Kaleb would need to wait 95 days to receive the APR he wanted.
What do mean by loan?A loan is the lending of money by one or more people, businesses, or other entities to other people, businesses, or other entities. The recipient, or borrower, incurs a debt and is often responsible for both the main amount borrowed as well as interest payments on the debt until it is repaid.The promissory note used to prove the obligation will typically include information like the principal amount borrowed, the interest rate the lender is charging, and the due date for repayment.What is interest?In the fields of finance and economics, interest is the payment made at a set rate by a borrower or deposit-taking financial institution to a lender or depositor in excess of the principal amount (the amount borrowed). It is not the same as a fee that the borrower might pay to the lender or another entity. It also differs from a dividend, which is money given to shareholders (owners) by a company from its profit or reserve, but not at a set rate predetermined in advance, but rather on a pro rata basis as a share of the reward received by risk-taking businesspeople when revenue is earned that exceeds all costs.Learn more about loan here:
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Does a competitive firm’s price equal its marginal cost in the short run, in the long run, or both? explain
The price of a firm is equal to its marginal cost in both the short and long run. In both the short and long run, price equals marginal revenue. Firms should increase output as long as marginal revenue exceeds marginal cost, and reduce output if marginal revenue is less than marginal cost.
Note that when we are in long-term equilibrium, we are also in short-term equilibrium. In the long run, P = min(ATC), and the entering firm chooses the set with the lowest ATC. The MC curve intersects ATC at min(ATC), so the same quantity has a price equal to MC.
For a perfect competitor, marginal return equals price and average return. This means that the firm's marginal cost curve is a continuous supply curve with values greater than the average variable cost. If the price falls below the average variable cost, the company will be closed.
In a perfectly competitive market, price equals marginal cost in both the short and long run.
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Policy that is intended to provide skills training for unemployed individuals is primarily intended to reduce?
Policy that is intended to provide skills training for unemployed individuals is primarily intended to reduce frictional unemployment.
Frictional unemployment is the result of voluntary employment transitions within an economy. Frictional unemployment generally occurs in a growing and stable economy.
Workers who are choosing to leave their jobs in search of new ones and workers who are entering the workforce for the first time constitute frictional unemployment.
It does not include workers who remain in their current job until finding a new one.
It contributes to the overall employment picture and is also a part of natural unemployment, which is considered as the minimum unemployment rate in an economy due to economic forces and movement of labor.
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A firm that markets product with a heavy water content (like beverages) would likely have _____
A firm that markets products with heavy water content (like beverages) would likely have a number of warehouses located near their markets.
A building, or part of one, for the garage of products, products, and so forth, British. A massive retail keep. A constructing, or a part of one, wherein wholesalers maintain huge shares of products, which they display and promote to retailers.
Warehousing is the procedure of storing physical stock for sale or distribution. Warehouses are used by all specific varieties of businesses that need to briefly keep products in bulk earlier than both transport them to other locations or personally to end consumers.
Warehousing is the act of storing goods with the intention to be bought or disbursed later. Even as a small, home-based business might be warehousing products in a spare room, basement, or storage, large businesses generally personal or hire area in a building that is in particular designed for the garage.
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As a golf club production company produces more clubs, the average total cost of each club produced decreases. this is because:_____.
As a golf club production company produces more clubs, the average total cost of each club produced decreases. this is because there are scale economies.
Economies of scale are the benefits you get from growing your business. For example, businesses can benefit from economies of scale associated with bulk purchases. By purchasing large quantities of products at once, we were able to lower unit prices than our competitors.
Economies of scale occur when a company benefits from the scale of its operations. There are many efficiencies to be gained as the company grows. For example, serving 1,000 customers in a restaurant is much cheaper and more efficient than serving one.
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The law of supply states that as the price of a good declines, the quantity supplied of that good remains the same. decreases. increases. disappears.
The law of supply states that as the price of a good declines, the quantity supplied of that good decreases as well.
What is the law of supply?This economic law states that other things equal, an increase in the price of a product will increase the quantity of it supplied, and conversely for a price decrease directly related.
Hence, the law of supply states that as the price of a good declines, the quantity supplied of that good decreases as well.
Therefore, the Option D is correct.
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Answer:
B. decreases
Explanation:
The law of supply states that as the price of a good declines, the quantity supplied of that good?
In terms of economic costs to society, --------------------crimes are considerably higher than ---------------------------crimes
In terms of economic costs to society, white-collar crimes are considerably higher than conventional crimes.
Colloquially, a crime is an offense punishable by a state or other authority. The term crime does not have a simple, generally accepted definition in modern criminal law, but a statutory definition is provided for specific purposes. The most common view is that crime is a category created by law.
In other words, something is a crime if it is so declared by the relevant applicable law. The proposed definition is that a felony or misdemeanor (or crime) is an act (a "public malpractice") that harms not only an individual but also a community, society, or nation. Such actions are prohibited and will be punished.
The idea of banning acts such as murder and theft exists worldwide. What exactly constitutes a criminal offense is defined by each jurisdiction's criminal law. Many countries have a catalog of crimes known as criminal law, but some common law countries do not have such a comprehensive law.
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With a organizational structure groups that are performing similar tasks may be at risk of duplicating their work and they may also compete for shared resources?
With a organizational structure groups that are performing similar tasks may be at risk of duplicating their work and they may also compete for shared resources is in the divisional structure.
In a divisional structure, many teams work alongside each other toward a single, common goal. Each of these divisions has an executive manager who manages how that branch operates, controls its budgets and allocates its resources.
Large companies do generally employ divisional structure because they have different divisions.
One example of the divisional structure is a car company which separates its company into SUV or sedan vehicle branches. While each branch has its own function, they all work toward the same goal of making a sale. This is known as the multi-divisional structure.
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While conducting a security self-assessment of his personal laptop use, vann realizes that he is putting himself at risk by _____.
While conducting a security self-assessment of his personal laptop use, Vann realizes that he is putting himself at risk by putting off installing available software updates that he has been notified about.
A self-assessment is a personal review performed to identify elements that can be improved or exploited to achieve certain predefined goals.
Self-assessment is the act of reading and evaluating oneself or one's actions: evaluation of oneself.
The reason for a self-assessment is to assist an individual to recognize the number of their skills and enhance them.
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In which type of business do the owners have protection from losing their personal assets but do not deal with double taxation? corporation limited liability partnership sole proprietorship
A limited-liability company is the business type where the owners have protection from losing their personal assets but do not deal with double taxation.
What is a limited-liability company?In this company, the owners known as member are not personally liable for debts of the company and its earnings are taxed only once and at the personal level thereby eliminating double taxation.
Hence, it is the business type where the owners have protection from losing their personal assets but do not deal with double taxation.
Therefore, the Option B is correct.
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Answer:
Limited liability
Explanation: just did the quiz
If $300 is invested at a rate of 6% per year and is compounded quarterly, how much will the investment be worth in 12 years? use the compound interest formula a equals p times the quantity 1 plus r divided by n end quantity raised to the power of n times t.. $145.23 $358.69 $613.04 $618.41
$613.04 will the investment be worth in 12 years.
What is investment?The dedication of an asset to achieve a gain in value through time is referred to as investment. Investment necessitates the sacrifice of a current item, such as time, money, or effort. The goal of investing in finance is to earn a return on the invested asset.
Income investing is an investment approach that focuses on constructing an investment portfolio that is expressly designed to provide recurring income. The income investing strategy's main goal is to generate a consistent stream of income.
The type of investor you are and how you should make investments are determined by your investing personality. Your investing personality is essentially your financial risk profile, which considers aspects such as age, financial history, circumstances, and investment aspirations.
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Answer:
C.613.04
Explanation:
I took the math exam
Anita is a new buyer. luckily, ______ will help her before the sale and can reimburse her after the sale if a title issue arises.
Anita is a new buyer. luckily her title insurance will help her before the sale and can reimburse her after the sale if a title issue arises.
Insurance is a manner to manage your risk. whilst you buy insurance, you buy protection in opposition to unexpected financial losses. The insurance company pays you or someone you choose if something awful takes place for you. when you have no coverage and an accident occurs, you'll be answerable for all related costs.
The six maximum commonplace types of car insurance are automobile legal responsibility coverage, uninsured and underinsured motorist coverage, comprehensive insurance, collision insurance, clinical bills, and personal damage protection.
Amongst country-wide insurers, USAA has the most inexpensive fees, at $36 per month, with country Farm in 2d location, at $44 consistent per month. The cheapest nearby employer is Farm Bureau, at $39 according to month.
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In the bcg matrix, when a division of an organization has a high relative market share and is in a fast-growing industry, it is called a:________
In the BCG matrix, when a division of an organization has a high relative market share and is in fast-growing industry. It is called a Star.
The BCG growth-share matrix is a device used internally through control to assess the current kingdom of value of a company's units or product lines. The growth-proportion matrix aids the enterprise in figuring out which merchandise or gadgets to either hold, sell, or invest greater in.
BCG matrix (also known as growth-share Matrix) is a portfolio making plans version used to analyse the goods in the business's portfolio in step with their growth and relative marketplace proportion. The model is based totally on the commentary that a corporation's business units can be classified into four classes.
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The government controls many or most factors of production in which economic system?.
Government Controls Production in Command Economy.
What is the economic command?When the government has complete control over the economy and the means of production, the economy is referred to as a command or planned economy. In a command economy, decisions on what to create, how to make it, and how to distribute it within the economy are made by the government.In a command economy, the government has complete authority over the economy it oversees. The government regulates wages and prices. There are few property rights, important companies and industries owned by the government, and active black markets.Supply and demand factors, which determine what, how much, and at what price goods and services should be produced, are not allowed under a command economy. Instead, all economic activities are planned, coordinated, and under the direction of a single government, which discourages market competition.Government Controls Production in Command Economy.
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What percentage of the u.s. gross national product is accounted for by healthcare costs?
The U.S. spends a higher percentage of its GDP on healthcare than any other country (16-17% of GDP).
GDP on HealthcareThe National Health Expenditure Accounts (NHEA) are the official calculations of total health care spending in the U.S. Dating back to 1960, the NHEA measures annual United States expenses for health care goods and services, public health activities, government management, the net cost of health insurance, and asset related to health care. The information is presented by type of assistance, sources of funding, and type of sponsor.
U.S. health care spending rose 9.7 percent in 2020, acquiring $4.1 trillion or $12,530 per person. As a percentage of the nation's Gross Domestic Product, health expenditure accounted for 19.7 percent.
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What is the difference between fixed cost and variable cost? does each type of cost affect short-run marginal cost? if yes, explain how each affects marginal cost. if no, explain why each does or does not affect marginal cost.
Fixed costs do not affect the marginal cost of production since they do not typically vary with additional units. Variable costs, however, tend to increase with expanded capacity, adding to marginal cost due to the law of diminishing marginal returns.
What is Fixed costs?Fixed costs, also known as indirect costs or overhead costs in accounting and economics, are corporate expenses that are independent of the volume of goods or services generated by the business. They are usually recurrent, such as monthly interest or rent. These expenses are frequently capital expenses.
A fixed expense is essentially a 'necessity.' Tuition, accommodation and board, as well as your car payment (if you have one), car insurance premiums (if you have a car), wireless plan, and internet connection, will be your major fixed expenses in college.
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Explain the mainstream theory of the business cycle. the mainstream business cycle theory is that ______ grows at a steady rate while ______ grows at a fluctuating rate.
Explain the mainstream theory of the business cycle. The mainstream business cycle theory is that potential GDP grows at a steady rate while aggregate demand grows at a fluctuating rate.
The most recent iteration of the traditional idea of economic fluctuations is real business cycle theory. It assumes that the rate of technological advancement is subject to significant random fluctuations. People sensibly adjust their levels of labor supply and consumption in response to these swings.
Real business cycle theory is a group of new classical macroeconomic models where real shocks are used to explain business cycle fluctuations. Owners can make wise business judgments by comprehending business cycles. They can guess when to brace for a downturn and seize an expansion by keeping an eye on the economy's health and paying heed to recent economic forecasts.
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Medicare covers about______of the out of-pocket medical expenses of older people.
a.+80%
b.+50%
c.+25%
d.+10%
Medicare covers about 50% of the out of-pocket medical expenses of older people.
Medicare is our nation's health insurance program for people 65 and under who receive Social Security disability benefits. This program helps with medical costs, but it does not cover all medical costs or most long-term care costs.
Medicare provides health insurance to individuals over 65 or severely disabled, regardless of income. On the other hand, Medical (a state-owned and funded Medicaid program in California) serves very low-income families, pregnant women, and the visually impaired, among others.
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What are the implications of using the company-wide cost of capital when the firm has multiple operating divisions with different risk levels?
A company-wide rate would be determined from the average risk of the whole firm.
If a multidivisional firm uses a company-wide cutoff rate, this rate will be too high for low-risk divisions and too low for high-risk divisions. The firm will accept only bad high-risk projects and reject good low-risk projects.
It is therefore become necessary to estimate divisional cutoff rates which will reflect the risk of each division. In addition to this because this process involves political rivalries within the firm the approach of company wide rate is used to justify ,these rates must be as comprehensible as possible.
This issue is concerned with any firm with two or more divisions that differ in risk from each other. As each division considers different investment opportunities, it must use a cost of capital to evaluate the effects of expected cash flows in differing time periods. This interest rate is also called a "cutoff" rate.
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Under armour developed dynamic advertising, sponsorships of sports leagues, a creative web site and celebrity spokespeople to promote their sports and clothing products. under armour is engaged in:___.
Under armor developed dynamic advertising, sponsorships of sports leagues, a creative web site and celebrity spokespeople to promote their sports and clothing products. under armor is engaged in Integrated Marketing Communications. The process of merging marketing communication components including public relations and social media is known as integrated marketing communication (IMC).
Audience analytics, business development principles, and advertising into a brand identity that is consistent across multiple media channels. As previously stated, Integrated Marketing Communications can coexist with the five primary communication tools. Coke's share a coke with' campaign, which used unified messaging across TV, Social, Outdoor, and Display, led to a 7% increase in Coke consumption.
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To minimize the risk of theft of consumer remittances, the person who handles and deposits customer payments can also.
To minimize the risk of theft of consumer remittances, the person who manages and deposits customer payments can also. Use of cash registers.
What is a Customer Deposit?A customer deposit is cash settled to a company by a customer, for which the company has not yet provided goods or benefits in exchange. The company has an obligation to provide the displayed goods or services, or to replace the funds.What are customer deposits?
A customer deposit is a prepayment for the investment of future goods and services (unearned revenue). Overpayment of customer invoices (A/R) may also be regarded customer deposits because they are also thought unearned revenues.
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What is the best way for a department supervisor to inform management that one employee outperforms other employees on the team, and deserves a pay increase?
The best way for a department supervisor to inform management that one employee outperforms other employees on the team, and deserves a pay increase is to provide details showing that the employee's performance is in the best interest of the company. Department Supervisors are seen in various companies where they fulfil tasks related to staff and its activity. Activities such as recruiting and training employees, appraising job results, allocating resources, and attending educational opportunities to improve job knowledge.
What is management?Management is the coordination and organisation of tasks to achieve a goal. Such organisatiinal activities include setting the organization's strategy and coordinating the efforts of staff to accomplish these objectives through the application of available resources.
Therefore, the correct answer is as given above.
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Long-term disability insurance _____. Select one: a. applies exclusively to nongovernmental employers with over 50 employees b. pays a flat fee for a fixed number of hours of legal assistance each month for disabled employees c. provides continuing income protection for employees who become disabled and are unable to work d. pays for temporary living expenses and moving expenses incurred by disabled employees
c. Long-term disability insurance provides continuing income protection for employees who become disabled and are unable to work.
More about disability insurance:
Purpose of disability insurance is to give income replacement benefits to Covered Persons who become disabled due to illness or injury and are unable to find employment to earn a living.
It provides a monthly disability benefit for a period of time that is significantly longer than STD (for example, to age 65) following the completion of an Elimination Term (EP) that usually coincides with the STD benefit period to ensure that benefits transfer from STD to LTD without any interruption.
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In, age 50, recently bought an annuity that will pay a guaranteed $2,000/month at age 70 for life. What type of annuity did n purchase?
N purchased the fixed deferred annuity.
How fixed deferred annuities function?You get a guaranteed interest rate for a specific period of time when you buy a fixed deferred annuity. You'll be presented with a new interest rate for a new time period when that one expires. Most fixed annuity contracts specify a minimum interest rate as a guarantee that you will never get less interest than that amount.
When it's time to start receiving payments from your annuity, you can either take money out of your contract or choose from a variety of choices for structuring an income that is guaranteed for your lifetime, a specific amount of time, for joint lifetimes, and/or to support beneficiaries.
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The amount of a good or service that consumers are willing and able to purchase at a specific time is the:_______
The amount of a good or service that consumers are willing and able to purchase at a specific time is the demand.
What is demand?In economics, demand is the amount of a good that consumers are willing and able to buy at different prices over a certain time period. The demand curve is the relationship between price and quantity demand.
A shift in demand reflects a shift in consumer willingness to purchase a specific commodity or service, regardless of price variance. A shift in income levels, consumer choices, or a different price for a related product could be the catalyst for the change.
According to the rule of demand, as the price of a thing falls, so does the quantity requested for that good.
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An economy producing below potential output is considered to be operating in a(n) ______ gap.
An economy producing below potential output is considered to be operating in a(n) inflationary gap.
An inflationary gap measures the distinction between the cutting-edge stage of actual GDP and the GDP that would exist if an economic system changed into operating at full employment. For the space to be taken into consideration inflationary, the modern-day real GDP has to be better than the potential GDP.
For instance, let's say there's a national economic system that is generating 10,000 gallons of milk in step with week. However, the aggregate weekly demand for milk is 15,000 gallons. This means there is an inflationary gap of five,000 gallons of milk consistent with the week.
Excess demand or inflationary gap is an extra aggregate call for over and above the degree required to keep complete employment equilibrium within the financial system.
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Example(s) of obstacles to internationalization can be:_________
a. financial and psychological
b. physical and financial
c. physical and psychological
d. technological
Obstacles to internationalization can be a. financial and psychological.
Financial usually refers to money matters or transactions of some size or importance: a financial wizard. fiscal is used especially in connection with government budget, or those of any corporation: the top of the fiscal yr. monetary relates especially to cash as such: a monetary system or standard.
Psychological is relating the mind or to mental phenomena as the subject matter of psychology. of, concerning, handling, or affecting the thoughts, especially as a characteristic of awareness, feeling, or motivation: psychological play; psychological impact.
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Decisions by depositors to increase their holdings of ________, or of banks to hold excess reserves will result in a ________ expansion of deposits th
Decisions by depositors to increase their holdings of currency, or of banks to hold excess reserves will result in a smaller expansion of deposits. The technique through which banks make more money by using money that has already been deposited is known as deposit expansion.
The money grows because it enters the economy again when banks lend it out. Deposits in a bank do not enhance the total amount of money available before they are lent out. The amount deposited doesn't actually change; just the content of the monies does. Only when funds that have been deposited are loaned out does money actually exist.
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Jack is a board member of firm a but is not an employee of firm a; jack is a senior executive from firm b. jack can best be described as a(n)?
Jack can best be described as an outside director. Jack is a board member of firm a but is not an employee of firm.
What is an external director?Corresponds to a professional who performs the role of a member of the board of directors, but who is not an employee or shareholder of the organization. Hiring external directors is a legal requirement for public organizations.
It is a legal rule that public companies have an external director, in order to reduce unilateral decision-making and fraud, since, as they are not an employee of the organization, the external director is more likely to make impartial decisions.
Therefore, in addition to impartiality, the external director can assist the organization with a different vision and experience, in order to contribute to the organizational positioning and strategy.
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In the context of the seller-side marketplace model, _____ prevents purchases from suppliers that are not on the approved list of sellers.
In the context of the seller-side marketplace model, E- procurement prevents purchases from suppliers that are not on the approved list of sellers.
The practice of requesting, ordering, and buying goods and services online is known as electronic procurement, often referred to as e-procurement or supplier exchange. It involves business to business transactions.
E-procurement, which entails using an electronic system or systems to purchase products, works, and services from third parties, is essential to the evolution of procurement processes as a whole. This includes, but is not limited to, the following E-tendering Web-based method for sourcing tenders.
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In a promotion mix, ________ occurs when firm's sales force make individual presentations to consumers for the purpose of making sales and building customer relationships.
In a merchandising blend, Personal purchaser interactions occurs while firm's income pressure make individual presentations to purchasers.
Relationship advertising refers to the advertising strategy of cultivating extra significant relationships with customers to make certain long-time period pleasure and emblem loyalty. relationship advertising is not approximately short-term wins or sales transactions — alternatively, it focuses on delighting customers for the lengthy haul.
The marketing helps inform consumers and business clients about the employer's products and services. ultimately, income reps call on customers or business customers to close the deal. Small organizations can also use either extra advertising or extra promoting, which in large part relies upon upon the nature of the agencies.
Three keys to building consumer family members:
apprehend and meet your customers' hierarchy of wishes. You can not create an real, long-lasting connection without information the alternative person. Prioritize consistency specially else. spend money on emotional connections, no longer just purchaser pleasure.learn more about customer relationships here: https://brainly.com/question/25656282
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