The amount of interest that jasper will collect on the loan is $682.50.
Interest = 39000*7%*90/360 = $ 682.50
ENTRY:
Cash $ 30,682.50
Interest revenue $ 682.50
Notes receivable $ 30,000.00
ANSWER:
Debit Cash $39,682.50: Credit interest revenue $682.50; Credit Notes Receivable $39,000.
Interest is the price you pay for borrowing money or the cost you charge for lending money. Interest is usually given as an annual percentage of the loan amount. This percentage is called the interest rate on the loan. For example, if you deposit money in a savings account, the bank will pay you interest.
Basically, he has three main types of interest. The nominal interest rate, the effective interest rate, and the real interest rate. The nominal interest rate for an investment or loan is the published interest rate at which interest payments are calculated.
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When having a customer pre-sales call, which aspects of the ngfw should be covered?
Palo Alto Networks URL filtering allows you to monitor and control the sites users can access, to prevent attacks by controlling the sites to which users can submit valid corporate estimates.
What do you mean by NGFW?The full form of NGFW is Next-generation Firewall. It is a network security device that provides abilities beyond a traditional, state-by-state firewall.
Moreover, another term used for next generation firewalls is New Generation Layer 7 firewalls. Layer 7 firewall / next generation firewall are the latest type of firewall created to be able to perform network protocols functions than those of layer 4 and 3(traditional firewall).
They are created to improve the network security from the stateful packet inspection and access control rules,to a more advanced network security to curb the activities and attacks from cyber hackers.
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Fine properties, inc. , negotiates with general maintenance corporation to include a liquidated damages clause in their contract. To be enforceable, at the time of the contract, an estimate of the damages from a breach must be.
After negotiating with general maintenance corporation to include a liquidated damages clauses in their contract and to be enforceable, at the time of the contract, an estimate of the damages from a breach must be difficult.
What is a damage clause?A liquidated damages clause outlines a specific dollar sum that must be paid as compensation for breach of a contract. The parties' best estimate of the losses that would result from a violation at the time of contract signing is expected to be the amount of the liquidated damages. The parties do not determine the real damages in the event of a violation and the liquidated damages clause is upheld (i.e., how much money a party actually lost as a result of the breach).The liquidated damages provision's predetermined amount is instead paid by the party who violated it. In addition to providing some predictability, they can serve as a form of insurance against the expense of a breach.
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You are a manufacturing foreman, and you identify an ethical breach by another foreman. after you report the breach to your manager, what should your manager do next?
If you are a manufacturing foreman, and you identify an ethical breach by another foreman. after you report the breach to your manager, what should your manager do next is to: Assess the scope and impact of the breach.
What is ethical breach?Ethical breach can be defined as the process in which a person or an individual violate a set standard or policy of a company by doing what is not set in the standard.
Assuming you identify an ethical breach after you report the breach to your manager, what your manager should do next is to first of all assess the scope and check the impact of the breach committed by the person who .
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The typical _____ bond pays interest periodically, usually every six months, during the life of the bond and repays the entire principal amount borrowed at maturity
The typical debenture bond pays interest periodically, usually every six months, during the life of the bond and repays the entire principal amount borrowed at maturity.
Debenture bond is also called as unsecured bond which pays interest periodically, usually every six months. This bond is unsecured by any collateral, such as U.S. Treasury Bonds.
Debenture bond helps large companies who are with good credit scores, and good cash flow, lots of assets. Thus, these companies are more likely to use debenture bond, which let them avoid tying up assets.
Hence, the debenture bond pays interest periodically, usually every six months.
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Economies of ______ are the savings that come from producing two or more different outputs at a lower cost than producing each output individually.
Economies of scope are the savings that come from producing two or more different outputs at a lower cost than producing each output individually.
Economies of scale are generated by volume, but economies of scope are formed by variety. In the field of economics, the terms "economies" and "scope" refer to expanding output and services through varied product offerings.
According to the economic principle known as "economies of scope," as the variety of items produced rises, so does the average overall cost of production.
For instance, a gas station can offer soda, milk, baked goods, etc. through its customer service staff, allowing the gas industry to save money.
For a business, economies of scale refer to cost savings that result from scaling up production of a single product type, whereas economies of scope refer to cost savings that result from manufacturing a variety of products.
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What is the term for when a good is taken out of circulation or sent back by a customer to the business because the product is deemed defective or unsafe for use?
A product flaw is any feature that prevents it from being used for the intended purpose for which it was created.
The word "product defect" is used to refer to "anything that renders the product not It is most frequently used in legal contexts involving product safety, specifically "reasonably safe. "Product liability is the area of law that deals with damage brought on by defective products. A product may be defective under a variety of conditions.
The product can have a design flaw or defect as a result of improper testing or design, making it impossible for it to carry out the intended function.
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You must go beyond listing two principles of effective communication and instead must?
Effective communication is that communication in which the receiver is understood actually what the sender wants to convey, and in the same form
The effective communication system is one which achieved its objectives. Communication is effective where there are no barriers to communication.
The main principles of effective communication are -
1. Principle of Clarity in Ideas 2. Principle of Appropriate Language 3. Principle of Attention 4. Language 5. Consistency 6. Adequacy 7. Proper Time 8. Informality 9. Feedback 10. Integration 11. Consultation 12. Flexibility 13. Economy 14. Proper Medium 15. Understanding 16. Brevity 17. Timeliness 18. Appropriateness 19. Constructive and Strategic Use of Informal Groups 20. Purpose of Communication 21. Physical and Human Setting 22. Content of Message 23. Follow-Up Action and a Few Others.
The message should be clear and complete. The communication should always be consistent with the objectives, policies of the enterprise. Communication is effective when the workers are receptive to it and are able to give relevant feedback.
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What do smaller merchants use to process credit card payments and avoid issues with fund reversals (such as when credit card purchases are returned) or disputes over credit card charges?
The smaller merchants use it to process credit card payments and avoid issues with fund reversals (such as when credit card purchases are returned) or disputes over credit card charges merchant service aggregators.
Payment reversal (also "credit score card reversal or "reversal price") is when the price range a cardholder used in a transaction is returned to the cardholder's financial institution. This may be initiated with the aid of the cardholder, service provider, issuing bank, acquiring financial institution, or card affiliation.
Widespread rule to keep in mind: If the payment in query becomes deposited into the account, it might be money back. If it was no longer deposited, it would be a Reversal.
Price reversal is an umbrella time period describing when transactions are lower back to a cardholder's financial institution after creating a charge. they could occur for the subsequent motives: item sold out before it is able to be delivered. The purchase turned into made fraudulently.
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Suppose that both firms start off not advertising. if the firms act independently, what strategies will they end up choosing?
Both the firm will end up choosing advertising.
Advertising is constantly there, even if the individuals are unaware of it. In today's society, the advertising uses every available medium to spread the message. This is accomplished through the use of television, print (the newspapers, the magazines, the journals, etc.), radio, press, the internet, direct selling, hoardings, mailers, contests, sponsorships, posters, outfits, events, color, noises, images, and even people.
The advertising industry is made up of the companies that advertise, agencies that create the advertisements, media that broadcasts the advertisements, and a slew of the people such as the copy editors, visualizers, the brand managers, researchers, creative heads, and the designers who go the extra mile to reach the customer or receiver.
Therefore, the answer is both of the firms will end up choosing the advertising.
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Special allocations of income or loss are available if the form of ownership is a(n):Multiple ChoiceC corporation.limited liability company.real estate investment trust.S corporation.
Special allocations of income or loss are available in the form of ownership in a real estate investment trust.
Buying and owning actual property is an investment approach that can be both gratifying and rewarding. Not like stock and bond investors, potential actual estate proprietors can use leverage to shop for belongings by paying a part of the overall cost in advance, then paying off the stability, plus interest, through the years.
Real estate making an investment entails the acquisition, management, and sale or apartment of real property for income. Development of realty assets as part of an actual estate investment approach is typically considered to be a sub-forte of actual estate investing known as real property improvement.
A real estate party is typically a terrific funding alternative. it is able to generate ongoing passive income and can be excellent lengthy-term funding if the value increases over the years. You may even use it as a part of your typical approach to start building wealth.
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Hartley electronics, inc. , in nashville, produces short runs of custom airwave scanners for the defense industry. You have been asked by the owner, janet hartley, to reduce inventory by introducing a kanban system. After several hours of analysis, you develop the following data for scanner connectors used in one work cell. How many kanbans do you need for this connector?.
Hartley electronics, inc., in Nashville, produces short runs of custom airwave scanners for the defense industry. You have been asked by the owner, Janet Hartley, to reduce inventory by introducing a Kanban system. After several hours of analysis, you develop the following data for scanner connectors used in one work cell. 62.4kanbans need this connector.
What do you mean by Kanban?Kanban, which means "sign" in Japanese, is an inventory management technique used in just-in-time (JIT) manufacturing to monitor production and place orders for fresh shipments of components and materials.Taiichi Ohno, an industrial engineer at Toyota, created Kanban, which uses visual cues to motivate the activity required to maintain a process flow.Limiting the accumulation of surplus inventory at any stage along the manufacturing chain is one of the key objectives of Kanban.What are the four Kanban rules?Never distribute faulty goods.Take only what is necessary.Produce the precise amount needed.Production should be leveled, fine-tuned, stabilized, and rationalized.Learn more about Kanban here:
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Other things the same, as the price level decreases it induces greater spending on.
Other things are the same, as the price level decreases it induces greater spending on A. both net exports and investment.
The price level is common to present-day costs across the entire spectrum of products and offerings produced in an economic system. In extra trendy terms, the rate stage refers to the charge or fee of an amazing, carrier, or safety in the economy.
The overall price level is a hypothetical measure of overall expenses for a few sets of goods and offerings, in an economic system or economic union throughout a given interval, normalized relative to some base set. normally, the general rate stage is approximated with an each-day fee index, normally each day CPI.
We are able to consider this price level for a basket of goods as a fashionable fee index that is created from various goods and services within the united states of America. For instance, the purchaser price index (CPI) inside the united states of America is a representative price degree for a basket of products.
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The question is incomplete. Please read below to find the missing content.
Other things are the same, as the price level decreases it induces greater spending on
A. both net exports and investment.
B. net exports but not investment.
C. investment but not net exports.
D. neither net exports nor investment.
The share price falls when a dividend is paid because the reduction in cash decreases the?
The share price falls when a dividend is paid because the reduction in cash decreases the market value of assets.
After a stock price goes ex-dividend, the share price in the market typically decreases by the amount of the dividend paid in order to reflect the fact that new shareholders there are not entitled to that payment.
In the market, when the dividends are paid out as stock instead of cash, then this can dilute earnings, which can also have a negative impact on share prices in the short term.
Hence, there is still no direct connection between a company's dividend and its stock price.
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Gary Marks is paid on a monthly basis. For the month of January of the current year, he earned a total of $9,088. Federal Insurance Contributions Act (FICA) tax for Social Security is 6.2% on the first $137,700 of earnings each calendar year and the Federal Insurance Contributions Act (FICA) tax for Medicare is 1.45% of all earnings. The Federal Unemployment Taxes (FUTA) tax rate is 0.6%, and the State Unemployment Taxes (SUTA) tax rate is 5.4%. Both unemployment taxes are applied to the first $7,000 of an employee's pay. The amount of Federal Income Tax withheld from his earnings was $1,507.97. What is the amount of the employer's payroll taxes expense for this employee
Payroll Taxes = FICA-SS Tax + FICA-Medicare Tax + FUTA Tax + SUTA Tax
Payroll Taxes = $575.861 + $134.682 + $42.003 + $378.004 = $1,130.541
FICA—Social security $9,288 × 0.062 = $575.862
FICA—Medicare $9,288 × 0.0145 = $134.683
FUTA $7,000 × 0.006 = $42.004
SUTA $7,000 × 0.054 = $378.00
A payroll tax is required to be deducted from employees' paychecks under the Federal Insurance Amounts Act (FICA), a 1935 U.S. statute that also requires employers to make matching contributions. The funds raised are utilized to pay for Social Security and Medicare.
The original intent of the act was for working individuals to pay a specific percentage of each paycheck they received during their working years into Social Security (and later Medicare) in order to be able to rely on earned financial and health benefits in their older years.
Self-employed people must pay taxes on their net income under the Self-Employment Contributions Act (SECA) of 1954 in order to support Social Security and Medicare.
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Free entry means that:________
a. the government pays any entry costs for individual firms.
b. a firm's marginal cost is zero.
c. no legal barriers prevent a firm from entering an industry
The correct option is (c) no legal barriers prevent a firm from entering an industry.
No legal barriers:
Non-legal writing non-legal careers anything unrelated to the law or the legal profession.
Because, the industry is free and flexible for enter and exit and no other government interventions will be applicable in that free entry no barriers is there and movability will be [tex]100%[/tex] for any industry.
Not option (a) Because, the government really levies admission fees for certain types of businesses due to the legal issues surrounding certain businesses and fields, hence they never reimburse the fees.
Not option (b) because, Because it is a government supported program and private businesses cannot participate for free, only semi-government or completely government can do the same, government financed research never helps in sustaining in lower cost patients and hurdles.
Not option (c) because, If a company is operating a successful and reliable business, its marginal cost cannot be zero, and thus will normally not provide free entrance into any industry or type of business.
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Acc 450 specific misstatement in one of a client's 2,000 accounts receivable is referred to as a(n)?
Specific misstatement in one of a client's 2,000 accounts receivable is referred to as a factual misstatement.
Factual misstatement refers to a misstatement found by the auditor that is due to incorrect pricing on a sales invoice in accounts receivable. When there is no doubt that an item on a financial document is incorrect then it is a factual misstatement.
Here an auditor will know that a misstatement is factual because they will check your records to find the correct item instead. For instance, listing an inventory purchase as a profit instead of a loss.
Hence, the answer is given and explained above.
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Assume the mplt = 5 tennis rackets and mplb = 4 baseball bats. if the economy has 100 workers, then the economy can produce?
If the economy has 100 workers, then the economy can produce a maximum of 500 tennis rackets.
Given, MPLT = 5 tennis rackets
MPLB = 4 baseball bats Number of workers =100
So, if the economy has 100 workers, then, 5 × 100 = 500
Hence, the economy can produce 500 tennis rackets.
There are two main sources of growth of the economy. First is the growth in the size of the workforce and second, growth in the productivity of that workforce.
Hence, either can increase the overall size of the economy but only strong productivity growth can increase per capita GDP and income.
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When must a listing agent present the disclosure regarding real estate agency relationships to the seller?
A listing agent must present the disclosure regarding real estate agency relationships to the seller prior to accepting the listing.
A listing agent represents the seller in a real estate sale. Their job is to set a competitive price for the home which they have to sell, and then bring in potential buyers to see it.
Prior to accepting the listing, a listing agent has an important work to do, as they must present the disclosure regarding real estate agency relationships to the seller. The burden of disclosure falls mainly on the seller.
Hence, the seller must disclose all material facts which may affect the value of the property.
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Retail businesses record the stock of goods kept on hand for resale in an account called the?
Retail businesses record the stock of goods kept on hand for resale in an account called the Merchandise inventory account.
Merchandise inventory is an asset account. This account is reported as a current asset on a retailer's balance sheet. During a given accounting period, a current asset is one that will provide an economic benefit.
On the balance sheet of some types of businesses, the Merchandise inventory can be the single largest asset. Merchandise inventory includes the goods that have been acquired by a distributor, retailer, wholesaler or from suppliers, with the intent of selling the goods to third parties.
Hence, in the merchandise inventory account, retail businesses record the stock of goods kept on hand for resale.
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Which component is not considered performance-related (also known as skill-related)?
Physiological fitness (non-performance-related fitness) is not considered performance-related (also known as skill-related).
What is physiological fitness?Physiological Fitness (non-performance-related fitness): this refers to the ability of the body's physiological systems, such as anatomical, muscular, circulatory, respiratory, neurological, and glandular systems, to function efficiently in order to execute various rigorous tasks. In certain ways, physiological fitness signifies the proper growth and development of body organs. They increase your overall fitness by keeping your heart, lungs, and circulatory system healthy. Brisk walking, jogging, swimming, and biking are some examples. Strength training, often known as resistance training, strengthens your muscles. Physiological testing is used to define your present fitness level as well as to evaluate and identify changes in your body's performance factors and energy systems. The test is performed on a treadmill or cycle ergometer to determine your VO2 Max and maximal aerobic power.Therefore, physiological fitness (non-performance-related fitness) is not considered performance-related (also known as skill-related).
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Receivables represent a company's claims to the future collection of?
Receivables represent a company's claims to the future collection of other assets, cash, and services.
“Other assets” as used in this section includes all balance sheet asset accounts not specifically covered by other monitoring areas. In many cases, such accounts are not material to the bank's overall financial position.
Other Asset is a group of accounts reported as separate items on the assets portion of the balance sheet. This position includes sub-assets that do not fit into any of the major asset categories, such as B. Current or Fixed Assets.
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A $63,000 machine with a 7-year class life was purchased 2 years ago. The machine will now be sold for $50,000 and replaced with a new machine costing $75,000, with a 5-year class life. The new machine will not increase sales, but will decrease operating costs by $16,000 per year. Simplified straight line depreciation is employed for both machines, and the marginal corporate tax rate is 34 percent. What is the initial outlay for the project?.
The incremental annual cash flow associated with the project is $12400
What is incremental annual?Sales resulting from a higher volume of sales are known as incremental revenue. Establishing a baseline revenue level and comparing changes from that point onwards is required to calculate incremental revenue.
According to the given information :Depreciation=[($63,000/7 years)-($75,000/5 years)
Depreciation=$9000-$15000
Depreciation=$6000
Now let calculate the Incremental annual cash flow
Incremental annual cash flow
={($16000-$6000) - [($16000-$6000)*34%]+$6000}
= {(10000)- [10000*34%]+6000}
= {(10000) - 3600+6000}
= {16000-3600}
= $12400
Incremental annual cash flow=$12400
Therefore the incremental annual cash flow associated with the project is $12400
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The fact that an economy always returns to the natural rate level of output is known as?
The fact that an economy always returns to the natural rate level of output is known as option(c)i.e, the self-correcting mechanism.
The fundamental tenet of the self-correction process is that short-term shock effects are all that count. In the near term, but not in the long term, output and unemployment will alter if AD changes.
The flexibility of salaries and resource pricing is the main self-correcting mechanism. During a recession, prices for resources and wages both drop, making them more affordable. The gradual restoration of long-term equilibrium is facilitated by producers using more resources to boost production when resources are more affordable.
Self-correction is understood as alterations in the short-run aggregate supply curve brought on by adjustments in the pricing of labor and other resources. With reduced wages and a rise in the short-run aggregate supply curve, the self-correction mechanism works to close a recessionary gap.
The complete question is:
The fact that an economy always returns to the natural rate level of output is known as
A) the excess demand hypothesis.
B) the price-adjustment mechanism.
C) the self-correcting mechanism.
D) the natural rate of unemployment.
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__________ refers to phishing with a specific, high-value target in mind. for example, the attacker may target the president or ceo of a company
Spear phishing refers to phishing with a specific, high-value target in mind. for example, the attacker may target the president or CEO of a company.
Spear phishing is frequently used in targeted attack campaigns to access a person's account, such as a high-ranking official or someone engaged in sensitive business operations. Scammers may obtain access to critical company information, banking or credit card information, and wire transfers once they have persuaded their victim that they are reliable.
For instance, a CEO fraud assault using spear-phishing techniques will target specific employees who are more likely to hear from the CEO. They frequently employ a sense of urgency to get a worker to comply immediately without first validating the requests made. To appear authoritative, they can imitate the CEO's speaking habits, make reference to well-known organizational events, or use hijacked email accounts.
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Fine properties, inc. , negotiates with general maintenance corporation to include a liquidated damages clause in their contract. To be enforceable, at the time of the contract, an estimate of the damages from a breach must be.
Fine Properties, Inc. negotiates with General Maintenance Corporation to include a liquidated damages clause in their contract. To be enforceable, at the time of the contract, an estimate of the damages from a breach must be: difficult
What Are Liquidated Damages?
A liquidated damages clause specifies a predetermined amount of money that must be paid as damages for failure to perform under a contract. The amount of the liquidated damages is supposed to be the parties' best estimate at the time they sign the contract of the damages that would be caused by a breach. If a breach occurs and the liquidated damages clause is enforceable, the parties do not calculate the actual damages (i.e., how much money a party actually lost as a result of the breach). Instead, the breaching party pays the predetermined sum provided by the liquidated damages provision.
How to set liquidated damage amount :
liquidated damages provisions are enforceable only if the damages are difficult to estimate, which makes it challenging to set an amount in the contract. Each party should make an effort to provide a rough estimate of how much money a breach would cost their business and negotiate an amount that is fair to both parties. If your contract concerns a long-term project, such as a construction contract, consider a liquidation provision that sets a fee for each day the completion of a project is past due.
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If the government puts a $5 tax per mp3 player on buyers of mp3 players, then the price paid by buyers of mp3 players would likely?
The price paid by buyers of mp3 players would likely to increased by less than $5. Taxes are compulsory payments made by a government organization, whether local, regional, or federal, to people or businesses. Tax revenues are used to fund a variety of government initiatives, such as Social Security and Medicare as well as public infrastructure and services like roads and schools.
Taxpayers can manage their finances to increased effects of taxes by having a clear understanding of what causes a tax situation. There are numerous types of taxes, and the most are levied as a percentage of a financial transaction.
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A store asked 250 of its customers to study the relationship between the amount spent on groceries and income. a meaningful display of the data from this study would be:____.
A store asked 250 of its customers to study the relationship between the amount spent on groceries and income. a meaningful display of the data from this study would be a scatterplot
Using Cartesian coordinates, a scatterplot is a form of plot or mathematical diagram that shows values for typically two variables for a set of data. An additional variable can be shown if the points are color-, shape-, or size-coded.
When one continuous variable is under the experimenter's control and the other depends on it or when both continuous variables are independent, a scatterplot can be utilized. The data are shown as a series of points, with each point's value dictating its position on the horizontal axis and its value dictating its position on the vertical axis.
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When a pollution charge of $5 per unit emitted is imposed, how many units of pollution will the firm choose to clean up?
0 units of pollution will the firm choose to clean up.
Pollution is the introduction of dangerous materials into the surroundings. those dangerous substances are referred to as pollution. pollution may be natural, together with volcanic ash. They also can be created by using human hobbies, which include trash or runoff produced through factories.
Pollutants in the creation of contaminants into the herbal surroundings that purpose negative exchange. Pollutants can take the shape of any substance or power. Pollutants, the additives of pollutants, may be either overseas substances/energies or naturally taking place contaminants.
The principal styles of pollutants, normally categorized by means of surroundings, are air pollutants, water pollutants, and land pollutants. Modern-day society is also concerned about precise sorts of pollution, together with noise pollutants, light pollution, and plastic pollutants.
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An insurance company is marketing a health insurance policy in Arizona which contains a provision that is in conflict with Arizona insurance law. What remedy must be taken by the insurer
The remedy that must be taken by the insurer should be that the provision must be amended to conform to the minimum statutory requirements.
What is a remedy?This refers to the form of court enforcement of a legal right resulting from a successful civil lawsuit.
The measures is seeked to put the nonbreaching party in the position he or she would have been in had there been no breach.
Because the health insurance policy in Arizona which contains a provision that is in conflict with Arizona insurance law, the remedy that must be taken by the insurer should be that the provision must be amended to conform to the minimum statutory requirements.
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Banks helped international trade by allowing merchants access to money in different locations. please select the best answer from the choices provided t f
The Given Statement is TRUE. Banks helped international trade by allowing merchants access to money in different locations.
What is International Trade?International Trade is the exchange of goods and services across international borders. It usually comes with additional risks caused by changes in exchange rates, government policies, laws, judicial systems, and financial markets.
International trade drives a country’s growth. Import-export figures are one of the top contributors to a country’s gross domestic product. Thus, every country tries to strengthen its global trade relationships with world leaders.
What is the role of the banks in International Trade?Banks facilitate international trade by providing financing and guarantees to importers and exporters. While access to external funds is important for domestic production, it is especially important for exporting firms.
What did a Merchant do?Merchants were those who bought and sold goods, while landowners who sold their own produce were not classed as merchants.
Thus, we can conclude that the above statement is TRUE.
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