melanie is currently enrolled in an hmo mapd, and she is talking to sales agent brenda about enrolling in a medicare supplement insurance plan. what should brenda tell melanie

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Answer 1

Brenda should tell Melanie that "Enrolling in a Medicare Supplement Insurance Plan does not automatically disenroll you from your HMO MAPD (Medicare Advantage Prescription Drug) plan.

It's crucial to remember that you cannot have a Medicare Advantage plan and a Medicare Supplement Insurance Plan at the same time. Your current HMO MAPD plan would need to be canceled if you choose to sign up for a Medicare Supplement plan.

Prior to making any decisions regarding altering your Medicare coverage, it is advised to carefully compare the coverage, advantages, and costs of both options.

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Related Questions

How were special economic zones (sezs) supposed to help the chinese economy? by establishing agricultural cooperatives by increasing foreign investment by raising tariffs by promoting communist economic ideals

Answers

These special economic zones attempted to stimulate the Chinese economy by "raising tariffs" These tariffs made it more profitable for the Chinese to produce goods.

How were the special economic zones SEZs intended to help China's economy?

In addition to spurring the Chinese economy by attracting foreign investment, the SEZs also helped reform the Chinese economy through the processing of imported materials, compensatory trade, cooperative enterprises, joint ventures and enterprises based on foreign capital

Why did the "special economic zones" (SEZs) of China succeed?

They used foreign investment to stimulate the Chinese economy

How do special economic zones contribute to economic growth?

SEZs can help attract investment, create jobs and boost exports – both directly and indirectly, where they succeed in building linkages with the broader economy. Zones can also support global value chain (GVC) participation, industrial upgrading and diversification. Zones are a key investment promotion tool.

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The statute or act that requires a contract for the sale of land to be in writing is the________.

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The statute or act that requires a contract for the sale of land to be in writing is the commencement.

The declaration submitted to the registrars by the company's directors serves as the certificate of beginning of business. Following incorporation, the business has one hundred and eighty days to file the proclamation using Form INC-20A. Launched by the Ministry of Corporate Affairs, Form 20 A & is immediately viewable on their official website portal.

The chartered accountants, company secretary, or cost accountants further verify the form 20-A. These working experts will be held liable if the errors in the form persist after the verification procedure. They are responsible for any penalties outlined in Sections 448 and 449 of the 2013 Companies Act.

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The best place in a swot analysis for an airline to identify a possible acquisition of another company is:________

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The best place in a SWOT analysis for an airline to identify a possible acquisition of another company is external threats.

External threats are anything outside the organization's environment which can adversely affect its performance or the achievement of its goals.

Stronger organizations can be exposed to a bigger level of threats than weaker organizations.

Threats are  those external factors which can cause potential harm to the company if  they are not realized and worked on as early as possible.

The airline industry along with mutually inclusive industries for example the hotel and leisure industry.

Increase in Competition – The airline industry market is very competitive than it was a few decades before.

Weather – The airline industry is subjected to negative consequences imposed by changes in the weather.

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John is a journalist. he went to a product demonstration for a new computer. some of what he heard was informative, while the rest was meant to persuade consumers to buy the product. which two statements in the excerpt are persuasive rather than informative?

Answers

The following are the two persuading sentences: "This is something no other computer can do at present. This is the best buy on the market." These two phrases push buyers to buy, or at the very least want to buy, the thing.

What is a journalist?A journalist is someone who acquires information in the form of text, audio, or photographs, transforms it into a newsworthy form, and then disseminates it to the public. Journalism refers to the act or procedure primarily performed by the journalist.

To find the persuading sentences:

The following are the two persuading sentences: "This is something no other computer can do at present. This is the best buy on the market." These two phrases push buyers to buy, or at the very least want to buy, the thing. The remaining sentences merely inform customers but are not decisive or directly decisive in the buyer's decision-making.

Therefore, the two persuading sentences have been shown.

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The complete question is given below:

John is a journalist. He went to a product demonstration for a new computer. Some of what he heard was informative, while the rest was meant to persuade consumers to buy the product. Which two statements in the excerpt are persuasive rather than informative?

"At the latest launch by the computer manufacturer Mintel Corporation, they demonstrated the latest smart technology in their new computer. The computer has voice recognition software that can adapt the user’s experience to his or her preferences. This is something no other computer can do at present. The computer also has touchscreen technology, is loaded with the latest apps, and comes with a free year’s subscription to Adobe Photoshop. This is the best buy on the market."

I need help!


Does anyone have any good ideas to do a Senior exit project on? I have to find a field of work the do a project on and i need to shadow someone. What would be a good field of work to do?

Answers

Answer:

what bout  some graphic designer? they do some cool stuff

Explanation:

What are the common business problems addressed by big data analytics? in the era of big data, are we about to witness the end of data warehousing? why?

Answers

The common business problems addressed by big data analytics are as follows:

Business analytics solution fails to provide new or timely insights: The insights provided by  new system are of the same level and quality as the ones one had before.

Inaccurate analytics: There is nothing worse for a business than the inaccurate analytics and this issue is always addressed as soon as possible.

Using data analytics is very  complicated:  If using data analytics becomes too complicated, one may find it difficult to extract value from the big data.

Long response time of system: The system takes too much time to analyze the data even the input data of the data analytics is already available, and the report is needed at this time.

Expensive maintenance : Any big data system requires ongoing investment in its maintenance and infrastructure.

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If the exchange rate​ rises, then the quantity of dollars demanded​ ________ because with the higher u. S. Exchange​ rate, u. S. Exports​ ________.

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If the exchange rate​ rises, then the quantity of dollars demanded​ decrease. because with the higher U.S. Exchange​ rate, U.S. Exports​ decrease.

What is the Exchange rate?The rate at which one currency will be exchanged for another is known as the exchange rate in the world of finance.Most often, currencies are national ones, but they can also be supra-national ones like the euro or sub-national ones like Hong Kong.The value of one country's currency in respect to another currency is also thought of as the exchange rate.An interbank exchange rate of 114 Japanese yen to the US dollar, for instance, indicates that 114 will be converted into $1 or that $1 will be converted into 114. In this instance, it is said that the cost of a dollar in terms of the yen is 114, or, translated into dollars, that the cost of a yen in terms of the yen is $1/114.What is an export?When it comes to international trade, export is a good made in one nation and sold in another, or a service rendered in one nation to a national or resident of another nation.The person who provides these goods or services is an exporter; the overseas customer is an importer.Financial, accounting, and other professional services, tourism, education, and intellectual property rights are all examples of services that are involved in international trade.

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When using absorption costing when production is greater than sales, a portion of fixed overhead is allocated to:_______

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When using absorption costing when production is greater than sales, a portion of fixed overhead is allocated to ending inventory.

Production is the process of combining various tangible and intangible inputs to produce something for consumption. It is the act of creating an output, goods, or services that are of value and contribute to an individual's benefit.

Manufacturing is the process of producing or producing goods or products from raw materials or parts. In other words, production takes inputs and uses them to create outputs suitable for consumption, i.e. goods or products of value to the end-user or customer.

An example of production is the manufacture of furniture. An example of production is harvesting corn for food. An example of production is corn production. noun.

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The infant industry argument for protectionism suggests that an industry must be protected in the early stages of its development so that:

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The reason for the infant industry argument for protectionism which calls for an industry to be protected in its early stages is so that domestic producers can attain the economies of scale to allow them to compete in world markets.

What is the Infant industry argument?

The infant industry argument refers to the call for governments to protect emerging companies in their nation in industries that have been dominated by foreign players.

The need for protectionism is to ensure that the local companies can have the opportunity to start up and charge a high enough price to make some profit so that the industry can grow.

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Assume your gross pay per pay period is $2,000 and you are in the 33 percent tax bracket. Calculate your net pay and spendable income if you save $200 per pay period after paying income tax on $2,000. (Do not round intermediate calculations.)

Answers

Based on your gross pay per period, and the tax bracket you are in, your net pay would be $1,340. Your spendable income would be $1,140.

What is your net pay?

Seeing as you are in the 33 percent tax bracket, you will have a net pay that can be calculated as:

= Gross pay - (Gross pay x Tax rate)

Solving gives:

= 2,000 - (2,000 x 33%)

= 2,000 - 660

= $1,340

This means that the net income you receive after paying your income tax is $1,340.

What is your spendable income?

Your spendable income can be found as the net pay your receive less the savings you plan to make.

The spendable income is therefore:

= Net pay - Prospective savings

Solving gives:

= 1,340 - 200

= $1,140

In conclusion, the spendable income is $1,140.

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Drag each label to the correct location on the image. Not all labels will be used.
Which of the following students are not eligible for student financial aid?
Tony didn't complete high school education.
Keith got average grades throughout high school.
Marshall has an excellent academic record but his family*
can't afford his education.
Miami resident Gareth does not have a social
security number.
Ineligible Students

Answers

Tony and Gareth are not eligible for student financial aid.

Fundamental eligibility necessities for economic student useful resources are:

Be a U.S. citizen or an eligible noncitizen (which includes a U.S. country-wide or everlasting resident) and feature a good Social security wide variety.

Have an excessive faculty diploma or GED certificates.

Be enrolled or general as a scholar in an eligible degree or certificate software.

Earn a minimum GPA.

Tony has still no longer finished excessive school, and Miami resident Gareth does directly not has a social security range.

Keith and Marshall may be eligible for the economic pupil helpful resource in the event that they meet all other necessities for monetary pupil resource.

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To restore the balance between private and public goods, producers could be required to bear the full?

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To restore the balance between private and public goods, producers could be required to bear the full social costs of their operations.

Social costs are the cost which are incurred by producers in social enterprise above and beyond ordinary business costs in order to fulfill its mission. It may also include private costs plus any external costs.

In the market, most of the time there can be variance between prices of private and public goods, so in order to restore the balance, the producers could be required to bear the full social costs of their operations. There is also a option where consumers are made to pay the social costs.

Hence, the answer is given and explained above.

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Which voice may make external messages appear to focus too much on your company instead of the customer?

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we- voice may make external messages appear to focus too much on your company instead of the customer. Information exchange between a company and a third party outside  organization is known as external communication. Although it is aimed for outside audience, the message may still be accessible to those inside the organization.

Tornado or other external force that has the power to demolish your home is an example of an external force. Every form of business communication involves the sending and receiving of information between two parties. The parties concerned, however, choose whether the communication takes place internally or externally.

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What measures the number of people a firm can communicate with all over the world?

Answers

Information reach (Expanding Global Reach) measures the number of people a firm can communicate with all over the world.

Information reach (Expanding Global Reach) refers to a business initiative to increase the access between a company and their current and potential customers through the use of the Internet.

The Internet allows the company to market themselves and attract new customers to their website where they can provide product information and better customer service. Customers can place orders electronically, therefore reducing expensive long distant phone calls and postage costs of placing orders, while saving time on behalf of the customer and company.

A company striving to obtain Global Reach should provide a code of ethics, a company purchasing policy, additional contact information, adequate product information and price. The website itself should be multi-lingual, easy-to-use, and have the ability to secure customer information.

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What drives plant location decisions at frito-lay?
a. cost and availability of utilities
b. environmental regulations
c. proximity to raw materials or markets
d. labor costs

Answers

Proximity to raw materials or markets drives plant location decisions at Frito-Lay.

Frito-Lay began in the early 1930s as two separate companies which merged in 1961. Frito-Lay markets, manufactures, and sells corn chips, potato chips, and other snack foods.

For planting various locations, Frito-Lay considers many things. Among which the proximity to raw materials, is considered very important. Raw materials are considered as the basic components for finished products. Thus, when selecting a plant location, this is one of the most important considerations.

However, if Frito-Lay requires raw materials which are perishable items, then it must tend to locate the plant nearer to the raw material source.

Hence, option C is correct.

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An easy-to-use decision support system that specifically supports strategic decision making is a(n) ________ system

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An easy-to-use decision support system that specifically supports strategic decision making is called executive support system.

A decision support system is one software that helps to make effective decisions with providing various alternatives of the solution to the problems addressed.

Strategic decision making is a process that provide an overall decision over the edge gaining an extra advantage for the firm analysing the decisions taken and the impact over the organisation. Wrong decisions taken at the wrong time may result in specifically driven decisions.

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When the demand for a good or service limits the quantity that can be sold to an output at which the firm experiences economies of scale,.

Answers

When the demand for a good or service limits the amount that can be sold to an output at which the firm experiences economizing of scale, the firm is a natural monopoly.

What is the distinction between genuine monopoly and monopoly?

A natural monopoly is a firm with such extreme economies of scale that once it starts creating a certain level of output, it can produce more at a far lower cost than any smaller competitor. Natural monopolies exist far more continually than pure monopolies, mainly because the conditions are not as stringent.

Which statement is the best description of a natural monopoly?

A natural monopoly is a monopoly that occurs because a single firm can supply a good or assistance to an entire market at a smaller cost than could two or more companies.

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The ____________________ attests to the fairness of the presentation of the financial statements and states whether the financial statements are presented in accordance with gaap.

Answers

The require answer is Auditor's report.

Auditor's report:

If the financial accounts are presented fairly and in line with GAAP, it is stated in the auditor's report and attested to by the auditor.The auditor's report expresses the auditor's judgment regarding the accuracy and conformity with GAAP of a company's financial statements.The auditor's view on whether a company's financial statements adhere to generally accepted accounting standards (GAAP) and are free of substantial misstatement is expressed in an auditor's report, which is a written letter from the auditor.A report from the auditor stating that the financial statements and accompanying disclosures were presented fairly. The outcome of this evaluation is the auditor's report, which attests to the fairness of the financial statements' presentation and related disclosures. The existence, completeness, rights and duties, accuracy and value, and presentation and disclosure of financial statement assertions are among those that a company's statement preparer attests to.

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The ideal metallurgical bond, for which there would be no noticeable or detectable interface, would require?

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The ideal metallurgical bond, for which there would be no noticeable or detectable interface, would require:

(a) Perfectly smooth, flat, or matching surfaces.

(b) Surfaces that are clean and free from oxides, absorbed gases, grease, and other contaminants.

(c) Metals with no internal impurities.

(d)The joining of single crystals with identical crystallographic structure and orientation.

What is a metallurgical bond?

Also referred to as a metallic bond, a metallurgical bond is the primary bond that holds metal together. This bond is formed during welding processes between base and filler metals.

Metallurgical bonding is the result of chemical bonding that occurs between a substrate and coating areas that are in close contact or diffused evenly. This process can be augmented by heat treatments, mainly post-spraying dispersion.

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For economic purposes in the united states, the working-age population does not include:_______

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For monetary purposes inside the USA, the running-age population does no longer include the civilian, noninstitutional population aged sixteen and over.

Working age' is normally described as 15 to 64 years. This definition is for example used for the 'vintage-age dependency ratio', with people aged 65 and over being labelled 'established'.

The labour pressure participation fees are calculated because the labour force is divided by the full working-age populace. The working age populace refers to people aged 15 to sixty-four. This indicator is damaged down by using age organization and its miles measured as a per cent of every age institution.

A number of the opposite discounts are in all likelihood because of out-migration during the pandemic. however, in regards to the shrinkage within the pool from which we could pull a staff, the primary purpose is demographics. greater human beings are passing into retirement age than are getting into running age.

The working-age populace is the entire populace in an area this is considered capable and possibly to paintings based on the number of people in a predetermined age variety. The working-age population degree is used to provide an estimate of the overall number of capable employees within an economic system.

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If the industry were perfectly competitive the quantity of output produced would be?

Answers

If the graph represented a perfectly competitive industry, then the quantity of output produced would be 160 units.

What is the quantity produced in a perfectly competitive industry?

Companies in any industry would try to maximize their profit by producing at a point where marginal revenue is the same as marginal cost.

This is the same in perfectly competitive industries like the ones shown in the graph.

The difference is that, in a perfect competition market, the demand curve is the same as the price which is also the same as the marginal revenue curve.

This means that the point of maximizing profit in a perfectly competitive industry is:

P = MR = MC

The point where the Marginal revenue curve intersects with the Marginal cost curve is 160 units as the marginal revenue curve is the demand curve.

In conclusion, the output would be 160 units.

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What was the partnership with alliance boots designed to achieve and why would it make sense for a company like walgreens?

Answers

A partnership with Alliance Boots had several strategic advantages, allowing Walgreens to gain swift entry into foreign markets as well as complementary assets and expertise. First, it gave Walgreens access to new markets beyond the saturated United States for its retail pharmacies.

A partnership is a proper association with the aid of two or greater parties to manipulate and perform an enterprise and the percentage of its income. There are several varieties of partnership arrangements. Especially, in a partnership business, all companions proportion liabilities and profits equally, even as in others, partners may also have confined legal responsibility.

The definition of a partnership is a relationship between two or more individuals. An example of a partnership is groups operating collectively. An instance of a partnership is a marriage.

A partnership is an association wherein events, referred to as enterprise partners, agree to cooperate to increase their mutual hobbies. The companions in a partnership can be people, agencies, interest-based totally businesses, colleges, governments, or combos.

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Is beyond the firm's capabilities to produce domestically but could be achieved by trading with another country?

Answers

Absolute advantage is beyond the firm's capabilities to produce domestically, but could be achieved by trading with another country.

What is Absolute advantage?

Adam Smith, an economist from the 18th century, introduced the idea of absolute advantage in his book The Wealth of Nations to explain how nations might profit from trade by specializing in producing and exporting the things that they can manufacture more successfully than other nations.

International trade is the trade where countries import and export the goods to the other countries so that all the countries have some resources.

Thus, it is absolute advantage.

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help on this question please ASAP

Answers

Based on the national income and income per capita, the population of the country is 10,000 people.

If the population and total income grow, the income per capita is $302.91 but if the country's population does not grow, the income per capita is $312.

How is income per capita found?

It is found by the formula:

= Total income / Population

The population is therefore:

= 3,000,000 / 300

= 10,000 people

The income per capita if population grows 3% and total income grows 4% is:

= (3,000,000 x 1.04) / (10,000 x 1.03)

= $302.91

If only the total income grew:

= (3,000,000 x 1.04) / 10,000

= $312

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Rocket Corporation and Star Inc. wish to combine their capabilities to launch a single flight to the moon. The appropriate legal entity for this project is most likely

Answers

Rocket Corporation and Star Inc. wish to combine their capabilities to launch a single flight to the moon. The appropriate legal entity for this project is most likely a joint venture.

A joint venture (JV) is an agreement between two or more parties to combine their resources in order to carry out a certain objective.

They can adopt any legal form but are a partnership in the common sense of the word.

JVs can be created using corporations, partnerships, limited liability companies (LLCs), and other commercial structures.

JVs are frequently used to collaborate with a local company to enter a foreign market.

A joint venture might benefit from the combined resources of the two businesses to accomplish its objective.

While the other firm may have better distribution networks, one company may have an established manufacturing process.

Hence,  The appropriate legal entity for this project is most likely a joint venture.

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Because the return on shareholders' equity is based on the book value of equity, analysts often supplement their understanding of the return to shareholders with the ____________

Answers

Because the return on shareholders' equity is based on the book value of equity, analysts often supplement their understanding of the return to shareholders with the no change in return on shareholder Equity, but see other less tangible benefits.

Therefore, Because the return on shareholders' equity is based on the book value of equity, analysts often supplement their understanding of the return to shareholders.

Stockholders' equity is often referred to as the book value of the company and it comes from two main sources.

Analysts means guidance to businesses, government entities and individuals on financial and business decisions.

Tangible refers to the capable of being perceived especially by the sense of touch.

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What would happen in the market for loanable funds if the government were to decrease the tax on interest income for savers group of answer choices?

Answers

If the government were to decrease the tax on interest income there would be a rightward shift in the supply of loanable funds and an increase in investment.

Loanable funds are the total amount of money that individuals and organizations in an economy have chosen to set aside and lend to borrowers as an investment rather than use for their own needs. It is predicated on borrowing that loanable funds are in demand. The real interest rate and the number of loans made depend on how the supply of savings and the demand for loans interact.

The tax credit will motivate companies to invest more in brand-new facilities and equipment. The demand curve in the market for loanable funds will move to the right due to the demand for borrowing needed to pay for this additional capital investment. The equilibrium interest rate will rise as a result.

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The maximum amount of air the lungs can contain is known as inspiratory capacity.
a) true
b) false

Answers

The answer is b) false, the correct answer is lungs capacity

Answer:

B)false

Total Lung Capacity(TLC)

It is the maximum volume of air the lungs can accommodate or

sum of all volume compartments or volume of air in lungs after

maximum inspiration. The normal value is about 6,000mL(4‐6 L).

TLC is calculated by summation of the four primary lung volumes

(TV, IRV, ERV, RV)

How were the labor relations at the saturn subsidiary of general motors different from the traditional model of job control unionism?

Answers

Traditional job control unionism conflicts with the need for greater flexibility with General Motors and in 2009 General Motors sold the Saturn brand.

Traditional job control unionism served as the needs of management in a mass manufacturing environment by increasing the stability and predictability of production. On the other hand, General Motors Corp. has a tentative deal to sell its Saturn brand to an auto racing magnate.

By setting objective standards to everything from wages to work allocation, job control unionism seeks to protect workers against managerial abuse.

Hence, the labor relations at the Saturn subsidiary of general motors differ from the traditional model of job control unionism.

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What is a primary reason for the yield on 3-month treasury bills being low during recessions?

Answers

The primary reason for the yield on 3-month treasury bills being low during recessions was that "the Fed is driving down short-term interest rates."

What is recession?

A significant, pervasive, and protracted decline in economic activity is referred to as a recession.

Some key features of recession are-

A common rule of thumb is that a recession is defined as two consecutive quarters of a nation's Gross Domestic Product (GDP) declining. This is because recessions frequently last six months or more.A recession is defined by economists as an economic contraction that begins at the peak of the expansion that came before it and ends at the lowest point of the subsequent downturn. Recessions could last only a few months, but it could take years for the economy to recover to its pre-recession level.The last ten recessions, as well as two that never happened, have all been foretold by an inverted yield curve.Many people may perceive the early phases of a comeback as a continuing recession since unemployment frequently persists at high levels far into an economic recovery.

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Other Questions
Beginning around 1908, schoenberg began to write ______ music, or music without a key. The data in the table represents the volume of helium, in cubic feet, inside a balloon relative to the elapsed time in minutes. What does the slope of the linear equation that models the data indicate? QuestionIn the xy-plane, what is the y-intercept of the graph of the equation y = 6 (x 1/2) (x+3)?-9-1/2-1/239 1. Aman: I want to speak English more fluently. Muna: You should practice speaking every day Aman: I'm adding weight recently. Muna:__________________ Valleys carved by glaciers tend to be cross sectional shapes like the letter ______, while valleys carved by water tend to have cross sectional shapes like the letter ______. -7h = 98 solve for h ___________________ is a contractual strategy where the firm offers some proprietary assets to a foreign company in exchange for royalty fees The notion of __________ proposes that ideas be questioned and evaluated on the basis of careful logic and results from scientific investigations. WILL MARK U BRAINLIEST IF RIGHT PLS EXPLAIN An 8-month-old infant has a ventricular septal defect. which nursing diagnosis would best apply? ________ was proposed by herbert spencer and is used to argue that poverty is nature's way of excreting the unfit members of society to make room for the fit. Highest Common Factor of 27 and 36. What is one of the typical steps taken during the planning stages of a fieldwork project? A man left rs 1,800,000 as inheritance.his heirs are 6 daughters and 2 sons.find the share of each heir This is a collection of statements that performs a specific task. a. infinite loop b. variable c. constant d. function e. none of these Which of the following places is an enclave that is surrounded completely by South Africa?A. GibraltarB. KaliningradC. the Gaza StripD. Lesotho hich value, when placed in the box, would result in a system of equations with infinitely many solutions?y = -2x + 46x + 3y = which relation is a function? You have a 473 mL glass of lemonade with a concentration of 2.37 M.The lemonade sits out on your counter for a couple of days, and 150 mL of water evaporates from the glass.What is the new concentration of the lemonade? 3. Which of the following apply to skeletal muscle? (Choose all that apply) 1: striated 2: involuntary 3 : voluntary 4 : used for movement