A written promise to pay a specific amount of money on a specific date is called a promissory note.
A promissory note, also known as a note payable, is a legal document in which one party agrees in writing to pay another party a certain amount of money on demand or at a specific future time, subject to certain terms and conditions.
A promissory note is a formal commitment to pay back borrowed funds. People can borrow money from banks and other lending institutions, as well as from one another. A promissory note is created when someone borrows money in order to legally protect both the payor and the payee. If you're loan a significant sum of money, a promissory note is very crucial. The promissory note serves as a formal record of your transaction, protecting you and guaranteeing that the borrower or organization will pay back the loan.
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The process through which a product or service takes root initially in simple applications at the bottom of a market and then moves up, eventually displacing established companies, is referred to as:_______
The process through which a product or service takes root initially in simple applications at the bottom of a market and then moves up, eventually displacing established companies, is referred to as Disruptive Innovation.
In a business idea, disruptive innovation is an innovation that creates a brand new market and price network or enters at the lowest of an existing market and in the end displaces established marketplace-leading companies, products, and alliances.
Disruptive innovation refers to using a generation that upsets a structure, instead of "disruptive technology", which refers back to the era itself. Amazon, launched as an online bookstall in the mid-Nineties, is an example of disruptive innovation.
Disruptive innovation is the manner by using which a smaller enterprise—normally with fewer sources—moves upmarket and demanding situations larger, hooked-up corporations.
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On a financial television show, paz hears the announcer say that the country is currently experiencing a high inflation rate. how will this most likely affect paz’s investments?
Paz observes the announcer on a financial television program state that the nation is now facing a high inflation rate.
A. With the current high inflation rate, the value of Paz’s investments will possibly not grow at the same rate as the general level of inflation.
What does it indicate if the inflation rate is high?High inflation, therefore, is when prices for interests and items is unusually high. Customers can therefore get less for their money when purchasing. Although a little inflation can be flattering, it can also hurt individual finances, counting on the circumstances.
Why is high inflation wrong for the economy?When inflation is high, money and non-interest bearing checking accounts are avoided because they are constantly declining in purchasing power. People will use useful economic resources (including their time and "shoe leather") to scrimp on their holdings of such money balances.
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Complete question shown below,
A. With the current high inflation rate, the value of Paz’s investments will possibly not increase at the same rate as the general level of inflation.
B. This level of high inflation guarantees higher returns on Paz’s investments, making it a very safe investment.
C. If the return on Paz’s investment is growing at a slower rate than the inflation rate, her investment will increase her purchasing power.
D. If Paz’s investment is earning 2 percent interest, but the inflation rate on goods is increasing by 5 percent, she has gained about 3 percent of purchasing power.
If markets are efficient, when new information about a stock becomes available, the price will:____.
If markets are efficient, when new information about a stock becomes available, the price will reflect all available information. A price is the amount of money that is exchanged from one party to another in exchange for their goods or services. cost of production may go by another name in some circumstances.
If product is classified as "good" in commercial exchange, its price is most likely to be referred to as such. However, there will be alternative titles for this thing if it is a "service." A price may be set by a monopolist or imposed on company by market.
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Jorge, after years working with the consumer market, has just been transferred into a new job dealing with buyers in the B2B market. What key difference will Jorge likely notice between consumer markets and B2B markets
The key difference between B2B and Consumer market content advertising is the target market. Advertising and marketing method focuses on a unmarried customer, B2B content marketing method regularly requires advertising.
B2B advertising and marketing is a group of strategies for marketing to commercial enterprise consumers. Its aim is to enhance lead quality, income acceptance of leads and conversion prices. discover key b2b marketing strategies to gasoline increase with your existing customers.
An amazing instance of B2B advertising is the manner Monday.com has rolled out its B2B logo strategy on LinkedIn. any other example is the manner Gong plans and executes their superbowl advertisements. it's businesses like these that promote answers to help organizations automate or beautify their approaches.
Consumer markets include product usage costs, emblem loyalty, person status or how long they were a patron, and even blessings that customers are trying to find. companies like to recognise how frequently their clients visit their restaurants, stores or use their products.
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The committee of sponsoring organizations (coso) of the treadway commission provided a framework for________.
The committee of sponsoring organizations (coso) of the Treadway commission provided a framework for categorizing internal control objectives into three groups: operational, informational, and compliance. Operational purposes include measuring performance and protecting organizational assets from fraud. They focus on the effectiveness and efficiency of business operations.
COSO is an acronym for Sponsoring Organizing Committee. The Commission, led by Executive Vice President and General Counsel James Treadway Jr., was established in 1992 by several private organizations including The five components of COSO - Control Environment, Risk Assessment, Information and Communication, Oversight Activities, and Existing Management Activities - are often referred to by the acronym C.R.I.M.E. exclusive.
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The management information system records day-to-day transactions, such as customer orders, bills, inventory levels, and production output.
a. true
b. false
It is false that "the management information system records day-to-day transactions, such as customer orders, bills, inventory levels, and production output ."
The transaction processing system (TPS) records day-to-day transactions, such as customer orders, bills, inventory levels, and production output.
The management information system is an information system used for decision-making, and for the coordination, control, analysis, and visualization of information in an organization.
The ultimate goal of the use of a management information system is to increase the value and profits of the business
The management information system helps companies identify their strengths and weaknesses due to the presence of revenue reports, employee performance records etc.,to gain a competitive advantage,and also with decision-making as well as reduce downtime for actionable items.
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Which ics functional area establishes tactics and directs all operational resources?.
The correction is B. Operations .
The ICS functional area establishes tactics and directs all operational resources is operations.
What is Incident Command System ICS?The ICS serves as the gold standard for command, direction, and coordination of an emergency response and offers a way to coordinate the actions of many agencies as they cooperate toward the same objective of stabilizing the situation and defending people, property, and the environment.
Some charateristics of ICS are-
ICS employs the same elements that have been shown to increase efficiency and productivity in a commercial environment to disaster response.Because of the complexity of our environment, it is frequently necessary for multiple organizations to work together in order to respond to emergencies, from small-scale disasters to major traffic accidents. You and other members of your agency's staff might be asked to assist with the response in an emergency. It is expected that you will work in an ICS environment given the current trend toward employing an ICS framework for emergency response. In an emergencies, you could not be functioning for your regular boss or you might be working somewhere else. Operations for responding to emergencies are therefore not "business as usual."To know more about Incident Command System (ICS), here
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The complete question is -
Which ICS functional area establishes tactics and directs all operational resources to achieve the incident objectives?
A. Planning
B. Operations
C. Logistics
D. Finance/Administration
Inflation caused by an increase in the per-unit production costs at each level of total spending is called:_____.
Inflation caused by an increase in the per-unit production costs at each level of total spending is called Cost-push inflation. When overall prices rise as result of rising costs for wages and raw materials, this phenomenon is referred to as cost-push inflation, also referred to as wage-push inflation.
Total amount of production in the economy may decline as result of higher manufacturing costs. Cost-push inflation results from the manufacturing price increases being passed on to consumers because demand for goods hasn't altered. Cost-push inflation results from manufacturing price increases being passed on to consumers because demand for goods hasn't altered.
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A(n) _____ is a service offered by mutual funds that enables an investor to earn a fully compounded rate of return on their investments.
One service that is offered by mutual funds to enable their investors to earn a fully compounded rate of return on investments is Automatic reinvestment plan.
What is an automatic reinvestment plan?This is a plan that certain investment services offer which allows an investor to earn such a return on their investment that it is similar to a fully compounded rate of return.
It works by taking the entire investment that someone has made, adding the returns that they have earned on that investment so far, and then reinvesting all of it.
Doing this ensures that returns are earned on both the investment, and the returns that it has already made. Mutual funds do this to help their clients make more money.
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The terms of an invoice are 3/10, n/25. this means that a ________ of the invoice date.
The terms of an invoice are 3/10, n/25 this means that a discount of 3% is allowed if the invoice is paid within 10 days of the invoice date.
3/10, n/25 this means that a 10% cash discount is available if the invoice is paid within 10 days, pay the net price if covered within 25 days of the invoice date. Discounts are reductions of the normal fee of a product or service with the purpose to obtain or growing income.
Trade discount refers to the deduction given by using the supplier to the purchaser within the catalog price of the goods. Cash discount implies the allowance granted to the clients by means of the supplier on the billing fee, for immediate payment.
A cash discount also referred to as a purchase cut price or income discount, is a reduction in the purchase fee of an excellent because of an early cash charge. In different words, the seller of products is inclined to lessen the fee of the goods if the purchaser is inclined to pay for the coolest in advance.
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________________________ are the result of improvements in human capital, physical capital, and technology interacting in a _____________________
Since 1947, the U.S. corporate sector has been able to create nine times more goods and services with only a little increase in labor hours owing to increases in productivity.
Productivity improvements; market-driven economy
What does "market-driven" mean?Apple is a market-leading corporation that foresees trends and takes calculated risks in order to constantly astound and surprise customers with the value it delivers.
Microsoft is a market-driven organization that misses trends and shies away from risk, forcing it to react after significant market shifts have already taken place.
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The duty of confidentiality survives agency unless the former client is found guilty of fraud or ______. Unset starred question it will help another client. the former client has moved out-of-state. the information is known from other sources. the transaction has closed.
The duty of confidentiality survives agency unless the former client is found guilty of fraud or the former client is found guilty of fraud.
Confidentiality agreements can run indefinitely, protecting the events' disclosures of confidential statistics at any time, or can terminate on a positive date or occasion. whether or no longer the overall agreement has a definite term, the events' nondisclosure obligations may be stated to continue to exist for a set period.
In many also be instances although the duties can be perpetual. If that is preferred it's miles critical to the nation especially since the term will outlast the existence of the settlement. "The provisions of this Clause shall live to tell the tale of any termination of this agreement."
It prevents misuse of exclusive records (unlawful or immoral use). It protects popularity. Employment may additionally rely on it (e.g. non-disclosure settlement). It ensures compliance with the law.
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What is amazon's wacc? note: amazon does not have r preferred stock. apply the capm to estimate the cost of equity using the expected market return and risk-free rate from the walmart wacc estimate
The amazon WACC is 11.62
CAPM method,
ke = Rf +\beta (Rm-Rf)
Where,
Ke = Cost of Equity
Rf = Risk-free rate is the risk-free rate used has been the short-term 3-month rate (13-week) Treasury bill rate.
Beta = calculated as the slope of the regression line (given)
Rm = expected market return that is historically used since 1926.
Ke= 0.11+1.1634(10-0.11)
Ke= 11.62
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The break-even point is the sales level at which a company?
Businesses have a responsibility to make a profit in order to serve society.
a. true
b. false
Businesses have a responsibility to make a profit in order to serve society.
The statement is true.
The function of a business is to provide and distribute items and offerings to meet a public want or call for. in line with business information, everyday company social duty (CSR) is “a business exercise that includes collaborating in tasks that gain a society.”
Most agencies have long practiced some form of corporate social and environmental responsibility with the broad goal, genuinely, of contributing to the nicely-being of the groups and society they have an effect on and on which they depend.
Corporations do have a duty to society past maximizing income, which can pleasant be met via adopting the following four techniques: Innovation: develop new and improved services and products that maximize societal value and limit environmental affects.
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What are tasks performed by people that customers will buy to satisfy a want or need?
a. production
b. systems
c. services
d. goods
What are tasks performed by people that customers will buy to satisfy a want or needs production.
Production is the process of combining various tangible and intangible inputs to produce something for consumption. It is the act of creating an output, goods, or services that are of value and contribute to an individual's benefit.
Manufacturing is the process of producing or producing goods or products from raw materials or parts. In other words, production takes inputs and uses them to create outputs suitable for consumption, i.e. goods or products of value to the end-user or customer.
An example of production is the manufacture of furniture. An example of production is harvesting corn for food. An example of production is corn production.
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When a worker comes late to the work site, others are likely to make an external attribution under conditions of:_____.
When a worker comes late to the work site, others are likely to make an external attribution under conditions of high consensus, high distinctiveness, and low consistency
Explanations that emphasize environmental or situational elements, such as task difficulty, social effects, and the physical attributes of a specific place, are known as external attributions.
Situational circumstances are frequently blamed for actions and incidents that are thought to be unintentional. Examples of external attribution include people who attribute their bike's flat tire to the weather or students who excuse themselves from turning in their coursework because their dog ate it.
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Action research requires employee involvement to ensure a successful resolution and allows employees to __________ on an ongoing basis
Action research requires employee involvement to ensure a successful resolution and allows employees to research on an ongoing basis.
Action research is either studies initiated to remedy an immediate problem or a reflective manner of progressive trouble fixing that integrates studies, action, and analysis. the integration of movement consists of the development and implementation of a plan or strategy to deal with the focus of the research.
The procedure of action research allows in leadership development by developing their facilitation skills, developing team constructing and team control competencies, information the issues of the group participants, and operating collaboratively for figuring out the pre-described goals.
Action research is a procedure for improving instructional exercise. Its methods contain action, evaluation, and reflection. it's far a method to gather proof to implement alternate in practices. action research is participative and collaborative.
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What is often used when you need to provide access from an application running on an ec2 instance to other resources within aws?
AWS Security Token Service (AWS STS) is often used when you need to provide access from an application running on an EC2 instance to other resources within AWS.
The AWS Security Token Service (AWS STS) is an Amazon Web Services (AWS) software tool that enables an IT administrator to grant trusted users temporary and limited access credentials to public cloud resources.
To allow an application running on an Amazon EC2 instance to run commands in another account, you must allow the EC2 instance role in the first account to switch to a role in the second account.
Hence, the answer is given and explained above.
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The supply of loanable funds slopes ______ because an increase in the interest rate induces __________.
a. upward; more saving
b. downward; less saving
c. downward; less investment
d. upward; more investment
The supply of loanable funds slopes upward because an increase in the interest rate induces more savings.
The answer is option a. more saving
The supply curve is upward sloping due to the fact because the interest rate will increase, humans will need to shop greater. Individuals deliver loanable finances through savings. When delivery for financial savings increases, the number of loanable budgets increases, and the real interest price decreases.
The supply of loanable funds curve slopes upward. Because the hobby price rises, the go back on saving will increase, and the amount of loanable price range provided increases. as the interest fee falls, saving becomes less attractive and consumption will become extra attractive, so the amount of loanable budget supplied decreases.
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________ appeals help consumers make purchase decisions by offering factual information that encourages consumers to evaluate the brand favorably on the basis of the key benefits it provides.
Informational Appeals help consumers make purchase decisions by offering factual information that encourages consumers to evaluate the brand favorably on the basis of the key benefits it provides.
What is Informational Appeals ?It allows you to showcase the product's qualities and the benefits that a buyer will gain when using the goods. It is an effective method of persuading them that your product is something they truly require and can use. Con: Informative advertisements can be boring.
Aristotle proposed three types of argumentation arguments: logical, ethical, and emotional appeals.
Ebooks, "How-to" videos, blogs, and brochures are all examples of informational marketing because they provide a detailed description of a service or product and what makes it unique in the business.
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If you transfer all of your currency to your checking account, then initially, M1 will ________ and M2 will ________. a. not change; increase b. increase; not change c. not change; not change d. decrease; increase
If you transfer all of your currency to your checking account, then initially, M1 will not change and M2 will increase.
M1, M2, and M3 are measures of the US money supply, known as monetary aggregates. M1 includes money in circulation and auditable bank deposits. M2 includes M1 plus savings (less than $100,000) and money market funds.
The M1 money supply includes highly liquid funds such as cash, demand deposits, and traveler's checks. The M2 money supply is inherently illiquid and includes M1 plus savings and term deposits, certificates of deposit, and money market funds.
The M2 chip is 1.4x faster than the "M1", with an 18% faster CPU, a 35% faster GPU, and a 40% faster Neural Engine. Geekbench benchmarks confirmed that the M2 chip is up to 20% faster than the 'M1' chip when it comes to multi-core performance.
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When a firm has moved beyond a production or selling orientation and attempts to discover and satisfy its customers' needs and wants, the firm is blank______. multiple choice question.
When a firm has moved beyond a production or selling orientation and attempts to discover and satisfy its customers' needs and wants, the firm is blank market oriented.
What are market oriented firms?Market-oriented businesses base their operations, product portfolios, and business strategies on the demands and preferences of the target markets. This kind of firm still seeks to turn a profit, but it does not focus all of its resources on achieving maximum short-term profit. A business that is focused on the market aims to create product lines and provide services that can maintain long-term consumer interest. Consumer interest and opinion serve as the filter through which all business plans of this type of firm are seen.A company that is driven by the market does not launch a product quickly in an effort to turn a profit. Instead, the company concentrates on designing a product that is suited to the preferences and requirements of customers.
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The three-step analysis to determine cash provided or used by investing activities includes?
The three-step analysis to determine cash provided or used by investing activities includes: identifying changes in investing-related accounts, reporting the cash flow effects and explaining the changes using T-accounts and reconstructed entries.
What do you mean by Cash Flow statement?A cash flow statement is a financial statement that exhibits how modifications in the accounts of the balance sheet and income impact cash and cash equivalents, and breaks the analysis down to operating, investing and financing activities.
In analysing cash flows in a business there are three types of cash flow: from operating activities, from investing activities, and from financing activities.
Cash flow from investing activities involves cash used for various investments over a particular period. This can include purchase of property, equipment, acquisition of other businesses, and investment in marketable securities.
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The framers of the constitution wanted ________ to choose the president and vice president.
Answer:
Electoral College
Explanation:
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Which are characteristics of strategy formulation? (choose every correct answer.)
1.) It is the basis for determining long-term goals.
2.) It is a time-consuming process.
are two characteristics of strategy formulation
the question is incomplete .please read below to find the missing content
Strategy development is the process of using available knowledge to document actionable steps to achieve the company's intended direction and goals. This process is used for resource allocation, prioritization, company-wide alignment, and validation of business goals.
or for any particular organization, developing a strategy is not only about doing good things, but also doing good things for the community. In one of the best examples of strategy development and how it shapes a brand's identity, Unilever's Lipton brand has decided to refocus its strategy toward sustainable tea production.
What are two characteristics of strategy formulation? Choose all that apply.
It is the basis for determining long-term goals.
It is a time-consuming process.
It is designed to determine short-term goals.
It is a fast process.
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What is the difference in the limits on the payments to shareholders and bondholders?
Shareholders are those who own stock in a firm, whereas bondholders are those who own bonds issued by a firm.
ShareholdersAs a shareholder, you can make capital two ways: by selling your stock for a price that's more elevated than what you spent for it, or by having the stock and managing dividends. If a company generates enough of a gain and declares dividends, it will make payments to its shareholders, typically on a quarterly basis.
BondholdersOnce your bond matures, or comes due, the issuing enterprise will return your principal as well.
Bondholders typically receive interest payments twice a year. Whereas businesses are not obligated to pay dividends if they fail to develop enough earnings, bondholders receive fixed interest payments regardless of a company's performance delivered that it has the cash on hand to make those payments.
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Every month, ciara sorts her monthly cash into envelopes for each specific expense. she puts $500 in a grocery envelope, $250 for a gas envelope, and $100 for an entertainment envelope. she says this helps her control her spending. which type of budget is ciara using?
Ciara is using physical budget
What is a Budget?A budget is a plan of account for a defined period (often a year), usually not necessarily financial.
A budget can include expected sales and revenue, resource quantities including time, costs, expenses, environmental impacts such as greenhouse gas emissions, other impacts, assets, liabilities, and cash flows .
Businesses, governments, families, and other organizations use budgets to express strategic plans for their activities in measurable terms[1].
Budgets represent intended expenditures and suggested resource allocations to meet them. A budget can represent a surplus, where resources are available for later use, or a deficit, where spending exceeds income or other resources.
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Assume that there are no fixed costs and ac = mc = $200. at the profit-maximizing output and price for a monopolist, producer surplus is:
Assume that there are no fixed costs and ac = mc = $200. at the profit-maximizing output and price for a monopolist, the producer surplus is $3200.
The government provides public services such as railroads. They are therefore the monopoly as no new partners or private companies are allowed to operate the railways. A monopoly is an individual, group, or company that controls a market for goods or services.
A monopolist is a person, group, or company that controls and controls the market for a particular good or service. This lack of competition and lack of alternative goods or services means that monopolists have enough power to charge high prices in the market.
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A fundamental reason for a country's development of advanced and specialized factors of production is often its:______.
Lack of basic resources.
A fundamental reason for a country's development of advanced and specialized factors of production is often its lack of basic natural resources.
Natural resources, both renewable and non-renewable, and ecosystem services are a part of the real wealth of nations. They are the natural capital out of which other forms of capital are made. They contribute towards fiscal revenue, income, and poverty reduction.
The advanced and specialized factors of production are the resources people use to produce goods and services. they are the building blocks of the economy because of the fact that they help in the development of a country.
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