Efficient Markets Hypothesis (EMH)
The notion that actual capital markets, such as the nyse, are fairly priced is called the Efficient Markets Hypothesis (EMH)
There are three market efficiency types which are allocative , operational and informational. Fairly priced stocks in capital market allow shareholders to notion through the process of buying and selling shares.
The share price reflects all the information that in with stock traded in capital markets fairly priced at a market. It also tells the asset value information of the underlying assets. Markets in which security prices fully reflect all relevant information available fundamental value of securities.
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What is the affordable monthly mortgage payment if your yearly gross income is $48,000 and monthly payments on an auto loan are $320?
The affordable monthly mortgage payment is $1200.
Given,
Maximum monthly payment = 48000/12 *38% = 1520
Allowed for mortgage = 1520-320 = 1200
The answer is $1200
A mortgage payment is normally made of 4 components: major, interest, taxes, and insurance. The most important component is the quantity that will pay down your extraordinary mortgage quantity.
PITI is an acronym for foremost, interest, taxes, and insurance—all of the usual components of a mortgage payment. due to the fact that PITI represents the total monthly loan charge, it facilitates both the buyer and the lender to determine the affordability of an individual mortgage.
Most loans are repaid in parts: principal and interest (P&I). This includes repaying the cash you borrowed in conjunction with interest to the financial institution. but in relation to a mortgage loan, P&I are not your best costs. You furthermore may should pay for home owner's coverage and assets taxes.
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This division’s invested capital is $4,000,000. how much is the east division’s return on investment?
The Return On Investment is 6.3%
Return On Investment = Net Operating profit after tax / Invested Capital
Net Operating profit after tax = Operating Income ( 1 - tax rate) = 420000 * (1-0.4) = 252000
Return On Investment = 252000 / 4000000 = 6.3%
Return on investment is a simple ratio that divides the net profit (or loss) from an investment by its cost. Because it is expressed as a percentage, you can compare the effectiveness or profitability of different investment choices.
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Roger is currently age 68. He is creating a retirement income plan. As such, he needs to estimate his future required distributions from his retirement plans. Help roger by telling him when he must begin taking distributions from his roth ira.
Roger is currently age 68. He is creating a retirement income plan. As such, he needs to estimate his future required distributions from his retirement plans. Help roger by telling him when he must begin taking distributions from his Roth Ira because He will never have to accept a distribution.
Define Retirement.Retirement is the cessation of one's employment, occupation, or active working life.Another way to semi-retire is to work fewer hours or with fewer jobs.When they are old or unable to work due to health issues, many people decide to retire.What is income?Income is the money that an individual or organization receives in return for their services or goods. Depending on the context—such as taxation, financial accounting, or economic analysis—income may have a variety of definitions.For the majority of people, their total earnings include their wages and salaries, investment returns, pension payments, and other receipts.Learn more about Retirement here:
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What effect will raising the price of suvs from $21,100 to $29,700 have on car dealers' revenue?
After raising the price of SUVs from $21,100 to $29,700., the car dealer's revenue will increase.
After the prices of SUVs rises from $21,100 to $29,700., there will be an increase in the car dealer's revenue, as the car dealer will be earning more from the sales of SUV which will indirectly increase his overall revenue.
In an inelastic market, the change in price produces a noticeable change in the quantity of items purchased. Thus, a price increase in an elastic market would lead to an increase in a company's total revenue.
Here, after raising the price of SUVs, the car dealer's total revenue will increase.
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Expatriates who are citizens of an employer's home country and residing and working in another nation are called _____
Expatriates who are citizens of an employer's home country and residing and working in another nation are called parent-country nationals.
A Parent Country National or PCN is an employee who works in a country other than their country of origin. They are also called "ex-pats" or "expatriates".
Parent Country National or Home Country National – A permanent resident of the country where the company is headquartered. Host Country Citizen – A permanent resident of the country in which we have our place of business.Benefits: Offer opportunities for promotion and advancement to local people, increasing their engagement and motivation. Disadvantages: Lack of opportunities for international and cross-cultural experience for homegrown citizens.
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The project team is working on an important and complex project that requires a lot of coordination. under these circumstances, the best strategy is to:____.
The project team is working on an important and complex project that requires a lot of coordination. Under these circumstances, the best strategy is to business development. Business development is the process of generating long-term value for a company through relationships with clients, markets, and other businesses.
The Firm development can be interpreted to refer to any action made by a small or large organization, a for-profit or non-profit company, that furthers team the goal of 'developing' the business Through Planning Systems, which are put in place by the governments to assist small enterprises, external business the coordination can be facilitated.
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Adaptive impairment is _____ to diagnosing intellectual disability. unnecessary always necessary sometimes necessary irrelevant
Adaptive disability is always necessary to diagnose intellectual disability.
What is intellectual disability?It corresponds to a reduction in mental abilities in individuals, which generally negatively impact learning, decision-making and adaptation to the social environment, such as difficulties in performing routine tasks and socializing with other individuals.
Intellectual disability can begin to manifest itself in childhood, as this is the stage where cognitive development takes place.
Therefore, in the identification of any symptom of intellectual disability, such as communication and learning difficulties, there is a search for specialized medical help, in order to identify the best treatment for achieving a better quality of life.
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It is efficient to continue an activity as long as the marginal benefit exceeds the marginal cost.
a. true
b. false
Answer: True
Explanation:
Answer:
The answer is true.
^The person above my answer is correct.
It is estimated that it costs about _____ times more money to attract and sell to a new customer than to an existing customer.
It is estimated that it costs about seven times more money to attract and sell to a new customer than to an existing customer.
An individual who has previously done business with a person, who is the recipient of a voice communication from that person, and who either paid for the goods or services within the 12 months prior to the voice communication or who, due to a prior agreement between the person and the individual, has not paid for the goods and services at the time of the voice communication is considered an existing customer.
An existing customer is someone who has made a purchase from a business, has received a voice communication from that business, and has either paid for the products or services within the previous 12 months or has not done so at the time of the voice message.
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When analyzing demand and supply curves for an individual good, the vertical axis measures the?
The vertical axis on the demand and supply curves for an individual good measures the price in dollars.
What is a demand and supply curves?In economics, the Demand and supply can be plotted as curves and the point at which the two curves meet is known as the market quantity supplied.
On the curve, the horizontal axis measures quantity in units and the vertical axis measures price in dollars.
As, the demand curve is a downward-sloping and the supply curve is an upward-sloping, hence, the vertical axis on the demand and supply curves for an individual good measures the price in dollars.
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Linda wants to apply for a job in a company of her choice. which information would her potential employers likely review in her social profile? a. comments about her past job and work performance b. hobbies that she enjoys on weekends c. details about her planned vacations d. friends and contacts from her friends list e. photographs uploaded by her
The correct answer is option (b) hobbies that she enjoys on weekends. All others are irrelevant for the social profile. A resume should only contain the necessary information and not anything irrelevant.
What is a resume? It is a prospective document that contains your personal information like your job experience, educational qualifications etc.. This document is sent to the employer or the firm to which you are applying. A resume must be tailor-made and edited as per the requirements of the employer. It should not be too lengthy and it should be free of any grammatical errors. A resume is sent to the employer before an actual interview as it helps them evaluate if you are an eligible candidate or not. It should be sent in along with a cover letter. Unnecessary language, family achievements, negative areas of life should not be included in the resume and all the information should be true and factual. .To learn more about resume visit: https://brainly.com/question/15406226?
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Small business owners often struggle in attracting qualified workers. what contributes to this problem?
Small business owners often struggle in attracting qualified workers because many jobs in small firms have low pay and few benefits.
Small businesses frequently find themselves in a less stable condition than larger organizations, which typically have the adequate cash flow to cover payroll and keep the lights on. Your small firm might not be able to pay its debts if one important client doesn't pay.
In addition, small businesses may require workers who can manage a variety of activities, whereas large organizations can recruit personnel for a single activity.
Furthermore, since change is common in small businesses, you'll probably need people with the right personalities to flourish there. Finding the ideal staff might be difficult because of all of these issues.
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A recovery is generated in the classical / new classical part of this example when investment spending and technology _______________ in the private sector
A recovery is generated in the classical/new classical part of this example when investment spending and technology expand over time due to rising confidence in the private sector.
investment spending - money spent on capital goods, or goods used inside the production of capital, goods, or services. investment spending may additionally include purchases along with equipment, land, production inputs, or infrastructure.
some of the important varieties of funding are: (1) commercial enterprise constant investment, (2) Residential investment, (3) stock investment, (4) independent funding, and (5) caused investment.
Spending on new capital items is known as funding expenditure. funding falls into 4 categories: producer's durable gadget and software program, new nonresidential systems, modifications in inventories, and home systems.
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Eduardo needs to find information about income and age distribution in dallas county, texas. The best source of secondary research of use to eduardo is likely to be?
Eduardo needs to find information about income and age distribution in Dallas county, Texas. The best source of secondary research of use to Eduardo is likely to be the US census data.
What is the US census data?This is the data that is known to be made from the census that is taken in the country to determine the people of the nation that are in the country at that period of time. The census data is known to contain a lot of variables that help to determine the economic well being of that area.
This is secondary source of data. This is due to the fact that the data is already known to be existent in a place. It was not gotten directly by Eduardo in the field.
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Dress for success, inc., had policy requiring male salespersons wear business attire, including dress pants, button-down shirt, and a tie. the company required female salespersons to wear a smock (a light, loose garment worn for protection of clothing while working) in order for clients to identify them easily. sharon riddle and other female salespersons refused to wear a smock. they showed up to work wearing business attire instead, and dress for success suspended them. after multiple suspensions, the female associates were fired for violating dress for success' dress code policy. all other employment conditions, including wages, working hours, and benefits, were equal for male and female associates. issue: was the dress code discriminatory? why or why not? how do you rule in this case?
Dress for Success, Inc. is justified in the suspension and the ultimate sacking of Sharon Riddle and other female salespersons. The US stipulates that it is at the discretion of the company to choose whether to allow the employees to choose their dress codes of personal preference or dress while applying the company’s policies, therefore, the company was justified in its actions.
What is dress codes?A dress code is a set of rules, usually written down, that govern what clothing groups of people must wear. Dress rules are founded on social views and customs, and they vary depending on the purpose, circumstances, and events.
Dress rules are used to communicate to employees what is considered proper work wear by the organisation. A dress code or appearance policy allows an employer to set expectations about the image the company intends to project.
Students' [clothes] will only have an impact on learning if they are dressed inappropriately, according to senior Alyse Madsen. "Strict dress regulations limit students' freedom of expression and create a drab environment with little innovation." "
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Companies with production constraints and irrelevant fixed costs will be most profitable when they maximize production of the product with the highest.
Companies with production constraints and irrelevant fixed costs will be most profitable when they maximize production of the product with the highest contribution margin per unit of the constraint.
What are Fixed costs?A cost that remains constant regardless of how many units of products or services are produced or sold is referred to as a fixed cost. Fixed costs are outlaid that a business must cover regardless of the particular commercial activities it engages in. As a result, fixed expenses are typically indirect because they don't relate to the creation of any goods or services by a corporation.What are some examples of fixed costs?The majority of fixed costs are expenses that depend more on time than they do on how much your company produces or sells. Rent and leasing charges, salary, energy prices, insurance, and loan repayments are a few examples of fixed costs. There are some taxes that are fixed costs as well, such as company licenses.Learn more about fixed costs here:
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The _____ is the overall economic effect of government spending increases. group of answer choices spending effect fiscal effect incentive effect multiplier effect
The multiplier effect is the overall economic effect of government spending increases. Proportional increase or decrease in final revenue that follows an infusion or withdrawal of spending is known as the multiplier effect. An economic concept known as multiplier effect describes proportional increase or decrease in final revenue that happens as a result of a capital infusion or withdrawal.
In essence, it assesses the influence that a shift in economic activity will have on a given object's overall economic output. The proportional increase or decrease in final revenue that follows an infusion or withdrawal of spending is known as multiplier effect.
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Rodriguez corporation issues 14,000 shares of its common stock for $263,800 cash on february 20. prepare journal entries to record this event under each of the following separate situations. the stock has a $18 par value. the stock has neither par nor stated value. the stock has a $9 stated value.
Common stock = 9,000 shares × $18 per share = $162,000
Paid-in capital excess of par value, common stock = $190,400 – $162,000 = $28,400
Common stock = 9,000 shares × $9 per share = $81,000
Paid-in capital in excess of stated value, common stock = $190,400 – $81,000 = $109,400
What is shares?A share is a financial market unit used in mutual funds, limited partnerships, and real estate investment trusts. The term "share capital" refers to all of an enterprise's shares. The owner of company stock is a shareholder of the corporation.
A company's shares signify its ownership. When a person purchases stock in your company, they become a shareholder. Shareholders elect who manages a firm and participate in critical decisions such as whether a company should be sold.
An online stockbroker is the most convenient way to purchase stocks. You can buy stocks on the broker's website in minutes after opening and financing your account. Another alternative is to use a full-service stockbroker.
Journal entries:
Cash 190,400
Common stock, $18 par value 162,000
Paid-in capital in excess of par value, common stock 28,400
2 Cash 190,400
Common stock, no-par value 190,400
3 Cash 190,400
Common stock, $9 stated value 81,000
Paid-in capital in excess of stated value, common stock 109,400
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Superior value creation relative to rivals does not necessarily require a firm to have the lowest cost structure in an industry, or to create the most valuable product in the eyes of consumers. True or false?.
Superior value creation relative to opponents does not usually require a company to have the bottom rate form in an enterprise or to create the maximum precious product in the eyes of customers.
The statement is true.
Superior price introduction relative to opponents would no longer necessarily require a firm to have the lowest fee structure in an industry, or to create the maximum precious product in the eyes of the customers. It does require that the space between cost (V) and value of manufacturing (C) be > the gap attained through competition.
Corporations that pursue a transnational approach are in search of simultaneously gaining low prices thru area economies, economies of scale, and studying effects; differentiate their product providing throughout geographic markets to account for neighborhood differences, and foster a multidirectional float of skills between certainly one of a kind.
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Jared wants to purchase property. One of the properties his agent shows him was formerly zoned for commercial use. It has a steep drop off at the back of the property, as well as some soft spots and mounds. Should Jared's agent recommend that he have a home inspector investigate it
The inference is that Jared's agent should recommend that he have a home inspector investigate it.
How to illustrate the information?From the information given, it was stated that Jared wants to purchase property anf that one of the properties his agent shows him was formerly zoned for commercial use.
Also, it has a steep drop off at the back of the property, and some soft spots and mounds.
Therefore, Jared's agent should recommend that he have a home inspector investigate it. This because the property may have been a waste disposal site.
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The more ________ used, the greater the leverage a company employs on behalf of its owners.
The more debt used, the greater the leverage a company employs on behalf of its owners.
What is financial leverage?Financial leverage exists as the usage of borrowed money (debt) to finance the purchase of assets with the anticipation that the income or capital gain from the new asset will surpass the cost of borrowing.
What is financial leverage example?An example of financial leverage use contains utilizing debt to buy a house, borrowing money from the bank to begin a store, and bonds issued by companies.
Debt exists as an obligation that requires one party, the debtor, to pay money or other agreed-upon value to another group, the creditor. Debt stands for deferred payment, or sequence of payments, which distinguishes it from an immediate purchase.
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Brentco purchases goods from ibm fob shipping point. who pays the freight costs?
The freight costs is paid by Brentco.
Freight costs is the amount paid to a carrier company for the transportation of goods from the point of origin to an agreed location. They are also known as freight charges or freight rates. Ideally, the seller pays the freight charges to a major port or other shipping destination.
The freight cost is determined by a number of variables, such as how far your shipment needs to go, what is its density, as well as fluctuating fuel prices and truck capacity for your shipment.
Hence, if Brentco purchases goods from IBM fob shipping point. The freight costs is paid by Brentco only.
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If you have a $500 deductible and you have an accident that causes $4,500 in damages, the amount the insurance will be paying is?
The amount the insurance will be paying is $5,000
Deductible approach, while you buy an auto insurance policy, have to pay out-of-pocket inside the occasion of an twist of fate. as an example, if your deductible is $500 and also you’re in an twist of fate that causes $5,000 in damage for your vehicle, you pay $500 and the coverage agency can pay the final $4,500.
Collision/complete insurance pays an amount as much as the real cash cost of your automobile to either repair it or replace it as an instance, if your automobile is well worth $five,000 on the time of the accident, you are blanketed as much as $5,000. If the damage exceeds $5,000, the coverage company declares your automobile a total loss and will pay $5,000.
Deductible is the quantity you may pay out of pocket on a declare before the insurance cash kicks in. You choose the quantity of your deductible whilst you purchase your car coverage coverage. And if your circumstances change, you may trade your deductible quantity.
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What should you do if you have one main point that is three times longer than the other two main points combined?
You must don't forget to make it the subject of your speech, and make your assisting factors your new major points. create a definition along with your major factors at the primary degree and supporting points at the second stage.
The “rule of 3” is based totally on the principle that matters that are available in threes are inherently funnier, extra pleasurable, or greater powerful than another quantity. while utilized in words, both via speech or text, the reader or audience is much more likely to consume the records if it's miles written in threes.
The 3 major factors of a speech:
Speeches are prepared into 3 important components: advent, body, and end.introduction. The introduction of the speech establishes the first, critical contact among the speaker and the target market. body. in the body, the less the primary factors the higher.end.
Maximum speeches have to have to four major factors. a. college students do now not have time in study room speeches to expand more than four predominant factors.
An instance of speech is a communication among two people. An instance of speech is the presidential cope with. (uncountable) The school of uttering articulate sounds or phrases; the capability to talk or to use vocalizations to speak. It turned into tough to pay attention the sounds of his speech over the noise.
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Write a program named find_stats. py. accept ints from user until the user enters a 0. then calculate mean, median and standard deviations of all entered values. display stats
The program described above which calculates mean, median and standard deviations of all entered values is given below.
What is a program?A program is a set of instructions that ensure that a predetermined or specific output is given by a computer.
The program labelled find_stas.py is given as follows:
# importing required libraries
import math
# creating a empty list named li
li = []
# iterate till while is true
while True:
# getting user input making it int and store it in inp
inp = int(input("Enter integer (0 to stop): "))
# checks if inp is equals to 0
if inp == 0:
# stop the loop
break
# append inp in li
li.append(inp)
n = len(li)
# calculating sum li using sum function then dividing by n and store it in mean
mean = sum(li) / n
# dividing n by 2 and store it in indexes
index = n // 2
# if n modulus n equals 2
if n % 2:
# sort the li and store the index position in median
median = sorted(li)[index]
# otherwise
else:
# store the result in media
median = sum(sorted(li)[index - 1:index + 1]) / 2
# declaring d variable with value 0
d = 0
# calculating variance and store it in variance
variance = sum((x - mean) ** 2 for x in li) / (n - d)
# standard deviation
sd = math.sqrt(variance)
# display the output with the value of mean, median and sd
print("Mean : {}\nStandard Deviation : {}\nMedian : {}".format(mean, median, sd))
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What method(s) can be used to estimate progress toward completion for the purpose of recognizing revenue over time? (select all that apply.)
Input method and Output method are the two method can be used to estimate progress toward completion for the purpose of recognizing revenue over time.
What is Output method?The Output method measures results as control of easily measurable and observed commodities or services is transferred in comparison to the total estimated outputs needed to execute the contract.It focuses on the direct value transferred to a client. Achieved milestones may be included in the outputs. The contractual power to invoice may occasionally be utilized as a practical shortcut to recognize revenue. Correlating revenue recognition with actual, meaningful contract performance is the goal.To learn more about Output method with the given link
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The weak form of the emh states that ________ must be reflected in the current stock price.
The weak form of the emh states that All past information, including security price and volume data must be reflected in the current stock price.
What is the EMH?The efficient market hypothesis (EMH), sometimes known as the efficient market theory (EMT), is a theory that contends that share prices correctly reflect all information that is currently accessible, rendering continued alpha production unfeasible.
According to the EMH, since stocks always trade on exchanges at their fair value, investors cannot buy them at a discount or sell them at a premium.
The weak version of the EMH states that the stock price must accurately reflect all historical data, including security price and volume data.
The only option for an investor to see larger returns is to invest in riskier assets, therefore it should be difficult to outperform the market as a whole through superior stock picking or market timing.
This means that the current stock price must represent all past information, such as security price and volume data.
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Tao Company has fixed costs of $708,000. Its single product sells for $350 per unit, and variable costs are $232 per unit. If the company expects sales of 10,000 units, its margin of safety as a percent of expected sales is: Multiple Choice 40%. 50%. 35%. 45%. 60%.
The margin of safety is 40%.
What is margin of safety?
Margin of safety is the extent to which current sales level exceeds the breakeven sales level, bearing in mind that breakeven sales level is the sales revenue at which total costs are the same as total revenue.
In the first we need to determine the breakeven sales level, which is fixed costs divided by the contribution margin per unit(contribution margin per unit is the selling price minus variable costs)
breakeven sales=fixed costs/contribution margin
fixed costs=$708,000
contribution margin=$350-$232
contribution margin=$118
breakeven sales=$708,000/$118
breakeven sales=6,000 units
margin of safety=(current level of sales-breakeven sales)/current level of sales
current level of sales=10,000 units
margin of safety=(10,000-6,000)/10,000
margin of safety=40%
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Identify two forms of business organization.(other than supermarkets and fish) canning) found in the private sector.
Two forms of business organizations found in the private sector are partnerships and Limited Liability companies or corporations.
What are partnerships and Limited Liability companies?Partnerships have multiple owners at the same time and these owners divide profits and responsibilities amongst themselves. Larger companies may arrange themselves differently to avoid getting sued and face other challenges. LLC organize themselves in a way that they prevent having ties with an individual directly. This implies that any responsibility is over the company itself and not any specific person or people. These companies are taxed differently when compared to other kinds of organizations.Such a structure makes it difficult to track or chase a single person for any liability.To learn more about the private sector visit: https://brainly.com/question/27883481?
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The contact between the breccia and the underlying granite is an example of a(n):____.
a. nonconformity.
b. angular unconformity.
c. disconformity.
d. intrusive contact.
e. fault (tectonic) contact
Correct option is (b): angular unconformity
The contact between the breccia and the underlying granite is an example of angular unconformity
Breccia is a type of sedimentary rock which is composed of large angular broken fragments of minerals or rocks cemented together by a fine-grained matrix.
In the Italian language ,Breccia word means "rubble". A breccia may have a variety of different origins, as indicated by the named types including sedimentary breccia, igneous breccia, impact breccia, tectonic breccia and hydrothermal breccia.
Granite is a coarse-grained intrusive igneous rock which is composed of quartz, alkali feldspar, and plagioclase. It forms from magma with a high content of silica and alkali metal oxides that slowly cools and solidifies underground
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