This is false that A retired couple can probably bear more risk in their portfolio than a young investor with a secure job.
The five years just prior to and five years following retirement are known as the "retirement risk zone," and during this time a retirement portfolio is most vulnerable to market downturns. Your capacity to retire comfortably could suffer long-term consequences if the value of your portfolio drops during this period.
The most frequent hazards associated with retirement are personal, health, financial, policy changes, house loss, and others. Outliving savings and losing purchasing power owing to inflation are two of the more prevalent problems.
Market risk is the largest risk for young investors. The risk that prevents the majority of would-be investors from actually investing is possibly their fear of price swings. Price changes have an impact on the pricing of securities, commodities, and investment fund shares.
Savings accounts, short-term CDs, and money market funds can all offer security and liquidity for your unused assets. Your individual financial position will determine how much you put in these investments, but most financial experts advise retaining enough to pay for at least three to six months' worth of living expenses.
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The change in a firm's total cost from producing one more unit of a good or service is:______
The change in a firm's total cost from producing one more unit of a good or service is marginal cost.
In economics, the marginal cost is the exchange in general production price that comes from making or producing one additional unit. To calculate marginal cost, divide the trade in production fees by means of the alternate amount.
The cause of studying marginal cost is to decide at what factor a company can achieve economies of scale to optimize production and average operations. If the marginal cost of producing one extra unit is lower than the in keeping with-unit fee, the manufacturer has the capacity to advantage earnings.
Change in total value = total value of production including extra unit – total value of production of a normal unit. change in quantity = total amount product including additional unit – total quantity product of normal unit.
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What is the main reason for employing contractionary fiscal policy in a time of strong economic growth?
The main reason for employing contractionary fiscal policy in a time of strong economic growth is to keep prices from rising too much or too rapidly
Fiscal policy is the use of public expenditure and taxation to affect the economy, particularly macroeconomic conditions. These include employment, inflation, economic expansion, and the total demand for goods and services.
The government may reduce tax rates or boost spending during a recession to boost demand and the economy. On the other hand, it can increase rates or reduce spending to slow down the economy in order to battle inflation. Monetary policy, which is implemented by central bankers rather than elected government officials, is sometimes contrasted with fiscal policy.
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Which section of an unsolicited proposal should restate why you and your firm are the right organization to provide a solution?
Identifying decision-making criteria section of an unsolicited proposal restates the right solution to the organization. A written proposal that is not in response to a request for proposals, a broad agency announcement, or a program research and development announcement is known as an unsolicited proposal.
It is submitted to an agency on the initiative of the offeror with the goal of obtaining a contract with the government. Business proposals fall into three categories that are clearly defined: formally requested formally requested. Unsolicited. In essence, solicited business proposals are written in response to a client's needs, whereas unsolicited proposals are utilized to reach out to potential clients.
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A company had interest expense of $5,700, income before interest expense and income taxes of $17,800, and net income of $8,200. the company's times interest earned ratio equals:______.
A company had an interest expense of $5,700, income before interest expense and income taxes of $17,800, and net income of $8,200. the company's times interest earned ratio equals 3.12 times.
The values given in the question are as follows:
Fixed Interest Expense = $5700
Income before Interest Expenses and Income taxes = $1780
The calculations for computing Times Interest Earned Ratio are as follows:
Times Interest Earned Ratio = Income before Interest Expense and Income taxes / Interest Expense
= 17800 / 5700
= 3.12 times
Hence, the answer is "3.12".
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Companies like my gym, which seek to do business in new markets for manufacturing and/or marketing purposes, have many potential ________ at their disposal.
Companies like my gym, which seek to do company in new markets for manufacturing and/or transaction purposes, have many potential Entry Modes at their disposal.
The local business environment and a company's core competencies are only two of the multiple considerations when deciding how to enter a new market abroad. The institutional setup via which a business presents its goods, technology, workforce, or other help into a market is known as an entry method.
What does mode entry mean?Modes of entry into an international market are the channels which your community uses to gain entry to a new international market. This lesson considers a number of key alternatives, but recognizes that options are many and diverse
Complete question is,
Companies like My Gym, which seek to do business in new markets for manufacturing and/or marketing purposes, have many potential ________ at their disposal.
A. buybacks
B. bills of exchange
C. offsets
D. entry modes
E. management contracts
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How does the amount of energy per second pollux is giving off compare with that of the other four stars you’ve observed? (hip 87937, hip 108870, tau cet, and regulus. )
Luminosity of a Pollux Star the amount of energy per second pollux is giving off compare with that of the other four stars observed. (hip 87937, hip 108870, tau cet, and regulus. )
The brightest star in the Gemini constellation is Pollux. It is known by the Bayer designation Beta Geminorum, which can also be shortened to Beta Gem or Gem.
The closest massive star to the Sun is this orange-hued, evolved giant star, which is 34 light-years away. This star's spectrum has been one of the reliable reference points for other stars' classification since 1943.
Its orbiting by an extrasolar planet, dubbed Pollux b or Geminorum b, which was eventually given the name Thestias, was established in 2006.
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How is the income statement of a merchandising company different from that of a service company?.
Income statements for each class of firm vary in several methods, such as the classes of gains and losses experienced, cost of goods sold, and net revenue.
What is merchandising company?A merchandising business buys tangible goods and resells them to customers. These businesses incur costs, such as labor and materials, to demonstrate and sell products. Retail and wholesale companies stand as the two kinds of merchandising companies. A merchandising company confronts the purchase and resale of tangible goods. Service companies mainly sell services rather than tangible goods. Income statements for each kind of firm change in several ways, such as the kinds of gains and losses experienced, cost of goods sold, and net revenue.
An income statement stands as one of the most familiar, and critical, financial statements you're probably to encounter. Also understood as profit and loss (P&L) statements, income statements outline all income and expenses over a given period, including the cumulative consequence of revenue, gain, expense, and loss transactions.
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The formula for net worth is the total value of your assets minus the total value of your liabilities.
a. True
b. False
True, The formula for net worth is the total value of your assets minus the total value of your liabilities.
What is net worth?Net worth is the sum of an individual's or institution's non-financial and financial assets less the sum of its outstanding obligations. Your net worth is an excellent measure of your financial health since it shows if your total assets are worth more or less than what you owe. Net worth is a significant indicator for financial planning, such as acquiring a property or business or developing a retirement plan. Subtracting all of your debts and liabilities from your assets yields your net worth. You may have intangible or difficult-to-sell things that are excluded from loan eligibility calculations utilized by banking institutions.
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In sap, each business process transaction that writes data to the database creates a?
Each business process transaction that writes data to the database creates a uniquely numbers electronic document.
The database isolation degree is utilized by default for transactions. can select to specify the isolation degree for a transaction the usage of the Isolation. Level belongings while you begin the transaction. The isolation stage applies to all statements accomplished inside the transaction. The .internet data provider helps photo isolation.
The locks that the database server makes use of when you execute a sq. announcement rely upon the transaction's isolation degree. Utility facts is the statistics which the SAP needs for itself.
Transactional databases are optimized for jogging manufacturing structures the entirety from websites to banks to retail shops. those databases excel at analyzing and writing man or woman rows of facts right away whilst preserving records integrity.
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Which income associated with a factor of production currently comprises the largest proportion of u.s. income as of 2000?
Wages is the income associated with a factor of production currently comprises the largest proportion of u.s. income as of 2000.
A salary is charge made via an agency to an employee for paintings performed in a particular period of time. a few examples of wage payments encompass compensatory bills which include minimum wage, triumphing salary, and every year bonuses, and remunerative payments which include prizes and tip payouts.
Wages and salaries are the fee for paintings agreed between an worker and his or her employer beneath the agreement of employment in the personal quarter and for contractual retailers within the public service, or employment for civil servants.
Wages are compensation for an employee's personal offerings, whether paid via test or cash, or the honest cash value of noncash bills together with food and lodging.
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When approved for a loan, an individual essentially applied for aid in the area of:_________
When approved for a loan, an individual essentially applied for aid in the area of (A) increasing (and financing) an immediate increase in cash flow.
What is a loan?A loan is a type of debt that an individual or other entity incurs. The lender, who is typically a corporation, financial institution, or government, lends money to the borrower. In exchange, the borrower agrees to a set of terms, which may include finance charges, interest, a payback date, and other conditions.When approved for a loan, an individual essentially applied for aid in the area of:
Every loan involves the distribution of money by a bank or a financial institution to a person or corporation in exchange for the latter returning said amount, plus an additional amount for interest, within a certain period and paying in full or through an installment plan. However, the immediate outcome of such a loan is an increase in the cash flow of the person who obtains said loan, which can be utilized to purchase products or services or to cover other eventual expenses.Therefore, when approved for a loan, an individual essentially applied for aid in the area of (A) increasing (and financing) an immediate increase in cash flow.
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The complete question is given below:
When approved for a loan, an individual essentially applied for aid in the area of...
A. Increasing (and financing) immediate increase in cash flow.
B. limited liability
C. future educational services
D. protections and insurance
An accounting system that measures the lifetime tax burden and benefits of each generation is called ____
An accounting system that measures the lifetime tax burden and benefits of each generation is called Generational accounting.
Generational accounting is that method of measuring the fiscal burdens in which the current and future generations are faced.
Generational accounting also considers how much a single adult generation, when taken on a per person basis, is likely to pay in future taxes in the net of transfer payments, over the rest of their lives.
Generational accounting is also considered as a method of long-term fiscal analysis which has been developed over the past decade by Laurence Kotlikoff , Jagadeesh Gokhale, Alan Auerbach and their associates in this country and also around the world.
Generational accounting is used to assess the sustainability of fiscal policy and the fiscal burdens which faces the past, current, and future generations.
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To initiate a strategic move that allows a firm to open up new and uncontested market space through value innovation, managers must address four key questions when formulating a blue ocean business strategy. These questions focus on Multiple Choice lowering cost and maintaining perceived customer benefits. lowering cost and increasing perceived customer benefits. increasing cost and increasing perceived customer benefits. increasing cost and maintaining perceived customer benefits.
The correct option is: lowering cost and increasing perceived customer benefits. To initiate a strategic move that allows a company to open up new and uncontested market space through value innovation.
What is a value innovation strategy?It corresponds to a strategic planning that institutes organizational actions to achieve market goals, from positively changing consumer perception, creating essential benefits, such as quality, design and lower price than competitors.
Therefore, value innovation is a favorable strategy for organizations to develop innovative marketing aligned with the desires and needs of potential consumers, generating positioning and competitive advantage for the company.
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To understand the competitive environment of the small car market, including market commonalities and resource similarities, general motors should perform a?
To understand the competitive environment of the small car market, including market commonalities and resource similarities, general motors should perform a moderate competitive environment.
It also include common assumptions on general motors with resource similarities and efficient production with performance of production process. For this one need to learn about different marketing and its environment to prevail.
It also subdues the market conditions with analysing the economies of scale and the commodities present in the market with similarities and diiferences present in the product market.
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On November 1, Carter Company signed a 120-day, 10% note payable, with a face value of $9,000. What is the adjusting entry for the accrued interest at December 31 on
The following adjusting entries are required on 31 December:
Dr. Interest expense $150
Cr. Interest payable $150
What is accrued interest?
Accrued interest is the fraction of the total interest of 120-day interest that has become due on December 31, which the Carter Company is owing but would not make payment until the maturity of the note payable.
The accrued interest can be computed as the face value multiplied by the interest rate multiplied by 60 days divided by 360 days.
The interest of 10% is annual interest which makes 360 days, since the interest due is just for 60 days, 2 months, the interest needs to be time apportioned
Accrued interest=$9000*10%*60/360
Accrued interest=$150
What entries are required on 31 December?
We need to debit interest expense as an increase in expense is a debit entry and credit interest payable which is an increase in liability.
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How to find the monthly growth rate of sales that can be sustained without access to external capital?
Growth rate of sales= present-past\past.
Growth rate:
A growth rate is determined differently for each business, but it essentially serves as a gauge for how quickly a firm is expanding, contracting, or meeting its objectives. It is the best gauge of how well a company (or nonprofit, or mission) is doing.Sustainable Growth Rate (SGR) = Retention Rate× Return on EquityA crucial statistic for determining how well your organization is doing is growth month over month. Subtract the first month from the second month, then divide the result by the amount for the previous month to determine the month-over-month growth. The result is multiplied by 100 to yield a percentage.The maximum sales growth that a company can experience without needing more debt or equity financing is known as the sustainable growth rate.Learn more about growth rate here brainly.com/question/25849702
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The stocks of well-known, high quality firms, such as coca-cola, ge and procter & gamble are called ______ stocks.
The answer is blue chip stocks.
Blue chip stocks are the shares of highly large and well-known corporations having a lengthy track record of profitable financial performance. These stocks are noted for their ability to withstand difficult market situations while providing strong returns in favorable market conditions.
In 1923, Dow Jones employee Oliver Gingold invented the nickname "Blue Chip." This word became popular after Gingold witnessed many stocks trading at $200 or more per share while standing near the stock ticker at a brokerage business. He referred to them as "Blue Chip Stocks" and published an essay on them.
Therefore, they are called blue chip stocks.
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In firms with multiple sbus, the first step in strategic planning is for top management to?
In firms with multiple sbus, the first step in strategic planning is for top management to establish a mission for the entire corporation.
Strategic planning is that process in which an organization's leaders first of all define their vision for the future and after defining the future vision they identify their organization's goals and objectives.
The process of strategic planning includes establishing the sequence in which the goals defined by the organization should be realized so that the organization can reach its stated vision in future.
Strategic planning generally represents mid to long-term goals with a life span or time period of two to five years, however it can go longer too.
This is different than business planning. Business planning typically focuses on short-term and tactical goals only. The time covered by a business plan can be from several months to several years.
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Excluding discouraged workers from the official unemployment rate may cause the official rate to the true extent of underemployment.
Excluding discouraged workers from the official unemployment rate may cause the official rate to Understate the true extent of underemployment.
What happens when they are reclassified as discouraged workers?
The measured unemployment rate will decrease if unemployed people give up.When this occurs, the measured unemployment rate will momentarily increase. They will once more be listed as unemployed, which is why.Because there are no discouraged employees in the labor market actively looking for a job, the labor force participation rate would fall if employed people were reclassified as discouraged workers.(1) official unemployment rate= unemployed/(employed + unemployed)
= 6197000 / 155604000 + 6197000 * 100
= 3.83%
(2) U-4 unemployment rate= (unemployed +discouraged) /(employed +unemployed+ discouraged)
=6197000+ 434000 / 155604000+ 6197000 + 434000 * 100
= 4.09%
Excluding discouraged workers from the official unemployment rate may cause the official rate to Understate the true extent of underemployment.
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Marcellos pizza charges a base price of $13 for a large pizza, a 4-dollar delivery fee,plus $1. 50 for each additional toppinga. find a function that models the price of pizza with n toppings.
The function models the price of pizza with n toppings.
a) p=13+1.5n
b) n=(p-13)/1.5
c)The number of topping on pizza that cost p dollar.
d)n=(22-13)/1.5=6 i.e number of topping is 6.
A price is the amount of payment or compensation (usually non-negative) that one party gives to another party in exchange for goods or services. In some cases, the production price is given another name. If the product is a commercial "commodity", the payment for that product may be referred to as the "price". However, if the product is a "service", the product may have other names.
For example, the following diagram shows some situations. Commodity prices are affected by production costs, supply of desired items, and demand for products. Prices are either set by the monopoly or imposed on the company by market conditions. Other methods of estimating prices are common in many financial transactions.
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What is the effect of a government budget deficit on the real interest rate and investment? a government budget deficit _______ the real interest rate and _______ investment
The government budget deficit does not influence the real interest rate. The real interest rate is 9 percent a year.
What do mean by government budget?A government budget is a document created by the government and/or another political institution that details proposed spending and tax revenue estimates for the upcoming fiscal year. The budget is typically presented to the legislature in parliamentary systems, and it frequently needs their approval.
A government budget is a document that details the anticipated income and expenditures for a given fiscal year for a given governing body. Government spending plans frequently need legislative approval and are vulnerable to political pressure from interest groups vying for funding.
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Which type of insurance provides reimbursement for costs associated with custodial care in a nursing facility or at home?
long-term care insurance
long-term care insurance Provides reimbursement for costs associated with intermediate-term and custodial care in a nursing facility or at home. managed care plans Plans that seek to control the conditions under which health care can be obtained.
Insurance companies use your hobbies, health, and family history to determine your classification. The classifications are Preferred Plus, Preferred, Standard Plus, Standard, and Substandard. A minimum rate applies to persons in the Preferred Plus category.
Life insurance is a contract between a policyholder and an insurance company in which the insurer promises to pay a certain amount in premiums upon the insured's death or after a specified period of time. can be defined as
(Insurance: General) The class of insurance is the type of coverage, such as liability, health, legal costs, or construction risk. Health insurance premiums account for only a small percentage of total accidents and health insurance premiums
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The mrp=mrc rule tells us that in pure competition a firm will hire workers ______.
The mrp=mrc rule tells us that in pure competition a firm will hire workers up to the point where the marginal revenue product is equal to the wages of workers.
What is a pure competition?A pure competition is an industry that is characterized by many buyers and sellers of homogenous goods and services. Market prices are set by the forces of demand and supply. There are no barriers to entry or exit of firms into a pure competitive industry.
In the long run, firms in a pure competition earn zero economic profit. If in the short run firms are earning economic profit, in the long run firms would enter into the industry. This would drive economic profit to zero.
In a pure competition, profit is maximised where marginal revenue product equal to the wages of labor. Thus, a rational producer will produce up to the point where mrp = mrc
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If ryan copies an article from a computer science journal that sells subscriptions and then distributes the copies to 25 employees at his company, his action?
Ryan would be liable for copyright infringement.
What is copyright infringement?Infringement of copyright is the use of works protected by copyright without permission for a usage where such permission is required, hence infringing some exclusive rights provided to the copyright.
Infringement notices are used to formally warn an infringer that their content must be removed. When you discover infringement, mailing a cease and desist letter is usually the best course of action.
A Copyright Infringement Notice should specify which copyrighted work or works have been infringed by another party. At the very least, the letter should specify the work that is infringing on your copyright, as well as any pertinent data.
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When the average cost curves (atc or avc) are ____________ , then the marginal cost curve is above them.
When the average cost curves (atc or avc) are increasing , then the marginal cost curve is above them.
A short-run marginal cost (SRMC) curve illustrates the relationship between a firm's marginal (i.e., incremental) costs incurred during the short-term production of a products or service and the volume of output produced. By maintaining other variables, such as technology and resource costs constant, this curve is designed to depict the relationship between marginal cost and the amount of output. w/MPL is the definition of marginal cost. For the majority of production processes, the marginal product of labour initially rises, achieves a maximum value, and then continuously declines as production rises.
As a result, marginal cost initially decreases, reaches a minimum amount, and then starts to rise. At their lowest points, the average total cost curve and average variable cost curve cross one other. A rising average cost curve is present when the marginal cost curve is higher than the average cost curve. When a curve's marginal costs are lower than its average, the average curve is decreasing. The marginal curve may be growing or declining, but this relationship still remains.
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What is the scientific process of transforming data into insight for making better decisions?
a) business facts
b) business analytics
c) business knowledge
d) business intelligence
Business Analytics is the scientific process of transforming data into insight for making better decisions.
What is Business Analytics?Business Analytics is the process whereby businesses use statistical methods and technologies for analyzing data to aid decision making.
The goal of business analytics are:
To determine which datasets are useful and how they can be leveraged to solve problems.To increase efficiency, productivity and revenue.Here are the three stages of business analytics:
Descriptive Analytics: An application of a prime statistical technique that explains what a dataset contains, the main two techniques used are data aggregation and data mining that signify this method is used for understanding the elemental behavior and not to make predictions. Predictive Analytics: An advanced statistical application or a research method to figure out predictive variables and make predictive models determining patterns and relationships among variables.Prescriptive Analytics: An application of decision system, management science and operation research methodologies to conduct appropriate use of admissible resources.Therefore, (B) business analytics is the scientific process of transforming data into insight for making better decisions.
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________ is a process of bundling together smaller loans (like mortgages) into standard debt securities.
Securitization is a process of bundling together smaller loans (like mortgages) into standard debt securities.
The process of securitization involves pooling specific asset classes so they can be repackaged into interest-bearing securities. The purchasers of the securities receive interest and principal payments from the assets.
The process of turning non-tradable assets into tradable securities is known as securitization. It is a kind of structured finance that divides risk by pooling debt instruments and issuing new securities that are backed by the pool.
The credit risk of certain borrowers can be reduced by the level of detail in pools of securitized assets. Securitized debt's credit quality is non-stationary, in contrast to regular corporate debt, because of volatility variations that rely on time and structure.
The credit risk of all tranches of structured debt is reduced if the deal is properly designed and the pool performs as anticipated; nevertheless, if badly structured, the impacted tranches may suffer significant credit losses and degradation.
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Ask your teacher, "What are two behaviors or traits that have helped you find success in your job and in life?"
Ask your friend or classmate the same question.
Are there any similarities between their answers? What are the differences? Did age, gender, or other demographics factor into their answers?
Identify two behaviors or traits that stand out to you from the last 5 lessons. How would you like to focus on these areas? What impact can you see them making on your life?
For a teacher, the two behaviors or traits that may have helped him succeed in his work and in life were empathy and dedication.
For a classmate, behaviors or traits can be related to sociability and responsibility.
There are similarities in the answers of both, as their answers are based on the moral values that are associated with development and success.
What are moral values?They are a set of principles that regulate social behavior, such as beliefs, values and social norms, being directly influenced by the individual's culture and by the primary and secondary socialization process to which he is submitted.
Therefore, the behaviors and traits that lead an individual to succeed according to their opinion are usually based on their set of moral values learned in society.
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Which has the more pessimistic view of the problems facing the u.s. economy: structural stagnation theory or conventional business cycle theory?
Structural Stagnation Theory has the more pessimistic view of the problems facing the u.s. economy: structural stagnation theory or conventional business cycle theory.
The structural stagnation theory or hypothesis typically contends that the economy must undergo structural changes before it resumes its long-term growth tendency. For instance, with structural stagnation, workers must put up with low wages until the economy recovers.
Stagnation in the Structure Slower population growth, solid economic institutions, and lower growth rates are characteristics of mature economies. This kind of stagnation is known as a stationary condition in classical economics, and the secular stagnation of an advanced economy in Keynesian economics.
A structural stagnation is a period of extended slow growth and high unemployment, as opposed to a recession, which is a brief period of decreased output.
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In the united states, approximately __________ of all women are working at least part time in the paid labor force.
In the United States, approximately 54.4 percent of all women are working at least part time in the paid labor force.
In the United States, out of the 120 million women 59% are either working or looking for work. Women between the ages 35 to 44 are more likely to be working. This may be partly due to the fact that mothers are more likely to participate in the paid labor workforce as their children get older.
Women's labor force participation in the United States, which was at a rate of 33.9% in 1950, increased significantly during the 1970s and 80s, and during 1999, the women's participation rate reached a peak of 60 percent.
Hence, this way the participation of women in the labor force has been increasing in coming years.
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