Risk is the major factor to consider when deciding the funding, when funds are provided it is a risk that whether the funds will be received or not.
What is Risk?Risk is the threat of being unable to receive the funds back, this is the highest level of risk, there are many small risks too, but the highest level is losing the money.
There could be a small portion of loss of money or sometimes the debtor completely defaults so not a single penny is retrieved.
Funding is a choice and the debtor should be chose according to the risk appetite of the investor or lender on money.
There are investors who are risk averse are not willing to take the risk and fine with the less amount of returns and there are risk takers, who want high returns in return of high risk of defaulting.
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You happen to believe that the market downturn is overdone, and that the economy will rebound strongly. if the capm holds, what does this imply about your portfolio allocation?
If the CAMP holds, these days in particular, international stocks are too volatile to hold in a diversified portfolio.
As the economic downturn has caused many firms to streamline their production activities, and focusing on a single product line, the Capital Asset Pricing Model (CAPM) is less useful than it once was, when firms had more diversified lines of business.
In order to test whether the alpha of any portfolio is statistically different from zero, one test of the CAPM is necessary. Thus, with the available stock returns data, the regression would be run.
Hence, these days international stocks are too volatile to hold in a diversified portfolio.
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Recurring costs typically occur during the ____________________ phase of a project
Recurring costs typically occur during the execution phase of project. In order to offer your goods or services to your customers or internal stakeholders, you must follow out the specifics of your project charter during execution phase.
No matter how well you prepare, unless you can successfully carry out your ideas, your project won't be successful. The Project Execution Phase often takes up the greatest time and resources within project Management Life Cycle. By this point, it should be clear how important it is to make sure that your plans are carried out with meticulous accuracy and little to no deviation.
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What are the four activities for developing strategic thinking identified in the text?
The four activities for developing strategic thinking identified in the text are: broadening task and functional knowledge, understanding the business, setting aside time to reflect, and engaging in lateral thinking.
Why think strategically?
Finding and developing special chances to add value to your organization is the focus of strategic thinking. The phrase has historically been exploited and misused, and too frequently, strategic planning exercises are ineffective. Employees, who are crucial to the process and who boards and management require to be actively involved, may get disengaged as a result of this.
To organize your process of strategic thought, there are numerous models to pick from. Supporting the process is essential, as is making sure that the results and future steps are decided upon and then taken. Without implementation, you run the risk of getting stuck in a strategic thinking vortex with brilliant ideas.
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Heir own music academy where kids 7 to 18 can receive instrument or voice lessons and be part of a band that puts on a live show. Which step in the marketing process is the best place to begin?
Find out what young musicians want to accomplish and what is important to them as first stage in the marketing process. Marketing process indulges strategies to generate value for consumers to meet their needs. Customers and businesses engage in a cycle of actions and responses as a steps to add value and meet customer needs.
In marketing process, environment is analyzed to find opportunities, value proposition strategy is developed, tactical decisions are made, plan is carried out, and results are tracked. Strategic marketing analysis, marketing mix planning, marketing implementation, and marketing control make up the four steps of marketing process.
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Material requirements plus an allowance for normal inefficiencies are added together to determine the.
Material requirements plus an allowance for normal inefficiencies are added together to determine the standard quantity of a direct material per unit of output.
What is the standard quantity?The number of resources that should have been utilized to finish the period's output, as determined by multiplying the actual number of units produced by the standard quantity per unit.It is calculated by multiplying actual production units by the standard material quantity per unit. For example, during the month of March, a company manufactured 2000 items. The typical amount of material needed to produce one unit of output was 5 pounds.A standard amount against which a quantity is measured [e.g., gram, meter, second, liter, pascal; units of the aforementioned quantities]. Chemists conduct many measurements. If the mass of a substance is discovered to be 6.0 grams, this can be stated mathematically. m = 6.0 g.Therefore, material requirements plus an allowance for normal inefficiencies are added together to determine the standard quantity of a direct material per unit of output.
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The complete question is given below:
Material requirements plus an allowance for normal inefficiencies are added together to determine the ___________________ of a direct material per unit of output.
The process of planning, collecting, and analyzing data relevant to a marketing decision is called?
The process of planning, collecting, and analyzing data relevant to a marketing decision is called Marketing research.
Market research is the practice of evaluating the viability of a new service or product by interviewing prospective customers firsthand. Market research enables a business to identify the target market and obtain consumer comments and other input regarding their interest in the good or service.
This kind of research can be carried out internally, by the business itself, or by an outside market research firm. Surveys, product testing, and focus groups are all viable methods. Typically, test subjects receive free product samples or a small stipend in exchange for their time. The development of a new product or service requires extensive research and development (R&D).
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What is a rewards system that includes compensation, benefits, work-life effectiveness, recognition, performance management, and talent development?
A rewards system that includes compensation, benefits, work-life effectiveness, recognition, performance management, and talent development is "Total Reward".
What is total reward ?The mixture of benefits, pay, and prizes that employees receive through their employers is known as total rewards. Pay and bonuses, as well as acknowledgment, workplace flexibility, and career prospects, can all fall under this category.
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Total rewards can also refer to the department or function within HR that manages pay and benefits, or the sum of an employee's perceived intrinsic and extrinsic benefits (or worth).Better prospects for professional advancement, healthcare benefits provided by the business, paid parental leave or even more work-life balance are a few examples. Although they may be more qualitative then quantitative, these additional elements have a big impact on whether a candidate accepts or rejects a job offer from your business or if an employee decides to stay or leave your firm.Employee perks, workplace culture, office setting, and other intangible benefits all play a big part in making your business appealing to potential employees and encouraging commitment and loyalty among your current workforce.To know more about employee benefits affect total employment compensation, here
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Charlene, a second-grade teacher, would like to help her students with dramatic play. She gathers together a variety of everyday items that have a common theme and creates a(n)?
Charlene, a second-grade teacher, would like to help her students with dramatic play. She gathers together a variety of everyday items that have a common theme and creates a dramatic play kit.
Dramatic play kit is helpful in drama play.
There are two types of dramatic play: structured and unstructured. Unstructured dramatic play provides children the freedom to choose their own roles and play scenarios.
Structured dramatic play has given specific guidelines or different prompts to get them started. Children are presented with a pre-determined scenario and then they must make choices and discover solutions for the topics given.
Both structured and unstructured dramatic play are important for the child’s emotional and social development.
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Consider an economy described by the combined solow and romer model. if this economy is on its balanced growth path when an exogenous permanent increase in the depreciation rate occurs:________
This economy is on its balanced growth path when an exogenous permanent increase in the depreciation rate occurs, there will be an immediate growth effect.
Recall that population growth in the Solow model does not contribute to per capita income growth, which depends solely on the growth of (exogenous) technology. in Romer's model, population growth could be the source of her per capita income growth.
In the short run, increased savings and investment boost national income and output growth. Solow analyzes how increased savings and investment affect long-term economic growth. In the short run, higher savings and investment lead to higher national income and output growth in the short run.
The Solow growth model is an exogenous model of economic growth that analyzes changes in an economy's output levels over time as a result of changes in the rate of population growth, savings, and technological progress.
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An amendment to the texas constitution requires a balanced budget. This means that _____.
Any increase in government spending must be offset by an increase in revenue and/or cuts in spending elsewhere in the budget.
What does Texas Constitution require a balanced budget?Texas always keeps its budget balanced because the State Constitution demands it. The Texas state and local sales taxes exceed 10% of the individual transaction price. The primary operating fund for Texas is the General Revenue Dedicated Fund.A constitutional amendment known as the "balanced budget amendment" would restrict government spending to the amount of revenue it receives. Spending would need to be under control by the federal government.An amendment to the taxes constitution requires a balanced budget. This means that any increase in government spending must be offset by an increase in revenue and/or cuts in spending elsewhere in the budget.
According to a balanced budget, a government should not spend more than its income. Thus projected incomes and expenditures should be equal.
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The following information is for douglas manufacturing company for the month of may. All materials are added at the beginning of the production process. Beginning inventory 2,350 units, 40% complete direct materials $7,200 conversion $1,100 current month?s data 10,120 units started direct materials $51,612 conversion $53,904 ending inventory 1,000 units, 70% complete compute equivalent units of production.
70% complete compute equivalent units of production.
What is production?Production is the process of mixing several material and immaterial inputs to create something for consumption. It is the act of producing an output, such as a good or service, that has value and contributes to people's utility.
Land, labour, capital, and entrepreneurship are the four production factors.
Production has six sides, according to Peterson and Anand (2004): technology, law and regulation, industry structure, organisational structure, professional careers, and market.
The four elements of production are inputs utilised in various combinations to produce goods and services for a profit. Land, labour, capital, and entrepreneurship are the production factors. They are the supply inputs required.
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Scientific research can be described as a systematic and organized effort to investigate a specific problem encountered in the work setting, that needs a solution.
a. True
b. False
Scientific research cannot be described as a systematic and organized effort to investigate a specific problem encountered in the work setting, that needs a solution
Scientific researchResearch conducted to contribute to science by the routine collection, performance, and evaluation of data and that, too, in a planned way is called scientific research: an investigator is the one who conducts this research.
It is called theoretical research. The study of some natural phenomenon, relating to pure science is termed basic research. Basic research occasionally may not lead to immediate use or application.
Depending on the objective of the research, scientific research projects can be divided into three types:
exploratory, descriptive, and explanatory.
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Costumes may be built from scratch, or pulled from storage (which is known as ____________
Costumes may be built from scratch or pulled from storage (which is known as stock.
A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.
Most individual investors' portfolios are built on stocks, which are mostly bought and sold on stock exchanges. Government standards designed to shield investors from dishonest tactics must be followed during stock trades.
In order to raise money to run their operations, corporations issue stock, and the holder of that shares, known as a shareholder, may be entitled to some of the company's assets and earnings.
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What are some common risks, threats, and vulnerabilities commonly found in the workstation domain that must be mitigated through a layered security strategy?
Viruses, Email Attachments, Trojan Horses, and worms are examples of things that could be mitigated through layered security. A virus can infect a computer in a variety of ways, the majority of which involve downloading infected files - either intentionally or unintentionally. Pirated music or movies, photos, free games, and toolbars, as well as phishing/spammy emails with attachments, are common offenders.
A computer virus is a type of malicious software, also known as malware, that spreads between computers and causes data and software damage. Virus with Multiple Entities - A multipartite virus is one that can attack both the boot sector and the executable files of an already infected computer.
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The interactions of producers and consumers in individual markets are part of the study of?
Microeconomics research individuals and corporations' selections to allocate production, exchange, and consumption assets. Microeconomics deals with expenses and production in single markets and the interplay among one-of-a-kind markets but leaves the look at of financial system-huge aggregates to macroeconomics.
Similarly, we throw light on the interplay between the statistics marketplace and product marketplace both of which stand up in consumer-producer interaction: the purchaser materials facts and the manufacturer components the product. Consumer input into producing the final product this is ate up with the aid of them can take many bureaucracies.
Microeconomics is a department of economics that researches the behavior of individual gadgets such as households, people, and organizations in the economy. Microeconomics is distinct from the observation of Macroeconomics, which researches the financial system as a whole entity.
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A firm's _________ is the symbolic embodiment of all the information connected with a product or service
How does a repo differ from a fed funds transaction? how do their rates compare?
A repo is basically a collateralized loan, whereas Fed funds are uncollateralized
What is collateralized loan?Collateralized loan obligations are a type of securitization in which payments from many small and big business loans are pooled and distributed to different classes of owners in different tranches. A collateralized debt obligation (CLO) is a type of debt obligation.
The use of a valuable item as collateral to obtain a loan is known as collateralization. If the borrower fails to repay the debt, the lender may seize and sell the asset to make up the difference. Asset collateralization offers lenders with some protection against default risk.
Collateral is a valuable object used to secure a loan. Lenders' risk is reduced by collateral. If a borrower fails on a loan, the lender can seize and sell the collateral to recuperate its losses.
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Why might some liabilities not be reported on the balance sheet? Why would a company look to have some liabilities not reported on its balance sheet?
These things are assets and liabilities of the company even though they don't show up on the balance sheet. Since there is no equity or debt attached to these goods, they are not required to be reported on the balance sheet.
By using off-balance-sheet financing, businesses can avoid reporting certain assets and obligations on their balance sheets. Financial statements can be shielded from asset ownership and associated debt by OBS assets.
This strategy aids businesses in maintaining low debt-to-equity and leverage ratios, which lower borrowing costs and avoid covenant breaches. Assets that don't show up on the balance sheet are known as off-balance sheet (OBS) assets.
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States use marketing to attract many groups. choose the two main groups from the list that states try to attract:_____.
The two groups are Tourists and New Businesses are attracted by the states by using the marketing tactics. Thus, option A and C are correct.
What is marketing?Marketing is the process of exploring, creating, and delivering value in terms of goods and services to meet the needs of a target market, which may include the collection of an intended audience, the selection of certain qualities or themes to demonstrate in advertising, and the operation of marketing campaigns.
It should be emphasized that marketing is intended to pique people's interest in a company's products or services, as evidenced by market analysis, research, and consideration of the preferences of a company's ideal consumers.
Finally, it may be considered as a means of enticing them through an instructive and useful message to a company's intended audience, and it can be utilized to attract tourists and new businesses. Therefore, it can be concluded that option A and C are correct.
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Your question was incomplete, probably the complete question was...
A. Tourists
B. Government agencies
C. New businesses
D. Non-profits
What is the major source for information about the financial condition of a government?
The balance sheet, income statement, and cash flow statement are the three most important financial statements. These three statements show a company's assets and liabilities, revenues and costs, and cash flows from operating, investing, and financing activities.
A cash flow statement is a financial statement that summarizes all cash inflows received by a company from ongoing operations and external investment sources. It also includes all cash outflows used to fund business operations and investments over a given time period. the precise amount of money you have available for that time period Depreciation, for example, is recorded as a monthly expense.
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Isadora, a finance manager, is budgeting for the company's new line of production equipment. this equipment, which will be used for 20 years or more, is handled out of a(n) ________ budget
Isadora, a finance manager, is budgeting for the company's new line of production equipment. this equipment, which will be used for 20 years or more, is handled out of a(n) capital budget.
When evaluating the profitability of a business opportunity or asset, such as when entering a new market or purchasing new machinery, capital budgeting uses a number of formulas.
The capital budgeting procedure used to decide strategically whether to accept or reject a suggested investment project.
Investors may view a business owner's decision to make a long-term investment without capital budgeting as reckless. You can better comprehend a project's possible risks and rewards by using the capital budgeting analysis.
When pursuing a new investment project, a capital budget can also help with securing additional financing from banks or investors.
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When a company uses the allowance method of accounting for uncollectible receivables, the entry to reinstate a previously written off account would include a:______.
When a company uses the allowance method of accounting for uncollectible receivables, the entry to reinstate a previously written off account would include a debit to Accounts Receivable.
Accounts receivable refers to unpaid invoices that a company has or money that customers owe the company. The term refers to an account that a company is entitled to receive for providing products or services. Accounts Receivable or Accounts Receivable represents a line of credit extended by a company, usually with terms that require payment in a relatively short period of time. It typically ranges from a few days to a fiscal or calendar year.
An entity recognizes a trade receivable as an asset on its balance sheet because the customer has a legal obligation to settle the obligation. Also, accounts receivable is a current asset, meaning that the account balance will be paid to the debtor within one year.
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A project _____ negotiates with users who might have conflicting requirements or want changes that would require additional time or expense.
A project manager negotiates with users who might have conflicting requirements or want changes that would require additional time or expense.
Who is Project Manager?
A project manager is defined as the professional who is expert in project management. Managers have a responsibility of planning, procurement and execution of a particular projects.
Champion is refers to as the main part of a security project team that the main aim is to advance the ongoing project and ensured the financial assistance needed regarding that particular project.
A project managers directly talk with the users who have some problems regarding the requirements and they want to modify something. This whole process require more time or the expenses are differ than previous one.
At last, project manager's role including directing the completion of project as well the budgeting etc.
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Small changes in consumer demand can result in large variations in orders placed because of the:_______
Small changes in consumer demand can result in large variations in orders placed because of the Bullwhip Effect. Thus the correct answer is D.
What is a consumer?The consumer is referred as an end user of any product or service. He is the person who utilizes or takes the benefit of the products purchased. The person who buys a product is called a customer.
Demand estimations result in ineffective supply chains due to the bullwhip effect which is a characteristic of distribution channels. As one moves higher up the supply chain, it informs of increasing inventory variations in reaction to variations in consumer demand.
Therefore, option D Bullwhip effect is appropriate.
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The complete question is attached below-
Small changes in consumer demand can result in large variations in orders placed because of the:
A) Supply chain
B) Safety stock requirement
C) Lead time effect
D) Bullwhip effect
E) FCFS scheduling
Derrick recently got married and has a small child. for the first time in his life, he worries about what will happen to his home and his other property after he dies. he also wants to make sure his child is taken care of if he dies. what should derrick prepare?
A will / testament is a legally binding document that expresses the person desires as to how they would want to use or distribute their belongings after their death and also that occurred after to their belongings. As to which persons is responsible for handling their property.
What is Legally binding contracts??Legally binding agreements are agreements made between two or more parties that are enforceable by law and are valid according to national and state contract laws. Because a agreement is legally binding, all parties must follow the words and do what the contract says they should.A “binding contract” is any contract that's legally enforceable. That means if you sign a binding contract and don't meet your end of the bargain, the other party can bring you to court.
Complete question is given below,
A. a will
B. a power of attorney
C. a health insurance policy
D. a consideration
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According to the book, _____ is(are) a source of valuable information for new business owners trying to choose a location for their business
According to the book, commercial real estate firms are a source of valuable information for new business owners trying to choose a location for their business.
Process of choosing a business location is one of the most important aspects of starting a small business. If you are running a small retail or restaurant operation especially , finding the right location means everything for the owner of the restaurant. It can dictate the foot traffic, business atmosphere as well as the long-term success for your small business.
Finding the right location for your business means understanding the right qualities to look for in a potential space. Analyzing the area, reading about potential customer demographics, and n also considering where competitors are located are all important aspects to finding and choosing the right location.
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If a large amount of heat was released at the start of the reaction, what effect would this have on the rate measurements?
If a large amount of heat was released at the start of the reaction, then it will decrease.
How does rate constant of reaction varies with temperature?With increase in temperature, the rate of the reaction and the rate constant increases.
As a generalization, the rate of the reaction (and the rate constant) becomes almost double for every ten degree rise in temperature. This is also called temperature coefficient.
What happens as you increase the temperature of a reaction?An increase in temperature typically increases the rate of reaction.
An increase in temperature will raise the average kinetic energy of the reactant molecules.
Therefore, a greater proportion of molecules will have the minimum energy necessary for an effective collision.
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What are some indicators that may support the need for an over target baseline/over target schedule?
The primary goal of implementing an over target schedule is to increase management control over the remaining project. While it results in a new baseline that is now higher than the contract budget base, it has been shown to improve control over the remaining contract work. Thus exceeds contract target cost is referred to as an Over Target Baseline.
A Total Allocated Budget (TAB) that has been formally reprogrammed to include additional performance management budget. It is calculated by combining the Contract Budget Base (CBB) and any additional performance management budgets. An over target schedule (OTS) is a condition in which a baseline schedule is time-phased beyond the contract completion date.
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Would your computation be different if the company reported $320,000 worth of contingent liabilities in the notes to the statements?
Answers to all the parts are listed below.
What is working capital?Working capital is defined as the difference between current assets and current liabilities. It is critical to estimate and compute working capital in order to allocate cash available for working capital. If working capital is negative, it signifies that current liabilities exceed current assets, which is a negative indicator of liquidity.(1-a) Computation of current liabilites = $107,600.
(Go through the table given below)
(1-b) Working capital = Current assets - Current liabilities
Current assets = Total assets - Non-current assets = $590,00 - $350,000 = $240,000Current liabilities = $107,600So, Working capital = $240,000 - $107,600 = $132,400
(2) The computation would not alter since contingent liabilities are not recorded on the balance sheet; instead, they are disclosed in the notes to financial statements.
As a result, the $300,000 in contingent liabilities has no effect on any of the preceding calculations.
Therefore, all the answers are shown.
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The correct question is given below:
Diane Corporation is preparing its year-end balance sheet. The company records show the following selected amounts at the end of the year: |Total assets |$ 590,000 |Total non current assets |350,000 |Liabilities: | |Notes payable (8%, due in 5 years) |23,000 |Accounts payable |55,000 |Income taxes payable |11,000 |Liability for withholding taxes |4,000 |Rent revenue collected in advance |9,000 |Bonds payable (due in 15 years) |105,000 |Wages payable |9,000 |Property taxes payable |5,000 |Note payable (10%, due in 6 months) |14,000 |Interest payable |600 |Common stock |180,000 Required: 1-a. What is the amount of current liabilities? 1-b. Compute working capital. 2. Would your computation be different if the company reported $300,000 worth of contingent liabilities in the notes to its financial statements?
The general attitude of the top management using a(n) _____ strategy is that csr is an added cost or nuisance.
The upper management generally views CSR as an extra expense or annoyance when implementing a reactive strategy.
What is CSR?Corporate social responsibility is a concept in management that encourages businesses to incorporate social and environmental issues into their everyday operations and relationships with stakeholders.
Managers that take a reactive approach react to situations and issues as they arise rather than planning for them in advance because doing so incurs additional costs.
Managers who are proactive look for methods to include CSR into all of their strategies. Defensive and accommodating techniques both have some room for error. None of these alternatives entirely eliminates the expense of csr, unlike the reactive method.
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