The more "DEBT" used, the greater the leverage a company employs on behalf of its owners.
What is DEBT?A debt is something that one party borrows from another, typically money. Many businesses and people utilize debt to finance significant expenditures that they would not normally be able to afford.
Some characteristics of DEBT are-
An agreement to borrow money with the need that it be repaid at a later time, typically with interest, is known as a debt arrangement.Debt is money that one party borrows from another.Many businesses and individuals utilize debt as a means of financing significant purchases that they would otherwise not be able to make.In a financial agreement based on debt, the borrowing party is granted permission to borrow funds subject to the need that they be repaid at a later time, typically with interest.The four primary forms of debt are secured, unsecured, revolving, and mortgaged.Bonds are a type of debt that businesses issue to raise money.To know more about debts, here
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If two identifiable markets differ with respect to their price elasticity of demand and resale is impossible, a firm with market power will?
If two identifiable markets differ with respect to their price elasticity of demand and resale is impossible, a firm with market power will set lower price in the market that is more price elastic.
Under price discrimination, a monopolist charges different prices in different sub-markets. Thus, a monopolist divides the market into sub-markets based on their price elasticity of demand.
So, if there are two identifiable markets, where the customer would want to buy from you, these markets will differ with respect to their price elasticity of demand and here resale is impossible.
Hence, a firm with market power will set lower price in the market that is more price elastic.
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Member Doug enrolled in a Health Maintenance Organization (HMO) MA Plan. He saw an out-of-network provider and received a bill for the entire cost of the visit. Doug called Medicare to complain and stated he was never told about these types of costs. What should the agent have explained better to Doug when he was enrolling in the plan
The agent have explained better to Doug when he was enrolling in the plan was explanation of cost to the customer.
An out of network provider has not signed contract with the organisation accept rembursments rate payment as full after the completion of contract. Sometimes this results in high price cost payments.
In a project it is usually involves five types of cost namely direct cost, indirect cost, fixed cost, variable cost and sunk cost.
Direct costs are related directly with the work or project associated that is entire cost of the project. Indirect cost are cost associated with projects like material costs etc determining the types of cost. Out of network provider is another level where some another organisation tend to deal with the costs involved.
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Describe the main differences for revenue spending between ""for profit"" companies and ""not for profit"" companies
Revenue sources for nonprofit organizations include subscriptions, membership fees, donations, and so on. The sources of revenue for for-profit organizations are sales of goods and services. Even the seed capital for nonprofit organizations is provided by the government in the form of grants, donations from HNI (high net-worth individuals), and so on.
In contrast, in for-profit organizations, seed capital is typically provided by partners or business owners. The total amount of income generated by the sale of goods and services related to the company's primary operations is referred to as revenue. Because it appears at the top of the income statement, revenue is also known as gross sales.
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Pete and Hollis are forming a new athletic wear company and plan to market their products in the United States. They have decided it will be best to create four different marketing campaigns since each region of the country has unique climates that match up with their clothing. What type of segmentation are they planning to use
Based on the fact that Pete and Hollis decided to create different campaigns depending on the region a place was located in meant that they chose Geographical segmentation.
What is Geographical segmentation?This is when a market is divided according to various regions and then products and marketing campaigns are tailor made for these regions.
One reason this is done is regions have varying characteristics such as climate and belief systems that make it imperative to approach offering products in a different manner.
Sometimes an area might just be so large that the only way to effectively market in that area is by dividing it into regions and groups.
In conclusion, this is geographical segmentation
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Wok around the clock, inc. , sells specialty woks. In the current year it expects to incur $620,000 in variable costs and $130,000 in fixed costs to make and sell 10,000 woks at $100 each. If wok around the clock accepts a special order from hard wok cafe to purchase 1,000 woks at $75 each plus $1,200 in shipping costs, how much would it make or lose on this special order?.
It would make a revenue of $750
What is revenue ?The total amount of income earned by the sale of goods and services connected to the principal operations of the firm is referred to as revenue in accounting. Commercial revenue is often known as sales or turnover. Some businesses make money by charging interest, royalties, or other fees.
The overall cost of making and distributing a product or service to consumers is referred to as the cost of revenue. The cost of revenue is disclosed in a company's income statement. It is intended to show the direct costs related with the goods and services offered by the company.
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A fixed fee that subscribers to a medical plan must pay for use of specific medical services is known as a?
A fixed fee that subscribers to a medical plan must pay for use of specific medical services is known as a "Copayment".
What do you mean by "Copayment"?
The term Copay refers to as the fixed amount for already covered service, that is paid by the patient to the provider of the same service before he/she receiving that service.
On the other hand, medical services are defined as the services that include medical, surgical, diagnostic, dental, hospital, nursing, ambulances and other related treatments.
When the person takes insurance than the person called as insurance policyholder who is holding his or her own policy so he or she must have to pay the copayment i.e. fixed amount for the service covered prior to receiving the service for each insured service prior to the insurance that covers the rest.
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According to the pecking-order theory managers will often choose to finance with?
According to the pecking-order theory managers will often choose to finance with debt rather than new equity.
The Pecking Order Theory is also known as the Pecking Order Model. This theory relates to a company’s capital structure. It was made popular by Stewart Myers and Nicolas Majluf in 1984.
The theory of Pecking order states that managers should follow a hierarchy while considering sources of financing.
In the context of the pecking order theory, retained earnings financing also known as internal financing comes directly from the company which minimizes the information asymmetry.
In oppose to the external financing, such as debt or equity financing where the company is required to incur fees to obtain external financing, internal financing is the cheapest and most convenient source of financing.
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The inability to sell infrequently traded investments (resulting in a loss of value) describes?
The inability to sell infrequently traded investments (resulting in a loss of value) describes liquidity risk.
A company's or an individual's liquidity refers to its capacity to settle its debts without suffering severe losses.
Liquidity measurement ratios are used by creditors, managers, and investors to assess the risk of a business.
Liquidity risk occurs when a company, organization, or financial institution is unable to pay its short-term debt obligations.
When a company, organization, or financial institution is unable to pay its short-term debt obligations, liquidity risk arises.
There may not be enough bidders or an inefficient market, which would prevent the investor or company from selling the asset for cash without forfeiting money and income.
Hence, liquidity risk is the answer.
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If you offer vip service to all customers in the data, what would be your total cost, total benefit? are you better offering vip service to all customers or no customers?
There are many ways to encourage and thank your VIP clients, but the experience is what really counts. Offer it in a way that makes them feel like a true VIP, whatever it is you're providing.
Make sure they understand how unique and special what you're presenting is, as well as their inclusion in this exclusive and select club.
It should be the main goal of all communications with them to let them know how much you value and appreciate them.
This includes next-level personalisation so that they can understand that you are genuinely interested in them as individuals and are aware of their preferences and values. Create a personal connection with each consumer by personalizing your communication as much as you can.
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Supply chain software can be classified as either supply chain ________ systems or supply chain ________ systems.
Supply chain software can be classified as either supply chain planning systems or supply chain execution systems.
What are planning systems?When new residences, businesses, parks, community centers, or factories are proposed, the planning system makes sure that built development is situated appropriately. The Department for Infrastructure (DfI) and eleven local councils are in charge of various forms of planning applications.What are Manufacturing execution systems?Computerized systems called manufacturing execution systems (MES) are used in production to monitor and record the conversion of raw materials into finished goods. The information provided by MES enables manufacturing decision-makers to comprehend how present circumstances on the factory floor might be optimized to increase output. MES functions as a real-time monitoring system to enable the control of numerous manufacturing process elements (e.g. inputs, personnel, machines, and support services).Learn more about planning systems here:
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If the aunt's offer to her niece was held to be valid, it would be an offer for what type of contract?
It would be A unilateral contract.
In a unilateral agreement, there's a specific provision that a charge is made simplest via a party's performance. some other example of unilateral settlement is a reward or a contest. In a unilateral settlement, the offeror may also revoke the provide earlier than the offeree's performance starts. generally, the revocation desires to be expressed.
A unilateral settlement is an agreement that is one-sided; in different words, one man or woman makes a promise to do something while the opposite does now not take motion without delay. instead, the other birthday party will act in destiny. Examples of unilateral contracts consist of contests. Take a consuming contest, for example.
An example of a unilateral contract is an insurance coverage contract, that's typically in part unilateral. In a unilateral settlement, the offeror is the best party with a contractual obligation. Unilateral contracts are typically one-sided.
Unilateral contracts require one party to make a promise. The settlement isn't always entire until a person plays it. Bilateral contracts, however, require at the least human beings to make guarantees to every other, consisting of while you rent a condo. these promises require every birthday party to carry out their part of the contract.
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Let's suppose that the demand for allergists increases in california. assuming there is a perfectly competitive market for allergists in california:_________
Let's suppose that the demand for allergists increases in California. assuming there is a perfectly competitive market for allergists in California :
Allergists from other states (or countries) could move to California.
Surgeons, hematologists, and other doctors in California could become allergists after some retraining.
More people could enter medical school, specialize in allergies, and move to California.
A competitive market is an economic term that refers to a market in which there are a large number of buyers and sellers and no single buyer or seller can influence the market. A competitive market has no barriers to entry, many buyers and sellers, and homogeneous products.
In economics, especially general equilibrium theory, perfect markets, also called atomistic markets, are defined by several idealized conditions collectively known as perfect or atomistic competition.
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If U.S. goods are relatively cheaper compared with goods of foreign places, then U.S. exports are likely to rise. This would make the aggregate demand curve ________.
If U.S. goods are relatively cheaper compared with goods from foreign places, then U.S. exports are likely to rise. This would make the aggregate demand curve d. shift to the right.
Aggregate demand increases when the components of aggregate demand (private consumption, business investment, government spending, exports minus imports, etc.) increase.
As the components of aggregate demand (consumer spending, business investment, government spending, and exports minus imports) increase, the aggregate demand curve shifts to the right.
Aggregate demand curves show total spending on domestic goods and services at each price level. Below is an example of an aggregate demand curve. As with the aggregate supply curve, the horizontal axis represents real GDP and the vertical axis represents price levels.
The question is incomplete. Please read below to find the missing content.
If U.S. goods are relatively cheaper compared with goods of foreign places, then U.S. exports are likely to rise. This would make the aggregate demand curve ________.
Select one:
a. move along the line
b. remain the same
c. shift to the left
d. shift to the right
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23.7.2 Test (CST): Banking
Question 14 of 25
The nine-digit number that identifies the bank that a check came from is
called a(n).
OA. bank number
OB. account number
OC. routing number
D. check number
The nine-digit number that determines the bank that a check came from is called is called routing number
what is routing transit number?A routing transit number is a nine-digit number operated to identify a bank or financial institution when earning funds or processing checks. The American Bankers Association (ABA) founded routing transit numbers in 1910. These digits are also used in online banking and removing houses for financial transactions. At the base of a check, you will see three groups of numbers. The first group is your routing number, the double is your account digit and the third is your check digit
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Suppose that political upheaval in argentina has sparked rampant inflation. a. explain how this unexpected inflation would impact the following groups: i. retirees living on fixed monthly pensions ii. banks with many outstanding loans that are being repaid at fixed interest rates
All consumers including banks, even retirees, are directly impacted by inflation in terms of their income, savings, and spending.
How Inflation affects retirees?
When determining whether to boost the qualified retirement plan contribution limits or the monthly Social Security benefits, the federal government utilizes inflation as a baseline.Pensions, on the other hand, may or may not increase in value with inflation, and private businesses frequently have internal guidelines for how and when to make cost-of-living adjustments.The main worry for retirees is how inflation would influence their ability to spend their money on essentials like healthcare, travel, and recreation, all of which are expected to be more expensive during inflationary periods.To guard against rising prices, retirees can diversify their sources of income, manage their savings, and make prudent spending decisions.How will inflation impact banks?
Central banks, including the Federal Reserve, may raise interest rates in an effort to reduce inflation if it is rising while the economy is expanding. Consumer borrowing may slow down as a result of higher interest rates as they take out fewer loans.
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One valid criticism of the four ps concept of the marketing mix is that services are not considered an actual ""product.""
a. True
b. False
One valid criticism of the four ps concept of the marketing mix is that services are not considered an actual ""product"
This statement is true.
The four Ps are the key considerations which must be considered thoughtfully and wisely implemented in order to market a product successfully or service successfully. They are product, price, place, and promotion.
The four Ps are often known to as the marketing mix. They include a range of factors that are considered while marketing a product.
It includes what consumers want, how the product or service meets the wants of customers or fails to meet the wants.
It also includes how the product or service will be perceived in the world, how it stands out from the competition, and how the company which is producing it interacts with its customers.
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If financial markets are efficient, then attempting to accurately predict interest rates is?
It would be a waste of time, if financial markets are efficient, then attempting to accurately predict interest rates.
Manager cannot boost the price of stocks or shares by change in the accounting methods and practices. It will be absolutely difficult or impossible for an investor to outperform the market. It also left the second best option to the corporates to not waste much time on these procedures.
Market efficient degrees all the in corporations in the market accurately and predict the interest rates on which shares. No clear interest rates are mentioned on basis of which one can decide the actual price, they are assumed on the basis of the investment.
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Hen all products undergo the same operations in the same sequence, a(n) ____ is used.
a. output layout
b. product design
c. product layout
d. process layout
e. fixed layout
Hen all products undergo the same operations in the same sequence, a(n) product layout is used.
What is product layout?A product layout in manufacturing engineering refers to a production system in which work stations and equipment are arranged along the line of production, as with assembly lines. A conveyor is typically used to transport work units along a line. Work is done in little amounts at each of the line's work stations.
This is the standard assembly line method. A automobile body, for example, moves from one stage of manufacture to the next during the manufacturing process. Employees at each level work on the car before passing it on to the next.
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Consider an economy that is operating at its steady state. an increase in the investment rate in this economy will lead to:______
Consider an economy that is operating at its steady state. an increase in the investment rate in this economy will lead to a temporary increase in the growth rate.
In the Solow model, a larger saving rate has no long-term impact on the growth rate. Higher steady-state capital stock and level of output do follow a higher saving rate. The growth rate briefly increases as production changes from a lower to a higher steady-state level. Low rates of saving the result in small capital stock in the steady state and low levels of output in the steady state. Only in the near run do higher savings translate into quicker economic development. Up until the economy reaches its new steady state, an increase in the saving rate causes growth to accelerate.
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What business problem are maryann and nana attempting to resolve through marketing research?
Customers want Crepes a la Nana to expand their breakfast menu, but MaryAnn and Nana are puzzled.
What is the customer wants?A key business issue is not knowing what your clients want.Profit losses, unfavorable publicity, and damage to the company's reputation are some of the negative effects of failing to meet clients' expectations. Finding solutions that are feasible, compatible with your brand, and guaranteed to exceed customer expectations is not as difficult as it appears.Knowing and understanding consumer demands is fundamental to any successful organization, whether it sells to individuals or other enterprises. Once you have this information, you can use it to persuade future and current clients that doing business with you is in their best interests.In the situation of Maryann and nana, they do not know what their customers want.
Therefore, customers want Crepes a la Nana to expand their breakfast menu, but MaryAnn and Nana are puzzled.
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A _____ is a single-flow process that is used for high-volume nondiscrete, standardized products.
A Continous Process is a single-flow process that is used for high-volume non-discrete, standardized products. The continuous flow process is a method where goods are continuously produced at a single facility utilizing a single process without any downtime. Pharmaceutical tablet production lines use batch manufacturing, which involves creating tablets in numerous processes in groups.
Why continuous process is better than a batch process?A continuous flow, or one that isn't paused by the completion of individual batches, is undoubtedly more effective in some situations. Processing in this way can result in less waste, more inventory produced in a shorter amount of time, and better client needs adaptation.
Continuous production is another name for flow production. It makes it possible to produce a product on an assembly line in several steps. The continual flow of goods through the production process serves as its defining characteristic. In this production process, large quantities of the same commodities are continuously manufactured.
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When developing new product, which is true of a new-product development strategy?
The new product development strategy should be compatible with the objectives of the marketing department, the business unit, and the corporation.
The conceptualization, design, development, and marketing of newly produced or recently rebranded goods or services are all steps in the process known as product development, sometimes known as new product management.
By meeting a consumer's need, product development aims to cultivate, maintain, and grow a company's market share.
A product's target market must be established early in the product development process because not every product will appeal to every customer or client group. At every stage of the design process, including before the product or service is conceptualized, during the product's development, and after it has been released, quantitative market research should be carried out.
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The OSHA guidelines that set safety rules for specific equipment, procedures, types of work, and unique work conditions are known as ________.
Wendy claims that the right mix of hamburgers and other goods is being produced, but that they are not being produced in the least costly way. How would an economist assess wendy's claim?
Wendy claims that the right mix of hamburgers and other goods is being produced, but that they are not being produced in the least costly way. Economist assess it in the way of allocative efficiency as well as the productive efficiency.
According to Wendy, allocative efficiency is achieved because the right mix of hamburger is produced, but at the same time productive efficiency is not achieved because the production is not utilizing cheapest possible means of producing the goods.
Allocative efficiency occurs when the consumer demand is completely met by the supply. In the other words, businesses are providing the exact supply which the consumers want.
Allocative efficiency occurs from the producers side as well as the consumers side. This happens when the demand is fully met, and production is optimized until marginal costs = marginal revenue . It means that no more profits are made.
Productive efficiency occurs when the businesses focuses on producing a good at the lowest possible cost.
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A new product costs $.84 each to manufacture and $.52 each to market. if 50,000 will be sold, what must the price of each product be to provide a profit of 15 percent of the price?
The price of each product to provide a profit of 15 percent of the price will be $1.6
Given,Cost = $0.84 to manufacture
Cost = $0.52 to market
To get 15% of the price let the selling price be x
So,50000*(y-(0.84+0.52) ) = 50000*(.15)*y
y-1.36 = 0.15y
0.85y = 1.36
y = 1.36/0.85 = $1.6
Answer is $1.6
For businesses, profit is the positive financial gain remaining after all costs, taxes, and expenses have been deducted from total sales. A business owner will either apportion profits or reinvest them back into their company.
There are four levels of profit or profit margins: gross profit, operating profit, pre-tax profit, and net profit.
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In perfectly competitive markets, if the price is _______ , the firm will _______
In perfectly competitive markets, if the price is greater than average total cost , the firm will make a profit.
According to economic theory, perfect competition exists when all businesses sell the same goods, market share has no bearing on prices, businesses can enter or quit the market without any obstacles, consumers have perfect or complete information, and businesses are unable to set prices.
A perfect market, also known as an atomistic market, is defined by various idealizing conditions, which are together referred to as perfect competition, or atomistic competition, in economics, specifically general equilibrium theory.
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In what specific ways do you see yourself as being a part of a globalized world?
By purchasing items from other places in the world, I see myself as being a part of a globalized world.
As being a part of a globalized world I am constantly exchanging money and strengthening my own country's economy along with the countries I am purchasing items from. Thus, globalization is also affecting my daily life through the internet.
This globalized world is driven by international trade and investment aided by information technology which has affected the standard of life and quality of life of individuals and families throughout the world.
Hence, this globalized world is having a great impact on individuals lifestyle.
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The entry to record a sale to a credit customer on which sales tax was charged includes:______.
The sales tax journal entry debits the accounts receivable or cash account for the total amount of the invoice or cash received, credits the sales account, and credits the sales tax payable account for the amount of sales taxes invoiced.
Sales tax is a tax levied by the businesses on customers when they buy the products and the services. The sales tax is then paid to the state or the local government within the certain time frame. This is why it is referred to as the pass-through tax.
One will debit the Sales Tax Payable account and credit Cash after the sales taxes have been remitted.
If a company purchases things from its suppliers and pays sales tax on them, the sales tax is charged to expenditure in the current quarter, together with the cost of the items purchased.
As a result, the sales tax journal entry debits accounts receivable or cash for the whole amount of the invoice or cash received, credits the sales account, and credits the sales tax payable account for the amount of the sales taxes invoiced.
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A company manufactures and sells a product for $113 per unit. the company's fixed costs are $61,760, and its variable costs are $83 per unit. the company's break-even point in units is:____.
A company manufactures and sells a product for $113 per unit. the company's fixed costs are $61,760, and its variable costs are $83 per unit. the company's break-even point in units is 232629.
Variable costs are costs incurred when the number of goods or services produced by business changes. Variable cost is the sum of the marginal costs of all units produced. It can also be considered a normal expense. Fixed and variable costs form the two components of the total cost.
Variable costs are costs that change with changes in quantity. Examples of variable costs include raw materials, parts labor, production materials, handling charges, shipping charges, packaging materials, and credit card fees. In some fiscal documents, the variable cost of production is called the "cost of goods sold."
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When different businesses promote similar products that differ in some characteristics but satisfy the same consumer need, the competitive environment is most likely to be:______.
When different businesses promote similar products that differ in some characteristics but satisfy the same consumer need, the competitive environment is most likely to be a monopolistic competition.
What is monopolistic competition?When a large number of businesses provide rival goods or services that are comparable but imperfect alternatives, monopolistic competition exists. A monopolistic competitive industry has minimal entry requirements, and decisions made by any one firm do not immediately affect those of its rivals. The price and marketing choices made by the rival companies serve as their points of differentiation. Between a monopoly and perfect competition, monopolistic competition exists, combines aspects of both, and comprises businesses with comparable but distinct product offerings.Industries with monopolistic competition include those in restaurants, hair salons, household goods, and clothes. Numerous rival businesses compete to sell, advertise, and price goods like dish soap and hamburgers.
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