An insured and his wife are both involved in a head-on collision. The husband dies instantly, and the wife dies 15 days later. The company pays the death benefit to the estate of the insured. This indicates that the life insurance policy had they were in the room alone
This is further explained below.
What is an insurance policy?Both the insured person and his wife are engaged in an accident that occurs head-on. The husband passes away in an instant, and the wife follows him in passing 15 days later. The death benefit is paid out by the firm to the estate of the covered person. This suggests that the life insurance coverage would not have paid out if they were alone in the room.
In conclusion, A legal relationship exists between an insurance firm, often known as the insurer, and the person(s), business, or entity that is being covered under the terms of an insurance policy (the insured). Reading your policy gives you the ability to check that it satisfies your requirements and ensures that you comprehend both your duties and those of the insurance business in the event of a loss.
Read more about insurance policy
https://brainly.com/question/17479291
#SPJ1
In addition to capm, the cost of equity can be determined using the dividend growth model and the _____ approach.
The cost of fairness may be decided by the usage of the dividend growth model and the growth rate approach.
The dividend growth version is a valuation version, that calculates the fair value of inventory, assuming that the dividends grow both at a solid price in perpetuity or at a special rate during the length handy. The Gordon growth model values an enterprise's stock using an assumption of regular increase in payments an enterprise makes to its commonplace fairness shareholders. The 3 key inputs inside the version are dividends in step with share (DPS), the boom charge in dividends per proportion, and the required fee of going back (RoR).
The growth rate of a cost (GDP, turnover, wages, etc.) measures its exchange from one duration to another (month, quarter, 12 months). it's miles very typically expressed as a percent.
One advantage of the dividend increase version is that it offers an easy manner to degree the fundamental price of an inventory. It permits buyers to compare the values of inventory issued via organizations in exceptional industries.
learn more about the growth rate here: https://brainly.com/question/25630111
#SPJ4
The conflict between owners employees suppliers and customers of a company is known as?
The conflict between owners employees suppliers and customers of a company is known as conflict of interests.
How do you resolve conflict of interest in the workplace?Every organization should strive to create an ethical and trusting culture by setting the right tone at the top. The tone at the top should include clear messaging on how to manage a conflict of interest, making everyone in your organization aware of this type of corruption.
Communicate with the other person.Concentrate on behavior and events rather than people.Pay close attention.Determine areas of agreement and disagreement.Determine the areas of contention.Create a strategy for resolving each conflict.Stick to your game plan.Expand on your success.To learn more about conflict of interest from the given link
https://brainly.com/question/21648646
#SPJ4
________ refers to the benefits a customer receives from purchasing a good or service.
Value refers to the benefits a customer receives from purchasing a good or service.
A customer is a recipient of goods, services, products, or ideas obtained from a seller, vendor, or supplier through financial transactions or in exchange for money or other valuable consideration.
The definition of a customer is a person who purchases products or services at a store, restaurant, or another retail establishment. An example of a customer is someone who goes to an electronics store and buys a television. (informal) A person, especially a person, who interacts with others in some way.
A person who purchases goods or services from others. Buyer; Patron. informal. Deal with: Demanding customers. cool customer.
Learn more about customer here:https://brainly.com/question/26313265
#SPJ4
When it comes to producing and selling goods, compared with a rival firms goods, a perfectly competitive firm goods are ________.
A perfectly competitive market is a market structure characterized.
Market structure refers to how different industries are categorized and differentiated based on the degree and type of competition for services and goods. four general types of market structure include perfect competition, oligopoly market, monopoly market, and monopolistic competition.
Economic market structures can be divided into four categories: perfect competition, monopolistic competition, oligopoly, and monopoly. The categories are distinguished by the following characteristics: the number of producers is large in monopolistic competition, few in oligopoly, and one in monopoly.
“Market structure” refers to the various market characteristics that determine the relationships between sellers, sellers, buyers, etc.
Learn more about Market structure here https://brainly.com/question/1192016
#SPJ4
Which type of non-profit institution requires that a person must meet certain guidelines to become a member before they can take advantage of the institution's services
The credit union is a non-profit institution that requires that a person must meet certain guidelines to become a member before they can take advantage of the institution's services
This is further explained below.
What is a Credit union?Generally, Before a person may take benefit from the services provided by a credit union, which is a non-profit organization, that person must first become a member of the credit union and satisfy specific membership requirements.
In conclusion, Credit unions are cooperative financial organizations that are owned and operated by the members who make use of the cooperative's various financial services. Members of a credit union have access to the same sorts of financial goods and services as are made available to customers of conventional banks, including credit cards, checking and savings accounts, and loans.
Read more about the Credit union
https://brainly.com/question/13557890
#SPJ1
Samantha is the project manager. however, she has decided to allow her team members to work under their own direction without interference. which leadership style is samantha using?
The laissez faire style of leadership can be said to be the style that Samantha is using given that she has decided to allow her team members to work under their own direction without interference.
What is the term leadership styles?This is the term that is used in an organization to talk about the way that the people in the top positions are able to manage the teams of people that they have working in the organization.
The laissez faire is one of the types of leadership. This particular style of leadership has to do with the fact that the leader would try not to interrupt the team. They would leave them to work on their own with reduced guidance.
Read more on Laissez faire here: https://brainly.com/question/571192
#SPJ1
If a government wants to obtain the maximum tax revenue it should Part 2 A. not assess the highest possible tax rate. B. assess the highest possible tax rate. C. use static tax analysis. D. use an ad valorem system for collecting taxes.
If a government wants to obtain the maximum tax revenue it should not assess the highest possible tax rate
The majority of the government's revenue comes from taxes. Taxes, which are imposed on people and businesses without their consent to fund governmental operations, are the government's main source of income. There are two different sorts of revenue receipts: tax revenue and non-tax revenue. Tax revenue is the money the government receives by collecting taxes.
The Receipt Budget, which is a component of the Union Budget's Annual Financial Statement, includes tax income. The outcome of applying a tax rate to a tax base is tax revenue. The proportion of GDP attributable to total tax revenue shows how much of the nation's output is taken in via taxes. One indicator of how much the government has resource control over the economy is tax revenue.
Learn more about tax revenue here:
https://brainly.com/question/18521463
#SPJ1
The small business administration (sba) is the u.s. government agency that advises and assists small businesses by?
Small business administration (SBA )is a U.S. government agency that advises and assists small businesses by providing management training, financial advice, and loans.
An organization of the federal government called the Small Business Administration (SBA) exists to assist, service, and safeguard the interests of small companies. To assist entrepreneurs in managing the complexities of expanding a firm, the SBA provides instructional materials.
The SBA now offers managerial help, financial and federal contract procurement aid, and particular outreach to women, minorities, and veterans of the armed services. Additionally, SBA offers loans to those who have been affected by natural catastrophes and specialist counsel and support in foreign trade.
The SBA has a historical record of promoting and strengthening access to financing, government contracting opportunities, entrepreneurship development, and catastrophe aid for the USA's small businesses.
To know more about Small business administration refer to: https://brainly.com/question/14891513
#SPJ4
One strategy for managers to increase capacity by creating flexibility involves the?
Answer:
of labor
Explanation:
situations where people are coerced to work for little or no remuneration, often under threat of punishment
_____ is the process used to get workers and managers to change their behaviors and work practices
Change intervention is the process used to get workers and managers to change their behaviors and work practices.
A change intervention is the process which facilitates the implementation of a change initiative. Thus, it is defined as an organizational development action on the individual, group or overall organizational level.
There is a certain process in order to design a behavior change intervention. This first involves understanding the target behavior and then selecting a broad approach, and then designing the specific behavior change techniques to be used.
Hence, through change intervention workers and managers change their behaviors and work practices.
To learn more about behavior here:
https://brainly.com/question/8871012
#SPJ4
Which of the following are depositary financial institutions? (select all that apply)
options:
Loan associations
Credit unions
Commercial bank
Insurance companies.
Brokerage firms
Investment companies
Depositary financial institutions are:
Loan associationsCredit unionsCommercial bankWhat are depositary financial institutions?Depositary financial institutions are financial institutions that gathers or obtains funds majorly by accepting deposits from members of the public. Depositary financial institutions include loan associations, credit unions and commercial bank.
Credit union is a form of financial institution owned by members of the union. The union provides financial services similar to the services provided by commercial banks
A commercial bank is a financial institution that accepts deposits from customers, provide loans to customers and provide financial products t costumers. Only commercial banks. deposit their excess funds with the U.S. Treasury.
A savings and loan associations is a financial institution that specializes in helping customers get residential mortgages.
To learn more about banks, please check: https://brainly.com/question/23980074
#SPJ1
Central style wants joanna gaines from hgtv to mention their reclaimed wood furniture in her blog. they are willing to pay her top dollar because of her popularity. this is an example of:________.
This is an example of: online advertising
on-line advertising, also known as online marketing, internet advertising and marketing, virtual advertising or web advertising, is a shape of marketing and advertising and marketing which makes use of the internet to sell products and services to audiences and platform users.
Content marketing is one of the first-rate on line advertising techniques because it could guide other marketing and advertising and marketing efforts, like social media, paid seek, and even seo. this is why companies make content material a middle part of their approach.
Advertisements can growth familiarity and accept as true with among a employer and its clients. If a potential customer sees more than one commercials about your product, they may recollect you a relied on logo. you can additionally use advertising to address any concerns, which similarly builds accept as true with between your agency and your customers.
Learn more about Online advertising here: https://brainly.com/question/1264922
#SPJ4
One of your users comes to you and tells you their company mobile phone was stolen. what is a major concern with the loss of the phone?
One of your users comes to you and tells you their company mobile phone was stolen, major concern with the loss of the phone is the single sign on issues.
Single sign-on is a session and user authentication service which permits a user to use one set of login credentials. For example, a name and password. SSO can be used by the enterprises or smaller organizations as well as individuals to ease the management of various usernames and passwords.
In a basic web SSO service, an agent module on the application server retrieves the specific authentication credentials for an individual user from any dedicated SSO policy server.
The SSO service authenticates the end user for all the applications and the user is being given rights to and eliminates future password prompts for individual applications during the same session.
To know more about the SSO service here:
https://brainly.com/question/17494582
#SPJ4
How is process control generally implemented in manufacturing and in services? describe the similarities and differences
Key monitoring and investigating tools of process control include:
HistogramsCheck SheetsPareto ChartsCause and Effect DiagramsDefect Concentration DiagramsScatter DiagramsControl ChartsProcess control is employed in "batch processing" as well as continuous production, which includes manufacturing and other sectors and businesses where a certain type of material is produced without interruption. It's utilised to autonomously regulate the manufacturing environment, assuring higher quality and productivity.
Process control is utilised in the field of wastewater management, for instance, which entails the uninterrupted and continual treatment of sewage and greywater.
To know more about process control refer here:
brainly.com/question/17246270
#SPJ4
Using the simplified effective-interest amortization, the credit to cash each interest payment equals?
the credit to cash each interest payment equals net multiplied market interest rate multiplied time
What is interest?In finance and economics, interest is the payment of an amount over repayment of the original sum by a borrower or deposit-taking financial institution to a lender or depositor at a specific rate by a borrower or depositor. It differs from a fee that the borrower may pay to the lender or a third party.
When the effects of compounding over time are considered, an effective annual interest rate is the true return on a savings account or any interest-paying investment. It also indicates the actual percentage rate of interest owed on a loan, credit card, or other debt.
To know more about interest follow the link:
https://brainly.com/question/25793394
#SPJ4
Those countries which experienced modern economic growth earlier than other countries now have significantly ______.
Those countries which experienced modern economic growth earlier than other countries now have a significantly higher standard of living.
Usual methods for measuring the standard of living include per capita GDP. Developed nations typically have greater living standards. In actuality, the distinctions between more and less developed nations are frequently defined using fundamental indicators of standard of living, such as per capita GDP.
More people live in a certain area, which increases cultural diversity. With greater creative thinking and inventive ideas brought about by cultural diversity, goods and services are improved, raising everyone's standard of living in the process.
Complete Neighborhoods, embracing diversity, and providing a variety of affordable housing will encourage economic activity and, in the end, raise residents' and newcomers' standards of living by encouraging the expansion of a city in a sustainable and appealing way.
Learn more about standards of living here:
https://brainly.com/question/13766620
#SPJ1
If a competitive market has three firms with marginal costs of mc1 = q1, mc2 = 0. 50q2, and mc3 = 2q3 and faces a market price of $10, the total quantity supplied by all three firms is?
If a competitive market has three firms with marginal costs of mc1 = q1, mc2 = 0. 50q2, and mc3 = 2q3 and faces a market price of $10, The total quantity supplied by all three firms is =10+20+5=25
in a competitive market p= mc.
Here p is given as $10
Thus MC = 10
first firm-
MC1 =Q1
ie, 10=10
=10 quantity supplied
Firm 2
MC2 =.50Q2
10=0.50(Q2)
Q2=10/0.50=
= 20 quantity supplied
Firm 3
MC3 =2Q3
10=2(Q3)
Q3 =10/2=5
= 5 quantity supplied.
In economics, marginal cost is the change in total cost that occurs when output increases, the cost of producing additional quantity.
Learn more about marginal costs here: https://brainly.com/question/12231343
#SPJ4
What analytical method does a firm typically employ to assess the target market and its own competencies?
The analytical method does a firm typically employ to assess the target market and its own competencies is called "SWOT analysis".
What is SWOT analysis?The SWOT analysis is one of the tool that could assist you in identifying the current strengths of your business and developing a winning future strategy. SWOT can also reveal business areas that are restricting your growth or that, if left unchecked, your competitors may exploit.
The importance of SWOT analysis are;
SWOT analysis can assist you in exposing unsafe assumptions and performance blindspots inside your firm. It can provide fresh perspectives on where your company is right now and assist you in creating the ideal strategy for any circumstance if you use it thoughtfully and in collaboration.For instance, you might be fully aware of some your individual's progress, but you might not be aware of just how dependable they are until you list them alongside vulnerabilities and threats.Similarly, you probably have valid concerns about several of your company's vulnerabilities, but by conducting a methodical examination, you can uncover a previously unnoticed potential that may more than make up for them.To know more about SWOT analysis, here
https://brainly.com/question/1907883
#SPJ4
Is the component of personality developed through contact with the external world that enables us to deal with life's practical demands?
The ego component of personality developed through contact with the external world that enables us to deal with life's practical demands. Freud proposed that the mind is divided into three parts: the id, the ego, and the superego, and that the interactions and conflicts between the parts create personality.
The id, according to Freud theory, is the component of personality that underpins our most primitive impulses. The Five Factor Model divides personality into five parts: agreeability, conscientiousness, extraversion, openness, and stress tolerance. Personality tests based on this model assess an individual's position on spectrum of each of the five traits.
To learn more about personality, click here.
https://brainly.com/question/2249291
#SPJ4
What is the 3rd party confidential hotline that the Board has established for employees to use to report conflicts of interest or other ethical concerns fort bend isd
The SAFE hotline is the 3rd party confidential hotline that the Board has established for employees to use to report conflicts of interest or other ethical concerns for bend ISD.
Employees and other interested parties can report possible fraud, ethics violations, and other problems to SAFE Hotline, an independent third-party Ethics Hotline provider, in a private, confidential manner.
SAFE Hotline serves nonprofit organizations as well as for-profit companies. The service is a practical technique to help uncover occurrences before they cost the company money, assets are stolen, there are legal repercussions, or its reputation is tarnished.
With the help of a case management application, your business may monitor, examine, and add case notes and documents to submitted reports. Additionally, the case management system enables you to provide users access to only the cases they are currently looking into.
To learn more about Hotline refer to:
https://brainly.com/question/18473106
#SPJ1
Conversion costs are generally added evenly throughout the process.
a) true
b) false
The given statement is True.
Conversion costs are usually incurred evenly throughout a process. Both job order and process cost accounting use equivalent units of production to determine costs
Accounting for Direct Materials and Conversion CostsIn both costing methods, direct materials and conversion costs:
Direct materials might well be added in equal amounts at the start of the production process or used up gradually over time. Whereas, conversion costs will be spread out equally during the course of manufacturing.
To read more about direct materials and conversion costs, refer to:
https://brainly.com/question/15227690
#SPJ4
What will happen to the equilibrium price and quantity of beef is more lenient fda inspections increase the number of cattle ranches?
The Achieving equilibrium will result in a rise in price and a decrease in quantity.
There will be less of a supply as a result of more rigorous FDA inspections on cattle ranches. Prices will increase if there is a decrease in supply and a constant demand. For the same quantity at the equilibrium price, consumers will pay more than they did previously, at least initially. In the long run, the increased pricing might encourage the entry of new suppliers. The equilibrium will change once more as a result.
Changes in Equilibrium:
Every market for an item has an equilibrium price at which the quantity provided and sought is equal. The supply or demand curves will vary when other factors change, changing the equilibrium.
To know more about equilibrium visit:
https://brainly.com/question/5609881
#SPJ4
The __________ decision making model assumes incomplete information and bounded rationality.
The correct answer is Administrative decision making model.
The Administrative decision making model assumes incomplete information and bounded rationality.
What is Administrative decision making model?The theory of decision making was given by a famous psychologist, economist and sociologist. His name was Herbert Simon.He even received a Nobel Prize in Economics. The Administrative decision making model is a kind of a descriptive model. It gives us an overview of how people and managers actually make decisions in difficult situations. Another kind of model that Simon gave was the Rational decision making model. It is when people use the available facts and information to make their decisions.To learn more about Administrative decision making model visit: https://brainly.com/question/26866373?
#SPJ4
The value of what is produced per worker, or per hour worked, is called ____________.
a) economic growth
b) gdp per capita
c) human capital
d) productivity
Productivity is the value of what is produced per worker, or per hour worked. Business risk is the potential for a firm or organization to have lower earnings or failure. A business risk is anything that the jeopardizes a company's ability to meet its financial goals.
Numerous variables may combine to the produced business risk. The damage from fire, flood, or other natural disasters are a few examples of hazards with uncertainty as their basis. sudden financial loss brought on by a recession or the failure of another business that owes you money. loss of the significant customers or suppliers.
Therefore, the correct answer will be option (d)
To learn more about business, click here.
https://brainly.com/question/15826679
#SPJ4
When applying the rules of the equity method, the equity investments account is credited for the receipt of a cash dividend because?
When applying the rules of the equity method, the equity investments account is credited for the receipt of a cash dividend because the dividend decreases the Investor’s Investment Conclusion.
A business uses the equity method as an accounting approach to record the earnings made by its investment in another business. The investor firm declares the revenue generated by the other company on its income statement using the equity method of accounting, in a proportional amount to the equity stake it has in the other company.
The equity technique recognizes the significant economic connection between the two businesses. On the income statement, the investor denotes their portion of the investee's profits as revenue from investments.
Using the equity method, a company that owns 25% of a company with a $1 million net income would report profits from its $250,000 investment.
To learn more about Equity Method here
https://brainly.com/question/24321852
#SPJ4
What type of commerce makes up the highest percentage of electronic transactions?
a. b4c
b. b4b
c. c2c
d. b2c
e. b2b
B2B (Business to Business) type of commerce makes up the highest percentage of electronic transactions.
E Option is correct
Business-to-business, or B2B, is a method of doing commerce in which corporations transact with other businesses. It alludes to the trading of goods or services between businesses. This phrase can be used to refer to both offline and internet trade. But e-commerce is where we utilize it the most frequently.
When a business concentrates on a B2B model, it markets to other businesses. As a result, the sales process could be lengthier and more complicated than under a business-to-consumer (B2C) model. (B2B) refers to a deal or business done between two companies, like a wholesaler and a retailer.
To know more about B2B
brainly.com/question/15506646
#SPJ4
The ability to meet short-term obligations and to efficiently generate revenues is called?
The ability to meet short-term obligations and efficiently generate revenues is called Liquidity and efficiency.
When a financial asset or security may be quickly and easily converted into cash without depreciating in value, this is referred to as having liquidity.
In other words, the degree to which an asset may be swiftly purchased or sold on the market at a price representing its underlying value is referred to as liquidity. Due to its ease and speed of conversion into other assets, cash is regarded as the most liquid asset.
Business efficiency is the amount of output a firm or organization can create given the time, money, and resources available. In other words, a company's efficiency refers to how well it can turn resources like labor, capital, and raw materials into services and goods that generate income.
To learn more about Liquidity and Efficiency refer to:
https://brainly.com/question/14611247
#SPJ1
What is the primary product of the golf business according to the customer relations manual?
The PGA Experience- which is why it is at the center of the graphic. it represents the highest level of service in the golf industry due to its inclusiveness, is the primary product of the golf business according to the customer relations manual.
Golf Experiences provides a range of stay and play packages that may be customized to fit your schedule and provide unmatched customer service.
Our mission is to make it straightforward to reserve and reach well-liked golf locations. Over 40 prestigious golf courses and resorts are partners with us. Golf Experiences is the perfect solution if you're planning a family, party, or business holiday.
At the PGA TOUR Golf Academy at World Golf Village, the top instructors, state-of-the-art instructional tools, and championship-caliber courses are all integrated.
Whether you select a golf school, private lesson series, specialty clinic, or new golfer lesson series, your game will certainly improve with the help of our PGA TOUR Golf Academy instruction professionals.
To learn more about PGA Experience here
https://brainly.com/question/15834334
#SPJ4
Why are shareholders more keen on investing in high-risk projects during times of financial distress?
Answer:
Because the shares price of that company will be reduced that gives shareholders to own more thus owning a greater percentage of the company
Explanation:
Let's say Washer Ltd is high-risk and they have taken a stand to reduce their ordinary share price in order to attract investors, from R6,90 to R3, 90 per share
Instead of the shareholder paying the full price for less shares, he can buy more share for half the amount of money
Abc corp. stock has been holding at $22. 50 for a few months. stockholder nguyen is willing to sell call options at $23. investor dudek buys the call options. who is guaranteed to come out ahead?
Abc corp. stock has been holding at $22. 50 for a few months. stockholder nguyen is willing to sell call options at $23. investor dudek buys the call options. Nguyen will come out ahead, because he will receive a premium for each share for which Dudek places a call option
Call options are the financial contracts which give the option buyer a right but not the obligation to buy a stock or bond or commodity, or other asset or instrument at a specified price within a specific time period.
The stock or bond or commodity is called the underlying asset. A call buyer earns profits when the underlying asset increases in price.
A call option may be contrasted with a put option the option which gives the holder the right to sell the underlying asset at a specified price on or before expiration.
To know more about call option here:
https://brainly.com/question/24016129
#SPJ4