The promised yield to maturity on the firm's bonds is usually accepted as a firm's cost of debt capital for wacc calculations.
Meaning of Maturity is the quality or state of being mature, especially full development. Maturity is the state of having reached a stage of full or advanced development. A maturity is a noun form of mature.
Maturity is not a matter of age, but instead, of how you choose to respond and react to various life situations. It is essentially a level of mental development or wisdom that has a bearing on all areas of an individual's life, right from their conduct to their relationship with others.
learn more about Maturity here
https://brainly.com/question/28039417
#SPJ4
What is the key component of the business model which identifies how the company will earn income and make profits?
Revenue model is the key component of the business model which identifies how the company will earn income and make profits. A structure for generating income is a revenue model.
It is decided what revenue model will be delivered, how much it will cost, and who will pay for it. A popular blog that runs advertising to make income is the most straightforward illustration of a revenue model.
It essentially outlines what goods or services will be developed in order to make income, as well as how they will be sold. without a distinct and detailed revenue model. It is a crucial component of a company plan.
To learn about revenue model, click here.
https://brainly.com/question/15086344
#SPJ4
Von told the sales rep he wasn't buying his product because it cost too much. in terms of the personal selling process this is called a(n):__________
The sales rep he wasn't buying his product because it cost too much. in terms of the personal selling process this is called a reservation.
The sale force and sell the products and services by using meeting the consumer face – to – face. The salesmen aim to tell and encourage the consumer to buy, or at the least attempt the product.
.
Non-public selling is the handiest marketing communication device as it permits salespeople to adapt their presentation to every capability or modern-day customer.
They use their understanding of the customer's shopping for methods to choose powerful sales techniques. approach or income presentation, therefore. considering its miles an interactive form of promoting, it enables construct accept as true by the consumer.
Learn more about personal selling here:https://brainly.com/question/7304387
#SPJ1
Nazerhy deposits $8,000 in a certificate of deposit. the annual interest rate is 6%, and the interest will be compounded quarterly. how much will the certificate be worth in 10 years? round your answer to two decimal places.
Nazerhy deposits $8,000 in a certificate of deposit. the annual interest rate is 6%, and the interest will be compounded quarterly. The certificate worth 10 years is $14,555.17.
What do you mean by deposit?A deposit is the act of giving money (or money equivalents) to an organization, most frequently a bank or other financial institution.The deposit is a credit for the party that made it (individually or as a group), and it can be refunded (withdrawn) in line with the conditions set forth at the time of deposit, transferred to another party, or applied to a future purchase.The primary source of funding for banks typically deposits.What is the interest rate?The amount of interest due each period expressed as a percentage of the amount lent, deposited, or borrowed is known as an interest rate (called the principal sum). The total interest on a loaned or borrowed sum is determined by the principal amount, the interest rate, the frequency of compounding, and the period of time the loan, deposit, or borrowing took place.Learn more about interest rate here:
https://brainly.com/question/13324776
#SPJ4
Answer:
14,512.15
Explanation:
If the government has no debt initially, but then has annual revenues of $20 billion per year for 4 years and annual expenditures of $20. 5 billion per year for 4 years, then the government has?
Answer:
$162billon
Explanation:
20+20.5
=40.5
40.5*4
$162 billon
Costs that have already been incurred and cannot be avoided regardless of what a manager decides to do are ______ costs.
A sunk cost is a cost that has already been incurred and cannot be changed regardless of what a manager decides to do.
What is a Sunk cost ?
A sunk cost refers to money that has already been spent and cannot be recovered. In business, the axiom that one has to "spend money to make money" is reflected in the phenomenon of the sunk cost. A sunk cost differs from future costs that a business may face, such as decisions about inventory purchase costs or product pricing. Sunk costs are excluded from future business decisions because they will remain the same regardless of the outcome of a decision.
Brief of Sunk cost :
A sunk cost refers to money that has already been spent and cannot be recovered. A manufacturing firm, for example, may have a number of sunk costs, such as the cost of machinery, equipment, and the lease expense on the factory. Sunk costs are excluded from a sell-or-process-further decision, which is a concept that applies to products that can be sold as they are or can be processed further.
When making business decisions, organizations should only consider relevant costs, which include the future costs that still needed to be incurred. The relevant costs are contrasted with the potential revenue of one choice compared to another. To make an informed decision, a business only considers the costs and revenue that will change as a result of the decision at hand. Because sunk costs do not change, they should not be considered.
Example of Sunk Costs :
Assume that XYZ Clothing makes baseball gloves. It pays $5,000 a month for its factory lease, and the machinery has been purchased outright for $25,000. The company produces a basic model of a glove that costs $50 and sells for $70. The manufacturer can sell the basic model and earn a $20 profit per unit. Alternatively, it can continue the production process by adding $15 in costs and sell a premium model glove for $90.
To make this decision, the firm compares the $15 additional cost with the $20 added revenue and decides to make the premium glove in order to earn $5 more in profit. The cost of the factory lease and machinery are both sunk costs and are not part of the decision-making process.
If a sunk cost can be eliminated at some point, it becomes a relevant cost and should be a part of business decisions about future events.
If, for example, XYZ Clothing is considering shutting down a production facility, any of the sunk costs that have end dates should be included in the decision. To make the decision to close the facility, XYZ Clothing considers the revenue that would be lost if production ends as well as the costs that are also eliminated. If the factory lease ends in six months, the lease cost is no longer a sunk cost and should be included as an expense that can also be eliminated. If the total costs are more than revenue, the facility should be closed .
Learn more about Sunk cost :
brainly.com/question/14848662
#SPJ4
Escalating fuel and escalating ______________ costs continue to have an impact on the trucking industry
Escalating fuel and escalating insurance costs continue to have an impact on the trucking industry.
Impacts of the raised costs:Carriers are forced to raise their pricing in order to cover rising fuel costs, or else they risk losing money. The whole business is impacted by the growing cost of gasoline since the shipper is required to pay more to carry goods if the freight carrier must pay more to do so.Additionally, if the shipper is paid extra for transportation, the recipient will also be charged more to cover the increased costs.Some businesses may start stocking up on more items as a result of the rising expense of transportation, which can cut down on the quantity of transportation required; henceforth, causing inflation for the public.To view numerical based question on the topic of expenditure, refer to:
https://brainly.com/question/25297775
#SPJ4
Hich step in developing advertising is most helpful in selecting media and evaluating a campaign?
Specifying advertising objectives step in developing advertising is most helpful in selecting media and evaluating a campaign.
The basic elements of planning are: 1) the product itself and its benefits, 2) the customer and its characteristics, 3) the relative merits of alternative ways in which the customer can learn about the product, and 4) the resulting optimization. Determining budgetary constraints.
Media Cost: In most cases, media cost is an important factor in media selection. Advertising in certain media is expensive. For example, television and radio advertising. Advertising in magazines and newspapers is generally considered cheap.
The media planner determines the advertising plan, including the specific time and duration of the advertisement.
Learn more about advertising at
https://brainly.com/question/1658517
#SPJ4
The amount of risk a company is willing to accept in orders to achieve its goals and objectives is:_________
The amount of risk a company is willing to accept in order to achieve its goals and objectives is risk assessment risk appetite residual risk inherent risk.
The Steering Committee is well-placed to determine the company's risk appetite, as it draws representation from senior management.
Risk is defined by COSO as "the likelihood that an event will occur and affect the achievement of strategic and business objectives." Risks considered in this definition include those associated with all business objectives, including compliance.
Enterprise Risk Management (ERM) encompasses the methods and willing processes an organization uses to manage risks and seize opportunities related to achieving objectives. risk monitoring. Board oversight of risk management frameworks and processes.
Learn more about risk a company at
https://brainly.com/question/14987050
#SPJ4
The bank reconciliation uncovered a transposition error in the books. This is an example of a?
The bank reconciliation uncovered a transposition error in the books is called detective control.
A bank reconciliation is the technique of matching the balances in an entity's accounting information for a coins account to the corresponding data on a bank declaration. The goal of this method is to envision the variations between the two, and to book adjustments to the accounting facts as appropriate.
There are five essential kinds of account reconciliation: bank reconciliation, consumer reconciliation, vendor reconciliation, inter-organization reconciliation and enterprise-precise reconciliation.
A financial institution reconciliation may be notion of as a components. The components is coins account stability in keeping with your records, plus or minus reconciling items, bank announcement balance. when you have this method in balance, your bank reconciliation is entire.
Disclaimer: your question is incomplete,please see below for complete question
The bank reconciliation uncovered a transposition error in the books. This is an example of a
a. preventive control
b. detective control
c. corrective control
d. none of the above
Learn more about bank reconciliation here:-https://brainly.com/question/15525383
#SPJ4
What has been the effect of intense consolidation in certain hospital markets?
a. dilution of competition
b. better access
c. improved quality
d. increased competition
Dilution of competition has been the effect of intense consolidation in certain hospital market.
Option A is correct.:
Health care markets :
Health care market are becoming more consolidated, causing price increases for purchasers of health services, and this trend will continue for the foreseeable future despite anti-trust enforcement;
Government can still play an effective role in addressing higher prices that come from consolidation by pursuing policies that foster increased competition in health care markets. Many of these policies can be effective even in markets with high degrees of concentration, such as in Northern California.
Competition in hospital market
More health care competition exists in the United States than in any other industrial nation. The puzzle confounding reformers is that while competition has been enormously successful at producing quality-enhancing innovation, it appears to have failed on the crucial dimension of cost. A closer look suggests not that competition is failing, but that incentives throughout the system have been so skewed that the normal rules of competition simply do not apply. Prices remain high even when there is excess capacity. Technologies remain expensive even when they are widely used. Hospitals and physicians remain in business even when they charge higher prices for equal quality or fail to provide high-quality service.
Learn more about Hospital market :
brainly.com/question/25840997
#SPJ4
What is the length of time a new category is eligible for pass-through payment is?
The length of time a new category is eligible for pass-through payment is At least two years but not more than three years, beginning on the date CMS establishes the category.
What is Pass-through payments?Pass-through payment are sums that are added on top of the base capitation rate and given to Medicaid managed care programs. The add-on payment must be transferred by the plans to the specified contractual service providers.Pass-through payments are any sums that must be added by the state to the contracted payment rates between managed care plans and providers but are not required for any of the following purposes, according to Section 438.6(a) of the final regulations.A particular service or benefit offered to a particular enrollee and covered under the contractAcceptable methods for paying providers that are described in 438.6(c)(1) of the final Medicaid managed care regulationsA sub-capitated payment plan that applies to a particular group of the contract's covered services and subscribers.Payments for graduate medical studiesWraparound payments to federally qualified health centers (FQHC) or rural health centers (RHC).To learn more about Pass-through payments with the given link
https://brainly.com/question/20169170
#SPJ4
Grande communications offers a lower price to customers who subscribe to grande television, telephone, and internet services all at once. This is an example of?
Grande communications offers a lower price to customers who subscribe to Grande television, telephone, and internet services all at once. This is an example of price bundling.
Price bundling is a pricing strategy where companies package separate products together and offer them at a single typically lower price in order for higher sales and profit.
Price bundling is very common these days as it is seen that these days there are various companies who sell two products together at a lower price than the sum of the individual price of each product. Thus, by this they sell two products and make their sales.
Hence, Grande communications offers a lower price to customers whoever subscribes to Grande television, telephone, and internet services all at once.
To learn more about Price bundling here:
https://brainly.com/question/23175408
#SPJ4
Tracing transactions through the information system relevant to financial reporting. inquiring of entity personnel. assessing inherent risk. inspecting documents and reports
Tracing transactions through the information system relevant to financial reporting.
Financial reporting is the process of documenting and speaking monetary activities and performance over particular time intervals, usually on a quarterly or every year basis. corporations use monetary reports to prepare accounting data and document on contemporary economic status.
Financial reporting includes the subsequent: external economic statements (earnings announcement, statement of comprehensive earnings, balance sheet, declaration of coins flows, and declaration of stockholders' equity) The notes to the financial statements.
Financial reporting is crucial for management to make informed business decisions primarily based on information of the company's financial health. potential investors and banks may also use your enterprise's financial reporting to decide if they need to make investments or loan you money.
Learn more about Financial reporting here: https://brainly.com/question/28065899
#SPJ4
At the beginning of 2006, the rate of energy consumption for the city of denver was 7000 megawatts. the rate was expected to increase at an annual growth rate of 2% per year. the function that gives the rate of energy consumption for all times after the beginning of 2006 is P(????) = 7000???? 0.0198???? .
$5000 energy was consumed during the year
What is energy ?Energy is a quantitative property that is transferred to a body or a physical system and is visible in the performance of work as well as in the appearance of heat and light. The law of conservation of energy holds that energy can be transformed in form but cannot be created or destroyed.
The joule is the unit of energy, the watt is the unit of power, and the second is the unit of time. We can compute the quantity of joules of electrical energy transferred to sortie other form if we know the power of a device in watts and how long it is used.
To know more about energy follow the link:
https://brainly.com/question/13881533
#SPJ4
The component standardization allows a firm to manufacture the component or chunk in higher volumes than would otherwise be possible, which in turn may lead to ______ costs and _____________ quality
The component standardization allows a firm to manufacture the component or chunk in higher volumes than would otherwise be possible, which in turn may lead to concept development costs and system quality.
To ensure that all steps involved in producing a good or providing a service are carried out in accordance with predetermined standards, standardization is a framework of agreements that all pertinent stakeholders in a sector or organization are required to abide by.
Through standardization, the quality of the final product is guaranteed, and any conclusions reached are similar to all other comparable things in the same class.
When businesses seek to maintain a high level of quality, production standards, manufacturing output, and brand recognition, they often turn to standardization.
To learn more about Standardization here
https://brainly.com/question/14938344
#SPJ4
The currency of the united states consists primarily of metal coins and paper money.
a) true
b) false
a) True, the currency of the united states consists primarily of metal coins and paper money.
The united states dollar (symbol: $; code: USD; also abbreviated as US dollars or US dollars to distinguish it from other dollar-denominated currencies; referred to as dollars, U.S. dollars, US dollars, or colloquially dollars) is the official currency. her single currency of the united states and several other countries.
High-value coins are usually made of high-value metals. metal is durable. unlike stone, it does not break. unlike wood, it is hard to burn and hard to crack. metal is easy and cheap to shape and stamp.
There are seven US banknote denominations: $1, $2, $5, $10, $20, $50 and $100. The united states no longer issue larger denomination banknotes. B. 500, 1,000, 5,000, and 10,000 dollar bills. however, they are still legal tender and may still be in circulation.
Learn more about Currency here https://brainly.com/question/2202418
#SPJ4
Amounts earned from delivering goods or services to customers are called?
Amounts earned from delivering goods or services to customers are called revenues.
Revenue in accounting refers to the entire amount of money made through the sale of products and services that are essential to the company's core operations. Sales or turnover are other terms used to describe commercial revenue. Some businesses make money from royalties, interest, or other fees.
The total income derived from the sale of products or services pertaining to a business's core operations is referred to as revenue. The amount of income that is left over after deducting all costs, obligations, new sources of income, and operating costs is known as profit, which is also known as net profit or the bottom line.
Learn more about Revenue here
https://brainly.com/question/16232387
#SPJ4
A company produces two products. Product A sells for $25, has variable costs of $15, and requires 2 machine hours to produce. Product B sells for $35, has variable costs of $20, and requires 5 machine hours to produce. 40,000 machine hours are available. The company can sell all it can make of either product. Which statement is true?
The true statement is A. The company should produce 8,000 units of Product A and 4,800 units of Products.
How is the product mix determined?To determine the quantity of each product to produce, the company should first determine the contribution margin per unit.
Then, it should calculate the contribution margin per available or scare resource.
The product that yields the highest contribution margin of scarce resource should be produced first. The resource left after this can be allocated to the next product with the higher contribution margin per scare resource, unless there are other constraints.
Data and Calculations:Product A Product B
Selling price per unit $25 $35
Variable costs per unit 15 20
Contribution margin per unit $10 $15
Machine hours required 2 5
Contribution per machine hour $5 $3
Available machine hours = 40,000
Production mix 8,000 4,800 units
Hours required for mix 16,000 24,000 (4,800 x 5 hours)
Thus, the true statement is Option A.
Learn more about contribution margin per scare resource at https://brainly.com/question/18566923
#SPJ1
Question Completion with Answer Options:A. The company should produce 8,000 units of Product A and 4,800 units of Products
B. The company should produce 6,000 units of Product B and 5.000 units of Product A
C. The best sales mix cannot be determined from the information given.
D. The company should produce 4,000 units of Product A and 3,000 units of Product B.
A certain state requires employers to purchase worker's compensation insurance from a state fund. This is an example of?
A certain state requires employers to purchase worker's compensation insurance from a state fund. This is an example of a monopolistic state. Monopolistic State Funds jurisdictions require employers to purchase workers' compensation insurance from a mandatory state fund or meet the requirements to function as self-insurers, which is permitted in two of the jurisdictions
What is an employee's compensation and state insurance fund?It was created to carry out the State's goal of promoting and developing a tax-exempt employee compensation program that would enable employees and their dependents to quickly receive enough income, medical care, and other relevant benefits in the case of a work-related disability or death. The ECIF is managed by the GSIS.
Understanding the coverage for workers' compensation in states with a closed market. Any state with specific laws mandating that workers' compensation insurance be offered only by the state's workers' compensation program is referred to as a "monopolistic state."
A monopolistic state fund is the only provider of workers' compensation insurance in the state, as opposed to a competitive fund. Since private insurance is not allowed, it has no rivals.
Learn more about monopolistic state here:
https://brainly.com/question/15410565
#SPJ4
If $300 of new reserves generates $800 of new money in the economy, then the reserve ratio is:_______
Answer: 37.5
Explanation:
it just is
Traditional ____ loans have the same rate and payments for the life of the loan.
Traditional standard fixed rate loans have the same rate and payments for the life of the loan.
Concerning "Standard Fixed Rate" In relation to any Competitive Loan (other than a Eurodollar Competitive Loan), Fixed Rate refers to the fixed annual interest rate that the Lender making the Competitive Loan specified in its associated Competitive Bid.
A house loan with a fixed interest rate for the duration of the loan is referred to as a standard fixed-rate mortgage. Once fixed, the interest rate is not affected by changes in the market. Fixed-rate mortgages are typically preferred by borrowers who seek certainty and/or who plan to keep their properties for a long time.
Learn more about standard fixed-rate here
https://brainly.com/question/24040386
#SPJ4
Before applying for a credit card, jacob examines his credit report. which explains why jacob might examine his credit report?
Before applying for a credit card, Jacob examines his credit report because to find out if he has a strong credit history.
Describe credit card.A credit card is a type of payment card that is given to customers (cardholders) to allow them to pay a merchant for products and services based on the amount of debt they have accumulated (i.e., promise to the card issuer to pay them for the amounts plus the other agreed charges). The card issuer (often a bank or credit union) establishes a revolving account and provides the cardholder with a line of credit from which they can borrow money to pay for purchases or to get a cash advance.What do you mean by Credit History?It serves as a record of your credit activity, including whether you make payments on time, how many credit cards you have, the types of credit you use, and the total amount of debt you owe. When deciding whether to approve you for a loan or a credit card, lenders look at your credit history.Learn more about credit card here:
https://brainly.com/question/27350251
#SPJ4
Answer:
B) to determine if he has a history of good credit
Explanation:
Accounting policies, methods, and estimates used in preparing financial statements are most likely found in the:________.
Accounting rules, methods, and estimates utilized in making ready monetary statements are maximum in all likelihood to be observed within the: auditor's report.
The worldwide monetary Reporting requirements (IFRS) and the normally frequent Accounting concepts (GAAP) are accounting principles that offer suggestions on how organizations must put together economic statements.
A corporation's revenues and charges are provided at the earnings announcement, which is used to assess an organization's economic outcomes (or profitability) from business activities over a period of time. An organization's monetary role is best evaluated by using the stability sheet.
The summary of substantial accounting rules is a segment of the footnotes that accompany an entity's financial statements, describing the key rules being accompanied with the aid of the accounting branch. This precis is typically located at or close to the beginning of the footnotes.
Learn more about financial statements here: https://brainly.com/question/26240841
#SPJ4
What is not considered an advantage of using the retail method of inventory costing?
An inventory cost flow method must be used under both a perpetual and a periodic inventory system is not considered an advantage of using the retail method of inventory costing .
An advantage of retail inventory method
It does not require a physical inventory , the method only requires an organization to record the retail prices of inventory items . It allows the organization to create an inventory value report for budgeting or preparation of financial statements.
Retail inventory method
Provides an organization with a comprehensive account of available items and the monetary value of these inventory items . It evaluates the ending inventory or cost of goods sold for the organization . It requires organization to consider factors such as discounts, sales, markup, and loss of inventory .
Learn more about Retail method :
brainly.com/question/14689508
#SPJ4
Employers with a strong evp are ________ x as likely to report on achieving financial performance significantly above their competitors.
Employers with a strong EVP are not 5 x as likely to report on achieving financial performance significantly above their competitors.
Financial performance is a gauge of how effectively a company can utilise resources from its main line of business and generate income. The phrase is also used as a broad indicator of a company's long-term financial stability. Financial statements are official records of a person, business, or other entity's financial situation and actions. An easy-to-understand format is used to provide pertinent financial data in a systematic manner.
According to the research, various criteria like liquidity, ownership, age, and size have an impact on financial success . In addition, additional elements including leverage, productivity, solvency, and asset turnover may have an impact on financial performance and may vary in a crisis.
Learn more about financial performance here
https://brainly.com/question/25806750
#SPJ4
In the context of inventory costs,__________can reflect lost sales for external customers or costs associated with interruptions to assembly lines for internal customers.
The correct answer is stockout cost.
In the context of inventory costs, stockout costs can reflect lost sales for external customers or costs linked with interruptions to assembly lines for many internal customers.
What is the stockout cost? When there is a shortage of inventory some of the income is lost. That lost income is called stockout cost.It is very difficult to determine stockout costs in a business.These costs can be avoided by maintaining a highly detailed record of the inventory. It also refers to the loss of income and the loss of customers. Stockouts can be caused by a variety of reasons. These reasons include misjudging the demand of products, late delivery of products by the supplier etc…Stockouts can be reduced by using a consignment inventory, using a JIT system, and using accurate demand forecasting.To learn more about stockout costs visit: https://brainly.com/question/14751936?
#SPJ4
Explain why it is important to the united states economy for the federal reserve system to control the money supply.
The Federal Reserve is the most powerful economic institution in the United States responsible for managing monetary policy and regulating the financial system.
It does this by setting interest rates, influencing the supply of money in the economy, and, in recent years, making trillions of dollars in asset purchases to boost financial markets.
The Fed is almost entirely independent from the executive branch and Congress which at times has led to tensions with the White House.
How does the Federal Reserve control the money supply?
The Fed can influence the money supply by modifying reserve requirements, which generally refers to the amount of funds banks must hold against deposits in bank accounts. By lowering the reserve requirements, banks are able to loan more money, which increases the overall supply of money in the economy.
Why is control of money supply important?
Growth of money supply is an important factor not only for acceleration of the process of economic development but also for the achievement of price stability in the economy. There must be controlled expansion of money supply if the objective of development with stability is to be achieved.
Learn more about Federal reserves :
brainly.com/question/12368300
#SPJ4
Increasing opportunity costs of producing goods imply that the production possibilities curve will be?
Increasing opportunity costs of producing goods imply that the production possibilities curve will be bowed outward. In a recent Page One Economics: Money and Missed Opportunities, senior economic education specialist Andrea Caceres-Santamaria explains that opportunity cost is the value of the next-best alternative .
when a decision is made; it is what is forfeited. It is necessary to weigh the advantages and disadvantages of each choice offered in order to correctly assess opportunity costs. A company owner wants to increase the number of production available. The potential worth of that money being spent somewhere else or saved for the future is known as the opportunity cost.
To learn more about opportunity cost, click here.
https://brainly.com/question/13036997
#SPJ4
Many businesses believe that they should have an influential and important role in?
Many businesses believe that they should have an influential and important role in Society
Because Corporate social responsibility, or CSR, is a form of self-regulation that reflects a business’s accountability and commitment to contributing to the well-being of communities and society through various environmental and social measures. To ensure CSR authenticity, a company should look at its values, business mission and core issues and determine which initiatives best align with the business’s goals and culture.
Accountability refers to the acceptance of responsibility for one's own actions.
Mission is an important official job that a person or group of people is given to do.
Initiative is an important act or statement that is intended to solve a problem.
To know more about the Initiative more here
brainly.com/question/852985
#SPJ4
Students working at a job more than _____ hours per week are more likely to report academic difficulties.
Students working 10 hours at a job more than per week are more likely to report academic difficulties.
The academic overall performance (extra hours studied and higher grades) of college students who worked 10–19 hours in keeping with week changed into superior to all different students, operating and non-running
Some of the poor effects are better threat of losing out, not on time commencement prices, and bad effects on academic overall performance. He located that complete-time workers have a tendency to have less time for instructional research and school activities.
Learn more about student working here:https://brainly.com/question/10610286
#SPJ1