Holding cash is important to an individual as well as an organisation. As a financial manager, you plan to conduct a discussion on "reasons for holding cash from a business organisation point of view". Discuss the main points of the discussion topic and provide relevant examples to support your discussion. Total/Jumlah:20

Answers

Answer 1

Transaction motive is the most common reason for holding cash. Businesses need cash to pay for their day-to-day expenses, such as salaries, rent, and supplies. For example, a grocery store needs to have cash on hand to pay its employees, suppliers, and utility bills.

Precautionary motive: This reason for holding cash is to protect against unexpected expenses. For example, a company may need to have cash on hand to cover a lawsuit or a natural disaster.

Speculative motive: This reason for holding cash is to take advantage of investment opportunities. For example, a company may hold cash to buy another company or to invest in new products.

Managing working capital: Cash is a part of working capital, which is the money a business needs to operate on a day-to-day basis. Businesses need to maintain a certain level of working capital to ensure that they have enough cash to meet their obligations. For example, a company may need to hold cash to pay its employees and suppliers on time.

Here are some other reasons why businesses hold cash:

To meet regulatory requirements: Some businesses are required to hold a certain amount of cash by law. For example, banks are required to hold a certain percentage of their deposits in reserve.

To maintain a strong credit rating: Businesses with a strong credit rating are more likely to be able to borrow money when they need it. Holding cash can help to improve a business's credit rating.

To attract and retain customers: Businesses that offer discounts for paying with cash can attract and retain customers. For example, some gas stations offer discounts for paying with cash.

The amount of cash that a business needs to hold will vary depending on the size and type of business. However, all businesses should have a plan for managing their cash flow. This plan should include a target cash balance and a strategy for managing cash inflows and outflows.

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Related Questions

for
a company, a right issue makes a lot of sense when additional
capital is required. why?

Answers

A rights issue makes a lot of sense for a company when additional capital is required because it allows the company to raise funds from its existing shareholders.

By offering the rights to purchase additional shares at a discounted price, the company can generate fresh capital without seeking external financing or incurring debt. This method is advantageous because it leverages the existing shareholder base, who already have a vested interest in the company's success.

It provides an opportunity for shareholders to maintain their ownership percentage by subscribing to the new shares. Moreover, rights issues tend to have lower transaction costs compared to other forms of capital raising, such as public offerings. Overall, a rights issue is a cost-effective and efficient way for a company to raise capital and strengthen its financial position while maintaining the support and participation of its current shareholders.

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Check your skill! What's the price of a $50 par value 7% preferred share if the required rate of return is 8% ? A. $40.75 B. $43.75 C. $87.50

Answers

The price of a $50 par value 7% preferred share, given a required rate of return of 8%, is $87.50.

The price of a preferred share can be calculated using the formula: Price = Dividend / Required Rate of Return. In this case, the dividend is the annual payment on the preferred share, which is 7% of the par value ($50). Therefore, the dividend is $50 * 0.07 = $3.50 per year. Using the formula, we can calculate the price: Price = $3.50 / 0.08 = $43.75. However, the question asks for the par value of the preferred share, which is $50. The par value represents the face value or the stated value of the share. Therefore, to find the price of the preferred share, we need to consider the par value of $50. The price will be equal to the par value plus the present value of the dividend payments. In this case, the price is $50 + $43.75 = $93.75. Therefore, the correct answer is not listed in the options provided. None of the options (A. $40.75, B. $43.75, C. $87.50) correspond to the correct price of $93.75.

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If Kleenex produced a new, eco-friendly personal-sized package of tissues, which it intended to get into as many retail outlets as possible, it should choose a(n) ________ distribution strategy.

Answers

If Kleenex produced a new, eco-friendly personal-sized package of tissues and intended to get it into as many retail outlets as possible, it should choose an intensive distribution strategy.

An intensive distribution strategy is a distribution strategy that involves making a product available at as many outlets as possible. The objective of this strategy is to make the product easily accessible to customers, ensuring that they can purchase the product at any time and in any location.

In this case, Kleenex would want to get the new eco-friendly personal-sized package of tissues into as many retail outlets as possible to increase the chances of customers finding and buying the product. An intensive distribution strategy would be the most appropriate approach to achieve this objective. By making the product available at many retail outlets, Kleenex will increase the product's visibility and the chances of customers finding and purchasing the product.

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The marginal propensity to consume (MPC) is equal to the change in:

Group of answer choices

consumer spending divided by the change in disposable income.

consumer spending divided by the change in investment spending.

consumer spending divided by the change in gross domestic product.

disposable income divided by the change in consumer spending.

Answers

The marginal propensity to consume (MPC) is equal to the change in consumer spending divided by the change in disposable income.

The MPC represents the proportion of an additional unit of disposable income that consumers choose to spend on goods and services. It measures the responsiveness of consumer spending to changes in disposable income. By dividing the change in consumer spending by the corresponding change in disposable income, we can determine the MPC. This ratio provides insights into consumer behavior and the multiplier effect in an economy. It helps economists understand how changes in income impact overall consumption patterns and, consequently, aggregate demand.

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Consider the following LP problem with two constraints: 5X+5Y>=25 and 3X+4Y= 12. The objective function is Min 19X+19Y. What combination of X and Y will yield the optimum solution for this problem? a. infeasible problem b. 0,3 c. 4,0 d. 0,3 e. unbounded problem

Answers

If "objective-function" denoted as  Min 19X + 19Y, then combination of X and Y which can yield optimum-solution is (a) infeasible problem.

When we examine the constraints 5X + 5Y ≥ 25 and 3X + 4Y = 12, we can observe that there is no feasible solution that satisfies both constraints simultaneously.

The first constraint implies that 5X + 5Y must be greater than or equal to 25, which means that at least one of X or Y should be greater than or equal to 5.

The second constraint 3X + 4Y = 12 cannot be satisfied by any combination of X and Y where either X or Y is greater than or equal to 5.

Therefore, the problem is infeasible, and there is no combination of X and Y that yields the optimum solution, correct option is (a).

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The given question is incomplete, the complete question is

Consider the following LP problem with two constraints: 5X + 5Y ≥ 25 and 3X + 4Y = 12. The objective function is Min 19X + 19Y.

What combination of X and Y will yield the optimum solution for this problem?

(a) infeasible problem

(b) 0, 3

(c) 4, 0

(d) 0, 3

(e) unbounded problem

Health-Temp Company is a placement agency for temporary nurses. It serves hospitals and clinics throughout the metropolitan area. Health-Temp Company believes it will place temporary nurses for a total of 26,500 hours next year. Health-Temp charges the hospitals and clinics $130 per hour and has variable costs of $104.00 per hour (this includes the
payment to the nurse). Total fixed costs equal $663,000.
Required:
1. Calculate the contribution margin per unit and the contribution marqin ratio (express the ratio as a decimal rather than a percentaqe). It required, round vour answers to
two decimal places.

Answers

The contribution margin per unit is $26.00 and the contribution margin ratio is 0.20 (or 20% as a percentage).

To calculate the contribution margin per unit, we subtract the variable cost per unit from the selling price per unit. In this case:

Contribution Margin per Unit = Selling Price per Unit - Variable Cost per Unit

                          = $130.00 - $104.00

                          = $26.00

The contribution margin ratio is the contribution margin per unit divided by the selling price per unit:

Contribution Margin Ratio = Contribution Margin per Unit / Selling Price per Unit

                        = $26.00 / $130.00

                        = 0.20

Therefore, the contribution margin per unit is $26.00 and the contribution margin ratio is 0.20 (or 20% as a percentage).

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Recognizing the existence of internal customers is one way that organizations can promote quality and teamwork. True False

Answers

True. Recognizing the existence of internal customers promotes quality and teamwork in organizations. Internal customers refer to individuals or departments within an organization that depend on the outputs or services provided by other individuals or departments.

By acknowledging these internal customers, organizations can foster a customer-oriented mindset, enhance communication and collaboration between teams, and ultimately improve the quality of products or services delivered to external customers. This recognition encourages a sense of teamwork and shared responsibility within the organization.

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Tenet Health bonds are selling in the market for $990. These 7 year bonds pay 5.125% semi-annually on a $1,000 par value. If the bond is purchased at market price, what is the bond's yield to maturity? Note: format is x.xx%

Answers

If the bond is purchased at market price, the bond's yield to maturity is approximately 5.35%.

To calculate the yield to maturity (YTM), we can use the present value formula and solve for the interest rate (YTM) that equates the present value of the bond's future cash flows to its market price.

The bond pays a coupon rate of 5.125% semi-annually on a $1,000 par value. Since it is a 7-year bond, there will be 14 periods (2 semi-annual periods per year for 7 years).

The cash flows from the bond consist of the coupon payments and the final principal repayment at maturity. Each coupon payment will be $1,000 * 5.125% / 2 = $25.625, and at maturity, the bondholder will receive the par value of $1,000.

Using a financial calculator or spreadsheet software, we can find that the present value of the bond's cash flows, discounted at the yield to maturity rate, should equal the market price of $990. By adjusting the YTM rate until the present value matches the market price, we find that the approximate yield to maturity is 5.35%.

Therefore, the bond's yield to maturity is approximately 5.35%.

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assume that the supply of loanable funds increases in country x. the international value of country x’s currency and country x’s exports will most likely change in which of the following ways?

Answers

Assuming that the supply of loanable funds increases in Country X, the international value of Country X's currency and its exports will most likely change in the following ways: International value of currency:

When the supply of loanable funds increases, it typically leads to a decrease in interest rates. Lower interest rates make Country X's currency less attractive for foreign investors seeking higher returns. As a result, the demand for Country X's currency may decrease, causing its international value to depreciate relative to other currencies. Exports: A depreciation in Country X's currency can make its exports more competitive in international markets. When the international value of Country X's currency decreases, its exports become relatively cheaper for foreign buyers. This increased competitiveness may lead to a boost in exports as they become more affordable and attractive to foreign customers. It is important to note that these changes are general tendencies and can be influenced by various factors such as domestic economic conditions, trade policies, and global market dynamics.

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Brenda is an investment advisor who recently learned from her client that he plans to retire as the CEO of a publicly-traded company. Knowing that his retirement will negatively impact the share price of his company, she informs her colleagues who hold the shares in client accounts of the impending retirement, so that they can sell the shares prior to the anticipated decline. What ethical violation, if any, has Brenda committed?

Answers

Brenda has committed an ethical violation known as insider trading by disclosing material non-public information to her colleagues. Insider trading refers to the practice of trading securities based on information that is not available to the general public.

In this case, Brenda possesses material information about the CEO's retirement that could potentially impact the share price of the company.  By sharing this information with her colleagues and advising them to sell the shares prior to the anticipated decline, Brenda has given her colleagues an unfair advantage in the market. This advantage is at the expense of other investors who do not have access to the same information. Insider trading undermines the integrity and fairness of the financial markets and is considered illegal in most jurisdictions. As an investment advisor, Brenda has a fiduciary duty to act in the best interests of her clients and to uphold ethical standards. By engaging in insider trading, she has violated this duty and breached her ethical obligations. Brenda's actions demonstrate a lack of integrity, fairness, and transparency, which are essential principles in the investment profession.

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The Covid-19 pandemic has affected the lives of citizens of Malaysia since 2020. Although many steps have been taken to curb the pandemic, the number of cases are still increasing. Using appropriate quality tool, discuss the cause and effect of the increase in Covid-19 infection cases in Malaysia.
Implementing Total Quality Management (TQM) requires 'cultural change'. Explain and provide example of cultural change in implementing TQM in your organization.

Answers

Cause and Effect of Covid-19 Infection Cases in Malaysia:

The Ishikawa diagram, or fishbone diagram, can be used to analyze the cause and effect of the increasing Covid-19 infection cases in Malaysia. Factors such as healthcare capacity, public compliance with preventive measures, government policies, virus variants, and communication strategies can be categorized to identify root causes and guide targeted interventions.

Cultural Change in Implementing TQM:

Implementing Total Quality Management (TQM) requires a cultural shift. For example, empowering employees to participate in decision-making and problem-solving processes fosters a quality-oriented culture. This includes promoting ownership, accountability, and involvement in quality initiatives like continuous improvement teams. Such cultural change creates a collaborative workforce focused on delivering high-quality products/services and driving innovation.

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The entry to close the owner's drawing account would include a debit to the:

a. owner's capital account and a credit to the owner's drawing account.

b. owner's drawing account and a credit to Cash.

c. Income Summary account and a credit to the owner's drawing account.

d. owner's drawing account and a credit to the Summary account.

Answers

b. owner's drawing account and a credit to Cash.

When the owner's drawing account, the entry should reflect the transfer of the amount drawn by the owner back into the appropriate accounts. The owner's drawing account is a temporary capital account that tracks the withdrawals made by the owner for personal use.

To close the owner's drawing account, it is debited (increased) to offset the balance and reflect the return of the drawn amount to the business . At the same time, the entry requires a credit (decrease) to Cash, as the withdrawn amount is essentially being returned to the business's cash resources.

Option (b) ly identifies the entry to close the owner's drawing account, which involves a debit to the owner's drawing account and a credit to Cash.

Option (a) is in because it suggests debiting the owner's capital account, which would not be appropriate for closing the drawing account. The owner's capital account represents the equity or ownership interest of the owner in the business and is not directly related to closing the drawing account.

Option (c) is in because it suggests crediting the Income Summary account, which is typically used in the closing process to transfer revenue and expense account balances. However, the owner's drawing account is not an income or expense account, but rather a temporary capital account specific to the owner's withdrawals.

Option (d) is in as it mentions a "Summary account," which is not a commonly used account in the context of closing the owner's drawing account.

In summary,  (b) is the  choice as it accurately reflects the entry required to close the owner's drawing account by debiting the drawing account and crediting Cash.Closing the owner's drawing account is a step in the accounting process that occurs at the end of an accounting period, typically at the end of a fiscal year. The purpose of closing the drawing account is to reset it to zero and transfer the amount withdrawn by the owner back into the appropriate accounts.

The owner's drawing account is a temporary capital account used to track the withdrawals made by the owner for personal use. It is distinct from the owner's capital account, which represents the owner's equity or ownership interest in the business.

The entry to close the owner's drawing account involves two parts:

1. Debit to the owner's drawing account: This debit entry is made to decrease the balance in the drawing account, effectively resetting it to zero. It reflects the return of the withdrawn amount to the business and reduces the accumulated total of owner's withdrawals.

2. Credit to Cash (or the appropriate asset account): This credit entry represents the return of the drawn amount to the business's cash or asset resources. It reflects the reintegration of the withdrawn funds back into the business.

By debiting the drawing account and crediting Cash, the closing entry ensures that the impact of the owner's withdrawals is properly recorded and accounted for. It allows for a clear separation between the business's financial activities and the owner's personal withdrawals.

Closing the drawing account at the end of each accounting period helps maintain accurate records, facilitates the preparation of financial statements, and ensures that the owner's withdrawals are properly accounted for in the overall financial picture of the business.

In summary, the entry to close the owner's drawing account involves debiting the drawing account and crediting Cash to reset the balance and reflect the return of the withdrawn amount to the business. This closing entry ensures accurate recording of the owner's withdrawals and facilitates the preparation of financial statements.

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What could be considered the escrow holder standard operating procedures?

Answers

Escrow holder's standard operating procedures include the following:

1. Receiving and confirming the initial escrow instructions.

2. Confirmation of all of the terms of the purchase agreement and compliance with federal and state regulations.

3. Escrow agents must establish that they are a neutral party and that no party can influence their decision-making.

4. Create a list of all documents necessary for closing.

5. Obtain all necessary documents from buyers, sellers, agents, and/or lenders.

6. Review and authenticate all documents to ensure that they are legally valid.

7. Safekeeping of the closing funds in a segregated account.

8. Prepare and send out closing statements to all interested parties after the transaction is finished.

9. Payment of all expenses, including taxes and insurance, which must be paid during escrow.

10. Submission of all necessary records to county officials.

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Which of the following is a correct statement and an advantage for utilizing a branch structure for an international expansion?

Multiple Choice
The losses of the branch may be applied against the income of the parent corporation.
Foreign branch taxes may apply to the branch profits.
Dividends are paid from the branch to the parent company.
The branch profits will be taxed at a lower rate if the foreign jurisdiction has a lower tax rate than that of Canada.

Answers

The correct statement and advantage for utilizing a branch structure for international expansion is: The branch profits will be taxed at a lower rate if the foreign jurisdiction has a lower tax rate than that of Canada.

Establishing a branch in a foreign jurisdiction with a lower tax rate can lead to tax advantages for the company. If the foreign jurisdiction has a lower tax rate than Canada, the branch's profits will be subject to taxation at the lower rate.

This can result in reduced tax liability for the company and potentially increase its after-tax profits. By taking advantage of favorable tax rates in the foreign jurisdiction, the branch structure allows the company to optimize its tax position and enhance its overall financial performance .

It is important to note that the specific tax laws and regulations of both the home country (Canada) and the foreign jurisdiction play a significant role in determining the tax treatment of branch profits. Additionally, compliance with any applicable tax treaties or agreements between the two countries is necessary to ensure proper tax planning and adherence to legal requirements .

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What advice might you give Rob and Diane about the
management practices they are
proposing within each element of the TQ infrastructure?
What additional practices
might you suggest

Answers

Rob and Diane are proposing some management practices within each element of the TQ infrastructure. Therefore, the following are the advice and additional practices that can be suggested to them regarding these management practices: Advice to Rob and Diane: One of the most significant pieces of advice that can be given to Rob and Diane is that they should always be willing to invest their time, energy, and money into the TQ infrastructure.

Furthermore, they should make an effort to ensure that their workers are aware of the TQ infrastructure and how it can be used to improve their job performance. Additional practices: One of the additional practices that can be suggested to Rob and Diane is that they should create an effective communication network to ensure that their workers are always informed of any changes that are made in the TQ infrastructure.

Another practice is that they should encourage their workers to be proactive in identifying problems that could be resolved through the use of the TQ infrastructure. Additionally, they should always be ready to listen to their workers and take their suggestions into consideration.

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Which of the following is the best definition of value?
A. A measure of the mark-up charged by companies.
B. A technical measure of a company's selling price relative to its production costs.
C. The best ratio of benefits to costs available to buyers.
D. The lowest prices available to consumers.

Answers

The best definition of value is: The best ratio of benefits to costs available to buyers. The correct option is C.

The most accurate definition of value because it captures the essence of value from the perspective of buyers. Value is not solely determined by the price or mark-up charged by companies (Option A) or a technical measure of selling price relative to production costs (Option B). Instead, value is the result of assessing the benefits a product or service provides in relation to its costs.

Value is subjective and varies among individuals, but it generally refers to the perceived worth or utility derived from a product or service relative to what is sacrificed to obtain it. It considers both the tangible and intangible benefits received and the monetary, time, and effort costs incurred by the buyer.

For example, a high-value product may offer superior quality, functionality, convenience, durability, or customer support compared to alternatives in the market. It provides significant benefits that outweigh the costs associated with its purchase, making it an attractive option for buyers seeking the best ratio of benefits to costs.

In summary, value is about finding the optimal balance between the benefits received and the costs incurred, and it is determined by the perspective of buyers rather than sellers. he correct option is C.

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Starting next year you plan on saving for a trip 10 years from now. You plan to save a $1000 a year from year 1 to year 9 because in year 10 there is no point in putting money away if you are going to use it at that time anyway. If the interest rate is 11% how much money will you have saved up at the end of year 10? Answer to 2 decimal places.

Answers

By saving $1000 per year for 9 years at an interest rate of 11%, you will have accumulated a total of $14,505.17 at the end of year 10.

To calculate the future value of the savings, we can use the formula for the future value of an ordinary annuity:

Future Value = P * [(1 + r)^n - 1] / r

where P is the annual savings amount, r is the interest rate per period, and n is the number of periods.

Plugging in the given values, we have:

P = $1000 (annual savings)

r = 11% or 0.11 (interest rate per period)

n = 9 (number of periods)

Using the formula, the future value of the savings after 9 years will be:

Future Value = $1000 * [(1 + 0.11)^9 - 1] / 0.11 = $14,505.17

Therefore, at the end of year 10, you will have saved up approximately $14,505.17.

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Running a business is hard work. With so many different things pulling at your attention, it's easy to get caught up in the minutia at the expense of the big picture. The only way to make sure your business sticks around for the long haul is to periodically step back and look at things from a broader perspective. That's where SWOT analysis comes in. A SWOT analysis will push you to look at your business's potential, whether you're just starting a business or working taking it to the next level. You won't just examine how your company is performing today, you'll investigate how it's going to perform next week, next month, and even next year Therefore, you should know how to conduct SWOT analysis, how to use SWOT Analysis to assess your organization's current position before you decide on any new strategy. Find out what's working well, and what's not so good. Ask yourself where you want to go, how you might get there - and what might get in your way. These are big issues, and you'll need a powerful but simple technique to help you: SWOT Analysis. This assignment will help you to discover what SWOT analysis is, how to conduct it, and how to apply its benefits to the max. First. select a well-known Local Company within a particular industry, and find information that helps you to identify the strengths, weaknesses, opportunities, and threats of this company through (the Internet, corporate website, employees, your experimentation, your personal opinion, and other sources). You should get a fairly good understanding of a firm's strengths, weaknesses, opportunities, and strengths. Second. draw up a SWOT Analysis matrix, or use the attached downloadable template. This is a 2×2 grid, with one square for each of the four aspects of SWOT. Figure 1 shows what it should look like. Third. write down the vision and mission of the chosen company.

Answers

Running a business is hard work. With so many different things pulling at your attention, it's easy to get caught up in the minutia at the expense of the big picture. The only way to make sure your business sticks around for the long haul is to periodically step back and look at things from a broader perspective.

That's where SWOT analysis comes in. A SWOT analysis will push you to look at your business's potential, whether you're just starting a business or working taking it to the next level. You won't just examine how your company is performing today, you'll investigate how it's going to perform next week, next month, and even next year.

Therefore, you should know how to conduct SWOT analysis, how to use SWOT Analysis to assess your organization's current position before you decide on any new strategy. Find out what's working well, and what's not so good. Ask yourself where you want to go, how you might get there - and what might get in your way. These are big issues, and you'll need a powerful but simple technique to help you: SWOT Analysis. This assignment will help you to discover what SWOT analysis is, how to conduct it, and how to apply its benefits to the max.

First. select a well-known Local Company within a particular industry, and find information that helps you to identify the strengths, weaknesses, opportunities, and threats of this company through (the Internet, corporate website, employees, your experimentation, your personal opinion, and other sources). You should get a fairly good understanding of a firm's strengths, weaknesses, opportunities, and strengths.

a SWOT Analysis matrix, or use the attached downloadable template. This is a 2×2 grid, with one square for each of the four aspects of SWOT. Figure 1 shows what it should look like.

A SWOT analysis is an analysis of a company's strengths, weaknesses, opportunities, and threats. It helps to identify the areas of a company that are doing well and those that need improvement. By conducting a SWOT analysis, you can get a clear understanding of where your company stands in the market and how it can move forward.

The following is the SWOT analysis of a well-known local company in the food industry:

Strengths:
The company has a well-established brand name.
The company has a diverse range of products.
The company has a loyal customer base.

Weaknesses:
The company has limited distribution channels.
The company has limited financial resources.
The company has a high employee turnover rate.

Opportunities:
The company can expand its distribution channels.
The company can introduce new products.
The company can target new markets.

Threats:
The company faces intense competition.
The company is vulnerable to economic downturns.
The company is vulnerable to changes in consumer preferences.

Vision Statement:
To be the leading provider of quality food products that meet the needs of our customers.

Mission Statement:
To provide our customers with the highest quality food products and excellent customer service, while maintaining the highest standards of quality and safety.

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Atlanta Company sold equipment for cash. The income statement shows a gain on the sale of $1,120. The net book value of the asset was $3,710. Which of the following statements describes the cash effect of the transaction? A. negative cash flow of $2,590 for operating activities B. positive cash flow of $2,590 from investing activities C. negative cash flow of $4,830 for financing activities D. positive cash flow of $4,830 from investing activities

Answers

The correct answer is D. positive cash flow of $4,830 from investing activities. When Atlanta Company sold the equipment for cash, it generated a gain on the sale of $1,120.

The net book value of the asset was $3,710. The cash effect of the transaction would be the actual cash received from the sale, which can be calculated by adding the gain to the net book value:

Cash received = Net book value + Gain on sale

Cash received = $3,710 + $1,120

Cash received = $4,830

Since the company received cash from the sale of the equipment, it indicates a positive cash flow from investing activities. Therefore, the correct statement is that there is a positive cash flow of $4,830 from investing activities (option D).

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If you look at stock prices over any year, you will find a high and low stock price for the year. Instead of a single benchmark PE ratio, we now have a high and low PE ratio for each year. We can use these ratios to calculate a high and a low stock price for the next year. Suppose we have the following information on a particular company over the past four years: Earnings are projected to grow at 5 percent over the next year. What is your high target stock price over the next year? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.) What is your high target stock price over the next year? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)

Answers

The high target stock cost for the following year = $294,000. It is calculated by duplicating the anticipated profit by the most elevated PE proportion.

How to calculate the high target stock cost

To calculate the high target stock cost for the following year, we got to consider the tall PE proportions from the past four years and the anticipated profit development rate of 5 percent.

Let's expect the tall PE proportions for the past four years time are 20, 25, 22, and 28, and the current profit is $10,000.

To begin with, we calculate the anticipated profit for the other year by duplicating the current profit by (1 + profit development rate):

Anticipated Profit for Another Year = $10,000 * (1 + 0.05) = $10,500.

To calculate the high target stock cost, we duplicate the anticipated profit for the following year by the most noteworthy PE proportion from the past four years:

High target stock cost = $10,500 * 28 = $294,000.

In this manner, the high target stock cost for the following year, based on the given data, is $294,000.

It's imperative to note that this calculation depends on the presumption that the long-run profit will take after the anticipated development rate which the most elevated PE proportion from the past years could be a substantial pointer of future advertise assumption.

Other variables, such as market conditions and company-specific contemplations, ought to be taken into consideration when deciding target stock costs.

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A company has sales of $91,300, net income of $7,800, costs of
$47,600, and depreciation expense of $7,500. What is the
common-size statement value of EBIT?
Multiple Choice
76.05%
23.95%
39.65%

Answers

EBIT (Earnings Before Interest and Taxes) is defined as the earnings or profit of a company before paying interest or tax expenses.

It can be computed using the formula EBIT = Revenue – Cost of Goods Sold (COGS) – Operating Expenses. The common-size statement value of EBIT can be calculated using the following formula:Common-size statement value of EBIT = (EBIT / Total revenue) x 100%Given:Sales = $91,300Net income = $7,800Costs = $47,600

Depreciation expense = $7,500To calculate EBIT, we need to subtract depreciation from net income, which gives us:EBIT = Net income + Depreciation= $7,800 + $7,500= $15,300Now, we can calculate the common-size statement value of EBIT using the formula:Common-size statement value of EBIT = (EBIT / Total revenue) x 100% = ($15,300 / $91,300) x 100% = 16.76%

Therefore, the correct answer is not given as an option.

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Some managers and executives believe that social commerce is a coming wave and critical too business. Assume you must assist a management team in assessing this for a business. Identify the potential risks and discuss why the risks are important to a business.

Answers

Assessing the potential risks of social commerce is important for businesses, including security, fraud, quality control, reputation management, platform dependence, competition, and legal compliance.

When assessing the potential adoption of social commerce for a business, it is essential to consider the potential risks associated with this emerging trend. Here are some potential risks and why they are important to a business:

1. Security and Privacy Risks: Social commerce involves the collection and storage of customer data, including personal and financial information. Businesses must ensure robust security measures to protect this data from unauthorized access, breaches, and cyber attacks. Failure to address security and privacy risks can lead to reputational damage, loss of customer trust, legal consequences, and financial losses.

2. Fraud and Scams: With the increased integration of social media platforms and e-commerce, there is a potential risk of fraudulent activities and scams. Businesses need to establish mechanisms to identify and mitigate fraudulent transactions, fake reviews, counterfeit products, and unauthorized sellers. Failure to address these risks can lead to customer dissatisfaction, brand damage, and legal liabilities.

3. Quality Control: Social commerce often involves user-generated content, such as customer reviews and ratings. While this can provide valuable insights, businesses need to ensure the authenticity and accuracy of such content. Fake or misleading reviews can misguide customers and impact their purchasing decisions. Maintaining quality control over user-generated content is crucial to building and maintaining a trustworthy brand image.

4. Customer Engagement and Reputation Management: Social commerce relies heavily on customer engagement and interaction through social media platforms. While this provides opportunities for businesses to connect with their customers, it also exposes them to potential reputation risks. Negative comments, complaints, or viral backlash can spread quickly on social media, affecting brand reputation. Businesses need to actively monitor and manage their online presence, promptly addressing customer concerns and ensuring transparency and responsiveness.

5. Dependence on Platform Policies and Algorithms: Social commerce heavily relies on social media platforms, which have their own policies, algorithms, and terms of service. Changes in these policies or algorithms can significantly impact a business's visibility, reach, and ability to target and engage with customers. Businesses need to be aware of such dependencies and have contingency plans in place to adapt to platform changes and mitigate associated risks.

6. Competitor Landscape: As social commerce gains popularity, businesses may face increased competition from both traditional and new entrants. Staying competitive in this evolving landscape requires continuous innovation, differentiation, and agility. Failure to adapt to changing market dynamics and consumer preferences can result in loss of market share and relevance.

7. Legal and Regulatory Compliance: Social commerce operates within a legal and regulatory framework, including consumer protection, privacy, advertising, and intellectual property laws. Businesses need to ensure compliance with these regulations to avoid legal consequences, fines, and reputational damage.

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Michael is considering adding one more mutual fund to his portfolio. Which of the following funds would have the lowest risk? Equity fund Real estate fund Dividend fund Fixed income fund

Answers

Among the options provided, the fixed income fund would typically have the lowest risk. The correct answer is D).

Fixed income funds primarily invest in fixed-income securities such as government or corporate bonds, which are generally considered to have lower risk compared to equity funds, real estate funds, or dividend funds.

Fixed income funds aim to provide stable income and preserve capital, making them a relatively lower-risk option for investors.

However, it's important to note that the risk level can still vary depending on the specific investments within each fund and other factors, so thorough research and due diligence are recommended before making investment decisions. The correct option is D).

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--The given question is incomplete, the complete question is given below " Michael is considering adding one more mutual fund to his portfolio. Which of the following funds would have the lowest risk?

a, Equity fund b, Real estate fund c, Dividend fund d, Fixed income fund "--

Apollo Enterprises has been awarded an insurance settlement of $6,000 at the end of each 6 month period for the next 14 years. (Round your answers to the nearest cent.)

(a) As the accountant, calculate how much (in $) the insurance company must set aside now at 6% interest compounded semiannually to pay this obligation to Apollo.
$ ___
(b) How much (in $) would the insurance company have to invest now if the Apollo settlement was changed to $3,000 at the end of each 3 month period for 14 years and the insurance company earned 8% interest compounded quarterly?
$ ___
(c) How much (in $) would the insurance company have to invest now if the Apollo settlement was paid at the beginning of each 3 month period rather than at the end?
$ ___

Answers

(a) To calculate the amount the insurance company must set aside now at 6% interest compounded semiannually to pay the $6,000 obligation to Apollo every 6 months for 14 years.

We can use the formula for the present value of an annuity:

PV = PMT * [(1 - (1 + r)^(-n)) / r]

where PV is the present value, PMT is the periodic payment, r is the interest rate per period, and n is the total number of periods.

Using the given values, we have:

PMT = $6,000

r = 6% (or 0.06) per 6-month period

n = 14 years * 2 (since there are 2 six-month periods in a year)

Plugging in the values, we get:

PV = $6,000 * [(1 - (1 + 0.06)^(-28)) / 0.06]

= $6,000 * [(1 - 0.486703) / 0.06]

= $6,000 * (0.513297 / 0.06)

≈ $51,329.70

Therefore, the insurance company must set aside approximately $51,329.70 now to pay the obligation to Apollo.

(b) If the Apollo settlement is changed to $3,000 at the end of each 3-month period for 14 years, and the insurance company earns 8% interest compounded quarterly, we need to calculate the present value using the same formula as before.

PMT = $3,000

r = 8% (or 0.08) per quarter

n = 14 years * 4 (since there are 4 three-month periods in a year)

Plugging in the values, we get:

PV = $3,000 * [(1 - (1 + 0.08)^(-56)) / 0.08]

≈ $89,648.68

Therefore, the insurance company would have to invest approximately $89,648.68 now to meet the obligation.

(c) If the Apollo settlement is paid at the beginning of each 3-month period instead of the end, we need to adjust the formula slightly. The formula becomes:

PV = PMT * [(1 - (1 + r)^(-n)) / r] * (1 + r)

Using the same values as in part (b), we calculate:

PV = $3,000 * [(1 - (1 + 0.08)^(-56)) / 0.08] * (1 + 0.08)

≈ $90,964.97

Therefore, the insurance company would have to invest approximately $90,964.97 now to meet the obligation if the settlement is paid at the beginning of each 3-month period.

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On an annual renewable lease, the quarterly lease payment on office space is $1,200 payable at the begining of every three months. What equivalent yearly payment made in advance would satisfy the lease if interest is 4.7% compounded quarterly? The equivalent yearly payment is $ (Round the final answer to the nearest cent as needed. Round all intermediate values to six decimal places as needed)

Answers

The equivalent yearly payment made in advance that satisfies the lease is $4,800. Answer: $4,800.00

Given, Quarterly lease payment on office space = $1,200

Interest = 4.7% per annum compounded quarterly

To find, the Equivalent yearly payment made in advance satisfies the lease.

Therefore, the formula to calculate the equivalent yearly payment is given:

P = A*(1+i/n)^(n*t) / ((1+i/n)^(n*t)-1)

where,P = Payment amount

A = Loan amount

i = Interest rate

n = number of payments per year

t = time period in years

Here,The yearly lease payment is to be found out.

So,Let us find out the equivalent quarterly payment.

Annual rate of interest compounded quarterly,i = 4.7/4 = 1.175% per quartern = 4 quarterly payments

t = 1 year

P = $1,200

n = 4t = 1 year

Substituting the values in the above formula, we get,

P = A*(1+i/n)^(n*t) / ((1+i/n)^(n*t)-1)

P = $1,200*(1+(1.175%/4))^(4*1) / ((1+(1.175%/4))^(4*1)-1)

P = $4,893.03531

Quarterly payment made in advance is $1,200.

Annual payment made in advance = 4*$1,200 = $4,800

Therefore, the equivalent yearly payment made in advance that satisfies the lease is $4,800. Answer: $4,800.00

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What is something you are interested in learning more about in this class? Is there any topic covered in the syllabus that you are familiar with or have any previous experience (could be a class, job, internship, volunteer experience, etc.)?

Answers

In this class, I am particularly interested in learning more about strategic management and its various components.

Strategic management encompasses the process of setting organizational goals, formulating strategies, and implementing them to achieve competitive advantage and long-term success.

I am eager to delve deeper into topics such as environmental analysis, strategy formulation, strategic implementation, and performance evaluation. Understanding how organizations analyze their internal and external environments, make strategic decisions, and adapt to changing market conditions is essential for effective business management.

Regarding previous experience, I have had exposure to strategic management concepts through my academic coursework and practical experiences.

I have taken courses in business strategy and organizational management, where I learned about different strategic frameworks and models such as SWOT analysis, Porter's Five Forces, and the balanced scorecard.

I have also worked on team projects that involved developing strategic plans and conducting industry analyses. These experiences have provided me with a foundation in strategic management principles, but I am excited to further expand my knowledge and apply it in real-world scenarios through this class.

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A portfolio is made up of Stocks A,B,C, and D in the proportion of 20%,30%,25%, and 25% respectively. The nondiversifiable risks of the stocks as measured by their betas are 0.4,1.2,2.5, and 1.75 for Stock A, B, C, and D respectively. The expected returns of the stocks are 12%,24%, 30%, and 28% respectively. Measure the beta of the portfolio.

Answers

The beta of a portfolio can be calculated based on the weights of individual stocks in the portfolio and their respective betas. This response calculates the beta of the given portfolio consisting of Stocks A, B, C, and D, along with their respective weights and betas.

To calculate the beta of the portfolio, we need to consider the weights of each stock in the portfolio and their respective betas. The portfolio is made up of Stocks A, B, C, and D with weights of 20%, 30%, 25%, and 25% respectively.

The beta of a portfolio is the weighted average of the individual stock betas, where the weights are based on the proportion of each stock in the portfolio. Using the given weights and betas, we can calculate the portfolio beta as follows:

Portfolio Beta = (Weight of Stock A * Beta of Stock A) + (Weight of Stock B * Beta of Stock B) + (Weight of Stock C * Beta of Stock C) + (Weight of Stock D * Beta of Stock D)

Portfolio Beta = (0.20 * 0.40) + (0.30 * 1.20) + (0.25 * 2.50) + (0.25 * 1.75)

Calculating the above expression, the beta of the portfolio is approximately 1.35.

Therefore, the beta of the portfolio consisting of Stocks A, B, C, and D with the given weights and betas is 1.35. The portfolio beta provides an indication of the systematic risk or sensitivity of the portfolio to market movements.

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a marketing manager for an entertainment venue, will be listening to the advertising pitches from the final four firms today as he chooses the television ad campaign for the fall season.

Answers

As a marketing manager for an entertainment venue, there are several things to consider when choosing the television ad campaign for the fall season from the final four firms that will be pitching advertising pitches to you.

The following are the terms that should be included in your answer:Target audience: Your target audience is one of the most critical factors to consider when choosing a television ad campaign. You must ensure that the ad campaign appeals to your target audience and communicates the message effectively.Budget: Another crucial factor to consider is the budget for the advertising campaign. How much do the final four firms charge, and which one offers the best value for money?Engagement: The ad campaign should be engaging and grab the attention of the target audience. It should be memorable and encourage people to take action to visit your entertainment venue in the fall.Measurement: It's essential to measure the effectiveness of the advertising campaign. Before starting the campaign, set goals for the number of visitors you want to attract. After the campaign ends, measure how successful the campaign was in achieving those goals.Quality: The quality of the ad campaign is another factor to consider. The ad should be well-produced, with high-quality images and sound. A poorly produced ad can do more harm than good, so it's essential to choose a firm that can create high-quality ads.

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The costs of a purely competitive firm and a monopoly could be different because
-the competitive firm has a lower price.
-the competitive firm is unregulated.
-the monopoly controls the input prices.
-the monopoly might experience economies of scale not available to the competitive firm.

Answers

The costs of a purely competitive firm and a monopoly could be different because the monopoly might experience economies of scale not available to the competitive firm. Option d is correct.

Economies of scale refer to the cost advantages that companies can achieve when production increases, causing the average cost per unit to decrease. Monopolies have a larger market share, allowing them to produce and sell more goods at a lower cost than purely competitive firms, which have a smaller market share.

In contrast, the competitive firm has a lower price and is unregulated, but the monopoly controls the input prices. The competitive firm has no control over the price of inputs, but the monopoly can exert some control over input costs, allowing them to lower their overall production costs.

Regardless of this, economies of scale may only be achievable in the long run. Thus, in the short run, the costs of a purely competitive firm and a monopoly could be similar or different, but in the long run, economies of scale will cause a considerable difference in the costs of production between a competitive firm and a monopoly.

Therefore, d is correct.

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Salty Chips has sales of $862,000, operating costs of $85,000, depreciation expense of $41,000, interest expense of $40,500 and a tax rate of 20%. What is the net income? What if the firm paid out $125,000 in cash dividends? What is the addition to retained earnings?

Answers

The net income for Salty Chips is $556,400. If the firm paid out $125,000 in net income, the addition to retained earnings would be $431,400.

To calculate the net income, we start with the sales revenue of $862,000 and subtract the operating costs of $85,000, depreciation expense of $41,000, and interest expense of $40,500. The formula for net income is:

Net Income = Sales Revenue - Operating Costs - Depreciation Expense - Interest Expense

Net Income = $862,000 - $85,000 - $41,000 - $40,500

Net Income = $695,500

Next, we need to consider the tax rate of 20%. To calculate the after-tax net income, we multiply the net income by (1 - tax rate):

After-Tax Net Income = Net Income × (1 - Tax Rate)

After-Tax Net Income = $695,500 × (1 - 0.20)

After-Tax Net Income = $695,500 × 0.80

After-Tax Net Income = $556,400

Therefore, the net income for Salty Chips is $556,400.

If the firm paid out $125,000 in cash dividends, the addition to retained earnings can be calculated by subtracting the dividend amount from the net income:

Addition to Retained Earnings = Net Income - Cash Dividends

Addition to Retained Earnings = $556,400 - $125,000

Addition to Retained Earnings = $431,400

Therefore, the addition to retained earnings for Salty Chips would be $431,400.

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