Spear phishing refers to phishing with a specific, high-value target in mind. for example, the attacker may target the president or CEO of a company.
Spear phishing is frequently used in targeted attack campaigns to access a person's account, such as a high-ranking official or someone engaged in sensitive business operations. Scammers may obtain access to critical company information, banking or credit card information, and wire transfers once they have persuaded their victim that they are reliable.
For instance, a CEO fraud assault using spear-phishing techniques will target specific employees who are more likely to hear from the CEO. They frequently employ a sense of urgency to get a worker to comply immediately without first validating the requests made. To appear authoritative, they can imitate the CEO's speaking habits, make reference to well-known organizational events, or use hijacked email accounts.
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Example(s) of obstacles to internationalization can be:_________
a. financial and psychological
b. physical and financial
c. physical and psychological
d. technological
Obstacles to internationalization can be a. financial and psychological.
Financial usually refers to money matters or transactions of some size or importance: a financial wizard. fiscal is used especially in connection with government budget, or those of any corporation: the top of the fiscal yr. monetary relates especially to cash as such: a monetary system or standard.
Psychological is relating the mind or to mental phenomena as the subject matter of psychology. of, concerning, handling, or affecting the thoughts, especially as a characteristic of awareness, feeling, or motivation: psychological play; psychological impact.
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Decisions by depositors to increase their holdings of ________, or of banks to hold excess reserves will result in a ________ expansion of deposits th
Decisions by depositors to increase their holdings of currency, or of banks to hold excess reserves will result in a smaller expansion of deposits. The technique through which banks make more money by using money that has already been deposited is known as deposit expansion.
The money grows because it enters the economy again when banks lend it out. Deposits in a bank do not enhance the total amount of money available before they are lent out. The amount deposited doesn't actually change; just the content of the monies does. Only when funds that have been deposited are loaned out does money actually exist.
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To minimize the risk of theft of consumer remittances, the person who handles and deposits customer payments can also.
To minimize the risk of theft of consumer remittances, the person who manages and deposits customer payments can also. Use of cash registers.
What is a Customer Deposit?A customer deposit is cash settled to a company by a customer, for which the company has not yet provided goods or benefits in exchange. The company has an obligation to provide the displayed goods or services, or to replace the funds.What are customer deposits?
A customer deposit is a prepayment for the investment of future goods and services (unearned revenue). Overpayment of customer invoices (A/R) may also be regarded customer deposits because they are also thought unearned revenues.
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A firm that markets product with a heavy water content (like beverages) would likely have _____
A firm that markets products with heavy water content (like beverages) would likely have a number of warehouses located near their markets.
A building, or part of one, for the garage of products, products, and so forth, British. A massive retail keep. A constructing, or a part of one, wherein wholesalers maintain huge shares of products, which they display and promote to retailers.
Warehousing is the procedure of storing physical stock for sale or distribution. Warehouses are used by all specific varieties of businesses that need to briefly keep products in bulk earlier than both transport them to other locations or personally to end consumers.
Warehousing is the act of storing goods with the intention to be bought or disbursed later. Even as a small, home-based business might be warehousing products in a spare room, basement, or storage, large businesses generally personal or hire area in a building that is in particular designed for the garage.
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What are two ways lean budget guardrails guide value stream investment decisions?
Horizon-based investment guidance applying capacity allocation to enhance value and the reliability of the solution approving important projects. SAF offers Lean budgeting techniques that do away with the overhead associated with cost accounting and typical project-based funding.
Through the application of Lean budget guardrails and the distribution of value stream budgets, LPM maintains the necessary levels of control in this model. A company's public estimations of its current-quarter and long-term profits prospects are known as guidance. Investors and analysts.
Modify their expectations for a company's value price based on the earnings guidance. Guidance is defined as direction, counsel, or anything that instructs.
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Richard is consuming x and y so that he is spending his entire income and mux/px = 6 and muy/py = 10. to maximize utility, he should:_____.
Richard is consuming x and y so that he is spending his entire income and mux/px = 6 and muy/py = 10. to maximize utility, he should consume the same amount of X and Y since he is already maximizing utility.
When consumers maximize utility they are equating the ratio of total utility to price across all goods consumed?
When consumers maximize utility, they are comparing the cost of all the items they consume to the marginal utility. A negative total utility follows from a negative marginal utility. Total utility is at its lowest point when marginal utility is zero. Even though the marginal utility is negative, the total utility might still be positive.
What is the rule for maximizing utility?
Spending money on the item that offers the highest marginal utility per dollar of spending is the best way for consumers to optimize their overall utility for every dollar they spend.
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In ______ cases, courts generally award damages equal to the ______ plus what the employee lost in quitting her job and declining employment elsewhere.
In promissory estoppel cases, courts generally award damages equal to out of pocket costs plus what the employee lost in quitting her job and declining employment elsewhere. A legal principle known as promissory estoppel prevents someone from breaking commitment even if a formal contract is not in place.
It stipulates that an injured party can sue a promisor for damages if the injured party suffered losses as a result of promisor's broken promise, which the recipient of promise later came to regret. Promise may be enforced despite absence of the conditions for a valid contract under the promissory estoppel doctrine.
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Does a competitive firm’s price equal its marginal cost in the short run, in the long run, or both? explain
The price of a firm is equal to its marginal cost in both the short and long run. In both the short and long run, price equals marginal revenue. Firms should increase output as long as marginal revenue exceeds marginal cost, and reduce output if marginal revenue is less than marginal cost.
Note that when we are in long-term equilibrium, we are also in short-term equilibrium. In the long run, P = min(ATC), and the entering firm chooses the set with the lowest ATC. The MC curve intersects ATC at min(ATC), so the same quantity has a price equal to MC.
For a perfect competitor, marginal return equals price and average return. This means that the firm's marginal cost curve is a continuous supply curve with values greater than the average variable cost. If the price falls below the average variable cost, the company will be closed.
In a perfectly competitive market, price equals marginal cost in both the short and long run.
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Adam’s incentive to open a new restaurant is profit. he knows that if he works hard and his restaurant is successful he will be able to earn a lot of money. adam is:______.
Adam’s incentive to open a new restaurant is profit. He knows that if he works hard and his restaurant is successful he will be able to earn a lot of money. Adam is an entrepreneur in a capitalist economy.
The term "capitalism" or "capitalist economy" refers to an economic system in which private firms control and govern factors of production such as capital goods, labor, natural resources, and entrepreneurship.
A capitalist economy allows for the private ownership and control of capital assets like mines, factories, and railroads. It also allows for the purchase of labor for monetary wages, the accrual of capital gains to private owners, and the allocation of capital and labor between competing uses through market prices.
The capitalist economy of the United States is undoubtedly the most well-known in the world, and many of its residents view it as crucial to establishing democracy and realizing the "American Dream."
The fact that capitalism is a more "free" market than the more tightly regulated alternatives appeals to the American spirit as well.
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With a organizational structure groups that are performing similar tasks may be at risk of duplicating their work and they may also compete for shared resources?
With a organizational structure groups that are performing similar tasks may be at risk of duplicating their work and they may also compete for shared resources is in the divisional structure.
In a divisional structure, many teams work alongside each other toward a single, common goal. Each of these divisions has an executive manager who manages how that branch operates, controls its budgets and allocates its resources.
Large companies do generally employ divisional structure because they have different divisions.
One example of the divisional structure is a car company which separates its company into SUV or sedan vehicle branches. While each branch has its own function, they all work toward the same goal of making a sale. This is known as the multi-divisional structure.
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Argus company anticipates that other sales will be affected by the acceptance of a special order. what should the company do?
Consider the opportunity cost of lost sales in the incremental analysis.
What is opportunity cost?The opportunity cost of a specific activity option in microeconomic theory is the loss of value or benefit that would be experienced by engaging in that activity, as opposed to engaging in an alternative activity that offers a higher return in value or benefit.
The value of the next best alternative or option is referred to as the opportunity cost. This value may or may not be monetary. Value can also be measured using other criteria such as time or satisfaction. One formula for calculating opportunity costs may be the ratio of what you give up to what you receive.
The growing opportunity cost law: As the production of one good increases, so does the opportunity cost of producing the extra good.
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As a golf club production company produces more clubs, the average total cost of each club produced decreases. this is because:_____.
As a golf club production company produces more clubs, the average total cost of each club produced decreases. this is because there are scale economies.
Economies of scale are the benefits you get from growing your business. For example, businesses can benefit from economies of scale associated with bulk purchases. By purchasing large quantities of products at once, we were able to lower unit prices than our competitors.
Economies of scale occur when a company benefits from the scale of its operations. There are many efficiencies to be gained as the company grows. For example, serving 1,000 customers in a restaurant is much cheaper and more efficient than serving one.
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The law of supply states that as the price of a good declines, the quantity supplied of that good remains the same. decreases. increases. disappears.
The law of supply states that as the price of a good declines, the quantity supplied of that good decreases as well.
What is the law of supply?This economic law states that other things equal, an increase in the price of a product will increase the quantity of it supplied, and conversely for a price decrease directly related.
Hence, the law of supply states that as the price of a good declines, the quantity supplied of that good decreases as well.
Therefore, the Option D is correct.
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Answer:
B. decreases
Explanation:
The law of supply states that as the price of a good declines, the quantity supplied of that good?
_____ is how consumers see themselves in terms of attitudes, perceptions, beliefs, and self-evaluations.
Personality reflects how consumers see themselves in terms of attitudes, perceptions, beliefs, and self-evaluations.
Because attitude formation and attitude change stress the traditional view that consumers develop attitudes before they act. This may not always, however, or even usually be true. Attitude formation and attitude change stress the traditional view that consumers develop attitudes before they act.
Attitude refers to a set of emotions.
Consumers a person who buys goods or services for their own use.
Formation an act of giving form or shape to something or of taking form.
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If the market price for fast food wages is $7 per hour, at which wage level would a price floor be binding? $7 $6 $15 $1
If the market price for fast food wages is $7 per hour, at $15 would a price floor be binding. The market price is the price at which a good or service can currently be purchased or sold. The forces of supply and demand decide how much an asset or service will cost on the market.
The market price is the cost at which supply and demand are equal. To determine consumer and economic surplus, one uses the market price. The term "consumer surplus" describes the discrepancy between the maximum price a consumer is prepared to pay and the actual amount they pay, often known as the "market price," for an item.
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What is the difference between fixed cost and variable cost? does each type of cost affect short-run marginal cost? if yes, explain how each affects marginal cost. if no, explain why each does or does not affect marginal cost.
Fixed costs do not affect the marginal cost of production since they do not typically vary with additional units. Variable costs, however, tend to increase with expanded capacity, adding to marginal cost due to the law of diminishing marginal returns.
What is Fixed costs?Fixed costs, also known as indirect costs or overhead costs in accounting and economics, are corporate expenses that are independent of the volume of goods or services generated by the business. They are usually recurrent, such as monthly interest or rent. These expenses are frequently capital expenses.
A fixed expense is essentially a 'necessity.' Tuition, accommodation and board, as well as your car payment (if you have one), car insurance premiums (if you have a car), wireless plan, and internet connection, will be your major fixed expenses in college.
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Long-term disability insurance _____. Select one: a. applies exclusively to nongovernmental employers with over 50 employees b. pays a flat fee for a fixed number of hours of legal assistance each month for disabled employees c. provides continuing income protection for employees who become disabled and are unable to work d. pays for temporary living expenses and moving expenses incurred by disabled employees
c. Long-term disability insurance provides continuing income protection for employees who become disabled and are unable to work.
More about disability insurance:
Purpose of disability insurance is to give income replacement benefits to Covered Persons who become disabled due to illness or injury and are unable to find employment to earn a living.
It provides a monthly disability benefit for a period of time that is significantly longer than STD (for example, to age 65) following the completion of an Elimination Term (EP) that usually coincides with the STD benefit period to ensure that benefits transfer from STD to LTD without any interruption.
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A 20-unit apartment building gets $288 rent per unit per month. if the capitalization rate is 12 percent, what is the value of the building?
The value of the building today is $576,000.00
What is the value of a property?
The value of the building present value of its annual cash flows which is the annual cash inflow divided by the capitalization rate based on the present value formula of perpetuity as it is expected that the annual rent would be received forever.
Value of building=annual cash flow/capitalization rate
By annual cash flow ,I mean the rent the 20-unit apartments would generate on a yearly basis, the monthly rent per unit multiplied by number of units and 12 months a year
annual rent=$288*20*12
annual rent=$69,120.00
capitalization rate=discount rate=12%
value of the building=$69,120.00/12%
value of the building=$576,000.00
The maximum amount a rational real estate investor would pay for the building today is the present value of future annual rents, which is $576,000.00
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_____ refers to the extent to which people have positive experiences and can secure the good things in life because they have economic resources
Life chances refer to the extent to which people have positive experiences and can secure the good things in life because they have economic resources
the question is incomplete .please read below to find the missing content
Which of the following terms refers to how people have positive experiences and can secure the good things in life because they have economic resources?
Economics studies scarcity and its effects on the use of resources, the production of goods and services, the growth of output and wealth over time, and many other complex issues important to society.
The standard definition of economics can be described as: A social science focused on the satisfaction of needs and desires through the allocation of scarce resources with alternative uses. Going further, we can say that economics studies scarcity and choice.
The economy plays a role in our daily lives. The study of economics allows us to understand past, future, and present models and apply them to societies, governments, businesses, and individuals.
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While conducting a security self-assessment of his personal laptop use, vann realizes that he is putting himself at risk by _____.
While conducting a security self-assessment of his personal laptop use, Vann realizes that he is putting himself at risk by putting off installing available software updates that he has been notified about.
A self-assessment is a personal review performed to identify elements that can be improved or exploited to achieve certain predefined goals.
Self-assessment is the act of reading and evaluating oneself or one's actions: evaluation of oneself.
The reason for a self-assessment is to assist an individual to recognize the number of their skills and enhance them.
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___ is an approach used to nurture customer loyalty by gathering knowledge of customer needs and preferences.
A relationship era is an approach used to nurture customer loyalty by gathering knowledge of customer needs and preferences.
A consumer wants is a want that motivates a customer to buy a product or service. The want may be regarded (i.e., the purchaser can place it into words) or unknown, and is the final aspect that determines which solution the patron purchases.
Customer wishes are the psychological and bodily motivations that make a person want to purchase a service or product and stay loyal to that business. as an example, customers these days need short and handy ways to attain help online.
A consumer's needs commonly reflect the preferred possibilities for unique approaches to gratifying a need. for that reason, human beings generally need particular products, manufacturers, or services that satisfy their wishes in a specific way.
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Jack is a board member of firm a but is not an employee of firm a; jack is a senior executive from firm b. jack can best be described as a(n)?
Jack can best be described as an outside director. Jack is a board member of firm a but is not an employee of firm.
What is an external director?Corresponds to a professional who performs the role of a member of the board of directors, but who is not an employee or shareholder of the organization. Hiring external directors is a legal requirement for public organizations.
It is a legal rule that public companies have an external director, in order to reduce unilateral decision-making and fraud, since, as they are not an employee of the organization, the external director is more likely to make impartial decisions.
Therefore, in addition to impartiality, the external director can assist the organization with a different vision and experience, in order to contribute to the organizational positioning and strategy.
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What are the implications of using the company-wide cost of capital when the firm has multiple operating divisions with different risk levels?
A company-wide rate would be determined from the average risk of the whole firm.
If a multidivisional firm uses a company-wide cutoff rate, this rate will be too high for low-risk divisions and too low for high-risk divisions. The firm will accept only bad high-risk projects and reject good low-risk projects.
It is therefore become necessary to estimate divisional cutoff rates which will reflect the risk of each division. In addition to this because this process involves political rivalries within the firm the approach of company wide rate is used to justify ,these rates must be as comprehensible as possible.
This issue is concerned with any firm with two or more divisions that differ in risk from each other. As each division considers different investment opportunities, it must use a cost of capital to evaluate the effects of expected cash flows in differing time periods. This interest rate is also called a "cutoff" rate.
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Most countries don’t accept electronic transactions from _________ because of fraud concern
Most countries don’t accept electronic transactions from Chinebecause of fraud concern.
An electronic transaction that takes place over computer-mediated networks involves the exchange of products or services between corporations, homes, individuals, governments, and other public or private organizations.
An electronic transaction is defined by the Department of Health and Human Services (HHS) as an electronic information exchange between two parties for the purpose of carrying out financial or administrative tasks linked to healthcare. To request reimbursement for medical services, a health care provider could submit a claim to a health plan.
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Decision that are based on rules and guidelines are known as _______ decisions.
Decision that are based on rules and guidelines are known as brainstormed decisions. A group decision-making process called brainstorming aims to expand the variety of options that the group can consider. The objective is to come up with as many ideas as you can. This method does not inherently offer a resolution or choice.
People can think more freely and without concern for criticism when brainstorming. In order to address difficulties and come up with novel ideas, brainstorming promotes open and continuous collaboration. Teams may quickly generate a vast number of ideas through brainstorming, which can then be improved upon and combined to provide the optimal resolution.
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Will the fed want to buy or sell government securities if sales or purchases of government securities are the only instrument used in the open-market operations?
The Fed will want to buy a total of $8 billion in government securities.
Government security is a government bond issued by a sovereign government. They sell these products to fund day-to-day government operations and to fund special infrastructure and military projects. These investments work similarly to issuing corporate bonds.
The purpose of government security is to raise funds for various projects and programs. There are dozens of types of government-backed securities, but the most important are Treasury Bills, Treasury Bills, Treasury Bills, Floating Rate Securities, TIPS, Savings Securities, EE/E Securities, Local government bonds, etc.
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Malcolm’s furniture earned $750,000 last year and had a 30 ividend payout ratio. how much did the firm add to its retained earnings?
It is $525,000.
If the dividend payout ratio is 30% ,then retention rate will be 70%
Additional Retention = $750,000* 70%
=$525,000
Additional amount retained can be used for future business expansion and can also be used to buy back shares provided there is no available profitable investment project to invest in.
Here, the retention rate is very high which implies that the company has prospective investment to put the money into to generate additional returns.
Investors will therefore settle for capital appreciation resulting from increase in share price as result of additional earnings from profit plugged back into the business.
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In a publicly traded organization, does the valuation of owners’ equity represent the worth of the organization to its owners? explain your answer
In a publicly traded organization, the valuation of owners’ equity represent the worth of the organization to its owners after "liabilities are deducted from assets."
What is publicly traded organization?An organization whose shareholders are entitled to a share of the firm's assets and revenues is referred to as a public company, also known as a publicly traded company.
Some characteristics of publicly traded organization are-
Ownership of such a public corporation is divided among the public shareholders through the free exchange of stocks that are traded via stock exchanges and the over (OTC) marketplaces.Many Americans make direct investments in public corporations, and chances are good that the pension plan or mutual fund you own, if you have one, has some shares in public companies.A publicly traded corporation is expected to periodically expose its business and financial information to the public in addition to having its securities listed on public exchanges.An initial public offering (IPO) is the procedure used by a private firm to start issuing new shares to the general public. A firm is deemed private before its IPO. A company's decision to start issuing to the general public through with an IPO is crucial since it gives them a source of funding for their expansion.To know more about publicly traded organization, here
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When using absorption costing when production is greater than sales, a portion of fixed overhead is allocated to?
When using absorption costing when production is greater than sales, a portion of fixed overhead is allocated to ending inventory.
Production is the process of combining diverse material and immaterial inputs to create a consumable good or service. It is the process of producing something of worth, goods, or assistance that benefits a person.
Manufacturing is the process of creating items or goods out of components or raw materials. To put it another way, manufacturing employs inputs to produce outputs fit for consumption, i.e., things or products that are valuable to the consumer or end-user. The creation of furniture is an illustration of production. Harvesting corn for food is an illustration of production. Corn production is an illustration of production.
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Policy that is intended to provide skills training for unemployed individuals is primarily intended to reduce?
Policy that is intended to provide skills training for unemployed individuals is primarily intended to reduce frictional unemployment.
Frictional unemployment is the result of voluntary employment transitions within an economy. Frictional unemployment generally occurs in a growing and stable economy.
Workers who are choosing to leave their jobs in search of new ones and workers who are entering the workforce for the first time constitute frictional unemployment.
It does not include workers who remain in their current job until finding a new one.
It contributes to the overall employment picture and is also a part of natural unemployment, which is considered as the minimum unemployment rate in an economy due to economic forces and movement of labor.
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