Mia has monetary assets that total $2,500 and annual living expenses that total $12,000 her emergency fund ratio is 2.50
Calculation of emergency fund ratio:
Formula;
Emergency fund ratio = Cash & cash equivalents / monthly non-discretionary expenses
Now put values in the formula;
Emergency fund ratio = $2,500 / $1,000
Emergency fund ratio = 2.50
The emergency fund ratio, or liquidity ratio, is a personal finance ratio that measures a household's ability to cover expenses from assets that can be easily converted to cash.
Calculated by dividing the household's total current assets by the household's total monthly expenses.
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Systems that deny the entry or exit of specific ip addresses, products, internet domains, and other communication restrictions are said to employ a(n):__________.
Systems that deny the entry or exit of specific ip addresses, products, internet domains, and other communication restrictions are said to be blacklisted.
Search engines employ domain blacklists to distinguish between legal and fraudulent websites. Search engines don't have to list websites that are discovered to be contaminated with malware and viruses thanks to domain blacklists. The search engines employ these blacklists to stop websites that have been identified as being infested with malware and viruses from rising to the top of the search results. Because many websites are unaware that they have spyware or viruses on their website, search engines are working to get past this issue.
When a domain is blacklisted, it indicates that it has become associated with spam and that its reputation has suffered. A blacklist is a list of blacklisted domains and IP addresses that consumers cannot access directly and that servers use to block emails from such domains.
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Companies like my gym, which seek to do business in new markets for manufacturing and/or marketing purposes, have many potential ________ at their disposal.
They have many potential Entry Modes at their disposal.
What is Entry Mode?Foreign market entrance modes in international trade are the methods through which a corporation can expand its services into a non-domestic market.
Market entrance options are classified into two types: equity and non-equity. Export and commercial agreements are examples of non-equity mechanisms. Joint ventures and totally owned subsidiaries are examples of equity models. Different entrance mechanisms differ in three key ways:
The level of danger they pose.Control and dedication to the resources required.The promised return on investmentTherefore, Companies like my gym, which seek to do business in new markets for manufacturing and/or marketing purposes, have many potential Entry Modes at their disposal.
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You need to add 65 meq of an electrolyte to a tpn bag. your stock vial contains 8 meq/ml. round to the nearest whole number, to determine how much electrolyte from the stock vial you’ll need?
8m Eq/ml are present in 1 vial. Consequently, 1 m Eq is prese.
A bottle or a vial?A vial, often referred to as a phial or flacon, is a tiny glass or plastic container or bottle that is frequently used to store medications in the form of liquids, powders, or capsules.
What kinds of vials exist?Vials come in a variety of shapes and materials, including glass, plastic, jars, aluminum, and dispenser tubes. Vials come in a variety of forms, including glass, plastic, jars, metal, and dispenser tubes.
What is an illustration of a vial?A vial is an extremely small bottle that typically contains liquids. A vial is a container used in a lab to hold liquid chemicals. a glass container or bottle, especially one with a narrow tube shape used to hold medications, perfumes, or other chemicals.learn more about vial here
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In the context of internet marketing research issues, the marketing research association (mra) suggests that _____.
Answer:
websites post a privacy policy to describe the ways in which data are used.
Explanation:
In the context of internet marketing research issues, the marketing research association (MRA) suggests that websites post a privacy policy to describe the ways in which data are used.
Online marketing, also known as internet marketing or web advertising, is a form of marketing that uses the internet to deliver promotional messages to customers through digital channels such as search engines, email, websites, and social media.
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In the context of internet marketing research issues, the marketing research association (mra) suggests that website post a privacy policy to describe the way.
In terms of privacy legislation, a privacy policy is a declaration or legal document that outlines how a party collects, uses, discloses, and maintains customer or client data. Personal information includes anything that can be used to identify a specific person, including but not limited to that person's name, address, date of birth, marital status, contact information, ID issue and expiration date, financial records, credit information, medical history, place of travel, and intentions to purchase goods and services. Obtaining a free privacy policy just takes a few minutes.
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Gail owns a small business. there was a profit of $43 on saturday and a loss of $48 on sunday. find the total profit or loss for the weekend.
Answer:
if you divide it the Total would be 0.89 or you do it with - it it would be 5 dollars it would be 89 cents if you divide it but if you - it you would have 5 dollars total *HOPE IT HELPED HAVE A GOOD DAY*
What are the two key factors to consider when choosing the best method for producing a product?
The two factors to consider while choosing the best method for producing a product is the production cost of a particular method of a particular product and the efficiency and effectiveness used in terms of reliability and speed.
Best method for producing a product can considered to know the neccessity of the product in the market, shipment and lightweight friendly items, items of single function that does not need any further process of a product, product that produce less problems, availability of investments.
Hence, the producer must be aware while producing goods.
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As long as the federal funds interest rate remains within the corridor, an increase in the quantity of reserves results in a________.
Assuming that the federal funds rate remains within a corridor, if the quantity of reserves increases, this leads to a lower federal funds rate.
What happens when the quantity of reserves increases?When the quantity of reserves that a bank holds increases, then there will be less need for it to borrow funds from other banks to make up for any reserve shortfall.
This leads to a drop in the federal funds rate which is the rate at which banks borrow from each other.
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Dividend payments that are the result of liquidation of assets are known as ________ and are taxed as capital gains.
Dividend payments that are the result of liquidation of assets are known as return of capital and are taxed as capital gains.
When an investor receives a portion of their initial investment that is not seen as income or capital gains from the venture, this is known as a return of capital.
Remember that an investor's adjusted cost basis is lowered by a capital return. Any further return is taxable as a capital gain until the stock's adjusted cost basis is lowered to zero.
When someone invests, they risk their principal (sometimes referred to as the cost basis) in the intention of earning a return. The return of capital occurs when an investor receives their principal.
It's akin to getting your original money back because it isn't regarded taxable because it doesn't include gains (or losses).
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The situation or context is critical to the speech communication process true or false
The situation or context is critical to the speech communication process is True.
A variety of models are employed to illustrate the public speaking process. To make it easier to comprehend the many parts and how they operate together, several academics have sought to provide a visual image or depiction of the communication process. Do not be alarmed by the tiny variations in terminology among writers, books, and models. You'll discover in this chapter that communication is a universal process, despite modest differences in language and models. The majority of those who research speech communication processes concur that almost all speech has a number of essential elements. In this book, we have chosen to refer to these parts by the terminology below:
SpeakerListener(s)MessageChannelContextInterferenceFeedback.Learn more about Speech communication process here:
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The economic stimulus act of 2008 and the american recovery and reinvestment act of 2009 are both examples of ________ policy.
The Economic Stimulus Act of 2008 and the American recovery and reinvestment act of 2009 are both examples of expansionary fiscal policy.
The Economic Stimulus Act of 2008 contained multiple provisions in order to boost the economy in the wake of the Great Recession. This Act mostly focused on taxes.
The American Recovery and Reinvestment Act of 2009 was signed by President Obama. It was an unprecedented action to stimulate the economy. It also included measures to modernize America's energy and communication infrastructure.
Expansionary fiscal policy is when the government in the economy increases the money supply using budgetary instruments to either raise spending or cut taxes.
Hence, these two Acts are examples of expansionary fiscal policy.
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What is the coordinating mechanism in a market system?
a. competition
b. prices
c. governing board
d. supply
The correct answer is OPTION B, Prices, which is the coordinating mechanism in a market system.
Coordinating mechanism brings buyers and sellers into contact, in case of market system , Price, or the amount that a product sells for per unit, is the fundamental coordinating mechanism in a free market system. Price indicates the amount that society is ready to pay for a good or service. The expenses of the many inputs used in production are what ultimately determine how much a product will cost. As a result, prices act as a coordinating mechanism for a laissez-faire economy.
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When all or a portion of an account receivable is determined to be uncollectible, what occurs?
Account receivable is reduced
Allowance account is reduced
What are uncollectible accounts receivable?
The portion of credit sales in accounts receivable that the business does not anticipate collecting from a customer is referred to as uncollectible accounts receivable. On a company's balance sheet, accounts receivable are valued using the concept of uncollectible accounts.
How are uncollectible accounts recorded?
According to the allowance approach, a debit is made to Allowance for Uncollectible Accounts and a credit is made to both Accounts Receivable and the customer's account in the subsidiary ledger when an account proves to be uncollectible.
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If your risk aversion index a = 4, what is your optimal allocation between risky asset p ( ) and risk-free asset (1- )?
10.82 is your optimal allocation between risky asset p ( ) and risk-free asset (1- ).
Expected return & Return X Probability.
:. Expected return of fund "A" B #x05+ (-5X0·3) + 20x⋅ 2 => 6 25x.5+ 10x 3+ (-25x-2)510-s LA L
Calculation of standard deviation, and correlations
1X0.5 +121X0·3+ 196X-2 872
√210.25x0.540.25x0.3 +1260.25x0·2 18.90
Co-variance. = 14.5x0.5 +5.5x0·3+ (-497×0.2) -90.5
Co-relation=-90.5 -0.55
8.72×18.90
with the use of the given formula given. Calculation of weight: -
W₁ = (6-4.25) (18.90)² - [ 10.5-4.25x1-90·5)
(6-4.25) (18.90)²+ 10.5-4.25]($.72)²=-(6-4-25+1015-4:25] × (90·5)
625-1175 + 565.625
5) 1190.7425 = 0.65 1824.3575
625.1175+ 475.24+724
1-0.65 0.35 A
7.5757 • Expected return of portfolio = 6x0.65 +10.5x0.35
Standard deviation (r) of portfolio - 18-72x0.65) + (18 · 9X8:35) 72 (8-72X0·65) (8·4x0-35 x0.55
7
10.82.
A risky asset is an asset that involves some risk. Risky assets generally refer to assets with high price volatility, such as Examples: Stocks, Commodities, High Yield Bonds, Real Estate, and Currencies.
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The addition to a business firm total costs, that comes from producing one more unit of output, is its:______.
The addition to a business firm's total costs, that comes from producing one more unit of output, is its Incremental cost.
The incremental cost is the overall fee incurred due to a further unit of the product being produced. The incremental cost is calculated by reading the additional expenses worried inside the manufacturing procedure, consisting of uncooked substances, for one extra unit of production.
An Incremental cost is a value due to additional charges associated with the manufacturing of a further unit or product. The incremental cost is also known as a marginal price, it displays changes that arise to the stability sheet of an agency due to an addition to the unit of manufacturing.
The incremental cost is a decision-making method utilized in an enterprise to decide the real price distinction among alternatives. also called the applicable fee approach, marginal evaluation, or differential analysis, incremental analysis disregards any sunk fee or past cost.
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The ____ method of the linkedcollection class places the new element at the beginning (head position) of the underlying linked list.
The add method of the linked collection class places the new elements at the beginning of the underlying linked list.
The set adds () function adds the detail only if the desired element isn't always already gift inside the set else the feature goes back to false if the element is already present within the Set. Syntax: boolean add(E element) where E is the kind of element maintained by this Set collection.
To add a method to a class in Java keep in mind that the dot ( . ) is used to get entry to the object's attributes and methods. to call a method in Java, write the method name accompanied by way of a set of parentheses (), accompanied with the aid of a semicolon ( ; ). a class should have an identical filename ( main and main).
Add an element to a group is achieved through the add() approach. Right here is an instance of adding an element to a Java series : String anElement = "an element"; collection collection = new HashSet(); boolean didCollectionChange = collection. add(anElement).
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_______________ is the money a company generates through the sale of products and services.
Revenue is the money a company generates through the sale of products and services.
What is Revenue?The total amount of income earned by the sale of goods and services connected to the principal operations of the firm is referred to as revenue. Commercial revenue is often known as sales or turnover. Some businesses make money by charging interest, royalties, or other fees.
The overall cost of making and distributing a product or service to consumers is referred to as the cost of revenue. The cost of revenue is disclosed in a company's income statement. It is intended to show the direct costs related with the goods and services offered by the company.
Revenue account types
Sales.Rental income.Dividend income.Interest income.To know more about Revenue from the given link:
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If the real interest rate is 6 percent and the price level is falling by a rate of 3 percent, what is the nominal interest rate?
If the real interest rate is 6 percent and the price level is falling by a rate of 3 percent. The nominal interest rate is 6%.
What is the nominal interest rate?The interest rate before inflation adjustment (as opposed to the real interest rate); or the interest rate "as reported" without accounting for the full impact of compounding (also referred to as the nominal annual rate). If the frequency of compounding (for example, a month) differs from the fundamental time unit in which the nominal rate is expressed, the interest rate is said to be nominal (normally a year).What is interest?The amount of interest due each period expressed as a percentage of the amount lent, deposited, or borrowed is known as an interest rate (called the principal sum). The total interest on a loaned or borrowed sum is determined by the principal amount, the interest rate, the frequency of compounding, and the period the loan, deposit, or borrowing took place.The interest rate over a year is known as the annual interest rate.Other interest rates are applicable over shorter time frames, such as a day or a month, but they are typically annualized.Learn more about interest rate here:
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A ________ rate means the value of the currency is fixed relative to a reference currency and then the exchange rate between that currency and other currencies is determined by the reference currency exchange rate.
The risk for firms that follow the unrelated diversification strategy in developed economies is that:_____.
The risk for firms that follow the unrelated diversification strategy in developed economies is that During recessions, external investors frequently sell their conglomerate stock. Business risk is the potential for a firm or organization to have lower earnings or failure. A business risk is anything that compromises a company's capacity to meet its financial objectives.
Numerous variables may combine to produce firms risk. Damage from fire, flood, or other natural disasters are a few examples of hazards with uncertainty as their basis. sudden financial loss brought on by a recession or the failure of another company that owes you money.
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When different members of an aerospace firm come together to work temporarily on a specific project they are operating in a:________
When different members of an aerospace firm come together to work temporarily on a specific project they are operating in a matrix organization.
What is a matrix organizational structure?
A matrix is a form of organizational structure that combines two or more separate types. By structuring your business this way, you can build up reporting links in a grid or matrix rather than a traditional hierarchy.
What are the characteristics of a matrix organization?
In most cases, employees report to many bosses.Typically, there are two distinct chains of command.The matrix structure is meant to be somewhat ephemeral.Functional managers and project managers are the two different categories of managers.Roles in management are flexible, not static.Learn more about matrix organizational structure: https://brainly.com/question/23554447
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What is the principal reason why point-of-sale credit card fraud has declined rapidly?
Credit cards now have embedded chips in them. This is the principal reason why point-of-sale credit card fraud has declined rapidly.
What is Credit Card?A credit card is a small, rectangular piece of plastic or metal that is given out by a bank or other financial institution and enables its holder to borrow money to pay for products and services at businesses that accept credit cards.Credit cards impose the requirement that cardholders repay the borrowed funds, together with any applicable interest and any other agreed-upon charges, in full by the billing date or over time.The credit card issuer may additionally provide cardholders with a separate cash line of credit (LOC) in addition to the usual credit limit, allowing them to borrow money in the form of cash advances that can be accessed through bank teller machines, ATMs, or credit card convenience checks.To know more about point-of-sale with the given link
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The payment to lawyers become relevant in the context of capital structure decisions in the event of:_____.
The payment to lawyers becomes relevant in the context of capital structure decisions in the event of financial distress.
Financial distress is a term commonly used in business finance to describe a situation in which the financial condition of an individual or business makes it difficult to pay bills, especially loans to creditors. Severe and prolonged financial difficulties can eventually lead to bankruptcy.
In the event of an economic emergency, immediate action should be taken to prevent the situation from becoming worse. Financial problems often lead to other financial problems if they cannot be resolved quickly.
For example, the creditworthiness of individuals or businesses in financial difficulty may be compromised. This forces lenders to charge higher interest rates and makes it harder for them to borrow additional money to cope with periods of reduced income or sales.
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Sometimes, monopoly forms, such as in the market for water or electricity. it would be inefficient for more than one company to be in this market. however, to prevent companies from charging outrageously prices, these industries are regulated by the .
Answer: Sometimes, a natural monopoly forms, such as in the market for water or electricity. It would be inefficient for more than one company to be in this market. However, to prevent companies from charging outrageously high prices, these industries are regulated by the government.
Explanation:
Sometimes, natural monopoly conditions, such as in the market for water or electricity. It would be inadequate for better than one group to be in this market. However, to control companies from charging outrageously high costs, these industries exist regulated by the government.
Why does a monopoly generate electricity?The easiest method to become a monopoly exists by the government giving a company exclusive privileges to provide goods or services. Government-created monopolies exist intended to result in economizing of scale that helps customers by keeping costs down.
A monopoly exists allocative inefficiently because the monopoly price exists more significantly than the marginal cost of production.
Sometimes, natural monopoly conditions, such as in the market for water or electricity. It would be inadequate for better than one group to be in this market. However, to control companies from charging outrageously high costs, these industries exist regulated by the government.
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Why would a company’s manager be concerned about the quantity of its purchases returns if its suppliers allow unlimited returns?
The company incurs costs in receiving, inspecting, identifying, and returning the merchandise. More returns create more expenses.
Is cost of sales an expense?
Cost of Goods Sold is also known as “cost of sales” or its acronym “COGS.” COGS refers to the cost of goods that are either manufactured or purchased and then sold.
COGS counts as a business expense and affects how much profit a company makes on its products.
What are the depreciation expense?
Depreciation expense is that portion of a fixed asset that has been considered consumed in the current period.
This amount is then charged to expense. The intent of this charge is to gradually reduce the carrying amount of fixed assets as their value is consumed over time.
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A start-up company has developed some innovative products, but it has no marketing or advertising expertise. It hired The Tullen Group to design an advertising campaign that includes creating a web presence. The Tullen Group is an example of a
The Tullen Group is an example of a marketing intermediary as it is hired to design an advertising campaign that includes creating a web presence.
What is a marketing intermediary?This refers to those independent firms that assist firms in the flow of goods and services from producers to end-users.
A typical example of a marketing intermediary includes:
the agentsthe wholesalersthe retailers.Also, these intermediary also functions as a link between manufacturers and customers in the distribution of products.
Hence, the Tullen Group is an example of a marketing intermediary as it is hired to design an advertising campaign that includes creating a web presence.
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What is the appropriate measure of risk for individual security if an investor holds a diversified portfolio?
a. median
b. mode
c. beta
d. standard deviation
Beta is the appropriate measure of risk for individual security if an investor holds a diversified portfolio. Standard deviation measures total risk. The unsystematic portion can be diversified away, so beta is the appropriate measure of risk.
What is BETA ?In addition to serving as a measure of market risk, Beta tells us how a particular stock moves in relation to the rest of the stock market as a whole.
[tex]\beta_{A}=\frac{(\sigma_{A})(corr_{A,MKT})}{\sigma_{MKT}}[/tex]
where:
[tex]\beta_{A}[/tex] represents the Beta of Stock A
σ[tex]A[/tex] represents the standard deviation of stock A
[tex]corrA,MKT[/tex] represents the correlation between stock A and the overall market
σ[tex]MKT[/tex] represents the standard deviation of the overall market
By definition, [tex]\beta_{A}[/tex] = 1 because an average-risk stock is one that tends to move up and down in step with the general market.
Beta Coefficient, [tex]\beta_{A}[/tex] metric that shows the extent to which a given stock’s returns move up and down with the stock market. Beta thus measures market risk.
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Advertising, personal selling, sales promotion, public relations, and direct marketing are marketing communications alternatives that collectively make up a marketing organization’s:_______.
Advertising, personal selling, sales promotion, public relations, and direct marketing are marketing communications alternatives that collectively make up a marketing organization’s: Promotional mix.
This is further explained below.
What is a Promotional mix.?Generally, Individual components of a marketing company's promotional mix include advertising, personal selling, sales promotion, public relations, and direct marketing. Collectively, these marketing communications options are referred to as the "promotional mix."
A form of communication that is carried out for financial gain with the intention of promoting a good, service, or brand is known as an advertisement. Marketers employ advertisements as a tool to assist businesses in accomplishing their goals and growing their revenue. They frequently construct advertisements targeted toward particular categories of potential clients.
In conclusion, A promotional mix is a mixture of several marketing strategies, such as advertising, sales, public relations, and direct marketing, that are used to accomplish a certain marketing objective.
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The united states economy is experiencing high inflation and real gdp is greater than potential gdp. Describe the actions taken by the fed to restore full employment.
Sale ; higher.
The result will be a decrease in the money supply and unemployment.
Money supply:
The entire amount of money in circulation in the economy at any given time is referred to as the money supply. The amount of money in circulation and demand deposits are typically considered standard measures of money. These are statistics that are typically compiled and released by the national government or central bank. In terms of consumerism, supply and demand also depend on the availability of money.
When the New York Fed sells assets on the open market to reduce the amount of money in circulation, the money supply curve shifts to the left, the interest rate rises, the demand for investments declines, and the AD curve shifts to the left. In the end, the inflation rate falls at the expense of a reduced RGDP.Real GDP exceeding potential GDP indicates that the economy is producing more than it can sustainably produce and that aggregate demand is greater than aggregate supply. Price hikes and inflation are expected to follow in this situation.Employment in full GDP is the fictitious GDP level that an economy would reach if it reported full employment, i.e., it is the level of GDP that would result in zero unemployment.In the given question, the requirement is to reduce real GDP and thus reduce unemployment.
Hence, the government will use contractionary policy to reduce unemployment.
Thus, the Fed will conduct an open market sale to hit the new higher federal funds rate target.
Sale ; higher
Reason: The result will be a decrease in the money supply and unemployment.
The currency base shrinks. Money is less plentiful, and interest rates are rising.
The supply of loanable funds decreases, and long-term interest rate rises.
decreases ; rises
Reason: Savings will decline due to a declining money supply, which will also cause a decline in the amount of cash available for loans, raising interest rates.
decreases ; decreases
Investment will decline as interest rates rise and thus [tex]$\mathrm{AD}$[/tex] will also reduce since investment is a component of [tex]$\mathrm{AD}$[/tex]
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An insurance company needs to obtain personal information from third part concerning an applicant which law do all insurers and their producers need to comply with?
An insurance company needs to obtain personal information from third part concerning an applicant which law do all insurers and their producers need to comply with Fair credit reporting act.
The Fair Credit Reporting Act, of U.S.A. is that allows customers the right to get knowledge on the substance, nature and sources of information collected on him and if already have any corrected information on him gets re-investigated.
The Fair Credit Reporting Act (FCRA) is a that federal law which regulates the collection of consumers' credit information and access to their credit reports also.
It was passed in 1970 to address the accuracy, fairness and privacy of the personal information contained in the files of the credit reporting agencies.
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A lack of business ethics can result in a lack of business goodwill is ture or flase?
A lack of business ethics can result in a lack of business goodwill is TRUE