Based on the fact that Crystal has been approved for a credit card, one thing she can do to keep her debt under control is to pay off the entire amount every month.
How can you avoid credit card debt?
Credit Card debt often increases when interest is added to the debt amount that a person owes.
If Crystal wants to avoid this interest, she can pay off the entire amount owed every month. With no interest charged, she can keep her debt under control.
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In the united states, government spending accounts for approximately _____ of gdp. group of answer choices
In the united states, government spending accounts for approximately the TOTAL REVENUES of gdp.
The total US federal budget these days is about $4 trillion or more annually. The total federal budget for 2020 has surged to $7 trillion due to all the steps the government has taken to combat the pandemic. Few people know what
1 trillion really is, so here's an example. 1 trillion seconds is approximately 31,000 years. Ice Age animals such as woolly mammoths and saber-toothed tigers went extinct just 13,000 years ago, or less than half a trillion seconds.
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Typically, the ________ style of leader avoids dominating groups. autocratic laissez-faire authoritarian democratic
Typically, the laissez-faire style of a leader avoids dominating groups.
In French, "laissez-faire" literally means "let someone do what they want". The origins of laissez-faire are associated with his group of 18th-century French economists, the Physiocrats, who believed that government policy should not interfere with the running of the natural economy.
An example of laissez-faire is the economic policies of capitalist countries. An example of laissez-faire is when homeowners can grow whatever they want in their front yard without asking for a city permit. Do not interfere in the affairs of others.
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Ach time a function is invoked, the system stores parameters and local variables in an area of memory, known as _______, which stores elements in last-in first-out fashion.
Each time a function is invoked, the system stores parameters and local variables in an area of memory, known as a stack, which stores elements in last-in first-out fashion.
What is a Stack?A stack is an abstract data type used in computer science that acts as a collection of elements. It has two basic operations: Push, which adds an element to the collection, and Pop, which removes the most recent element added but not yet deleted.
What's a stack in programming?"Stacks" are collections of software, including the operating system, web servers, APIs, and programming frameworks, that make up the back end of your website. Each component adds a layer of compatibility, and when they are packaged together, they are simpler to download and deploy all at once.
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The chances of success are greater when the lead entrepreneur and the team share the same _____ for a new venture.
The chances of success are greater when the lead entrepreneur and the team share the same vision for a new venture.
The important thing difference between an entrepreneur and a supervisor is their standing in the business enterprise. An entrepreneur is a visionary that converts an idea right into an enterprise. he's the proprietor of the business, so he bears all the monetary and different risks. A manager, on the other hand, is an employee, he works for a revenue.
They believe in the philosophy of entrepreneurs supporting marketers and are giving their time to help on a voluntary basis. they're known as ACORNS Lead marketers. these voluntary Lead entrepreneurs are the backbone of the ACORNS initiative.
The Four Types of Entrepreneurship
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When logging into the management console of her public cloud provider, what requirement does marie first fulfill to identify herself?
When logging into the management console of her public cloud provider, Marie needs to first fulfill authentication to identify herself.
What is a public cloud?A public cloud is a platform that makes resources, such as virtual machines, applications, or storage, accessible to users remotely using the common cloud computing architecture. Public cloud services might be provided without charge or via a number of subscription or on-demand pricing models, such as a pay-per-use approach.
The following are the primary advantages of the public cloud:
A decreased requirement for businesses to purchase and operate their own on-premises IT resources;Ability to scale to accommodate workload and user expectations; andBecause users only pay for what they use, there are fewer resources wasted.Learn more about cloud-based services with the help of the given link:
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With the growing popularity of email and texting, some of the rules for proper english and punctuation have fallen by the wayside. how does this affect emails sent in a business environment
Written business communications in this media-driven era can take a variety of forms, from the straightforward memo, letter, or fax to a bid, proposal, application, or report. Emails, websites, blogging, as well as other social networking communications are all options.
Importance of proper english and punctuation in business;For a variety of reasons, you must make sure that any written communication from your business is correctly punctuated, spell-checked, and grammatically proper. Among them are the following:
First impressions are crucial. They will feel more confident in the individual (or business) talking with them if the communication is written with proper grammar, spelling, and punctuation.Good reputation: Using good grammar can help you keep your company's reputation and trustworthiness as a reputable, trustworthy company that values every interaction with its clients and partners equally.Prevent misunderstandings and miscommunications: Your audience can be left wondering what you're trying to express. Grammar and spelling issues might also change the intent of your communication, which could lead to misunderstandings.To know more about right diction in the business world, here
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If the u.s government establishes a set value of exchange for the dollar and the british pound, where does all buying and selling of pounds and dollars take place?
All buying and selling of kilos and greenbacks take vicinity over-the-counter foreign exchange marketplace.
The forex marketplace is an (OTC) marketplace that determines over-the-counter change charges for worldwide currencies. it's far, over-the-counter some distance, over-the-counter most important financial marketplace over the counter-world and is created from a worldwide community of monetary centers that transact 24 hours an afternoon, last most effective at the weekends.
Institution for over-the-counter exchange of one USA's foreign money with that of over-the-counter u. s . a .. foreign exchange markets are really made up of many distinctive markets, due to moreover the counter over the counter alternate between man or woman currencies—say, over the counter euro and over the counter U.S. dollar—every constitutes a market.
Over-the-country's truly no critical vicinity for over-the-counter forex market - it is an allotted electronic marketplace with nodes in monetary corporations, valuable banks, and brokerage houses. 24/7 forex trading can be segmented into nearby market hours primarily based on peak trading instances in NY, London, Sydney, and Tokyo.
The foreign exchange marketplace or forex market is over a counter marketplace wherein currencies are traded. The foreign exchange market is over-the-counter's largest economic market wherein trillions are traded every day. it is the over-the-counter maximum liquid among over-the-counter markets within the counter financial world.
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Of the capital budgeting techniques discussed, which works equally well with normal and non-normal cash flows and with independent and mutually exclusive projects?.
Net Present Value is the capital budgeting techniques discussed, which works equally well with normal and non-normal cash flows and with independent and mutually exclusive projects.
What is Net Present Value ?The net present value (NPV) It is calculated by adding the present value of all cash inflows and subtracting the present value of all cash outflows. Method of evaluating investments adds the present value of all cash inflows and subtracts the present value of all cash outflows.
In net present value, the present value of all yearly cash inflows should be subtracted to the present value of the cash outflows.
Net present value = Present value of yearly cash inflows - Present value of yearly cash outflows or initial investment.
If the Net Present value is positive, then the project should be accepted otherwise rejected.
Therefore, we can conclude that the correct option is D.
Your question is incomplete, but most probably your full question was:
Of the capital budgeting techniques discussed, which works equally well with normal and non-normal cash flows and with independent and mutually exclusive project?
A. payback period
B. discounted payback period
C. modified internal rate of return
D.net present value
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Over the past several decades, the difference between the labor-force participation rates of men and women in the u.s. has?
Over the past several decades, the difference between the labor-force participation rates of men and women in the u.s. has gradually decreased.
Labor force or labor force is a concept that refers to the pool of people who are either employed or unemployed. Usually used to describe a person who works in a single company or industry, but can also apply to geographic regions such as cities, states, or countries.
Labor force is the number of people who are employed plus the unemployed who are looking for work. 1 The labor pool does not include unemployed people who are not looking for work. For example, housewives, pensioners and students are not part of the workforce.
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When two or more firms join together to reach a specific target market through a sweepstakes, coupon, or other promotion, this is known as:________
When two or more firms join together to reach a specific target market through a sweepstakes, coupon, or other promotion, this is known as cross-promotion.
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What are the benefits of performing an exit interview? (choose every correct answer.)
The benefit of performing an exit interview is increase employee engagement and retention by revealing what works or doesn't work inside the organization.
What is an Exit Interview?A survey with a person who is leaving a group or relationship is known as an exit interview. This typically happens between an organization and a worker, a student and a school, or a member and an association.An organization can evaluate what needs to be improved, altered, or kept the same using the information gleaned from an exit interview. A company can also use the findings from exit interviews to boost productivity and engagement, lower employee, student, or member turnover, and lower the high expenses related to turnover.To learn more about exit interview with the given link
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An ability to efficiently allocate capital through an internal market may help the firm protect the competitive advantages it develops?
An ability to efficiently allocate capital through an internal market may help the firm protect the competitive advantages it develops through reduced disclosure to outside parties.
A company's ability to produce goods or services faster, more efficiently, or for less money than its competitors is known as a competitive edge. These elements enable the producing unit to outperform its competitors in terms of sales or margins.
For instance, a business is likely to have a competitive advantage if it advertises a product at a lower price than a similar product from a rival. The same holds true if a product is promoted that is more expensive but has special characteristics that people are ready to pay for.
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When given the gdp of a country without reference to a specific length of time, it is best to assume that the time period is:_________
Ans. When given the GDP of a county without reference to a specific length of time, it is best to assume that the time period is one year.
GDP measures the monetary value of final goods and services—that is, those that are bought by the final user—produced in a country in a given period of time (say a quarter or a year). It counts all of the output generated within the borders of a country. GDP is composed of goods and services produced for sale in the market and also includes some nonmarket production, such as defense or education services provided by the government. An alternative concept, gross national product, or GNP, counts all the output of the residents of a country.
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The least expensive and most sustainable way to meet our energy needs into the future is to?
The least expensive and most sustainable way to meet our energy needs in the future is to develop renewable energy sources.
A renewable resource, also called a flow resource, is a natural resource that replenishes itself through natural regeneration or other iterative processes within a finite amount of time on the human timescale to replace the portion depleted through use and consumption. If the resource's payback rate is unlikely to exceed human timescales, they are called permanent resources. Renewable resources are part of the earth's natural environment and the largest component of its ecosphere. A positive ecological balance is an important indicator of resource sustainability.
The definition of renewable resources may also include agricultural production, such as agricultural products, and to some extent water resources. In 1962, Paul Alfred Weiss defined renewable resources as Another type of renewable resource is renewable energy sources. Common renewable energy sources include solar, geothermal, and wind, all classified as renewable resources. Freshwater is an example of a renewable resource. develop renewable energy sources.
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Getting a feeling for new product ideas by developing cost estimates and sales forecasts is called:_____.
Getting a feeling for new product ideas by developing cost estimates and sales forecasts is called Product screening. Idea screening is the process of assessing a fresh product concepts at an early stage of development to make sure they fulfil both customer and corporate needs.
By concentrating on an idea with a higher chance of success, this crucial procedure lowers the risks connected with the development of new products. A crucial phase of developing a new product is idea screening. It's common for a new product idea to need to be screened before the development can move forward.
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A financial company to which businesses sell their accounts receivable, usually for a percentage of the total face value, is a(n):______.
A financial company to which businesses sell their accounts receivable, usually for a percentage of the total face value, is a factor. Financial firms include banks, trust companies, accredited community development financial institutions, savings and loan associations.
Any company that CROCI Valuation Group considers to be a financial and is as result subject to CROCI company model for financials is referred to as financial company. It is a type of financial company that offers credit for the purchase of accounts receivable and services for consumers by either buying time-sales contracts of retailers or by making small loans directly to customers.
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When one decision is made, the next best alternative not chosen is called which term?
When one decision is made, the next best alternative not chosen is called Opportunity Cost.
The opportunity cost of a certain activity option is defined as the loss of value or benefit that would result from engaging in that activity (the cost) as opposed to engaging in an alternative activity that offers a higher return in value or benefit in microeconomic theory.
The comparative advantage increases as the opportunity cost decreases. For instance, renting a car is prohibited if you buy one and use it just for transportation, but buying a car is permitted. Simply said, it indicates that you trade one item for another.
Opportunity cost can be expressed in the following simple equation: "Opportunity Cost = (returns on best Forgone Option) - (returns on Chosen Option).
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1 2 3 4 5 6 7 8 9 10 kaleb wants to get a payday loan in the amount of $375. he knows that the annual percentage rates (apr) for these types of loans are high, but he is hoping to find one that has an apr of 40%. if kaleb finds a business that charges a fee of $37 for the loan, what would the term of the loan need to be in order for kaleb to get his desired apr? a. 9 days b. 19 days c. 90 days d. 95 days please select the best answer from the choices provided a b c d mark this and return
Kaleb would need to wait 95 days to receive the APR he wanted.
What do mean by loan?A loan is the lending of money by one or more people, businesses, or other entities to other people, businesses, or other entities. The recipient, or borrower, incurs a debt and is often responsible for both the main amount borrowed as well as interest payments on the debt until it is repaid.The promissory note used to prove the obligation will typically include information like the principal amount borrowed, the interest rate the lender is charging, and the due date for repayment.What is interest?In the fields of finance and economics, interest is the payment made at a set rate by a borrower or deposit-taking financial institution to a lender or depositor in excess of the principal amount (the amount borrowed). It is not the same as a fee that the borrower might pay to the lender or another entity. It also differs from a dividend, which is money given to shareholders (owners) by a company from its profit or reserve, but not at a set rate predetermined in advance, but rather on a pro rata basis as a share of the reward received by risk-taking businesspeople when revenue is earned that exceeds all costs.Learn more about loan here:
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Good Eats, a gourmet food company, has developed its marketing strategy according to three market segments. It has different pricing and packaging strategies for consumers who buy regularly, for those who consume mainly on certain festive occasions, and for those who buy its products rarely and are willing to spend large amounts. Which basis for market segmentation is Good Eats primarily using in this scenario
If Good Eats, a gourmet food company, has developed its marketing strategy according to three market segments. behavioristic characteristics. The basis for market segmentation is Good Eats primarily using in this scenario is: behavioristic characteristics.
What is market segmentation?Market segmentation can be defined as a marketing strategy use by companies so as to focus on different target market after identify what each market segment consumer want and desire about a product is.
Most companies tend to make use of Market segmentation so as to meet the need of their customers, to reach their customers and to boost sales.
Therefore the basis for market segmentation is Good Eats primarily using in this scenario is: behavioristic characteristics.
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Gerritt wants to buy a car that costs $26,750. the interest rate on his loan is 5.33 percent compounded monthly and the loan is for 7 years. what are his monthly payments?
382.24 are his monthly payments.
Present value of ordinary annuity = Payment * [1 - (1+ interest)- number of payments] / interest
26750 = Payment * [1 - (1+ 5.33%/12)- 7*12] / (5.33%/12)
26750 = Payment * [1 - (1+ 0.004442)- 84] / 0.004442
26750 = Payment * [1 - 1/(1.004442) 84] / 0.004442
26750 = Payment * [1 - 1/1.451071] / 0.004442
26750 = Payment * 0.310854 / 0.004442
26750 = Payment * 69.980639
26750 / 69.980639 = payment
$382.24 = payment
Monthly payments are the amounts paid each month to pay off the loan over the term of the loan. When you take out a loan, you have to repay not only the principal and the amount borrowed, but also accrued interest.
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The process of evaluating and planning for long-term investments is called budgeting.
It is true that the process of evaluating and planning for long-term investments is called capital budgeting.
What is capital budgeting?This is when an organization plans to start a major investment project, hence a process of making capital expenditure decisions.
It is a planning process employed by a firm's management to evaluate if embarking on long-term investments are viable and profitable.
Long term investments in capital budgeting are:
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Say’s law argues that a given ____________________ must create an equivalent ________________________ somewhere else in the economy.
Say’s law argues that a given value of supply must create an equivalent value of demand somewhere else in the economy.
Say's Law
-"deliver creates its very own call for."
-due to the fact every sale represents -profits to someone, Say's regulation argues that a given fee of supply should create an equivalent value of call for someplace else in the economic system.
-deliver would decide the dimensions of the macro-economy
-makes sense ultimately
Due to the fact over periods of years or decades, eventually, general demand in the financial system will develop the same as the total provided within the economic system. However in the short run, for a few months or years, many firms fail to receive sufficient demand for the way a lot they supplied in their merchandise (reasons recessions/depressions)-determining GDP
Based on the economic theory of demand and supply, Say's Law argues that a given "value of supply" must create an equivalent "value of demand" somewhere else in the economy.
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In 2017, almost ________ of americans only used a mobile device to access the internet.
Describe how effective employee relations techniques prevent the need for unionization.
Describe how effective employee relations techniques prevent the need for unionization.
Employers that minimize employee dissatisfaction can also minimize employees’ desire for union representation. Strategies that help discourage union acceptance are:
Fair and consistent policies and practices.Open door management policies.Competitive pay and benefits.Employee trust and recognition.What is unionization?A business union, sometimes known as a "yellow" union, is an employee organization that is controlled or influenced by an employer and is not a legitimate trade union. Company unions violate international labor standards (see ILO Convention 98, Article 2). The National Labor Relations Act of 1935 prohibited them in the United States because they were used as spies to interfere with autonomous unions. In many nations, especially those with authoritarian governments, there are still company unions.
Even though they may be recognized in their individual countries as legitimate trade unions, some labor groups are accused by rival unions of acting like "business unions" if they are perceived to have an unduly warm relationship with the employer.
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Digital cameras and memory cards are multiple choice substitute goods. complementary goods. independent goods. inferior goods.
Digital cameras and memory cards are complementary goods.
If you want to take photography more seriously, either as a hobby or for professional reasons, you should definitely buy a digital camera. This allows you to experiment with things like shutter and aperture that are not possible with your smartphone camera.
digital cameras mainly include four types: compact cameras, bridge cameras, DSLR cameras, and mirrorless cameras. DSLR and mirrorless models have interchangeable lenses.
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What are the institutions that help foster the appropriate incentives for economic growth?
A dependable legal system, property rights, and competitive and open markets are helping foster the appropriate incentives for economic growth.
Economic growth is defined by the economic activity of the nation, how much is it producing, as well as the quality of the production, of both goods and services within its borders.
Economic growth is an increase in the production of products and services in a financial system. increases in capital items, hard work pressure, technology, and human capital can all make contributions to economic increase.
two main sources of economic growth: growth in the size of the workforce and growth in the productivity (output per hour worked) of that workforce.
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What are the goals of government regulation?
low unemployment, price stability,
economic growth
O high unemployment, price instability,
economic growth
low unemployment, price stability,
economic steadiness
O high unemployment, price instability,
economic steadiness
Answer: A) low unemployment, price stability, economic growth
Explanation: Government regulation attempts to promote growth, full employment, and price stability for the well-being of the citizens
The goals of an ideal government while making regulations shall include the following purposes,
low unemployment, price stability,economic growth.Therefore, the option A holds true.
What is the significance of government goals?The goals of a government can be referred to or considered as the qualitative and quantitative targets set by the government in order to foresee better conditions in the future. These are backed by economic plans and regulations.
For a developing or a developed government, the goals must be economically based while being regulated. These goals must include reduced poverty and unemployment in order to achieve a healthy economic growth.
Therefore, the option A holds true and states regarding the significance of the goals of a government.
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What do most buyers who see a newspaper ad that interests them do about it? drive by the property. call your office. check out your internet site. visit your office.
Most buyers who see a newspaper ad that interests them and (B) call your office.
Who are the buyers?Buyers are the focal point of the market, and all actions are carried out to their pleasure. It is a crucial part of the market. A buyer refers to a person or organization that purchases products or services.According to the study's findings, advertising in newspapers enhances total campaign efficacy and even helps other media become more effective. Newspaper advertising increased the effectiveness of internet display advertisements by four times and television campaigns by two times.Most buyers will call your office after seeing an ad in the media that piques their attention.Therefore, most buyers who see a newspaper ad that interests them and (B) call your office.
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The question you are looking for is given here:
Most buyers who see a newspaper ad that interests them:
A. Drive by the property.
B. Call your office.
C. Check out your Internet site.
D. Visit your office
To apply the dividend discount model to a particular stock, you need to estimate the ___
To apply the dividend discount model to a particular stock, you need to estimate the Sum of Present Value of Dividends and present Value of Stock Sale Price. This dividend discount model or DDM model price is the stock's intrinsic value.
The dividend discount model is a quantitative method used for predicting the price of a company's stock based on the theory that its present-day price is worth the sum of all of its future dividend payments when discounted back to their present value.
If the value obtained from the dividend discount model is higher than the current trading price of shares, then the stock is undervalued and qualifies for a buy, and vice versa.
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The ________ is the optimum budget to managers that plan revenues and expenses at different sales volumes.
The Flexible budget is the optimum budget to managers that plan revenues and expenses at different sales volumes.
What is Flexible budget?According to changes in actual revenue or other activities, a flexible budget can be adjusted. The end result is a budget that closely matches actual outcomes. This strategy differs from the more typical static budget, which only lists fixed spending figures that don't change in accordance with actual revenue levels. The flexible budget is a useful tool for assessing the performance of managers since it adjusts itself based on activity levels; the budget should nearly match expectations at any number of activity levels. Managers can use it to model the anticipated financial outcomes at various activity levels, making it a useful planning tool.
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