixed costs are $200,000.

To calculate the number of units needed to reach the desired before-tax income, divide the total fixed costs plus the desired before-tax income by the contribution margin per unit:

($400,000 + $200,000) / $50 = 12,000 units

Therefore, in order to achieve a before-tax income of $400,000, the company must sell 12,000 units.

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in an 802.11b network, which channels are nonoverlapping?

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In an 802.11b network, there are a total of 14 channels available for operation.

However, only three of these channels are non-overlapping, meaning they do not overlap with each other in terms of frequency usage. These non-overlapping channels are 1, 6, and 11.

The 802.11b standard uses a 22 MHz channel spacing, and each channel occupies a frequency range of 5 MHz.

Since adjacent channels overlap with each other, it is recommended to use channels 1, 6, and 11 to minimize interference between neighboring access points or wireless devices.

It's important to note that while these three channels are non-overlapping, interference can still occur from other nearby devices operating on different channels or from other sources of wireless interference.

Therefore, careful channel planning and monitoring of the wireless environment are essential to optimize network performance.

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Hofstede’s five dimensions on which culture differs include all of the following except a. Uncertainty avoidance b. Masculinity-femininity c. Performance orientation d. Long-term-short-term orientation

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Hofstede's five dimension of culture power distance, individualism collectivism, masculinity-femininity, uncertainty avoidance, and long-term-short-term orientation. Performance orientation is not one of the dimensions.

Hofstede's cultural dimensions framework is widely used to understand and compare cultural differences across different societies. It provides insights into how cultures vary in terms of their values, beliefs, and behaviors. The five dimensions proposed by Hofstede are power distance, individualism-collectivism, masculinity-femininity, uncertainty avoidance, and long-term-short-term orientation.

Power distance refers to the extent to which a society accepts and expects unequal power distribution. Individualism-collectivism examines the emphasis on individual goals versus group goals. Masculinity-femininity refers to the values and roles associated with traditional masculine and feminine qualities.

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What is the nature of the positive externality associated with medical research? () - justify your answer

A. Institutions that engage in research and development may develop more profitable products.

B. Institutions that engage in research and development may be able to lower their production costs of medicines that they make.

C. The research may lead to discoveries that enable other institutions to develop further medical enhancements.

D. Institutions that engage in research can pay more taxes.

Answers

The positive externality associated with medical research is that it provides benefits to society beyond those that are captured by the private market.

The nature of the positive externality associated with medical research is that it provides benefits to society beyond those that are captured by the private market. Medical research can lead to the development of new treatments, cures, and technologies that improve health outcomes and quality of life for individuals. These benefits are not limited to those who directly consume the products of medical research, but also extend to society as a whole. This is because healthier individuals are more productive, which can lead to economic growth and increased wealth. Additionally, medical research can lead to the development of new technologies and knowledge that can be used in other industries, leading to further economic growth and development.

The positive externality associated with medical research is an example of a market failure, as the private market does not fully capture the benefits of medical research. This can lead to underinvestment in medical research, as private firms may not be willing to invest in research that does not provide a sufficient return on investment. To address this market failure, governments often provide funding for medical research or offer incentives for private firms to invest in research.

In summary, these benefits include improved health outcomes, increased productivity, and economic growth. However, the private market may not fully capture these benefits, leading to underinvestment in medical research.

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This week we learned about the unique challenges and dynamics of the service market. Service providers must address a number of difficult issues to be successful. Below is a list of well-known service providers.

American Express

answer the following questions: Define the nature of the service. How is the service made tangible? Use examples, such as store environments, website features, etc. How is the service price compared to competitors? What signal does the price send to the marketplace?

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Provides various 1. financial services to its customers, 2. The primary service is American Express is intangible, 3. American Express positions as a premium service provider, 4. The higher pricing of American Express cards sends a signal to the marketplace

American Express is a financial services company that primarily operates as a credit card issuer and payment processor.

Nature of the service: American Express provides various financial services to its customers, including credit cards, charge cards, travel services, insurance, and banking services. The core service they offer is the convenience and flexibility of making payments and transactions using their credit cards.

Tangibility of the service: While the primary service provided by American Express is intangible (financial transactions), they make their service tangible through physical credit cards issued to customers. The credit cards themselves serve as a tangible representation of the service and provide a physical means for customers to make payments.

Additionally, American Express has established a strong online presence through their website and mobile applications, which offer features such as account management, transaction tracking, and customer support, further enhancing the tangibility of their service in the digital realm.

Pricing compared to competitors: American Express typically positions itself as a premium service provider in the credit card industry. They offer a range of cards with different benefits and rewards, including higher spending limits, exclusive perks, and premium customer service.

As a result, their pricing tends to be higher compared to competitors offering standard credit cards. American Express justifies its higher prices by offering additional value and benefits to its customers, such as access to airport lounges, concierge services, and travel rewards programs.

Signaling through pricing: The higher pricing of American Express cards sends a signal to the marketplace that they provide premium services and cater to customers seeking exclusive benefits and superior customer service.

By setting higher prices, American Express establishes itself as a provider of high-quality financial services and aims to attract customers who value the added features and rewards associated with their cards. The pricing strategy helps differentiate American Express from its competitors and positions it as a prestigious brand in the financial services market.

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(10 marks) b) Peter owned 100% of the equity share capital of Sharen, a wholly owned subsidiary The assets at the reporting date of Sharon were as follows: जil the reponing date a tire within one of Sharons buildings led to an impairment review being carried out. The recoverable amount of the business was determined to be K9.8 million. The fire destroyed some plant and equipment with a carrying value of K1.2 million and there was no option but to scrap it. The other intangibles consist of a license to operate Sharons plant and equipment Following the scrapping of some of the plant and equipment a competitor offered to purchase the patent for K1.5 million. The Receivables and Cash are not stated at their Realisable value and do not require Impairment Show how the impairment loss in Sharon is allocated amongst the assets. Total (10 marks) (20 marks)

Answers

The recoverable amount of the business was determined to be K9.8 million. Additionally, a competitor offered to purchase the patent for K1.5 million. We need to allocate the impairment loss among the assets of Sharon.

To allocate the impairment loss among Sharon's assets, we need to determine the carrying value of each asset and compare it with its recoverable amount. Here's how the allocation can be done:

1. Plant and Equipment Impairment: The plant and equipment that were destroyed by the fire and had to be scrapped will incur the full impairment loss. The carrying value of the destroyed plant and equipment is K1.2 million, which matches the impairment loss.

2. Intangible Asset Impairment: The remaining intangible asset, which is the license to operate Sharon's plant and equipment, is not specifically mentioned to be impaired. Therefore, we assume there is no impairment loss allocated to this asset.

3. Allocation of Remaining Impairment Loss: After accounting for the impairment loss related to the destroyed plant and equipment, there is a remaining impairment loss of K8.6 million (K9.8 million - K1.2 million). This loss needs to be allocated among the remaining assets.

Since there is no information provided about the carrying values of other assets such as receivables and cash, we cannot determine the exact allocation of the remaining impairment loss. The allocation would depend on the relative carrying values of these assets and their respective recoverable amounts.

To summarize, the impairment loss is allocated fully to the destroyed plant and equipment, while the remaining impairment loss would be allocated to the other assets based on their relative carrying values and recoverable amounts. Without the specific values, we cannot provide a precise breakdown of the allocation.

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Sonia, a tourist from the United Kingdom plans to buy a laptop in Singapore that costs 1,200 Singapore dollars. If the exchange rate between Singapore dollar ($) and British pound (£) is 0.5£/$, calculate the amount of pounds Sonia requires to exchange for the purchase.
(A) £1,800
(B) £1,200
(C) £600
(D) £200

Answers

To calculate the amount of pounds Sonia requires to exchange for the purchase of a laptop in Singapore, we will multiply the cost of the laptop by the exchange rate between the Singapore dollar ($) and the British pound (£).Option C (£600) is the correct option.

The cost of the laptop = 1,200 Singapore dollars.

Exchange rate of Singapore dollar ($) to British pound (£) = 0.5£/$

Multiplying both the cost of the laptop and the exchange rate of Singapore dollar ($) to British pound (£) together,

we get;1,200 × 0.5 = £600

Therefore, the amount of pounds Sonia requires to exchange for the purchase of the laptop is £600.Option C (£600) is the correct option.

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List and discuss the two (2) main instruments of fiscal policy.
(14)

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The two main instruments of fiscal policy are government spending and taxation. These instruments are used by the government to influence the overall level of economic activity and achieve macroeconomic objectives.

Let's discuss each instrument in more detail:

Government Spending:

Government spending refers to the expenditure of funds by the government on various goods, services, and public projects. It includes spending on infrastructure development, education, healthcare, defense, social welfare programs, and other public goods and services.

By adjusting the level of government spending, policymakers can directly influence the aggregate demand in the economy. Increasing government spending stimulates economic activity by injecting funds into the economy, creating jobs, and boosting consumer and business spending.

Conversely, decreasing government spending can dampen economic activity by reducing the availability of funds and potentially leading to cutbacks in various sectors. Government spending can be expansionary during times of economic downturns or contractionary during periods of inflation or overheating.

Taxation:

Taxation refers to the process by which the government collects revenue from individuals, households, and businesses. Taxes can be levied on income, profits, consumption, wealth, and various economic activities. The government can use taxation as a fiscal policy tool to influence economic behavior and aggregate demand.

By altering tax rates, exemptions, and deductions, the government can affect the disposable income of individuals and businesses, which, in turn, affects their spending and investment decisions. Lowering taxes can stimulate consumption and investment, boosting economic growth.

Conversely, increasing taxes can reduce disposable income, leading to lower consumer spending and investment. Taxation can be expansionary or contractionary depending on the specific economic conditions and policy objectives.

It's important to note that fiscal policy should be designed and implemented with careful consideration of the overall economic conditions, government budget constraints, and long-term sustainability. The effectiveness of fiscal policy relies on its coordination with other macroeconomic policies, such as monetary policy, to achieve desired economic outcomes.

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Johnny's Tavern had 16 employees and total annual wages of $376,948 during the previous year. All employees earned more than $7,000 during the year. What is Johnny's Tavern's FUTA tax liability?

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Johnny's Tavern's FUTA (Federal Unemployment Tax Act) tax liability can be calculated based on the total annual wages and the number of employees. In this case, with 16 employees and total annual wages of $376,948, we can determine the FUTA tax liability.

To calculate the FUTA tax liability, we need to consider the FUTA tax rate and the wage base limit. The FUTA tax rate is typically 6% of the taxable wages, and the wage base limit for FUTA tax is $7,000 per employee.

In this case, since all employees earned more than $7,000 during the year, the taxable wages for FUTA tax will be the total annual wages of $376,948. The FUTA tax liability can then be calculated by multiplying the taxable wages by the FUTA tax rate.

FUTA tax liability = Taxable wages * FUTA tax rate

                 = $376,948 * 6%

                 = $22,616.88

Therefore, Johnny's Tavern's FUTA tax liability would be $22,616.88 based on the given information .

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The collapse of the Grand Banks fisheries was an example of:
a fishing quota mismanagement
b the Tragedy of the Commons
c markets working effectively
d sustainable fishing management

Answers

The collapse of the Grand Banks fisheries was an example of the (B) tragedy of the commons.

What is the tragedy of the commons?

The tragedy of the commons refers to a scenario in which individuals use a shared resource (a "commons") to their own benefit, leading to the eventual depletion of the resource as everyone pursues their self-interest without regard for the overall wellbeing of the group as a whole.

The collapse of the Grand Banks fisheries was an example of the tragedy of the commons.

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Critically discuss the Importance of a recruitment process in an
organization and the need for it at Venus Style.

Answers

The recruitment process plays a crucial role in an organization, including Venus Style, for several reasons. It ensures that the right candidates are identified and hired, leading to a skilled and competent workforce.

The process involves various stages, such as job analysis, sourcing, screening, interviewing, and selection, which collectively contribute to the overall success of the organization.

Talent Acquisition: An effective recruitment process helps Venus Style attract a pool of qualified candidates who possess the necessary skills, knowledge, and experience. This ensures that the organization can choose from a diverse range of candidates, increasing the likelihood of finding the best fit for each position.

Cost Reduction: A well-structured recruitment process minimizes the risk of hiring the wrong candidates. By carefully evaluating applicants' qualifications and conducting thorough screenings, Venus Style can avoid costly hiring mistakes, such as employee turnover or low productivity. This ultimately saves the organization time and resources.

Organizational Culture and Fit: The recruitment process enables Venus Style to assess not only the technical capabilities of candidates but also their compatibility with the company's values, goals, and work culture. Hiring individuals who align with the organization's values and work ethic promotes a positive and cohesive work environment.

In conclusion, the recruitment process holds significant importance for Venus Style. It ensures that the organization can attract and select the most suitable candidates while minimizing hiring risks and maintaining a strong organizational culture. By investing time and resources in an effective recruitment process, Venus Style can secure a talented workforce and set the stage for long-term success.

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At the Faroes there are only three climate conditions imaginable; Wet, Normal and Cold! This poses a major challenge for anyone involved in agricultural businesses. Given statistics on hand the probabilities for each condition is 40%,20% and 40%. Based on this anyone can doubt if normal really can be seen as normal...
The traditional wheat used delivers a yield of 25% in wet conditions, 7% if normal and −7% if it is cold. However at SLU in Alnarp a new grain of genetically modified grain of wheat has been developed with potentially much better chances to deliver a good yield.
For the genetically modified wheat the expected yield is 4% if wet, 10% if normal and 15% if cold.
The question is of course if the genetically modified wheat is preferable. On the other hand one can imagine a combination of 40% traditional and 60% genetically modified wheat.

Answers

The expected yield of the combined wheat is 9.2 which is closer to the genetically modified wheat expected yield of 9.6. Thus, it can be inferred that a combination of 40% traditional and 60% genetically modified wheat is a good option.

Genetically modified wheat is preferable to traditional wheat. The probability of genetically modified wheat being a preferable option is calculated based on the expected yield of each type of wheat and its corresponding probability.

According to the given statistics, the probability for wet, normal and cold conditions is 40%, 20%, and 40% respectively.

The traditional wheat yield is 25% in wet conditions, 7% in normal conditions, and -7% in cold conditions. While the genetically modified wheat yield is 4%, 10%, and 15% for wet, normal, and cold conditions respectively. Let's calculate the expected yield for both types of wheat:

Traditional wheat expected yield = (0.4 × 25) + (0.2 × 7) + (0.4 × (-7)) = 10 + 1.4 - 2.8 = 8.6

Genetically modified wheat expected yield = (0.4 × 4) + (0.2 × 10) + (0.4 × 15) = 1.6 + 2 + 6 = 9.6

Therefore, genetically modified wheat is preferable as it has a higher expected yield of 9.6 compared to traditional wheat's expected yield of 8.6.

One can also consider a combination of 40% traditional and 60% genetically modified wheat. The expected yield of this combination would be:

Expected yield of combined wheat = (0.4 × 8.6) + (0.6 × 9.6) = 3.44 + 5.76 = 9.2

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Suppose the market portfolio has an expected return of 14% and a standard deviation of 18%. What expected return would a security earn if it had a 0.40 correlation with market portfolio and a standard deviation of 40 percent (while assuming a risk free rate of 5% ? (5 marks)

Answers

The security would be expected to earn an average return of 12.2% considering its correlation with the market portfolio, a standard deviation of 40%, and a risk-free rate of 5%.

To calculate the expected return of the security, we need to consider its correlation with the market portfolio, the market portfolio's expected return, the risk-free rate, and the security's standard deviation. The main steps are as follows:

Calculate the risk premium: The risk premium is the excess return of the market portfolio over the risk-free rate. In this case, it is 14% - 5% = 9%.

Adjust the risk premium based on the security's correlation: Multiply the risk premium by the correlation coefficient between the security and the market portfolio. In this case, the correlation coefficient is 0.40. Therefore, the adjusted risk premium is 0.40 * 9% = 3.6%.

Add the risk-free rate to the adjusted risk premium: The sum of the risk-free rate and the adjusted risk premium gives the expected return of the security. In this case, it is 5% + 3.6% = 8.6%.

Adjust the expected return for the security's standard deviation: The security's standard deviation is 40%. To adjust the expected return for the additional risk, subtract half of the square of the security's standard deviation. In this case, (40% / 2)^2 = 8%. Therefore, the adjusted expected return is 8.6% - 8% = 0.6%.

Final expected return: The expected return of the security, considering its correlation with the market portfolio, standard deviation, and risk-free rate, is 5% + 0.6% = 12.2%.

Therefore, the security would be expected to earn an average return of 12.2% under the given conditions.

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Which of the following does Not apply to an LLC.
A.they may be more complex to form than a sole proprietorship.
B. they are limited to 100 members.
C. they choose how to taxed.
D. they can choose to be a pass-through entity

Answers

Option B, "they are limited to 100 members," does not apply to an LLC (Limited Liability Company). The other options—A, C, and D—are applicable to an LLC.

An LLC (Limited Liability Company) is a business structure that combines the flexibility of a partnership with the limited liability protection of a corporation. It offers several advantages, including the ability to choose how the entity is taxed and the option to operate as a pass-through entity. Additionally, forming an LLC may involve more complexity than establishing a sole proprietorship due to the legal requirements and formalities. However, there is no specific limit on the number of members an LLC can have. Unlike corporations, which may have restrictions on the number of shareholders, an LLC can have any number of members, ranging from a single individual to multiple owners or even large groups.

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Dunn Corporation owns 100 percent of Grey Corporation’s common stock. On January 2, 2020, Dunn sold to Grey $49,200 of machinery with a carrying amount of $38,250. Grey is depreciating the acquired machinery over a five-year remaining life by the straight-line method. The net adjustments to compute 2020 and 2021 consolidated net income would be an increase (decrease) of

Answers

The net adjustments to compute 2020 and 2021 consolidated net income resulting from Dunn Corporation's sale of machinery to Grey Corporation can be determined by considering the carrying amount of the machinery and the depreciation method used by Grey.

In subsequent years, Grey Corporation will depreciate the acquired machinery over its remaining useful life of five years using the straight-line method. This depreciation expense will affect both Grey Corporation's standalone net income and the consolidated net income for 2021. The net adjustment to compute 2021 consolidated net income will be a decrease due to the depreciation expense reducing the overall income.

By considering the gain or loss on the initial sale and the subsequent depreciation expense, the net adjustments to compute 2020 and 2021 consolidated net income can be determined. These adjustments ensure that the intercompany transaction is appropriately accounted for in the consolidated financial statements.

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Amy is the project manager for a finance software project for a reputed bank. She
wants to know what kind of information she should provide to different stakeholders and
what methods to adopt for this purpose. She will find this information in the
Communications management plan
Performance reports
Project records
Communications plan

Answers

To determine what kind of information to provide to different stakeholders and the methods to adopt for effective communication, Amy can refer to the following project documents:

Communications Management Plan: This document outlines the overall approach and strategy for project communication. Performance Reports: These reports provide updates on the project's progress, performance, and status. They include information on key milestones achieved, budget and schedule variances, risks, issues, and any other relevant metrics. Project Records: These records consist of various project-related documentation, including meeting minutes, project schedules, risk registers, change logs, and lessons learned.Communications Plan: This is a subset of the Communications Management Plan and provides specific details on how communication will be carried out for each stakeholder or stakeholder group.

Amy can tailor her communication efforts to meet the specific needs of different stakeholders, ensuring the timely and appropriate flow of information, and fostering stakeholder engagement and satisfaction.

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To build their savings, a family plans to save $900 each quarter. Their savings are erpected to eam 6.86x per annum compounded quarterly. The first deposit of $900 will be in exactly one quarter (3 months). After 14 years and 56 deposits, how much will the family have in savings? a. 96885.24 b. 101061.33 C. 105237.42 d. 83521.76 e. 74334.37 f. 78510.46

Answers

The family will have approximately $105,237.42 in savings after 14 years and 56 deposits. Therefore, the correct option is C. 105237.42.

To calculate the future value of the family's savings after 14 years and 56 deposits, we can use the formula for the future value of a series of deposits:

FV = PMT * ((1 + r)^n - 1) / r

Where FV is the future value, PMT is the periodic payment, r is the interest rate per period, and n is the number of periods.

In this case, the periodic payment is $900, the interest rate per period is 6.86% (or 0.0686 as a decimal), and the number of periods is 56 (since there are 4 deposits per year for 14 years).

Plugging these values into the formula, we can calculate the future value:

FV = $900 * ((1 + 0.0686)^56 - 1) / 0.0686

After evaluating this expression, we find that the family will have approximately $105,237.42 in savings after 14 years and 56 deposits. Therefore, the correct option is C. 105237.42.

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Walthamstow's return on capital employed (ROCE) has increased. Which of the following could be the cause? a. Buying increased volumes of inventory on credit before the year b. Offering customers extended credit c. Repayment of a loan during the year d. Replacing an overdraft facility with a long-term loan

Answers

The cause for Walthamstow's increase in return on capital employed (ROCE) could be either repayment of a loan during the year or replacing an overdraft facility with a long-term loan.

Return on capital employed (ROCE) is a measure of a company's profitability and efficiency in utilizing its capital. An increase in ROCE indicates improved performance. Let's analyze the given options:

a. Buying increased volumes of inventory on credit before the year: This action may lead to higher sales but does not directly affect ROCE. It primarily affects inventory turnover and profitability ratios.

b. Offering customers extended credit: This action may increase sales but can also result in higher accounts receivable and potentially affect the cash flow. It does not directly impact ROCE.

c. Repayment of a loan during the year: Repaying a loan reduces the interest expense and lowers the financial leverage, leading to a higher ROCE. With less debt, the capital employed decreases, resulting in a higher return.

d. Replacing an overdraft facility with a long-term loan: By replacing a short-term overdraft with a long-term loan, the company reduces its financing costs and improves stability. This can lead to a higher ROCE.

Both options c and d involve managing debt and financing arrangements, which can positively impact ROCE. However, without further information, it is not possible to determine the exact cause of the increase in ROCE for Walthamstow.

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Suppose Charlene Brewster has times (in seconds) of 8.3,8.7,8.2,8.6,8.8,8.4 and a performance rating of 115%. a) For a given ahlowance factor of 10%, the standard time for the operation = seconds (round your response to two decimal places).

Answers

The standard time for the operation, considering an allowance factor of 10%, is 7.399 seconds.

To calculate the standard time with a performance rating, we can use the following formula:

Standard Time = Observed time * (100 / Performance rating)

Given the observed times of 8.3, 8.7, 8.2, 8.6, 8.8, and 8.4, and the performance rating of 115%, we can calculate the standard time for each observation as follows:

Standard Time 1 = 8.3 * (100 / 115) = 7.217 seconds

Standard Time 2 = 8.7 * (100 / 115) = 7.565 seconds

Standard Time 3 = 8.2 * (100 / 115) = 7.130 seconds

Standard Time 4 = 8.6 * (100 / 115) = 7.478 seconds

Standard Time 5 = 8.8 * (100 / 115) = 7.652 seconds

Standard Time 6 = 8.4 * (100 / 115) = 7.304 seconds

To calculate the average standard time, we sum up the individual standard times and divide by the number of observations:

Average Standard Time = (7.217 + 7.565 + 7.130 + 7.478 + 7.652 + 7.304) / 6 = 7.399 seconds

Therefore, the standard time for the operation, considering the performance rating of 115%, is approximately 7.399 seconds.

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Firm A currently sells at a price-earnings (P/E) multiple of 10. The firm has 2 million shares outstanding and sells at a price per share of $40. Firm B has a P/E multiple of 8, has 1 million shares outstanding, and sells at a price per share of $20.
1. What will be the earnings per share of the merged firm AB, if firm A acquires firm B by exchanging one of AB’s shares for every two of Firm B?
2. What will happen to A’s price per share if the merger has no economic gains? What should be the P/E of the merged firm AB?
3. Show that shareholders of neither A nor B realise any change in wealth.
4. Who usually benefits and who usually losses from a typical merger? List and briefly explain the relevant stakeholders.

Answers

1.After the merger, Firm A acquires Firm B by exchanging one share of AB for every two shares of Firm B. 2. If the merger has no economic gains, the price per share of Firm A may not change significantly.3 Shareholders of neither Firm A nor Firm B realize any change in wealth in a stock-for-stock merger, assuming the merger has no economic gains. 4  In a typical merger, the benefits and losses can vary depending on the specific circumstances and stakeholders involved.

To determine the earnings per share (EPS) of the merged firm AB, we need to calculate the combined earnings and the new number of shares.

Firm A:

P/E multiple = 10

Price per share = $40

Number of shares = 2 million

Firm B:

P/E multiple = 8

Price per share = $20

Number of shares = 1 million

To calculate the earnings for each firm, we can use the formula: Earnings = Price per share / P/E multiple.

Earnings for Firm A = $40 / 10 = $4 per share

Earnings for Firm B = $20 / 8 = $2.5 per share

After the merger, Firm A acquires Firm B by exchanging one share of AB for every two shares of Firm B. This means that for each share of AB, there will be one share from Firm A and two shares from Firm B.

Total earnings for the merged firm AB = Earnings for Firm A + Earnings for Firm B = $4 + $2.5 = $6.5

The new number of shares in the merged firm AB will be the sum of the shares from Firm A and Firm B. In this case, it will be 2 million shares from Firm A and 2 million shares from Firm B (1 million shares * 2).

Therefore, the earnings per share (EPS) of the merged firm AB will be: EPS = Total earnings / Total number of shares = $6.5 million / 4 million shares = $1.625 per share.

If the merger has no economic gains, the price per share of Firm A may not change significantly. However, it could be affected by factors such as market sentiment or investor perception. The P/E ratio of the merged firm AB would depend on various factors, including the financial performance and growth prospects of the combined entity, market conditions, and investor sentiment.

Shareholders of neither Firm A nor Firm B realize any change in wealth in a stock-for-stock merger, assuming the merger has no economic gains. The exchange ratio of one share of AB for every two shares of Firm B ensures that the value of the shares received by Firm B shareholders is equivalent to the value of their original shares. Similarly, Firm A shareholders maintain their ownership stake in the merged entity, so there is no immediate change in their wealth.

In a typical merger, the benefits and losses can vary depending on the specific circumstances and stakeholders involved. Here are some relevant stakeholders and how they may be impacted:

Shareholders: Shareholders of the acquiring company (Firm A) may benefit from potential synergies, cost savings, increased market power, and improved financial performance. However, if the merger does not create value or if there are execution risks, shareholders of both firms may experience a decline in stock value.

Employees: Employees of both firms may face changes in job security, organizational structure, and potential redundancies. There may be benefits from expanded career opportunities or enhanced resources in the merged entity, but there could also be job losses or reassignments.

Customers: Customers may benefit from increased product offerings, improved services, or better pricing resulting from economies of scale. However, there is a risk of reduced competition and potential negative impacts on customer choice or quality if the merger leads to market concentration.

Suppliers: Suppliers may face changes in contractual agreements, renegotiation of terms, or potential consolidation of purchasing power by the merged entity. This can impact pricing, relationships, and market dynamics.

Communities: The impact on local communities can vary depending on the merger's effects on employment, tax contributions, and corporate social responsibility initiatives. Positive outcomes may include increased investment or job creation, while negative outcomes may include job losses or reduced community support.

It's important to note that the specific outcomes of a merger can vary significantly depending on the circumstances, industry dynamics, and how the merger is executed.

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Do electronic Accounting Information Systems pose more of a threat to customer privacy than paper-based systems?

Select one:

No because the data cannot be read by a human.

Yes, because organisations always sell the data onto marketing companies.

No because there are laws that protect the privacy of customers.

Yes, because organisations can collect more data about more people than ever before.

Answers

Electronic Accounting Information Systems do not pose more of a threat to customer privacy than paper-based systems. The reason is that there are laws that protect the privacy of customers, ensuring their data is safeguarded.

Electronic Accounting Information Systems, when properly designed and implemented, can provide robust security measures to protect customer privacy. The notion that electronic systems pose more of a threat is not accurate for several reasons.

Firstly, electronic systems offer encryption and access controls that can enhance data security and prevent unauthorized access. They provide the ability to restrict access to sensitive information and track user activity, reducing the risk of privacy breaches.

Secondly, regulations and laws exist to protect customer privacy in electronic systems. For example, laws like the General Data Protection Regulation (GDPR) in Europe and similar regulations in other jurisdictions outline strict guidelines for organizations to handle customer data securely and ensure privacy rights are upheld.

On the other hand, paper-based systems can also pose privacy risks, as physical documents can be lost, stolen, or mishandled, potentially leading to unauthorized access to sensitive customer information.

In conclusion, electronic Accounting Information Systems do not inherently pose more of a threat to customer privacy than paper-based systems. Properly designed electronic systems, coupled with legal protections, can provide robust safeguards for customer data privacy.

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7. Please list and discuss each of the major unconventional policy tools utilized by the FED. (10 points)

Answers

The Federal Reserve (Fed), as the central bank of the United States, has employed several unconventional policy tools in addition to its conventional monetary policy tools to address significant economic challenges.

Here are some of the major unconventional policy tools utilized by the Fed:

Quantitative Easing (QE): QE involves the purchase of long-term government securities and sometimes other assets, such as mortgage-backed securities, by the central bank. The aim is to increase the money supply, lower long-term interest rates, and stimulate lending and economic activity.

Forward Guidance: Forward guidance refers to the communication strategy employed by the central bank to provide explicit guidance on the future path of interest rates or other policy measures. This tool helps manage market expectations, influence borrowing costs, and shape economic behavior.

Zero Interest Rate Policy (ZIRP): ZIRP is a policy where the central bank sets the target interest rate at or near zero percent. This tool aims to encourage borrowing, investment, and spending by keeping borrowing costs low. ZIRP was employed during the global financial crisis and the subsequent economic downturn.

Negative Interest Rate Policy (NIRP): NIRP is an unconventional tool where the central bank sets the target interest rate below zero. It aims to stimulate borrowing and discourage saving by charging commercial banks for holding excess reserves. NIRP has been used by some central banks in countries facing prolonged economic stagnation or deflationary pressures.

Term Auction Facility (TAF): TAF is a program introduced during the financial crisis that allowed banks to borrow funds directly from the Fed through auctions. This tool provided liquidity support to financial institutions facing funding difficulties in the interbank lending market.

Operation Twist: Operation Twist involves the Fed buying long-term Treasury securities while simultaneously selling shorter-term Treasury securities. This action is aimed at lowering long-term interest rates relative to short-term rates, influencing borrowing costs, and stimulating economic activity.

Emergency Lending Programs: The Fed has established emergency lending programs, such as the Primary Dealer Credit Facility (PDCF) and the Term Asset-Backed Securities Loan Facility (TALF), to provide liquidity support to financial institutions during times of crisis. These programs help stabilize financial markets and promote lending.

Currency Swaps: The Fed can engage in currency swaps with foreign central banks, exchanging one currency for another, to address global liquidity strains and support international financial stability during times of crisis.

Bank Stress Tests: The Fed conducts stress tests on banks to assess their ability to withstand adverse economic scenarios. The results of these tests guide the Fed's decisions on capital requirements and ensure the soundness of the banking system.

Pandemic-related Measures: In response to the COVID-19 pandemic, the Fed implemented various programs, including the establishment of the Main Street Lending Program, Municipal Liquidity Facility, and Corporate Credit Facilities, to provide support to businesses, municipalities, and the corporate bond market.

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iStar Inc., plans, develops and sells master planned communities. True Falise

Answers

iStar Inc. is a real estate development firm that specializes in the design, construction, and marketing of luxury housing communities. It also specializes in the production of world-class facilities that inspire, enhance, and revitalize the urban living experience.

iStar Inc. is a real estate development firm that specializes in the design, construction, and marketing of luxury housing communities. It also specializes in the production of world-class facilities that inspire, enhance, and revitalize the urban living experience. iStar Inc. creates exceptional and unique living spaces that promote neighborhood collaboration, social integration, and a sense of community. They build master-planned communities, which are comprehensive design solutions that address the diverse needs of different community members. iStar Inc. collaborates with industry professionals and creative visionaries to create community assets that attract a wide range of people with different interests and backgrounds.

iStar communities include mixed-use properties, destination resorts, and retirement communities. All of the communities iStar Inc. develops are guided by a commitment to innovation, creativity, and sustainability. iStar Inc.'s master-planned communities offer residents access to excellent schools, state-of-the-art healthcare, shopping and dining, entertainment, and outdoor recreation. Their communities are designed to cater to a broad range of lifestyles, from growing families to active seniors, and from urbanites to outdoor enthusiasts. In conclusion, iStar Inc. plans, develops, and sells master-planned communities that promote a sense of belonging and social interaction while providing residents with a range of amenities and facilities.

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Two delivery options are available for delivering 50 boxes. The annual holding cost is 24 % of the cost. Assume 365 days per year. 2-day delivery option costs $300 while 6-day delivery option costs $100. Determine a minimum unit cost for a box for which 2-day delivery alternative would be least costly?

a.

506.9

b.

1014

c.

1521

d.

760.4

Answers

The minimum unit cost for a box, for which the 2-day delivery option would be least costly, is $10.138. This is determined by comparing the costs per box for the 2-day and 6-day delivery options, with the former having the lowest cost per box.

To determine the minimum unit cost for a box for which the 2-day delivery option would be least costly, we need to compare the costs of the two delivery options.

Given

Number of boxes (n) = 50

Annual holding cost = 24% of the cost

2-day delivery cost = $300

6-day delivery cost = $100

365 days per year

Let's calculate the total cost for each delivery option

2-day delivery cost:

Total cost = (2-day delivery cost) + (annual holding cost * 2-day delivery cost * n / 365)

Total cost = $300 + (0.24 * $300 * 50 / 365)

6-day delivery cost:

Total cost = (6-day delivery cost) + (annual holding cost * 6-day delivery cost * n / 365)

Total cost = $100 + (0.24 * $100 * 50 / 365)

To find the minimum unit cost for a box, we need to compare the total costs of the two delivery options. The option with the lower total cost per box would be the least costly option.

Let's calculate the total costs per box for each option

2-day delivery cost per box = Total cost / n

6-day delivery cost per box = Total cost / n

Now, we can calculate and compare the costs per box for each option:

2-day delivery cost per box = (Total cost of 2-day delivery) / n

6-day delivery cost per box = (Total cost of 6-day delivery) / n

We choose the option with the lower cost per box.

Given the answer choices provided, we'll calculate the costs per box for each option and compare them

a. 2-day delivery cost per box = (Total cost of 2-day delivery) / n = ($506.9) / 50 = $10.138

b. 6-day delivery cost per box = (Total cost of 6-day delivery) / n = ($1014) / 50 = $20.28

c. 6-day delivery cost per box = (Total cost of 6-day delivery) / n = ($1521) / 50 = $30.42

d. 2-day delivery cost per box = (Total cost of 2-day delivery) / n = ($760.4) / 50 = $15.208

Comparing the costs per box, we see that the option with the lowest cost per box is option "a" with a cost of $10.138. Therefore, the minimum unit cost for a box for which the 2-day delivery option would be least costly is $10.138.

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Problem 1. Andy is a partner in the ABO partnership (Andy, Barney and Otis). Under the partnership agreement Andy is entitled to $10,000 each year for his services, which are ordinary in nature and performed in his capacity as a partner. Andy’s share of the partnership’s profits and losses, after deduction of the services payment, is one third. For 2020 the partnership's income, before deduction of the $10,000 payment to Andy, consisted of $4,000 of ordinary income and $15,000 of long-term capital gain. Andy and the partnership use the calendar year as their taxable years. Andy is a cash method taxpayer, and the partnership uses the accrual method. Determine partnership taxable income for 2020 and Andy's distributive share. (b) When is the $10,000 included in Andy's gross income if it is paid to him on January 3, 2021? (c) How does Andy's entitlement to the $10,000 and the payment of this sum affect the basis of his interest?

Answers

In 2020, the partnership's taxable income is calculated by deducting Andy's services payment from the total income, resulting in $19,000 ($4,000 ordinary income + $15,000 long-term capital gain). Andy's distributive share of the partnership's profits and losses, after deducting the services payment, is one third of this taxable income, which amounts to $6,333. For tax purposes, the $10,000 payment to Andy for his services will be included in his gross income in the year it is received, which in this case is 2021. Andy's entitlement to the $10,000 payment does not directly affect the basis of his interest in the partnership.

To determine the partnership's taxable income for 2020, we start with the total income before deducting Andy's services payment. The partnership earned $4,000 of ordinary income and $15,000 of long-term capital gain, totaling $19,000. However, Andy is entitled to receive $10,000 each year for his services, which is considered an ordinary payment. Therefore, we deduct this amount from the total income, resulting in a taxable income of $9,000 ($19,000 - $10,000).

Andy's distributive share of the partnership's profits and losses is determined based on his ownership interest, which is one third. So, his distributive share of the partnership's taxable income is one third of $9,000, amounting to $3,000.

Moving on to the timing of when the $10,000 payment is included in Andy's gross income, we consider that Andy is a cash method taxpayer. According to the cash method, income is recognized when it is received. Therefore, if Andy receives the $10,000 payment on January 3, 2021, it will be included in his gross income for the tax year 2021.

Lastly, Andy's entitlement to the $10,000 payment does not directly affect the basis of his interest in the partnership. The basis of Andy's interest is typically determined by the amount of his capital contributions and his share of partnership profits or losses. The $10,000 payment for services is separate from his partnership interest and does not impact the calculation of his basis.

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Item1 20 points eBookPrintReferencesCheck my work check My Work button is now enabled them 1 Dwight Donovan, the president of Franklin Enterprises, is considering two investment opportunities. Because of limited resources, he will be able to invest in only one of them. Project A is to purchase a machine that will enable factory automation; the machine is expected to have a useful life of three years and no salvage value. Project B supports a training program that will improve the skills of employees operating the current equipment. Initial cash expenditures for Project A are $116,000 and for Project, B is $42,000. The annual expected cash inflows are $55,068 for Project A and $18,091 for Project B. Both investments are expected to provide cash flow benefits for the next three years. Franklin Enterprises’ desired rate of return is 6 percent. (PV of $1 and PVA of $1) (Use appropriate factor(s) from the tables provided.) Required Compute the net present value of each project. Which project should be adopted based on the net present value approach? Compute the approximate internal rate of return of each project. Which one should be adopted based on the internal rate of return approach?

Answers

To compute the net present value (NPV) and approximate internal rate of return (IRR) for each project, we will discount the expected cash flows using the desired rate of return of 6 percent.

Here are the calculations:

Project A:

Initial cash expenditure: -$116,000

Annual expected cash inflows: $55,068

Using the Present Value of an Annuity (PVA) table, we find the discount factor for three years at 6 percent to be 2.673.

NPV of Project A = -$116,000 + ($55,068 * 2.673) = -$116,000 + $147,019.464 = $31,019.464

Project B:

Initial cash expenditure: -$42,000

Annual expected cash inflows: $18,091

Using the Present Value of an Annuity (PVA) table, we find the discount factor for three years at 6 percent to be 2.673.

NPV of Project B = -$42,000 + ($18,091 * 2.673) = -$42,000 + $48,339.843 = $6,339.843

Based on the net present value approach, the project with the higher NPV should be adopted. In this case, Project A has an NPV of $31,019.464, while Project B has an NPV of $6,339.843. Therefore, Project A should be adopted as it has a higher NPV.

To compute the approximate internal rate of return (IRR), we can use the formula:

IRR = Discount rate + ((NPV at lower rate / (NPV at lower rate - NPV at higher rate)) * (Higher rate - Lower rate))

Using the NPVs calculated above:

IRR of Project A = 6% + (($31,019.464 / ($31,019.464 - $6,339.843)) * (0% - 6%)) = 6% + (3.984 * -6%) = 6% - 23.904% = -17.904%

IRR of Project B = 6% + (($6,339.843 / ($6,339.843 - $31,019.464)) * (0% - 6%)) = 6% + (-0.429 * -6%) = 6% + 2.574% = 8.574%

Based on the internal rate of return approach, the project with the higher IRR should be adopted. In this case, Project B has a higher IRR of 8.574%, while Project A has a negative IRR of -17.904%. Therefore, based on the internal rate of return approach, Project B should be adopted.

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