A lender requires PMI that is 0.8% of the loan amount of $470,000. How much (in dollars) will this add to the borrower's monthly payments? (Round your answer to the nearest cent.)
$

Answers

Answer 1

The amount add to the borrower's monthly payment is $313.33.

Given that lender requires PMI that is 0.8% of the loan amount of $470,000.

A loan's PMI, or personal mortgage insurance, is a type of mortgage insurance used by lenders when making traditional loans such as home loans. A PMI helps cover the loss to the lender (bank) if the borrower stops making monthly mortgage payments on their home loan. Therefore, the PMI can be described as a kind of risk mitigation tool for the bank when the borrower defaults on their EMIs (monthly mortgage payments). So, PMI for a borrower is an additional cost or payment for the borrower on top of his monthly payments i.e. EMI.

Thus, the additional amount of dollars that the borrower has to pay for the PMI on his loan along with his monthly mortgage payments

= Principal Loan amount × (PMI/12)

= $470,000 × (0.8%/12)

= $470,000 × (0.008/12)

= $470,000 × 0.0006666667

=$313.333349

Hence, the additional monthly payment for PMI where lender requires PMI that is 0.8% of the loan amount of $470,000 is $313.33.

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Related Questions

Really not sure what is meant by this when I'm only given one number, would appreciate help very much!!!!

Answers

Using continuous compounding, it is found that the value of r is of r = 7.7%.

What is continuous compounding?

The amount of money after t years in continuous compounding is:

[tex]P(t) = P(0)e^{rt}[/tex]

In which:

P(0) is the initial amount.r is the exponential growth rate.

The doubling time of 9 years means that P(9) = 2P(0), which is used to find r, hence:

[tex]P(t) = P(0)e^{rt}[/tex]

[tex]2P(0) = P(0)e^{9r}[/tex]

[tex]e^{9r} = 2[/tex]

[tex]\ln{e^{9r}} = \ln{2}[/tex]

[tex]9r = \ln{2}[/tex]

[tex]r = \frac{\ln{2}}{9}[/tex]

r = 0.077.

r = 7.7%.

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Using the standard form of the equation in question 1, what are the length of the radius and the coordinates of the center for this particular circle? Watch your signs for the variables h and k. 12pt

Answers

The coordinates of the center is at (1, 0) and the length of the radius is 4 units.

What is an equation?

An equation is an expression that shows the relationship between two or more variables and numbers.

The standard form of a circle is:

(x - h)² + (y - k)² = r²

Where (h, k) is the center of the circle and r is the radius.

The coordinates of the center is at (1, 0) and the length of the radius is 4 units.

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A community college employs 88 ​full-time faculty members. To gain the​ faculty's opinions about an upcoming building​ project, the college president wishes to obtain a simple random sample that will consist of 9 faculty members. He numbers the faculty from 1 to 88. Complete parts​ (a)

-Using the provided random number​ table, the president closes his eyes and drops his ink pen on the table. It points to the digit in row​ 3, column 6. Using this position as the starting point and proceeding​ downward, determine the numbers for the 9 faculty members who will be included in the sample.

Answers

The numbers that would be included in the sample are 4, 1, 1, 4, 7, 9, 2, 6, 4, 7, 4, 4, 1, 0, 3, 0, 5, 0, 7, 1, 1, 6, 5, 4, 9

How to determine the number that will be included in the sample?

The complete question is added as an attachment

The given parameters are:

Row = 3

Column = 6

From the attached figure, the entries in row 3 are:

4, 1, 1, 4, 7, 9, 2, 6, 4, 7, 4, 4, 1, 0, 3, 0, 5, 0, 7 1

From the attached figure, the entries in column 6 are:

1, 6, 9, 5, 4, 9

Hence, the numbers that would be included in the sample are 4, 1, 1, 4, 7, 9, 2, 6, 4, 7, 4, 4, 1, 0, 3, 0, 5, 0, 7, 1, 1, 6, 5, 4, 9

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Each outcome or a collections of outcomes in a experiment is called as?​

Answers

Answer:

event

What is an event?

An event can be described as an individual or set of outcomes of an experiment.

Events are a subset of the experiment's sample space.

What is sample space?

The sample space of an experiment is the complete set of possible outcomes of that experiment.

what is 4,928 will rounded to the nearest hundred​

Answers

4,900 because 2 is less then 5 it stays the same

Answer:

4900

That is your answer..........

One hundred dollars less
than twice last year's
income?

Answers

Answer:

2y - 100

Step-by-step explanation:

Last year's income = y

2y-100

In quadrilateral ABCD, the sides BC and AD are congruent. The diagonal AC is the bisector of the angle BAD=160 degrees, thats is 8 times greater than angle ACB. Find the measure of angle ADC

pls help

Answers

Answer: [tex]50^{\circ}[/tex]

Step-by-step explanation:

[tex]m\angle CAB=m\angle CAD=80^{\circ}[/tex] (angle bisector)

[tex]m\angle ACB=20^{\circ}[/tex] (one-eighth of [tex]\angle BAD[/tex])

[tex]m\angle ABC=80^{\circ}[/tex] (sum of angles in a triangle)

[tex]\overline{AC} \cong \overline{BC}[/tex] (converse of base angles theorem)

[tex]m\angle ADC=50^{\circ}[/tex] (base angles theorem)

(20x2 – 12x) + (25x– 15)
4x(5x – 3) + 5(5x – 3)

(5x – 3)(
x +
)

Answers

Answer:

(4x+5)

Step-by-step explanation:

4x(5x-3)+5(5x-3)

collecting like terms, first part is (5x-3) hence second part of the equation is (4x+5) from the equation above.

Answer:

Step-by-step explanation:

(20x2 – 12x) + (25x– 15)

4x(5x – 3) + 5(5x – 3)

(( (5x – 3)(4x +5) ))

Is the answer true or false?

Answers

Yes

It is called a scalene quadrilateral. A quadrilateral only needs to have 4 sides, it doesn’t need to have any of these sides congruent.

Which shapes have less than 3 lines of symmetry?

A) B and C

B) A and D

C) B and D

D) A and C

Answers

The shapes that have less than 3 lines of symmetry are Isosceles trapezoid and Isosceles triangle

How to determine the shapes that have less than 3 lines of symmetry?

The shapes are given as:

Isosceles trapezoidSquareIsosceles triangleRegular Pentagon

The lines of symmetry are the lines that, when the shape is rotated through this line, the shape remains the same

As a general rule:

An Isosceles trapezoid and an Isosceles triangle have two lines of symmetry

Hence, the shapes that have less than 3 lines of symmetry are Isosceles trapezoid and Isosceles triangle

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What is the mean of 13, 7, 8 and 4

Answers

Answer:

16

Step-by-step explanation:

Mean is same as average. To find the average, add all items and divide the sum by the number of items in the list.

Avg = (13 + 7 + 8 + 4) / 2 = 32 / 2 = 16

Hi there,

please see below for solution steps :

‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗

To find the mean you first need to add all numbers and divide by how many there are :

  [tex]\sf{\dfrac{13+7+8+4}{4}}[/tex]

⨠ simplify

[tex]\sf{\dfrac{32}{4}}[/tex]

[tex]\boxed{\sf 8}[/tex]                                                                                              [tex]\tiny\pmb{\sf{Frozen \ melody}}[/tex]

‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗‗

A clothing store can make 4 dress shirts out of 14 yards of cotton cloth. At that rate, how many dress shirts can be made out of 63 yards of cotton cloth?

Answers

4/14 = x/63
14x = 4*63
14x = 252
x = 18 dress shirts

Check
4/14 = 0.286
18/63 = 0.286

Solve b + 3∕8 = 4∕9 for b.
A. 32/27
B. 59/72
C. 5/72
D. 1/6

Answers

Answer:

The value of b equals to

[tex] \frac{5}{72} [/tex]

Step-by-step explanation:

Hello!

steps given below

given expression

[tex]b + \frac{3}{8} = \frac{4}{9} \\ [/tex]

subtract

[tex] \frac{3}{8} [/tex]

from both sides

[tex]b + \frac{3}{8} - \frac{3}{8} = \frac{4}{9} - \frac{3}{8} \\ b = \frac{4}{9} - \frac{3}{8} [/tex]

To, continue find the L.C.M of 9 and 8 thus, it's 72

So, plug 72 and solve the expression as follows

[tex]let \: \frac{a}{c} - \frac{b}{c} = \frac{a - b}{c} \\ b = \frac{32 - 27}{72} = \frac{5}{72} [/tex]

Hope it helps!

What is the length of each leg of the triangle below?

Answers

Answer:

C

Step-by-step explanation:

32/sqrt(2) = 32sqrt(2)/2 = 16sqrt2

Answer:

C.

Step-by-step explanation:

It is a right triangle with hypotenuse c = 12, also for having two equal angles is an isosceles triangle, the missing sides (catethus) are equal (a and b)
a = b = the legs

Apply the Pythagorean theorem

[tex]c^{2}=a^{2} +b^{2} \\c^{2} =2a^{2}[/tex]

[tex]a^{2} =\frac{c^{2} }{2}=\frac{(32)^{2} }{2} =512[/tex]

[tex]a=\sqrt{512} =\sqrt{256(2)} =16\sqrt{2}[/tex]

Hope this helps

If m = 4 and n = -7, what is the value of m + n?

Answers

The answer is -3.

If m = 4 and n = -7, we can evaluate the expression by substitution.

m + n

4 + (-7)

-3

❄ H there,

evaluate this expression by substituting the provided parameters –

[tex]\sf{m+n} \ | \ m=4 \ \& \ n=-7 \ | 4+(-7)=4-7=-3}[/tex]

That's it!

When we use statistical software to compare the means with a significance test, we obtain the following printout: Variance T DF Prob>|T| Unequal 2.9146 41.9 0.006 1.3.1 Interpret the P-value, in context, based on its definition. (Note: You are not being asked to make a decision at some α-level.

Answers

The interpretation of the p-value is that there is a 0.006 = 0.6% probability of the sample means differing by the amount that they differed on the sample.

What are the hypothesis tested?

At the null hypothesis, it is tested if the means are equal, that is:

[tex]H_0: \mu_1 = \mu_2[/tex]

At the alternative hypothesis, it is tested if the means are different, that is:

[tex]H_1: \mu_1 \neq \mu_2[/tex]

Since we are testing if the means are different, we have a two-tailed test, which means that the p-value is the probability of the means differing by the amount they different on the sample, or a greater amount.

Hence, the interpretation is that there is a 0.006 = 0.6% probability of the sample means differing by the amount that they differed on the sample.

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QUESTION IS DOW BELOW 5 POINTS EACH PLEASE HELP PLEASE HELP PLEASE HELP

Answers

a. Central angle in the circle is: Angle BAC

b. A major arc is: Arc BEC

c. A minor arc is: Arc BC

d. m(arc BEC) = 260°.

e. m(arc BC) = 100°.

What is the Central Angle Theorem?

The central angle theorem states that: the central angle measure of a circle equals the measure of the intercepted arc.

What is a Central Angle?

A central angle is formed by two radii of a circle, and the vertex of the angle is at the center of the circle.

What is a Major Arc?

Any arc that is more than half a circle (semicircle) or has a measure that is greater than 180 degrees, is referred to as a major arc of that circle. The measure of the major arc > 180 degrees.

What is a Minor Arc?

Any arc that is not more than half a circle (semicircle) or has a measure that is less than 180 degrees, is referred to as a minor arc of that circle. The measure of the minor arc < 180 degrees.

a. One central angle that can be identified in circle A is: Angle BAC

b. A major arc that can be identified in circle A is: Arc BEC

c. A minor arc that can be identified in circle A is: Arc BC.

d. According to the central angle theorem, we have:

m(arc BEC) = 360 - 100

m(arc BEC) = 260°

e. We are given that m(angle BAC) = 100°, therefore, according to the central angle theorem, we have:

m(arc BC) = m(angle BAC )

m(arc BC) = 100°

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I roll two dice and observe two numbers X and Y . If Z = X − Y , find the range and PMF of Z.

Answers

[tex]X[/tex] and [tex]Y[/tex] are independent and identically distributed with PMF

[tex]\mathrm{Pr}(X = x) = \begin{cases}1/6 & \text{if } x \in\{1,2,3,4,5,6\} \\ 0 & \text{otherwise}\end{cases}[/tex]

If [tex]Z=X-Y[/tex], then [tex]Z[/tex] has range/support

{-5, -4, -3, -2, -1, 0, 1, 2, 3, 4, 5}

where we can get

-5 = 1 - 6 in 1 way, hence with probability 1/36-4 = 1 - 5 = 2 - 6 in 2 ways, with probability 2/36 = 1/18-3 = 1 - 4 = 2 - 5 = 3 - 6 in 3 ways, with probability 3/36 = 1/12

and so on, so that the PMF of [tex]Z[/tex] is

[tex]\mathrm{Pr}(Z=z) = \begin{cases}1/36 & \text{if } z\in\{-5,5\} \\ 2/36 & \text{if } z\in\{-4,4\} \\ 3/36 & \text{if }z\in\{-3,3\} \\ 4/36 & \text{if } z\in\{-2,2\} \\ 5/36 & \text{if } z\in\{-1,1\} \\ 6/36 & \text{if } z =0 \\ 0 & \text{otherwise}\end{cases}[/tex]

If the scale factor between two circles is 2x/5y, what is the ratio of their areas?​

Answers

Given that the length ratio between the radii of the two circles is (2 · x) / (5 · y). The ratio of the areas of the two circles is (4 · x²) / (25 · y²).

What is the area ratio of two circles?

According to the statement we know that the radius ratio between two circles. Given that the area of the circle is directly proportional to the square of its radius, then the area ratio is shown below:

A ∝ r²

A = k · r²

A' · r² = A · r'²

A' / A = r'² / r²

A' / A = (r' / r)²

A' / A = [(2 · x) / (5 · y)]²

A' / A = (4 · x²) / (25 · y²)

Given that the length ratio between the radii of the two circles is (2 · x) / (5 · y). The ratio of the areas of the two circles is (4 · x²) / (25 · y²).

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A $8,000 principal is invested in two accounts, one earning 1% interest and another earning 6% interest. If the total interest for the year is $405, then how much is invested in each account?

Answers

The amount invested in the first account is $1,500 and $6,500 was invested in the second account.

What is simple interest?

Simple interest is determined as the principal multiplied by the interest rate ,then multiplied by the duration of the investment.

The formula for simple interest on an investment is as shown below:

I=PRT

P=principal=$8,000

R=interest rates= 1% and 6%

T=duration of investment=1 year

Let assume that X was invested at 1% and that the remaining of $8000-X is invested at 6%.

Interest on the first account=X*1%*1

Interest on the first account=0.01X

Interest on second account=($8000-X)*6%*1

Interest on second account=480-0.06X

Total interest=0.01X+480-0.06X

Total interest=480-0.05X

Total interest=$405

405=480-0.05X

0.05X=480-405

0.05X=75

X=75/0.05

X=amount invested in the first account=$1,500

Amount invested in the second account=$8000-X

Amount invested in the second account=$8,000-$1,500

Amount invested in the second account=$6,500

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What is the measure of RCP?

Answers

Answer:

84

Step-by-step explanation:

15+15+27+27

Residents in a city are charged for water usage every three months. The water bill is computed from a common fee, along with the amount of water the customers use. The last water bills for 40 residents from two different neighborhoods are displayed in the histograms. 2 histograms. A histogram titled Pine Road Neighbors has monthly water bill (dollars) on the x-axis and frequency on the y-axis. 100 to 125, 1; 125 to 150, 2; 150 to 175, 5; 175 to 200, 10; 200 to 225, 13; 225 to 250, 8. A histogram titled Front Street Neighbors has monthly water bill (dollars) on the x-axis and frequency on the y-axis. 100 to 125, 5; 125 to 150, 7; 150 to 175, 8; 175 to 200, 5; 200 to 225, 8; 225 to 250, 7. Which statement correctly compares the water bills for the two neighborhoods? Overall, water bills on Pine Road are less than those on Front Street. Overall, water bills on Pine Road are higher than those on Front Street. The range of water bills on Pine Road is lower than the range of water bills on Front Street. The range of water bills on Pine Road is higher than the range of water bills on Front Street.

Answers

The statement that correctly compares the water bills for the two neighborhoods based on the histogram given is that the range of water bills on Pine Road is higher than the range of water bills on Front Street.

What is a histogram?

It should be noted that a histogram means a graph that shows the frequency of the numerical data using rectangles.

In this case, the statement that correctly compares the water bills for the two neighborhoods based on the histogram given is that the range of water bills on Pine Road is higher than the range of water bills on Front Street. This was the difference between the highest and lowest number.

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Answer: More homes on Pine Road had water bills above $200 than on Front Street.

Step-by-step explanation: edge 2023

When an integer is subtracted from 2 times the next consecutive odd integer, the difference is 1. Find the value of the greater integer.

Answers

The value of the greater integer which is the next consecutive odd integer is; -1.

What is the value of the greater integer as described by the task content?

By observation, it follows that the first integer can be represented by 2x+1 while the next consecutive odd integer can be represented as 2x+3.

Hence, it follows that we have;

2(2x+3) - 2x - 1 = 1

4x +6 -2x - 1 = 1

2x = -4

x = -2.

Consequently, the value of the next consecutive greater integer is; 2(-2) + 3= -1.

It consequently follows from the computations above that the value of the greater odd integer is; -1.

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Find the point at which the line with parametric equations x = 2 3t, y =-4t, z =5 t intersects the plane 4x 5y -2z=18

Answers

It looks like you have

[tex]\begin{cases}x=2+3t\\y=-4t\\z=5+t\end{cases}[/tex]

Substituting these in to the plane equation, we have

[tex]4x+5y-2z = 4(2+3t) + 5(-4t) - 2(5+t) = -2-10t = 18 \\\\ \implies-10t = 20 \implies t = -2[/tex]

When [tex]t=-2[/tex], we get the point

[tex]\begin{cases}x=2+3(-2)\\y=-4(-2)\\z=5+(-2)\end{cases} \implies (x,y,z) = \boxed{(-4,8,3)}[/tex]

Poormina spends all of her money on comic books and mandarins. in 2013, she earn $12 per hour, the price of a comic book was six dollars, and the price of a mansion was one dollar

Answers

The price of a mansion is $1.00 in 2013.

What is difference between a nominal and real variable?

Nominal variables are expressed in money or dollar terms, whereas the real variable compares the wage earned per hour to the basket of goods or services that it can purchase.

In comparing the wage earned per hour to 2 comic books, since the two would cost $12,that explains real variable, which is not required in this case.

However, comparing the the wage of $12 per hour to the price of mansion, which is $1 per one, indicates nominal variable.

In essence, the correct option in this case is that price of a mansion is $1.00 in the year 2013.

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Which of the following tables represents a proportional relationship?
Input
Input Output
7
21
35
49
1357
Input Output
5
42
10
75
15
110
20
145
Input Output
18
46
74
102
26
10
14
Input Output
30
4567
37
44
51

Answers

Answer:

The top left answer is correct.

Step-by-step explanation:

If you take each ordered pair and put them in the form y/x.  The top left corner is the only one where all of the equations are equivalent.

7/1 = 21/3 = 35/5 = 49/7

Please help it would be much appreciated

Answers

Answer:

calcium =1x40=40

chlorine=2x35=70

40+70=110

ca=40/110×100=36.36

when we approximate it become 36.4

thanks

m∠1 =

✔ 131

degrees

m∠2 =

✔ 49

degrees

m∠3 =

✔ 112

degrees

Answers

Answer:

what is the question show the pic

IF A BASEBALL TEAM CONSISTS OF 18 PLAYERS, HOW MANY POSSIBLE GROUPS
OF 9 MAN TEAMS ARE POSSIBLE?

Answers

The number of ways men can be selected from the team of 18 is 48,620ways

Combination and Permutation

Permutation has to do with arrangement while combination has to do with selection.

If a baseball team consists of 18 players and 9 man are possible in the team, the number of ways the men can be chosen is calculated using the combination formula below;

nCr = n!/(n-r)!r!

Given the following

n =18

r = 9

Substitute

18C9 = 18!/(18-9)!9!
18C9 = 18!/9!9!
18C9 = 48,620

Hence the number of ways men can be selected from the team of 18 is 48,620ways

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For a segment of a radio show, a disc jockey can play 7 records. If there are 13 records to select from, in how many ways can the program for this segment be arranged?

Answers

The number of ways the program can be arranged for this segment is 8, 648, 640 ways

What is permutation?

It is important to note that the formula for finding the permutation or arrangement of a set of dats is given as;

Permutation = [tex]\frac{n!}{(n-r)!}[/tex]

where

n = number to select from = 13r = number of objects selected = 7

Let's substitute the values into the formula for permutation, we have

Permutation = [tex]\frac{13!}{13 - 7!}[/tex]

Find the difference of the denominator

Permutation = [tex]\frac{13!}{6!}[/tex]

Find the factorial of the values

Permutation = [tex]\frac{6,227,020,800}{720}[/tex]

Divide the numerator by the denominator

Permutation = 8, 648, 640 ways

Thus, the number of ways the program can be arranged for this segment is 8, 648, 640 ways

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I celebrate myself, and sing myself, and what i assume you shall assume, for every atom belonging to me as good belongs to you. which of the speakers words provide clues to the tone? check the two boxes that best apply. celebrate sing belonging assume Studs, joists, and ___ are manufactured by brake formign and punching galvanized coil and sheet stock Situation:A student in Greece discovers a potterybowl that contains 65% of its originalamount of C-14.N = Noe-ktNo inital amount of C-14 (at timet = 0)N = amount of C-14 at time tk = 0.0001t = time, in yearsFind the age of the pottery bowl to the nearestyear.Enter the correct answer.000?DONE Recidivism surge New York Mayor Adams blames bail reform loopholesAccording to the statistics of the Municipal Police Bureau, the number of people arrested for robbery, burglary and major theft more than three times in a year has increased significantly compared with the previous years of the epidemic. As of June this year, 211 people were arrested more than three times for burglary in a year, an increase of 142.5% compared with 87 in the first six months of 2017; 899 people were arrested for shoplifting more than three times, an increase of 88.9% from 476 in the first six months of 2017. there were 3 ponies. rodrick rode each pony 6 times. how many pony rides did sarah take? The fundamental relationship between economic value creation and competitive advantage is? Which type of early psychologist believed that the whole is more than the sum of its parts?. The federal regulations at 45 cfr 46 provide additional protections for subjects who are workers/employees to protect them from potential risks of harm. true false Which factor contributed to the United States having a more limited military commitment in the Persian Gulf War than It had in Vietnam?OA. the decision to avoidseeking a regime changeD B. weaknesses in air power and bombing capabilityO C. the fallure to assemble a coalition of nations in the war D. lack of advanced military technologles While working in a pharmaceutical laboratory, you need to prepare 1.50 L of a 2.20-M NaCl solution. What mass of NaCl would be required to prepare this solution Find the measure of a. What did carla learn and discover at the black issues conference before she interviewed the boys for the program? what effect did it have on her? You are investigating a problem between two wireless bridges and you find that signal strength is lower than expected. Which of the following could cause the problem?A. Wrong SSIDB. Incorrect 802.11 standardC. Incorrect encryption keyD. Wrong antenna type A parent made x cupcakes for each of the 109 students in the fourth grade. Which expression could be used to determine the total number of cupcakes made? A. x/109B. 109/xC.109xD.109+x a) An adult who visited a therapist during the past year is randomly selected. What is the probability this adult used non-prescription antidepressants? Round your answer to decimal places.(b) What is the probability that an adult visited a therapist during the past year, given that he or she used non-prescription antidepressants? Round your answer to decimal places. 25. One flight took a total of 4.6 hours. Write this number as a mixed numberand as an improper fraction. Show your work in the space below. Rememberto check your solution. Part A: Explain the meaning of these terms and how each relates to the scientific method.1. Variables2. Demand characteristic3. Theory4. Experiment5. Data6. Hypothesis7. Case study8. Dependent variable9. Survey10. Naturalistic11. Design12. Stimulus13. Independent variable14. Control group15. Conclusion16. randomont describes part of the design, theory, variable or a hypothesis of how does the outside try to damage the good married life a couple What do modigliani and miller assert about the relationship between leverage and firm value in the presence of corporate taxes? A(n) ________ offers members focused discussion groups, help, information, and knowledge related to an area of shared practice.