The Dodd-Frank Wall Street Reform and Consumer Protection Act was called "a sweeping overhaul of the financial regulatory system…on a scale not seen since the reforms that followed the great depression."
What is Dodd-Frank Wall Street Reform and Consumer Protection Act?Dodd-Frank Act The Wall Street Reform and Consumer Protection Act, also known as Dodd-Frank, is a federal law adopted in the United States on July 21, 2010. In the aftermath of the Great Recession, the bill restructured financial regulation, affecting all federal financial regulatory agencies and nearly every aspect of the nation's financial services business.In response to broad calls for improvements to the financial regulatory system, President Barack Obama proposed a "sweeping overhaul of the United States financial regulatory system, a transformation on a scale not seen since the reforms that followed the Great Depression" in June 2009.As it is given in the description itself, in response to broad calls for improvements to the financial regulatory system, President Barack Obama proposed a "sweeping overhaul of the United States financial regulatory system, a transformation on a scale not seen since the reforms that followed the Great Depression" in June 2009.
Therefore, the Dodd-Frank Wall Street Reform and Consumer Protection Act was called "a sweeping overhaul of the financial regulatory system…on a scale not seen since the reforms that followed the great depression."
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How does the high-school graduation rate for Latinos in Massachusetts compare to that of African American students?
The graduation rate for Latinos is lower than for African American students.
The graduation rate for Latinos is higher than for African American students.
The graduation rate for Latinos is the same as for African American students.
The graduation rate for Latinos is changing and cannot be compared.
The graduation rate for Native American students in the United States in 2019 was 74.3 percent, while the rate for Black/African American students was 79.6 percent, the rate for Hispanic students was 81.7 percent, the rate for White students was 89.4 percent, and the rate for Asian students was 92.6 percent. This is further explained below.
What is Native American?Generally, a member of any indigenous group in North, Central, or South America, particularly one that originated on what is now the continent of the United States.
In conclusion, Native American students in the United States graduated at a rate of 74.3 percent in 2019, compared to 79.6 percent for Black and African American students, 81.7 percent for Hispanic students, 89.4 percent for White students, and 92.6 percent for Asian students.
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What was the inflation rate in 2005 and 2009? how do you know? the inflation rates in 2005 and 2009 were _____ because the inflation rate equals _____ .
What was the inflation rate in 2005 and 2009? how do you know? the inflation rates in 2005 and 2009 were 3 percent and 0 percent respectively because the inflation rate equals the nominal interest rate minus the real interest rate.
Inflation: What Is It?
Price increases, or inflation, can be thought of as the gradual loss of purchasing power. The average price increase of a selection of products and services over time can serve as a proxy for the rate at which buying power declines.
A unit of currency effectively buys less as a result of the increase in pricing, which is sometimes stated as a percentage. Deflation, which happens when prices fall and buying power rises, can be compared to inflation.
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If the numbers represented codes for the colors of t-shirts ordered from a catalog, which average(s) would make sense?
Mode (average) would be used when the number represented codes for the colors of t-shirts ordered from a catalog.
The average is defined as the mean value that is equal to the ratio of the sum of the variety of a given set of values to the entire number of values present within the set. The mode is the number in a set of numbers that appears the most often. The mean of a set of numbers is the sum of all the numbers divided by the number of values in the set. The mean is also called the average.
The mean (average) of a data set is found by including all numbers in the information set after which dividing by the number of values in the set. The median is the middle value when a data set is ordered from least to greatest. The mode is the variety that occurs most often in a data set.
It's best to apply the median when the distribution of data values is skewed or when there are clear outliers. Mean should be applied when the distribution of the data values is symmetrical and there are no clear outliers.
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Inflation has been moderate in some industrialized countries since the 1970s because:________
Inflation has been moderate in some industrialized countries since the 1970s because economists have started using more sophisticated monetary policy.
When prices increase gradually over a certain period of time, this is referred to as moderate inflation, gentle inflation, or creeping inflation. It increases customer expectations that product and service prices will climb more, which ultimately increases demand. In order to avoid the future price increases, consumers will make immediate purchases. In this sense, moderate inflation promotes economic growth.
In this instance, a nation's inflation rate climbs gradually but steadily over time, with the consequence of inflation not being obvious for a long time. Inflation never exceeds 3% during the course of a year.
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Prior to 2013 and 2014, the most famous breaches infiltrated the systems at _____, target, home depot, and anthem blue cross
Prior to 2013 and 2014, the most famous breaches infiltrated the systems at eBay {twice} target, home depot, and anthem blue cross.
A cyberattack that results in a data breach is one in which private, sensitive information that should have been kept private has been accessed or disclosed without authorization.
When a user clicks on an attachment, connects to a public WIFI network, or clicks a link to a legitimate-looking website, they may not realize they are exposing a security breach. Employees using their personal laptops outside of the office are not considered harmful to the company by the executive.
This is the specify reason for breach because it give access to hacker and t he company become vulnerable to hacking. This took place in the instance of eBay.
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When compared to european societies, how did indian gender relations differ?
When compared to European societies, Indian gender relations differ by Most, but not all, Native societies were matrilineal.
What is Matrilineal?Matrilineality is the process of determining ancestry through female lines. It may also be related to a social structure in which each individual is identified with their matriline, or mother's lineage, and in which it is possible for property and/or titles to be inherited.A matriline, often known as a "mother line," is a line of descent from a female ancestor to a descendant (of either sex) in which all of the persons in the intervening generations are mothers.An individual is regarded as belonging to the same ancestry group as their mother under a matrilineal system. This old matrilineal pattern of descent contrasts with the more common patrilineal pattern of descent, which is typically where a family name originates.To know more about Matrilineality with the given link https://brainly.com/question/1288627
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The _________ suggests the solution to the mutilated checkerboard problem.
The analogy suggests the solution to the mutilated checkerboard problem.
The basic process of analogy is to find a problem (source) similar to the problem to be solved (target) and map the solution of that source problem to the target problem.
Note that analogy is a cognitive process in which problem solvers reason through the relationships between previous experiences and current problems. The reasoning process leads the team to a series of conclusions that serve many purposes.
Analogical thinking is what we do when we use information from one area (source or analogy) to solve a problem in another area (target). Professionals often use analogies in the process of problem-solving, and analogies have been involved in numerous scientific discoveries.
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The matrix of ________ refers to the systems of inequality that intersect to affect people.
The matrix of domination or oppression.
Oppression is malicious or unjust treatment or exercise of power, often under the guidance or guise of governmental authority or cultural opprobrium. Oppression may be overt or covert, relying on how it is practiced. Oppression is a combination of prejudice and institutional strength that creates a system that regularly and critically discriminates towards some groups and benefits different groups for their own interests.
The enjoyment of oppression affected the participants negatively along emotional and psychological pathways and affected their daily activities, they, as an example, internalized devaluing beliefs/identities/ideas about themselves.
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Publications which contain articles and news briefs that are designed to keep readers up to date in specific or general areas of the tax law are called:__________
Can you think of some ""criminal activity issues"" within the community/ neighborhood that the police could use help on from the citizens?
"Criminal activity issues"" within the community/ neighborhood that the police could use help on from the citizens - is that citizen of the community should be honest and share doubtful activities of the neighborhood to the police.
When someone commits an act that is prohibited by the law or refuses to carry out an act that the law has directed, that conduct or refusal is referred to as a crime. An unauthorised or illegal conduct constitutes a crime. However, such behaviour might be classified as either criminal activity or a civil wrong.
Community involvement is linked to healthy police-community relations and results that are advantageous to both parties. It may create collaboration between police and local residents to identify and address local policing concerns.
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In a decision support system (dss) environment, a _____ is the liaison between users and designers
In a decision support system (DSS), the technical designer is the liaison between users and designers.
What is technical designer?Technical designers collaborate with fashion design teams to develop concepts into completed items. They anticipate design concerns and work with designers and manufacturers to ensure that garment parameters are updated and the end result is a high-quality, marketable product.
In the fashion industry, technical designers take clothing from concept to shelf-ready product. They introduce innovative ideas and turn them into practical things. They collaborate with manufacturers to create a plan that ensures the end product fulfills their company's quality standards.
If you enjoy creating and are more of an artist than a designer, Fashion Design is the field for you.
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The copying of a genuine item without authorization, especially when passed off as the original item is:_________
The copying of a genuine item without authorization, especially when passed off as the original item is (C) counterfeiting.
What is counterfeiting?To counterfeit is to imitate something authentic in order to steal, destroy, or replace the original, to employ in unlawful transactions, or to fool people into believing that the imitation is of equal or greater worth than the real item. Counterfeit goods are forgeries or illegal reproductions of genuine goods. Counterfeit products are frequently created with the intention of profiting from the better worth of the mimicked product. A hundred-dollar bill manufactured at home is an example of a forgery. To counterfeit is to create a phony version of something. Imposters who print their own money are an example of counterfeiting.Therefore, the copying of a genuine item without authorization, especially when passed off as the original item is (C) counterfeiting.
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The complete question is given below:
The copying of a genuine item without authorization, especially when passed off as the original item is:
a.economic espionage
b.fraud
c.counterfeiting
d.insider trading
e.none of the other choices
Under appraisal independence requirements, a financial institution is permitted to?
Under appraisal independence requirements, a financial institution is permitted to provide a copy of a purchase contract to an appraiser.
What are appraisal independence requirements?
The Appraiser Independence Requirements (AIR) will take the role of the Home Valuation Code of Conduct (HVCC). The main objective was to maintain the original objectives of the HVCC while boosting security for mortgage investors, lenders, real estate brokers, homebuyers, and the housing industry as a whole.
Which action is a violation of the appraisal independence requirements?
A covered individual cannot go against appraisal independence. Directly or indirectly pressuring, extorting, conspiring with, giving instructions to, bribing, or frightening anyone who offers valuations into valuing a property using any criteria other than their judgment constitutes a violation.
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For a defendant to be according to the american bar association, _____ are abducted each year. culpable of assault, he or she only needs to take some action like
Answer:
For a defendant to be criminally culpable of assault, he or she only needs to take some action like.
B: making a fist and waving the arm while walking toward the victim
Describe two financial challenges that young entrepreneurs may initially encounter and indicate how they could deal with these challenges
Two financial challenges that young entrepreneurs may initially encounter and indicate are lack or low personal capital and lack of networking.
Entrepreneurship: What Is It?A person who starts a new firm and takes on the majority of the risks and benefits is referred to as an entrepreneur. Entrepreneurship describes the act of starting a firm. The entrepreneur is frequently viewed as a creator of novel concepts, products, services, businesses, or methods.
How Entrepreneurs Generate Income?
Like any firm, entrepreneurs look to increase revenues above costs in order to profit. The objective is to increase revenue, and networking, marketing, and word-of-mouth are all effective ways to do this. Cost control is essential since it increases profit margins. Operations that are efficient and eventually scale up will make this possible.
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What principle aims to compensate for the bias of arbitrary contingencies in the direction of equality?
The principle that aims to compensate for the bias of arbitrary contingencies in the direction of equality is the principle of redress.
What is a redress?This is a situation in which one can seek remedy incase of not receiving fair judgement. It is a retribution or rectification for an offense or hardship.
Right to redress is a law or acts that make provision for customers to receive fair judgement and settlement of their rightful claims or rights which include compensation for misrepresentation, shoddy goods, or any form of unsatisfactory services.
Therefore, one can seek for redress in a court of law if it is perceived there was loss based on previous judgement, which was not right.
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The biceps muscle extends from the shoulder to the lower arm and raises the lower arm. the ___ is on the lower arm
The biceps muscle stretches from the shoulder to the lower arm and extends the lower arm. the insertion is on the lower side.
Biceps muscleThe biceps muscle is at the facade of your upper arm. The muscle has two tendons that connect it to the bones of the scapula bone of the shoulder and one tendon that binds to the radius bone at the elbow. The tendons are tough stripes of tissue that link muscles to bones and let us move our limbs.
FunctionThe main roles of the biceps are the flexion and supination of the forearm. This is encouraged by the 90-degree rotation of the muscle as it bonds to the radius. Defiant to popular belief, the biceps is not the most powerful flexor of the forearm.
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The biceps muscle stretches from the shoulder to the lower arm and extends the lower arm. the insertion is on the lower side.
Biceps muscle
The biceps muscle is at the facade of your upper arm. The muscle has two tendons that connect it to the bones of the scapula bone of the shoulder and one tendon that binds to the radius bone at the elbow. The tendons are tough stripes of tissue that link muscles to bones and let us move our limbs.
Function
The main roles of the biceps are the flexion and supination of the forearm. This is encouraged by the 90-degree rotation of the muscle as it bonds to the radius. Defiant to popular belief, the biceps is not the most powerful flexor of the forearm.
The detailed description of a particular culture primarily based on fieldwork is called?
The detailed description of a particular culture primarily based on fieldwork is called ethnography
What is ethnography?The systematic investigation of unique cultures is known as ethnography, which is a subfield of anthropology. From the perspective of the research topic, ethnography examines cultural phenomena.
What is the ethnography research method?Ethnography is a type of field study that aims to understand the culture of a specific location or place. It frequently makes use of participant observation over the course of extensive fieldwork and could also incorporate other qualitative and quantitative techniques.
What is ethnography and why is it important?Ethnography is the study of different cultures and the social groupings that make them up. It can aid in personal growth, success, and a greater understanding of various cultures.
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Like the early modern scientists, enlightenment thinkers abandoned _____ philosophy.
Like the early modern scientists, enlightenment thinkers abandoned Aristotelian philosophy.
A scientist is a person who conducts scientific research to improve knowledge in a field of interest. Scientists are motivated to study in many different ways. Many people want to understand why the world is the way we see it and how it came about.
A scientist is someone who systematically collects and uses research and evidence, formulates and tests hypotheses in order to gain and share understanding and knowledge.
The three main fields of science are Physics, Earth Sciences and Life Sciences, each with different career opportunities.
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Another reason for the bystander effect is not wanting to draw negative attention to oneself. What is this called?.
Another reason for the bystander effect is not wanting to draw negative attention to oneself is the Bystander Effect or Bystander Apathy refers to this.
What is the Bystander Effect?The bystander effect happens when other people dissuade someone from taking action in an emergency, against a bully, or during an assault or other crime because they are present. The more bystanders there are, the less likely it is that any of them will step in to aid someone who needs it. When there are few or no other witnesses present, people are more likely to act in a crisis.What is a case of the bystander effect?The savage killing of a young woman named Catherine "Kitty" Genovese is the most widely used illustration of the bystander effect in introductory psychology courses. Genovese, who was 28 years old, was traveling home from work on March 13, 1964.Learn more about the Bystander Effect here:
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What other option could the fed pursue—rather than permanently transferring the ownership of securities—to achieve its goal?
The Fed also uses a certain amount of reverse repo (click to select) to borrow money from commercial banks rather than retain ownership of securities that are permanently transferred to meet its goals. You may also choose to effectively lend money (click to select).
Buying and selling government securities through the federal open market committee (FOMC) is the fed's most commonly used tool.
The federal reserve primarily uses open market operations to manipulate the money supply. fractional reserve banking is a system that requires banks to hold cash based on a percentage of loans.
The federal reserve can increase the money supply by cutting bank reserve requirements. this allows banks to lend more money. conversely, by raising bank reserves, the fed can reduce the money supply.
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The internal validity of an experimental design is concerned with what question?
The internal validity of an experimental design is concerned with the question - "Did the independent variable really produce a change in the dependent variable?"
Inner validity refers in particular to whether an experimental remedy/situation makes a difference or no longer, and whether there is enough evidence to guide the declaration. Outside validity refers to the generalizability of the treatment/circumstance results.
Internal validity refers back to the diploma of self-assurance that the causal courting being tested is truthful and not encouraged with the aid of other elements or variables. Outside validity refers to the extent to which results from a look can be carried out (generalized) to different conditions, businesses, or events.
Internal validity is the volume to which you may be confident that a motive-and-effect relationship hooked up in an observation cannot be explained via different factors.
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An item that was at one time personal property but has become ""attached"" and is now considered to be real property is known as a(n)?
An item that was at one time personal property but has become ""attached"" and is now considered to be real property is known as : fixture
Property is any item that a person or a business has legal title over. Property can be tangible items, such as houses, cars, or appliances, or it can refer to intangible items that carry the promise of future worth, such as stock and bond certificates.
Types of Property
Movable and Immovable Property.Tangible and Intangible Property.Private and Public Property.Personal and Real Property.Corporeal and Incorporeal Property.The term property describes anything that someone – a person or a business has a legal title over.something that is owned by a person.
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In the context of cross-cultural training, unlike cultural simulations, documentary training:_______
In the context of cross-cultural training, unlike cultural simulations, documentary training focuses on identifying specific critical differences between cultures.
Intercultural training aims to raise awareness, promote clear lines of communication, and better relationships between people where a common cultural framework does not exist. Cross-cultural training offers many benefits for both participants and companies.
Reduce Attrition: Intercultural training improves people's interpersonal skills and enhances people's ability to become effective global leaders. Individuals who demonstrate effective communication skills across cultures are much more likely to motivate others and lead with influence.
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What is the correct term for a rectangular brick or stone tomb with sloping sides? what is the correct term for a rectangular brick or stone tomb with sloping sides? mastaba tholos pylon ziggurat
Mastaba is the correct term for a rectangular brick or stone tomb with sloping sides. the correct answer is option(a).
An ancient Egyptian tomb known as a mastaba, also known as a mastabah, mastabat, or pr-djt, is a rectangular construction with a flat top and inwardly sloping sides made of mudbricks. During Egypt's Early Dynastic Period and the Old Kingdom, these structures designated the resting places of numerous notable Egyptians. There are now two main categories of mastabas. The mastaba of the tomb type vanishes after the Middle Kingdom.
additional reading For the deceased's comfort and well-being, the burial chamber was stocked with gifts and food offerings, and the walls were adorned with depictions of everyday life. Kaiser 1998 (on the formation of the oldest mastabas) states that. The mastabas were created to guarantee the comfort of the dead for all of eternity.
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Xie, who just turned two years old, is developing in a healthy and normal way. xie’s parents will now find that:________
Xie's parents realized that he turned two years old and is developing in a healthy and normal way but will now find out that Xie's growth rate will begin to slow down in early childhood.
Early childhood is divided into a number of developmental milestone-marked life phases. Although we acknowledge the significance of high-quality prenatal care in early childhood outcomes, we define early childhood here as the time from birth to age eight.
The process by which a child changes over time is known as child development. It spans the entire time from a person's conception till they are an adult capable of making their own decisions. Going from complete dependency to complete freedom is a journey.
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A study was conducted on caffeine consumption by children. The parents of 104 children aged 5-7 and 97 children aged 8-12 were surveyed about whether their child consumed caffeine. In analyzing these data, the researchers tested whether a greater proportion of older children consumed caffeine than younger children. If all children aged 8-12 are considered population 1 and all children aged 5-7 are considered population 2, what are the appropriate hypotheses for this test?
The appropriate hypothesis for this test is that most children drink or eat some form of caffeine every day.
The most common sources of caffeine for children are soda, coffee, and tea, but parents should be aware that a wide variety of goods are available that contain significant quantities of caffeine.
To determine a product's caffeine content with certainty, check the ingredients list and product labeling. It's critical to understand that different goods contain varying quantities of caffeine. Additionally, your child's reaction to caffeine can differ from another child.
Numerous people, including young children, require emergency care each year as a result of consuming caffeine. Youth who have particular medical concerns, such as migraines, seizures, or cardiac issues, may be more susceptible to issues with caffeine than normal youth.
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Mark is angry because his wife invited friends over when he wanted to relax. he decides to act bored during the entire evening. Mark’s behavior reflects?
Mark is angry because his wife invited friends over when he wanted to relax. he decides to act bored during the entire evening. Mark’s behavior reflects sabotage.
You might be surprised that most self-sabotage behavior stems from self-preservation. Sometimes we sabotage ourselves to escape unpleasant emotions. Perhaps we haven't been taught how to deal with or process difficult thoughts and emotions, so we do everything we can to keep them in check in the moment.
Behavior that interferes with long-term goals is considered self-destructive. The most common self-sabotaging behaviors include procrastination, self-medication with drugs and alcohol, comfort eating, and self-harming behaviors such as cutting.
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The doctrine aimed at preventing any branch of government from gaining too much power is:_______.
The doctrine aimed at preventing any branch of government from gaining too much power is the separation of powers.
A doctrine is a system of beliefs, or teaching or instruction, a collection of learned principles or positions, as the essence of teaching in a particular field of knowledge or belief system. The etymological Greek analog is "catechism".
A doctrine is a belief or set of beliefs held by an organization about the best (or right) way to do things. This doctrine reflects the culture of the organization and employees' understanding of how these beliefs relate to their roles and responsibilities.
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As the sprint planning progresses, the developers realize that the workload may be greater than their capacity to complete the work. which two are valid actions?
As the sprint planning progresses, the developers realize that the workload may be greater than their capacity to complete the work. two are valid actions:
Remove or change selected Product Backlog ItemsThe Development Team ensures that the Product Owner is aware, starts the Sprint and monitors progressThey can do two things to ensure the reputation of the team by making the owner of the product know about their lacking and start measuring their routine developments. They can also remove the hindrances of product making.
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