Suppose banks decide to hold more excess reserves relative to deposits. Other things the same, this action will cause the: b. money supply to fall. To reduce the impact of this the Fed could buy Treasury bonds.
What is excess reserve?Excess reserve can be defined as the excess money set aside by banks or financial institutions and most of this banks tend to receives interest on the excess reserve they set aside.
Holding excess reserve relative to deposit can tend to cause money supply which is the amount of money in circulation to fall and to decrease the impact of it the Fed could buy Treasury bonds.
Therefore the correct option is B.
The missing options are:
a. money supply to fall. To reduce the impact of this the Fed could sell Treasury bonds.
b. money supply to fall. To reduce the impact of this the Fed could buy Treasury bonds.
c. money supply to rise. To reduce the impact of this the Fed could sell Treasury bonds.
d. money supply to rise. To reduce the impact of this the Fed could buy Treasury bonds.
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Investors and financial analysts wanting to evaluate the operating efficiency of a firm's managers would primarily look at the firm's?
Investors and financial analysts wanting to evaluate the operating efficiency of a firm's managers would primarily look at the firm's asset utilization ratios.
Economic analysts work in banks, pension funds, coverage businesses, and different companies. Monetary analysts manual corporations and people in choices about expending cash to attain an income. They assess the performance of shares, bonds, and different varieties of investments.
Irrespective of training, a successful profession as an economic analyst requires sturdy quantitative abilities, professional hassle-solving competencies, adeptness in the use of common sense, and above-common communique skills.
Maximum financial analysts report excessive-pressure levels and heavy workloads. The work itself is complicated and calls for quite a few understanding and continuous examination. Even as monetary analysts are usually paid properly, it comes at the value of a wholesome work-life balance in many cases.
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What are some ways to reduce the agency costs of equity?
a. caps on bonuses of managers
b. proper reporting limits on dividend
c. payments surveillance
Some ways to reduce the agency costs of equity are surveillance and proper reporting limits on dividends.
What does Agency Cost of Equity mean?
The disparity in interests between shareholders and management gives rise to the agency's cost of equity. The shareholders will be responsible for paying this expense as long as the management's interests conflict with those of the shareholders. Management could feel pressured to make less-than-ideal choices that don't maximize the firm's value.
There will be a cost involved with any steps used to monitor and stop this. Therefore, the costs incurred by the agency will include both the cost of the poor decision and the costs incurred in supervising the management to stop them from making these choices.
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The first step in the closing process is to reduce the balances in the temporary accounts to zero. the second step is to transfer the effects of step 1 to which account?
In the closing process, after the balances in the temporary accounts have been reduced to zero, the second step is the transfer those balances to the Retained earnings account.
What are temporary accounts?These are accounts in the financial statement that have to be closed off at the end of a financial period. They include accounts such as Revenue, expenses, and the income summary account.
When these accounts are closed off, their balances go to zero and the amount that was in them as balance carried down will be sent to the Retained Earnings account as revenue or expenses.
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Step one to closing on a house includes commencing an escrow account.
That will be held by using a third party, such as a bank or your identity or escrow agent. This impartial birthday party account holds directly to money concerned with the sale, such as any required deposits or earnest money.
Step one in the ultimate technique is to reduce the balances within the temporary accounts to zero.
phrases on this set:prepare unadjusted trial stability.report adjusting entries.prepare adjusted trial stability.put together monetary statements.near the brief bills.The ultimate entries serve to switch the balances out of sure transient money owed and into everlasting ones. This resets the stability of the temporary accounts to 0, prepared to begin the subsequent accounting duration. The procedure transfers these temporary account balances to everlasting entries on the corporation's balance sheet.
The steps leading as much to the ultimate date include:
purchase settlement reputation.non-obligatory client home inspection.mortgage origination.Lender home appraisal and credit score underwriting.loan Approval.the property owner and name insurance.remaining disclosures.Learn more about the closing process here: https://brainly.com/question/13408214
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What are two primary opportunities in safe for driving relentless improvement?
The two primary opportunities in safe for driving relentless improvement are option A. Iteration Retrospective and option D. Inspect and Adapt workshop. Hence, the correct answers are options A. and D.; Iteration Retrospective and Inspect and Adapt workshop respectively. Read below about Iteration Retrospective.
What is Iteration Retrospective?The Iteration Retrospective is a usual event where Agile Team members debate the results of the Iteration, review their practices, and identify ways to improve. At the end of each iteration, Agile teams that make use of ScrumXP gather for an iteration retrospective.
Therefore, the correct answers are as given above.
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The complete question goes thus:
What are two SAFe primary opportunities for driving relentless improvement? (Choose two)
a) Iteration Retrospective
b) Daily Stand-up
c) Program Backlog Refinement
c) PI Planning
d) Inspect and Adapt workshop
An ecosystem generally requires solar energy, nutrients, decomposers, consumers and?
An ecosystem generally requires solar energy, nutrients, decomposers, consumers and producers.
An ecosystem is a community or group of living organisms that live in together and interact with each other in a specific environment. Ecosystems are considered as the foundation of Biosphere which maintains the natural balance of the earth.
An ecosystem requires nutrients, decomposers, consumers and producers. For instance, let's take the relationship between deer and lion in the ecosystem. So, for its survival, the lion eats the deer. Thus, each relationship like this has an effect on other creatures and plants living in the same environment.
Hence, the structure of an ecosystem is related to its species diversity.
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Which characteristic of money explains that currency has a consistent numerical worth, whether in the form of a dollar or as one hundred one-cent pennies?
Standard
Store of value
Medium of exchange
Measure of value
The characteristic of money that explains that currency has a consistent numerical worth, whether in the form of a dollar or as one hundred one-cent pennies, is D. Measure of value.
Why is money a measure of value?Money is a measure of value because it has a unitary expression.
In addition, money is a measure of value as it compares the value of different goods and services.
Money also facilitates the exchange of goods and services in daily transactions. The value put on any exchanged goods and services is determined monetarily. Even the value derived from goods and services are usually quantified in monetary terms.
Thus, the characteristic of money that explains that currency has a consistent numerical worth is D. Measure of Value.
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Answer:
D
Explanation:
took test
Jorge’s monthly bill from his internet service provider was $25. the service provider charges a base rate of $15 per month plus $1 for each hour that the service is used. find the number of hours that jorge was charged for that month. a. 25 hours b. 20 hours c. 10 hours d. 15 hours please select the best answer from the choices provided a b c d
Correct answer is 10 Hours, option C.
What is a Linear Equation?A linear equation is one in which the variable's maximum power is always 1. A one-degree equation is another name for it.
Assume Jorge got paid for x hours that month.
The service provider now costs $1 every hour that the service is used.
As a result, the amount for utilizing x hours should be 1x = $x.
The monthly base cost is $15. As a result, the total cost should be x + 15.
It has now been revealed that Jorge's monthly Internet service provider cost was $25.
As a result, we obtain the equation
x + 15 = 25.
Subtracting 15 from both sides
x = 25 - 15
x = 10
As a result, Jorge was charged for 10 hours.
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The goals of the Federal Reserve when it decreases the discount rate are to (select all that apply) ______.
The goals of the Federal Reserve when it decreases the discount rate are to increase the money supply by lowering the discount rate.
What is the goal of the Federal Reserve Bank ?Adjusting the discount rate by the reserve usually help central banks such as the Fed in reducing liquidity problems as well as the pressures of reserve requirements.
In this case, , control the supply of money in the economy as well as basically assure stability in the financial markets will be achieved.
The Federal Reserve can increase the money supply through the lowering the discount rate because Lowering the discount rate gives depository institutions a greater incentive to borrow.
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The ________ view states that a company should adopt local ethics wherever it operates because all belief systems are determined within a cultural context.
The cultural relativism view states that a company should adopt local ethics wherever it operates because all belief systems are determined within a cultural context.
Cultural relativism is the view that moral and social requirements replicate the cultural context from which they are derived. Cultural relativists uphold that cultures range basically from each other, and so do the ethical frameworks that structure family members inside exclusive societies.
Cultural relativism is the concept that a person's beliefs and practices have to be understood based on that individual's personal tradition. Proponents of cultural relativism also have a tendency to argue that the norms and values of one tradition need to no longer be evaluated using the norms and values of any other.
Spiritual ideals and organized marriages also are examples of cultural relativism. There are practices in faith and marriage that can be applicable in some cultures but no longer in others. however, this doesn't qualify individuals to criticize each other's practices, and they tolerate them as they may be.
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Is it acceptable for a v. p. to bypass the normal routine to do business with a family member? why?
No. It is not acceptable for a V.P. to miss the normal routine to do business with a family member. Business is not done emotionally but it is done smartly, In doing such an act of favoring a family member in place of following the university’s policy, there should be a conflict of a hobby for J.Rbeing the vice president. He must put in mind that there need to be some people that can be affected by his moves.
A business is defined as an organization or enterprising entity engaged in commercial, industrial, or professional activities. Businesses can be for-profit entities or non-profit organizations. Business types range from limited liability companies to sole proprietorships, corporations, and partnerships.
Typically, there are 4 primary types of businesses: Sole Proprietorships, Partnerships, limited liability companies (LLC), and corporations. before creating a business, entrepreneurs have to carefully consider which type of business structure is best suited to their enterprise.
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Which type of investment works by taking investors’ money, investing that collective money in stocks, bonds, and other investments, and managing this portfolio for the investors?
Mutual funds investment works by taking investors’ money, investing that collective money in stocks, bonds, and other investments, and managing this portfolio for the investors.
A Mutual Fund is what?A mutual fund is a type of financial vehicle that combines shareholder funds to invest in securities such as stocks, bonds, money market instruments, and other assets. Professional money managers run mutual funds, allocating the assets and aiming to increase investors' capital gains or income.
Can Shares in Mutual Funds Be Sold Anytime?
Shares in mutual funds are regarded as liquid assets and may be sold at any time; nevertheless, you should carefully review the fund's exchange and redemption fee regulations. Capital gains from mutual fund redemptions may also have tax repercussions.
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Write 2-3 sentences to explain how obama's foreign policy compared to bush's foreign policy.
Answer:
In many ways, the two presidents had similar foreign policies. Obama inherited two wars from Bush and continued some of the strategy there. At the same time, Obama did not become involved with Syria (other than airstrikes) and seemed to be more sensitive to the consequences of military action in the Middle East.
Explanation:
edmentum
Answer:
In many ways these two presidents were they same.Obama's had picked up two wars from Bush and uses similar ways to end them as Bush did. Although Obama's did become involved with Syria and then became soft.
Explanation:
A company rents a building with a total of 55,000 square feet, which are evenly divided between two floors. the total monthly rent for the building is $49,500. the company allocates $33,000 of total rent expense to the first floor and $16,500 of total rent expense to the second floor. how much of the monthly rental expense should be allocated to a department that occupies 10,000 square feet on the second floor?
the monthly rental expense should be $8,000
What is expense?An expense is defined as any item that necessitates the payment of money, or any type of fortune in general, to another person or organization in exchange for an item, service, or other category of charges. Rent is an expense for a tenant. Tuition is an expense for both students and parents.
The cost of manufacturing and operations is referred to as cost. Rent, utilities, and other set monthly expenses are examples of expenses. A cost is an estimated amount that people pay or spend when they go shopping. It can be precise, such as asking the showroom owner how much an Audi costs in America.
Given:
total monthly rent for the building is $49,500.
the company allocates $33,000 of total rent expense to the first floor.
$16,500 of total rent expense to the second floor.
To find: the monthly rental expense should be allocated to a department that occupies 10,000 square feet
solution:
The computation of the monthly rental expense allocated is shown below:
Rent allocated to 1st floor:
= $30,000 × 2 ÷ 3
= $20,000
There is 50,000 square feet i.e. equally divided between first floor and second floor. so 25,000 square feet for each floor.
Now
Rent allocated to 10,000 square feet:
= ($20,000 ÷ 25,000) × 10,000
= $8,000
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Debt management ratios show the extent to which a firm's managers are attempting to magnify returns on owners' capital through the use of financial leverage.
a. true
b. false
Debt control ratios show the volume to which a firm's managers try to exaggerate returns on owners' capital via using monetary leverage. A) True
The debt control ratio measures how tons of a organization's operations comes from debt rather than other sorts of financing, along with inventory or private savings. The debt management ratio is one degree amongst lots of a agency's risk and likelihood of default.
Underneath are five of the maximum typically used leverage ratios:
Debt-to-property Ratio = total Debt / overall assets.Debt-to-fairness Ratio = total Debt / overall equity.Debt-to-Capital Ratio = these days Debt / (general Debt + total equity)Debt-to-EBITDA Ratio = overall Debt / income before interest Taxes Depreciation & Amortization (EBITDA)A organization's debt ratio may be calculated with the aid of dividing total debt by using overall property. A debt ratio of extra than 1.0 or a hundred% approach a organization has more debt than belongings whilst a debt ratio of much less than a hundred% shows that a agency has extra property than debt.
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If the aircraft turns to the heading indicated by the heading marker, it will?
Government policies on foreign-trade regulation and taxation constitute the _____ factors that have a significant influence on business.
Government policies on foreign-trade regulation and taxation constitute the economic factors that have a significant influence on business.
What are economic factors?Economic forces are elements that influence the competitiveness of the firm's operating environment.
Economic Factors Examples
The tax rate.
The exchange rate.
Inflation.
Labor.
Supply and demand.
Wages.
Policies and laws
Administrative activity.
Employment, wages, prices/inflation, interest rates, and consumer confidence are the economic factors that have the most impact on consumer goods demand.
Increased spending will assist businesses in expanding, lowering unemployment, and improving the economy. However, if consumer income falls, spending will most certainly fall as well. As a result, businesses will perform worse, unemployment will rise, and the economy will be less stable.
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What amount must be invested today at an interest rate of 5. 5% compounded monthly, if you want to purchase a $550,000 machine 5 years in future?
The amount that needs to be invested today at an interest rate of 5. 5% is determined to be $ 420,824.
Interest rate:
A fee charged by a lender to a borrower known as an interest rate is computed as a percentage of the principal, or the loaned amount. The annual percentage rate, or APR, is typically used to express the interest rate on a loan (APR).Given, Future value of the car F=$ 550,000Rate of interest (i) =5.5% per annum Interest time periods (n)=5 years.PART 1:In the provided problem, the future worth of an automobile, the interest rate, and the length of the investment are all predetermined.Calculating the amount that must be invested now in order to obtain cash equivalent to the car's future value at the conclusion of the investment period is required.For this purpose, we will need to apply the PRESENT WORTH COMPUND AMOUNT FACTOR (PWCAF). This factor can be expressed as: P W C A F=[tex]\left(\frac{P}{F}, i, n\right)=\frac{1}{(1+i)^{n}}[/tex]PART 2:The total amount that needs to be invested today can be computed as: P=P W C A [tex]\times F=\frac{F}{(1+i)^{n}} \\[/tex]P=[tex]\frac{550000}{(1+5.5 \%)^{5}} \\[/tex]P=420824 [Rounded off to whole dollars]Thus, the amount that needs to be invested today is determined to be: $ 420,824Learn more about interest rate here brainly.com/question/25793394
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The monopolist wants a price-quantity combination to fall in the _____ section of its demand curve, where a lower price means _____ total revenue
The monopolist wants a price-quantity combination to fall in the Elastic section of its demand curve, where a lower price means greater total revenue.
The relationship between the cost of an item or service and the quantity demanded over a specific time period is represented graphically by the demand curve. The price and quantity demanded are often represented with the price on the left vertical axis and the horizontal axis, respectively.
When firms decide on prices, the demand curve can be a crucial instrument. This is so that the demand curve can display both the price at which consumer response declines and the price at which the greatest demand is elicited.
The demand curve changes the elasticity. Where price elasticity exceeds one (where demand is elastic) and falls below one (where demand is inelastic), is known as the elastic zone of demand. A decrease in price boosts overall revenue in the elastic region, while the opposite is true for the inelastic sector.
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The 2 steps required using the allowance method, are to ______. (select the 2 that apply.)
The 2 steps required for using the allowance method are to
The first step make an end-of-period adjustment to record the estimated bad debts and the The second step is to write off specific customer balances when they are known to be uncollectable.Companies normally use one of the two techniques to account for unrecoverable debt: the allowance method and the direct write-off method. The allowance approach anticipates and prepares for a positive quantity of unpaid debt while the direct write-off method deals with the debt only after it hasn't been paid.
The allowance method includes placing apart a reserve for horrific money owed which might be expected in the future. The reserve is primarily based on a percentage of the income generated in a reporting duration, probably adjusted for the risk associated with certain clients.
When it is determined that an account can not be gathered, the receivable balance must be written off. when the unit keeps an allowance for doubtful debts, the write-off reduces the outstanding accounts receivable and is charged in opposition to the allowance – do not record bad debt expenses again.
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At which stage would you conduct a swot analyses to understand the market and the strength of your product?
You can employ a SWOT analysis before you commit to any sort of company action, whether you are exploring new initiatives, revamping internal policies, considering opportunities to pivot or altering a plan midway through its execution.
What is SWOT analysis?SWOT analysis is a strategic planning and strategic management technique that is used to assist a person or organization in identifying the Strengths, Weaknesses, Opportunities, and Threats associated with company competitiveness or project planning. It's also known as scenario evaluation or situational analysis.
Internal corporate strengths and weaknesses are factors over which you have some influence and can modify. Examples include your team members, patents and intellectual property, and location.
A SWOT analysis is a method for documenting your company's internal strengths (S) and weaknesses (W), as well as external opportunities (O) and threats (T) (T). This information can be used in your company planning to help you reach your objectives.
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What type of mortgage would a builder offer to a buyer as an incentive to buy one of his houses?
a. open-end mortgage.
b. construction loan.
c. wraparound mortgage.
d. buy-down mortgage.
The correct option is d. buy-down mortgage.
Buy-down mortgage is a mortgage a builder offer to a buyer as an incentive to buy one of his houses.
What is buy-down mortgage?Using a buydown is such a mortgage financing strategy, the buyer tries to get the interest rate on the mortgage lowered, maybe for the duration of the loan.
Some characteristics of buy-down mortgage are;
During instance, a 2-1 buydown is a particular kind of mortgage practice that involves that enables homebuyers to save money on the rate of interest for the initial two years of their loan. A 3-2-1 arrangement can be used in buydowns as well.Homeowners that use buydowns may end up paying less interest overall.Purchasing discount credits against the home loan as part of a buydown may involve paying an upfront charge.The interest rate you qualify for and the length of time you want to live in the property will determine whether it makes perfect sense to select a buydown while purchasing a home.To know more about buy-down mortgage, here
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If people hold onto money as cash rather than depositing it, the money multiplier will:__________.
It is most likely that the money multiplier will get smaller If people hold onto money as cash rather than depositing it.
What is money multiplier?In economics, this refers to the relatives ratios of commercial bank money to central bank money under a fractional-reserve banking system.
In order word, it means the relates to maximum amount of commercial bank money that can be created or given as a certain amount of central bank money.
This effect of the money multiplier is a core concept in macroeconomics because it harbors the idea that because of the flow of money, an increase in wealth will pass through many hands.
However, It is most likely that the money multiplier will get smaller If people hold onto money as cash rather than depositing it.
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Over the last several decades, power in supply chains has increasingly been shifting to?
Over the last several decades, power in supply chains has increasingly been shifting to retailers.
A retailer, sometimes known as a merchant, is a business that sells products directly to customers, such as groceries, vehicles, or apparel, with the intention of making a profit. This business may run both online and in a physical location.
The supply chain's consumer-facing component is represented by retailers, with whom most consumers have regular interactions. They are available in numerous varieties, designs, and sizes.
A producer, wholesaler, or another distributor often sells their products to retailers, who subsequently resale them to the general market. Large retailers like Walmart and Target acquire products in bulk from producers or wholesalers, but local grocers or tiny, family-run pharmacies can also buy from these places or from smaller suppliers.
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Automobile manufacturers such as ford and general motors often use ________ distribution, such that dealers act as retailers.
Automobile manufacturers such as Ford and General Motors often use indirect distribution, such that dealers act as retailers.
For a manufacturer, indirect distribution means selling wholesale to agents or retailers so that they can distribute the product for you. They store it, display it, and employ the sales force to put it into the hands of customers.
What is direct and indirect distribution with examples?As the names would imply, direct distribution is a direct sale between the manufacturer and the consumer, and indirect distribution is when a manufacturer utilizes a wholesaler or retailer to sell their productsIndirect distribution allows you to: share shipping and storage costs. make it easier for customers to find your products. benefit from your third-party's experience, infrastructure and salesforce.To learn more about indirect distribution, click the links.
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Which country spends the largest percentage of its gross national product for health care services?
The country which spends the largest percentage of its gross national product on health care services is the United States of America.
What is the Gross National Product?The gross national product is the total value of goods which are manufactured in a country and the services provided in the country by the citizens of that country during the period of one year. The value of GNP that is a gross national product and is an indicator of the economic condition of a country.
The United States of America spends the highest proportion of its gross domestic product (GNP) on health care services.
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Please help solve tommy has been using the same machines to make its name brand clothing for the last five years. A cost efficiency consultant has suggested that production costs may be reduced by purchasing more technologically advanced machinery. The old machines cost the company $100,000. The old machines presently have a book value of $60,000 and a market value of $6,000. They are expected to have a five-year remaining life and $1,000 salvage value. The new machines would cost the company $50,000 and have operating expenses of $10,000 a year. The new machines are expected to have a five-year useful life and $6,000 salvage value. The operating expenses associated with the old machines.
The operating expenses associated with the old machines $40,000.
What is operating expenses?An operating expense, operating expenditure, operational expense, operational expenditure, or opex is a cost that is incurred on a regular basis when a product, business, or system is operated. A capital expenditure, on the other hand, is the expense of developing or providing non-consumable pieces for the product or system.
The continual expenses incurred by the routine day-to-day operations of a business are referred to as operating costs. Running expenses comprise both costs of goods sold (COGS) and other operating expenses, which are sometimes referred to as selling, general, and administrative (SG&A) expenses.
There are three types of operating expenses: office, compensation, and sales and marketing-related expenses. Office-related expenses are incurred in conventional office environments and frequently include items such as office supplies, property taxes, rent, and insurance.
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5. Use excel?s irr function for this problem. Rancho cucamonga has a 6% cost of capital. The firm has an investment opportunity that costs $2,000. Riverside expects the investment to generate annual cash inflows $600 for each of the next four years. The internal rate of return and rancho?s decision are a. 1. 7% and invest in the project. B. 1. 7% and don?t invest in the project. C. 7. 7% and invest in the project. D. 7. 7% and don?t invest in the project.
IRR function for this problem is 7. 7% and invest in the project
What is IRR function?The Excel IRR function returns the internal rate of return (IRR) for a sequence of cash flows that occur at regular intervals. Determine the internal rate of return. Return was calculated as a percentage. =IRR (values, [guess])
IRR is the interest rate at which the sum of all cash flows equals zero, thus it is useful for comparing one investment to another. In the preceding example, if we substitute 8% with 13.92%, the NPV becomes 0, and your IRR becomes zero. As a result, IRR is defined as the discount rate at which a project's NPV becomes zero.
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The concept of private ownership of property and a relatively open market for goods, services, and investments is known as:_______
The concept of private ownership of property and a relatively open market for goods, services, and investments is known as capitalism.
Property is anything to which a person or entity has a legal right. A property can be a tangible item, such as a house, car, or appliance, or an intangible item that promises future value, such as a stock or bond.
property generally falls into two categories he of tangible property and intangible property. Physical properties are visible, tangible, and non-physical properties. Furthermore, tangible ownership is ownership over material things, and intangible ownership is intangible rights over things.
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It is certain that the equilibrium price will rise when the supply curve shifts to the _____ and the demand curve shifts to the _____. a. right; left b. left; right c. left; left d. right; right
It is certain that the equilibrium price will rise when the supply curve shifts to the left and the demand curve shifts to the right.
What Is a Supply Curve?
The supply curve is a graphic representation of the correlation between the cost of a good or service and the quantity supplied for a given period. In a typical illustration, the price will appear on the left vertical axis, while the quantity supplied will appear on the horizontal axis.
The Factors Can Affect the Supply Curve:
The supply curve can shift based on several factors including changes in production costs (e.g., raw materials and labor costs), technological progress, the level of competition and number of sellers/producers, and the regulatory & tax environment.
What Is the Demand Curve?The demand curve is the complement to the supply curve, in the law of supply and demand. Unlike the supply curve, the demand curve is downward-sloping, since the higher the price of a good, the less demand there will be for it, all else equal.
The Factors Can Affect the Demand Curve:
Demand is influenced by the amount of disposable income available to consumers along with consumer preferences. The presence of viable substitutes or alternatives can also shift the demand curve.
Therefore, we can conclude that the correct option is B.
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The fee that mutual funds use to help pay for advertising and promotional literature is called a __________.
a. back-end load fee.
b. operating expense fee.
c. front-end load fee.
d. 12b-1 fee.
d. 12b-1 fee
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